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Citi Handlowy International Transfers & Exchange Rates
Citi handlowy
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Published On:
November, 22 2022
Edited On:
March, 21 2023

Citi Handlowy International Transfers & Exchange Rates

About Citi Handlowy

However, it’s only the 10th largest bank in Poland and the CEO is Sławomir Sikora. In 2001 Citibank merged with Bank Handlowy to form Citi Handlowy. Now Citibank, NA is a 75% owner of Citi Handlowy.

Citi Handlowy Exchange Rates and Transfer Fees

Exchange Rates

Take a look at this page to take a look at the exchange rates. The top of the page displays the exchange rates for USD, UER, GBP and CHF. You’ll notice the rates are different based on your account type. The exchange rates are updated regularly and you can click on the “More” button to check out the exchange rates for additional currencies.

To save money on currency conversions you can make use of a 3rd party service. They offer the best currency conversion rates so you lose the minimum amount of money when making an international transfer.

Transfer Fees

To see a complete overview of the transfer fees at Citi Handlowy take a look at this PDF file. You will notice that some customers can enjoy free transfers while others need to pay a fee of 15PLN. Also, there is no fee for domestic transfers, which is ideal for customers who want to save money.

Additional Costs

There is an 8PLN cost for the monthly maintenance. Also, there is a fee when sending money in a currency other than PLN. You can take a look at the full list of fees that must be paid when using services at Citi Handlowy.

How Do Citi Handlowy Transfer Fees Compare to Using a Money Transfer Provider?

The fees at Citi Handlowy are competitive compared to other banks, but they are higher than most money transfer services. The fees will add up when you make several transactions throughout the year. Therefore, it’s worth checking out various 3rd party services, which you can find here:

Citi Handlowy Pros and Cons


Provides a variety of financial services such as personal accounts, credit cards and wealth management
Receive 150 PLN with a new accounts
Offers quick cash loans
Offers quick cash loans


The app has a rating of 2.4 out of 5 on the Google Play store
International money transfers take longer and are more expensive than 3rd party services

How to Open an Account and Transfer Money With Citi Handlowy on the Website

  • Step 1: Navigate to the accounts page and read the details of Citi Handlowy accounts.

  • Step 2: Click on the “Open account online” blue button, which can be found towards the end of the page.

  • Step 3: fill out the application form and follow the instructions. You’ll need a smartphone to take a photo of yourself. Also, a SMS code will be sent to your phone to confirm the account.

  • Step 4: log in and send money using an IBAN number and recipient’s name.

Transferring Money

To send money domestically in Poland you will need to use the recipient’s name and IBAN number. However, a SWIFT code is required for international payments.

Can I Use Citi Handlowy for International Bank Transfers?

It is possible to send and receive money internationally with a Citi Handlowy bank account. You will need to make use of the SWIFT system, which enables correspondent banks to route money.

The SWIFT code for Citi Handlowy is CITIPLPXCCH and the bank address is BANK HANDLOWY W WARSZAWIE SA, WARSZAWA, Poland.

Additional Information

  • The founder is Leopold Stanisław Kronenberg

  • Listed on the Warsaw stock exchange on June 1997

  • Receive 10% discounts in over 100 Polish restaurants

  • Access to discounts when shopping at over 300 partners


Citi Handlowy is a trusted Polish bank that offers the services most people need to send money internationally. You’ll love the easy registration process and intuitive website that provides the information clearly.

However, the international transfer fees and exchange rates are more expensive than 3rd party alternatives. Consider using services such as Xoom and Western Union to save money when sending money.

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April Summers
April Summers
April is a trained journalist and the Content Editor for She has 10 years experience writing about a diverse range of subjects, from financial services to arts and entertainment. When she's not writing about global remittances she can be found daydreaming about her next holiday abroad.

Answers to key questions about Citi Handlowy

Can I open a Citi Handlowy account in any country?
Are there transfer limits?
How long do transfers take with Citi Handlowy?
What customer support options are available?
Can I use a Citi Handlowy debit card when traveling abroad?
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