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Send Money from Croatia (HRK) to Estonia (EUR)

Transfer HRK to EUR quickly and easily by comparing the latest exchange rates, and best provider fees, speed and reviews from Croatia to Estonia.

Top Provider
Amount Received
By bank-transfer
Fees: HRK 14.42
Rate: 0.13008
Payment Options
Key Features
Offers low rates
Well known brand
Amount Received
By bank-transfer
Fees: HRK 3.00
Rate: 0.13008 *
Payment Options
Key Features
Flat £3 fee
First transfer is free
Live exchange rate
Only for iOS
Current Mid-Market Rate: 1 HRK = 0.130077 EUR
* Some rates may be indicative.

Best Providers for Sending Money to Estonia from Croatia

When considering how to send money Estonia from Croatia there are some key aspects of the transfer that will impact the best provider for your needs. 

There are plenty of international money transfer providers for Croatia to Estonia. The fastest provider is Atlantic Money. The cheapest provider we found is Atlantic Money at % Above Mid-Market Rate.

If you’re looking for the best combination of price, speed, and reliability we recommend using Wise when sending HRK – EUR.

This means that by using Wise for online money transfers to Estonia from Croatia, you are likely to save on transfer fees and benefit from fast speeds – so your recipient will get more money and have it delivered in less time.

Alternatively, if you are unable to access Wise for any reason, our comparison engine has found Atlantic Money also to be very good options when sending HRK to EUR.

The cheapest way to send money from Croatia to Estonia

The cost of transferring money will depend on the value of the transaction and amount of EUR you want the recipient in Estonia to receive. 

In order to avoid high fees, you should consider the cheapest way to send money from Croatia to Estonia.  

Atlantic Money has been determined by our comparison engine to be currently offering you the cheapest rates possible.

The fastest way to send money from Croatia to Estonia

When sending money from Croatia to Estonia, speed is one of the biggest factors you need to consider in terms of the service offered by different money transfer providers, particularly if you want to send money instantly. Currently, Atlantic Money is the fastest way to send HRK – EUR.

What payment methods are available when sending money from Croatia to Estonia?

Most money transfer providers allow you to deposit and send money using various payment methods, but not all providers offer every option. Typically you’ll find the most common methods are bank transfers and card payments, but many providers also accept cash and some will even deliver funds straight to your recipient’s door.

Sending money to Estonia from Croatia using credit card

To avoid high fees you can opt to use an online money transfer provider such as Wise to pay for your transfer to Estonia. Our guide on sending money using a credit card has more information. 

Sending money to Estonia from Croatia using a debit card

With Wise you can send money online to Estonia using your debit card. But before making a payment, make sure you understand all the processing fees in place. Our guide on sending money using a debit card has more information. 

Using a wire transfer to send money from Croatia to Estonia

Bank and international wire transfers are the most common ways of sending money Estonia as they are secure, reliable, and convenient. However, they often come with the slowest delivery times in case speed is an important factor for you. You can use Wise to send money using a bank or wire transfer at a great rate as long as you’re happy for your transfer to take 1-2 days.

When sending money to Estonia from Croatia using bank account transfer you are paying for the outgoing fees, flat fees, currency exchange rate markup, and sometimes an additional incoming transfer fee. If you do decide to make an international transfer using wire transfer, you might be required to use a SWIFT/BIC code when completing your transaction. If you’re unsure of what it is, check out our guide on what is a SWIFT code as well as use our SWIFT code calculator to find the right SWIFT/BIC code.

On the other hand, you usually only pay a sender fee and a small exchange rate markup when using online money transfer services such as Wise and Atlantic Money.

Considerations for a HRK to EUR Currency Transfer

Before sending money to Estonia from Croatia, you should consider the following:

  1. The amount you want to transfer: It is likely that the more money you send to Estonia the more value you will get and more EUR the recipient will receive. This is because any flat fee charged ends up as a smaller percentage of your transfer amount, and also because many providers allow you to negotiate a better exchange rate margin if sending large amounts.
  2. The HRK – EUR exchange rate margin: Money transfer providers charge a small percentage on top of the mid-market exchange rates in order to generate revenue. Current mid market rate is 0.130077 and the lowest exchange rate margin is currently offered by Wise at % above the mid market rate.
  3. Hidden fees & charges: Before sending money to Estonia, make sure the provider you are using doesn’t charge any hidden fees. Our reviews of the top ranked providers Wise, Atlantic Money and will give insight here.

How to send money from Croatia to Estonia at the best rate?

This one’s easy. Simply use our comparison table above to find the best provider to send HRK to EUR. After that it’s just a process of making your transfer via the following steps:

  1. Click “Visit Site” inside our comparison table
  2. Register for an account if required
  3. Input how much you are willing to send
  4. Fund your transfer
  5. Receive & save an email confirming your transfer

How to receive transfers from HRK to EUR in Estonia?

Your recipient has a few methods available to receive your money in Estonia. These will vary between providers, but it is possible to find services that will:

If your recipient is going to collect or have the money delivered to them in Estonia, then they will usually need the following:

How much money can be transferred from Croatia to Estonia?

The amount of EUR you can receive from Croatia will largely depend on the money transfer service you are using. There are providers that specialise in smaller remittance payments, and providers who specialise in larger transfers. 

You should also check if there are any government regulations pertaining to the amount of EUR that can be received in Estonia or sent from Croatia before making your transfer.

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Keith Hodges
Written by
Keith Hodges

Keith is a digital specialist with a background in the financial industry, both as a marketeer and a journalist. Keith joined MoneyTransfers.com in order to take the business to the next level and expand our offering in multiple international money transfer markets.