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Overall best choice: Wise
We tested & reviewed dozens of money transfer providers, and Wise scored highly.
Wise appeared in 89.8% of United States to India searches, and was the top rated company out of 16 that support USD to INR.
So for a great mix of cost, speed & features, make your United States to India transfer using Wise.
How to get the best deal on your United States to India transfer
Summary of recent searches
Important things to consider before sending money from United States to India
Don't settle for the first option. Always compare ways to send money from United States to India to find out about fees, speed, and reliability.
Our analysis included 16 providers that operate between United States and India.
Through this, you get a comprehensive view of all the options you have in United States when you need to send money to India.
Cheapest way to send money to India from United States: Remitly
Data collected over the past six months show that Remitly is 0% cheaper than the second-best option.
The $1.82 transfer cost represents the most common fee for USD to INR international transfers, based on data from the past six months.
If you want to secure the best rates on a USD to India transfer, make sure you pick Remitly to send your money online.
*The most common fee applied to USD-INR by Remitly, based on data from the past six months.
Fastest way to send money from United States to India: Wise
Our data shows that Wise came up as the fastest way to send money from United States to India in 40.5% of searches. This makes them well suited to urgent USD to INR money transfers.
The 'fastest' way to send money is defined by the overall speed of sending money from United States to India - this includes deposit, transfer and withdrawal timeframes and often differs per currency.
When speed matters, Wise is your best choice at the moment. This service emerged as the quickest way to send money to India from United States in 40.5% of the searches on MoneyTransfers.com over the past six months.
Need to send over $10,000?
Opt for a service proven with large transfers when size matters. For transfers over $10,000, your best bet is Wise.
While Wise may not always be the cheapest or fastest way to send USD from United States to India, it’s the provider that will keep you safe and relaxed while your money moves into INR.
Understanding the costs involved when moving money from United States to India
When calculating the costs of money transfers between United States and India, here's what really matters:
The Mid-Market Rate: Today, the USD-INR mid-market rate equals to 83.39015 INR per US Dollar. Keep in mind that this rate fluctuates all the time.
The USD-INR average exchange rate of the past three months has been 83.188 INR per US Dollar, with a high of 83.6299 and a low of 82.6695.
Fees and Markups: That's where Wise shines, combining the best of both worlds: excellent USD to INR rates that are only 0% away from the average.
How to find the best exchange rate for US Dollar to Indian Rupee
Timing is essential sending money between USD and INR. The exchange rate you secure impacts how much INR you get for your USD.
Let's dive into some interesting recent trends.
Over the past six months, the exchange rate from USD to INR has seen some fluctuation. On average, it stood at 83.188.
During this period, the highest value recorded was 83.6299, while the lowest was 82.6695.
Wise, which is our recommended service to send money online from United States to India offers an exchange rate that is only 0.01% above the mid-market rate.
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Payment methods available to fund your United States to India transfer
Bank transfers
Bank transfers are often the default option for sending money from United States to India.
By using a money transfer company such as Remitly for transfers from United States to India, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates.
On average, Remitly is the cheapest provider for bank transfers from the 16 we tested when sending USD to India.
With an average fee of USD to send money from United States to India, Remitly offers a great combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from United States to India with a debit or a prepaid card is very simple with Wise.
Wise is a leader in debit card payments for transfers from United States to India, competing among a total of 16 active money transfer companies on this route. They consistently rank at the top in this category.
Credit cards
When it comes to credit card transfers from United States to India, Instarem emerges as our top choice of the 16 companies offering this service.
Our comparison engine's last six months of data on USD to INR searches show Instarem has been ranked as the cheapest provider.
Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between India and United States.
Our comparison engine and algorithms evaluate providers based on over 25 factors.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from United States to India .
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to INR.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
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