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Compare the best ways to send money from New Zealand to United States

Get the best deals when you transfer from New Zealand to United States. Find the cheapest, fastest, and most reliable providers with the best NZD to USD exchange rates.

Read on for the best deals, expert information, and all you need to send money to United States from New Zealand.

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Overall best choice: Wise

Wise is our top pick for NZD to USD transfers.

We tested & reviewed dozens of money transfer providers, and Wise scored highly.

Wise appeared in 95% of New Zealand to United States searches, and was the top rated company out of 9 that support NZD to USD.

So for a great mix of cost, speed & features, make your New Zealand to United States transfer using Wise.

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How to get the best deal on your New Zealand to United States transfer

Summary of recent searches

Top rated for transfers from New Zealand to United States
Wise
Total number of NZ - US providers
9
Average cheapest fees & rate
Wise
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Wise
Best for debit card
Wise
Best for credit card
Wise

Important things to consider before sending money from New Zealand to United States

1
Compare providers

Don't settle for the first option. Always compare ways to send money from New Zealand to United States to find out about fees, speed, and reliability.

Our analysis included 9 providers that operate between New Zealand and United States.

Through this, you get a comprehensive view of all the options you have in New Zealand when you need to send money to United States.

2
Think about the New Zealand Dollar-US Dollar exchange rate
3
Choose the right payment method
4
Keep your money safe
5
Consider transfer limits
6
How to receive money in United States
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to send money to United States from New Zealand: Wise

Get the lowest fees with Wise - the cheapest transfer service at just $8.95 per transaction*

Data collected over the past six months show that Wise is 0.5% cheaper than the second-best option.

The $8.95 transfer cost represents the most common fee for NZD to USD international transfers, based on data from the past six months.

If you want to secure the best rates on a NZD to United States transfer, make sure you pick Wise to send your money online.

*The most common fee applied to NZD-USD by Wise, based on data from the past six months.

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Fastest way to send money from New Zealand to United States: Wise

Need to send money fast? Pick Wise and get your funds from New Zealand to United States at speed.

Our data shows that Wise came up as the fastest way to send money from New Zealand to United States in 34.1% of searches. This makes them well suited to urgent NZD to USD money transfers.

The 'fastest' way to send money is defined by the overall speed of sending money from New Zealand to United States - this includes deposit, transfer and withdrawal timeframes and often differs per currency. 


When speed matters, Wise is your best choice at the moment. This service emerged as the quickest way to send money to United States from New Zealand in 34.1% of the searches on MoneyTransfers.com over the past six months.

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Need to send over $10,000?

For those big moves, competitive pricing & strong customer service are key.

Opt for a service proven with large transfers when size matters. For transfers over $10,000, your best bet is Wise.


While Wise may not always be the cheapest or fastest way to send NZD from New Zealand to United States, it’s the provider that will keep you safe and relaxed while your money moves into USD.

Understanding the costs involved when moving money from New Zealand to United States

When calculating the costs of money transfers between New Zealand and United States, here's what really matters:

The Mid-Market Rate: Today, the NZD-USD mid-market rate equals to 0.5888 USD per New Zealand Dollar. Keep in mind that this rate fluctuates all the time.

The NZD-USD average exchange rate of the past three months has been 0.6132 USD per New Zealand Dollar, with a high of 0.6295 and a low of 0.5834.

Fees and Markups: That's where Wise shines, combining the best of both worlds: excellent NZD to USD rates that are only 0% away from the average.

How to find the best exchange rate for New Zealand Dollar to US Dollar

Timing is essential sending money between NZD and USD. The exchange rate you secure impacts how much USD you get for your NZD.

Mid-market Rate
1
= 0.5888 USD

Let's dive into some interesting recent trends.

  • Over the past six months, the exchange rate from NZD to USD has seen some fluctuation. On average, it stood at 0.6132.

  • During this period, the highest value recorded was 0.6295, while the lowest was 0.5834.

  • Wise, which is our recommended service to send money online from New Zealand to United States offers an exchange rate that is only 0.01% above the mid-market rate.

Want to secure the best NZD-US Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from New Zealand to United States!

Payment methods available to fund your New Zealand to
United States transfer

  • Bank transfers

    Bank transfers are often the default option for sending money from New Zealand to United States.

    By using a money transfer company such as Wise for transfers from New Zealand to United States, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    On average, Wise is the cheapest provider for bank transfers from the 9 we tested when sending NZD to United States.

    With an average fee of NZD8.84 to send money from New Zealand to United States, Wise offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from New Zealand to United States with a debit or a prepaid card is very simple with Wise.


    Wise is a leader in debit card payments for transfers from New Zealand to United States, competing among a total of 9 active money transfer companies on this route. They consistently rank at the top in this category.


  • Credit cards

    When it comes to credit card transfers from New Zealand to United States, Wise emerges as our top choice of the 9 companies offering this service.

    Our comparison engine's last six months of data on NZD to USD searches show Wise has been ranked as the cheapest provider.

    Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between United States and New Zealand.


Our comparison engine and algorithms evaluate providers based on over 25 factors.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from New Zealand to United States .


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NZD to USD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

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FAQs

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Contributors

Giovanni Angioni
Giovanni Angioni, a journalist specialized in financial and political topics, has written for well-known outlets like La Stampa, Repubblica, the Economist, and Politico. His background in political sciences complements his extensive experience in covering major international events such as ASEAN and NATO summits, and European Council meetings. His insightful approach to global finance and politics enriches his role at MoneyTransfers.com, where he focuses on making personal finance relatable and understandable for a broad audience.