Home Send Money From Germany to Switzerland

Send Money from Germany (EUR) to Switzerland (CHF)

Transfer EUR to CHF quickly and easily by comparing the latest exchange rates, and best provider fees, speed and reviews from Germany to Switzerland.

Amount
2000
EUR
CHF
Germany
EUR
Switzerland
CHF
EUR
Top Provider
Amount Received
By bank-transfer
 1,876.74
CHF
Fees: 0
Rate: 0.93837 *
Payment Options
Speed
debit-card
1_to_2_hours
bank-transfer
1_to_2_hours
Key Features
5-star customer rating on TrustPilot
No transfer limit & no fees
£25 gift card when you refer a friend
Excellent customer support
Amount Received
By bank-transfer
 1,885.28
CHF
Fees: €10.68
Rate: 0.94770
Payment Options
Speed
bank-transfer
next_day
credit-card
next_day
debit-card
next_day
Key Features
Offers low rates
Well known brand
Amount Received
By bank-transfer
 1,890.94
CHF
Fees: €3.00
Rate: 0.94689 *
Payment Options
Speed
bank-transfer
3_to_6_hours
Key Features
Flat £3 fee
First transfer is free
Live exchange rate
Amount Received
By bank-transfer
 1,823.07
CHF
Fees: €10.00
Rate: 0.91612 *
Payment Options
Speed
bank-transfer
3_to_5_days
debit-card
3_to_5_days
Key Features
Internationally renowned bank
Current Mid-Market Rate: 1 EUR = 0.946891 CHF
* Some rates may be indicative.

Best Providers for Sending Money to Switzerland from Germany

When considering how to send money Switzerland from Germany there are some key aspects of the transfer that will impact the best provider for your needs. 

There are plenty of international money transfer providers for Germany to Switzerland. The fastest provider is XE. The cheapest provider we found is Atlantic Money at 0.9% Above Mid-Market Rate.

If you’re looking for the best combination of price, speed, and reliability we recommend using XE when sending EUR – CHF.

This means that by using XE for online money transfers to Switzerland from Germany, you are likely to save on transfer fees and benefit from fast speeds – so your recipient will get more money and have it delivered in less time.

Alternatively, if you are unable to access XE for any reason, our comparison engine has found Wise and Atlantic Money also to be very good options when sending EUR to CHF.

The cheapest way to send money from Germany to Switzerland

The cost of transferring money will depend on the value of the transaction and amount of CHF you want the recipient in Switzerland to receive. 

In order to avoid high fees, you should consider the cheapest way to send money from Germany to Switzerland.  

Atlantic Money has been determined by our comparison engine to be currently offering you the cheapest rates possible.

The fastest way to send money from Germany to Switzerland

When sending money from Germany to Switzerland, speed is one of the biggest factors you need to consider in terms of the service offered by different money transfer providers, particularly if you want to send money instantly. Currently, XE is the fastest way to send EUR – CHF.

What payment methods are available when sending money from Germany to Switzerland?

Most money transfer providers allow you to deposit and send money using various payment methods, but not all providers offer every option. Typically you’ll find the most common methods are bank transfers and card payments, but many providers also accept cash and some will even deliver funds straight to your recipient’s door.

Sending money to Switzerland from Germany using credit card

To avoid high fees you can opt to use an online money transfer provider such as Wise to pay for your transfer to Switzerland. Our guide on sending money using a credit card has more information. 

Sending money to Switzerland from Germany using a debit card

With XE you can send money online to Switzerland using your debit card. But before making a payment, make sure you understand all the processing fees in place. Our guide on sending money using a debit card has more information. 

Using a wire transfer to send money from Germany to Switzerland

Bank and international wire transfers are the most common ways of sending money Switzerland as they are secure, reliable, and convenient. However, they often come with the slowest delivery times in case speed is an important factor for you. You can use XE to send money using a bank or wire transfer at a great rate as long as you’re happy for your transfer to take 1-2 days.

When sending money to Switzerland from Germany using bank account transfer you are paying for the outgoing fees, flat fees, currency exchange rate markup, and sometimes an additional incoming transfer fee. If you do decide to make an international transfer using wire transfer, you might be required to use a SWIFT/BIC code when completing your transaction. If you’re unsure of what it is, check out our guide on what is a SWIFT code as well as use our SWIFT code calculator to find the right SWIFT/BIC code.

On the other hand, you usually only pay a sender fee and a small exchange rate markup when using online money transfer services such as XE, Wise and Atlantic Money.

Considerations for a EUR to CHF Currency Transfer

Before sending money to Switzerland from Germany, you should consider the following:

  1. The amount you want to transfer: It is likely that the more money you send to Switzerland the more value you will get and more CHF the recipient will receive. This is because any flat fee charged ends up as a smaller percentage of your transfer amount, and also because many providers allow you to negotiate a better exchange rate margin if sending large amounts.
  2. The EUR – CHF exchange rate margin: Money transfer providers charge a small percentage on top of the mid-market exchange rates in order to generate revenue. Current mid market rate is 0.946891 and the lowest exchange rate margin is currently offered by XE at 0.9% above the mid market rate.
  3. Hidden fees & charges: Before sending money to Switzerland, make sure the provider you are using doesn’t charge any hidden fees. Our reviews of the top ranked providers XE, Wise and Atlantic Money will give insight here.

How to send money from Germany to Switzerland at the best rate?

This one’s easy. Simply use our comparison table above to find the best provider to send EUR to CHF. After that it’s just a process of making your transfer via the following steps:

  1. Click “Visit Site” inside our comparison table
  2. Register for an account if required
  3. Input how much you are willing to send
  4. Fund your transfer
  5. Receive & save an email confirming your transfer

How to receive transfers from EUR to CHF in Switzerland?

Your recipient has a few methods available to receive your money in Switzerland. These will vary between providers, but it is possible to find services that will:

If your recipient is going to collect or have the money delivered to them in Switzerland, then they will usually need the following:

How much money can be transferred from Germany to Switzerland?

The amount of CHF you can receive from Germany will largely depend on the money transfer service you are using. There are providers that specialise in smaller remittance payments, and providers who specialise in larger transfers. 

You should also check if there are any government regulations pertaining to the amount of CHF that can be received in Switzerland or sent from Germany before making your transfer.

How much money can be transferred from Germany to Switzerland?
Are there any tax implications from sending money from Germany to Switzerland?
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Keith Hodges
Written by
Keith Hodges

Keith is a digital specialist with a background in the financial industry, both as a marketeer and a journalist. Keith joined MoneyTransfers.com in order to take the business to the next level and expand our offering in multiple international money transfer markets.