Transfer CHF to EUR quickly and easily by comparing the latest exchange rates, and best provider fees, speed and reviews from Switzerland to Germany.
When considering how to send money Germany from Switzerland there are some key aspects of the transfer that will impact the best provider for your needs.
There are plenty of international money transfer providers for Switzerland to Germany. The fastest provider is XE. The cheapest provider we found is Wise at 0.9% Above Mid-Market Rate.
If you’re looking for the best combination of price, speed, and reliability we recommend using XE when sending CHF – EUR.
This means that by using XE for online money transfers to Germany from Switzerland, you are likely to save on transfer fees and benefit from fast speeds – so your recipient will get more money and have it delivered in less time.
Alternatively, if you are unable to access XE for any reason, our comparison engine has found TorFx and Wise also to be very good options when sending CHF to EUR.
The cost of transferring money will depend on the value of the transaction and amount of EUR you want the recipient in Germany to receive.
In order to avoid high fees, you should consider the cheapest way to send money from Switzerland to Germany.
Wise has been determined by our comparison engine to be currently offering you the cheapest rates possible.
When sending money from Switzerland to Germany, speed is one of the biggest factors you need to consider in terms of the service offered by different money transfer providers, particularly if you want to send money instantly. Currently, XE is the fastest way to send CHF – EUR.
Most money transfer providers allow you to deposit and send money using various payment methods, but not all providers offer every option. Typically you’ll find the most common methods are bank transfers and card payments, but many providers also accept cash and some will even deliver funds straight to your recipient’s door.
To avoid high fees you can opt to use an online money transfer provider such as Wise to pay for your transfer to Germany. Our guide on sending money using a credit card has more information.
With XE you can send money online to Germany using your debit card. But before making a payment, make sure you understand all the processing fees in place. Our guide on sending money using a debit card has more information.
Bank and international wire transfers are the most common ways of sending money Germany as they are secure, reliable, and convenient. However, they often come with the slowest delivery times in case speed is an important factor for you. You can use XE to send money using a bank or wire transfer at a great rate as long as you’re happy for your transfer to take 1-2 days.
When sending money to Germany from Switzerland using bank account transfer you are paying for the outgoing fees, flat fees, currency exchange rate markup, and sometimes an additional incoming transfer fee. If you do decide to make an international transfer using wire transfer, you might be required to use a SWIFT/BIC code when completing your transaction. If you’re unsure of what it is, check out our guide on what is a SWIFT code as well as use our SWIFT code calculator to find the right SWIFT/BIC code.
On the other hand, you usually only pay a sender fee and a small exchange rate markup when using online money transfer services such as XE, TorFx and Wise.
Before sending money to Germany from Switzerland, you should consider the following:
This one’s easy. Simply use our comparison table above to find the best provider to send CHF to EUR. After that it’s just a process of making your transfer via the following steps:
Your recipient has a few methods available to receive your money in Germany. These will vary between providers, but it is possible to find services that will:
If your recipient is going to collect or have the money delivered to them in Germany, then they will usually need the following:
The amount of EUR you can receive from Switzerland will largely depend on the money transfer service you are using. There are providers that specialise in smaller remittance payments, and providers who specialise in larger transfers.
You should also check if there are any government regulations pertaining to the amount of EUR that can be received in Germany or sent from Switzerland before making your transfer.
Keith is a digital specialist with a background in the financial industry, both as a marketeer and a journalist. Keith joined MoneyTransfers.com in order to take the business to the next level and expand our offering in multiple international money transfer markets.