Overall best choice: Wise

Wise is our top pick for AUD to NZD transfers.

We tested & reviewed dozens of money transfer providers, and Wise scored highly.

Wise appeared in 98.1% of Australia to New Zealand searches, and was the top rated company out of 9 that support AUD to NZD.

So for a great mix of cost, speed & features, make your Australia to New Zealand transfer using Wise.

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How to get the best deal on your Australia to New Zealand transfer

Summary of recent searches

Top rated for transfers from Australia to New Zealand
Wise
Total number of AU - NZ providers
9
Average cheapest fees & rate
Instarem
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Instarem
Best for debit card
Instarem
Best for credit card
Instarem

Important things to consider before sending money from Australia to New Zealand

1
Compare providers

Don't settle for the first option. Always compare ways to send money from Australia to New Zealand to find out about fees, speed, and reliability.

Our analysis included 9 providers that operate between Australia and New Zealand.

Through this, you get a comprehensive view of all the options you have in Australia when you need to send money to New Zealand.

2
Think about the - exchange rate
3
Choose the right payment method
4
Keep your money safe
5
Consider transfer limits
6
How to receive money in New Zealand
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to send money to New Zealand from Australia: Instarem

Get the lowest fees with Instarem - the cheapest transfer service at just $250.96 per transaction*

Data collected over the past six months shows that Instarem is 0.3% cheaper than the second-best option.

The $250.96 transfer cost represents the most common fee for AUD to NZD international transfers, based on data from the past six months.

If you want to secure the best rates on a AUD to New Zealand transfer, make sure you pick Instarem to send your money online.

*The most common fee applied to AUD-NZD by Instarem, based on data from the past six months.

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Fastest way to send money from Australia to New Zealand: Wise

Need to send money fast? Pick Wise and get your funds from Australia to New Zealand at speed.

Our data shows that Wise came up as the fastest way to send money from Australia to New Zealand in 54.4% of searches. This makes them well suited to urgent AUD to NZD money transfers.

The 'fastest' way to send money is defined by the overall speed of sending money from Australia to New Zealand - this includes deposit, transfer and withdrawal timeframes and often differs per currency. 


When speed matters, Wise is your best choice at the moment. This service emerged as the quickest way to send money to New Zealand from Australia in 54.4% of the searches on MoneyTransfers.com over the past six months.

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Need to send over $10,000?

For those big moves, competitive pricing & strong customer service are key.

Opt for a service proven with large transfers when size matters. For transfers over $10,000, your best bet is Wise.


While Wise may not always be the cheapest or fastest way to send AUD from Australia to New Zealand, it’s the provider that will keep you safe and relaxed while your money moves into NZD.

Understanding the costs involved when moving money from Australia to New Zealand

When calculating the costs of money transfers between Australia and New Zealand, here's what really matters:

The Mid-Market Rate: Today, the AUD-NZD mid-market rate equals 1.096012 NZD per Australian Dollar.

The AUD-NZD average exchange rate for the past three months has been 1.0765 NZD per Australian Dollar, with a high of 1.0971 and a low of 1.0542.

When looking to send money, we'd recommend Wise. On average Wise is 0% away from the average mid-market rate. Fees may be added on top, but they're still the cheapest provider on average from AUD to NZD.

How to find the best exchange rate for to

Timing is essential for sending money between AUD and NZD. The exchange rate you secure impacts how much NZD you get for your AUD.

Mid-market Rate
1
= 1.096012 NZD

Let's dive into some interesting recent trends.

  • Over the past six months, the exchange rate from AUD to NZD has seen some fluctuation. On average, it stood at 1.0765.

  • During this period, the highest value recorded was 1.0971, while the lowest was 1.0542.

  • Wise, which is our recommended service to send money online from Australia to New Zealand offers an exchange rate that is only 0% above the mid-market rate.

Want to secure the best AUD-New Zealand Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Australia to New Zealand!

Payment methods available to fund your Australia to
New Zealand transfer

  • Bank transfers

    Bank transfers are often the default option for sending money from Australia to New Zealand.

    By using a money transfer company such as Instarem for transfers from Australia to New Zealand, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    On average, Instarem is the cheapest provider for bank transfers from the 9 we tested when sending AUD to New Zealand.

    With an average fee of AUD250.96 to send money from Australia to New Zealand, Instarem offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Australia to New Zealand with a debit or a prepaid card is very simple with Wise.


    Wise is a leader in debit card payments for transfers from Australia to New Zealand, competing among a total of 9 active money transfer companies on this route.

  • Credit cards

    When it comes to credit card transfers from Australia to New Zealand, Instarem emerges as our top choice of the 9 companies offering this service.

    Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between New Zealand and Australia.


Our comparison engine and algorithms evaluate providers based on over 25 factors.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Australia to New Zealand.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send AUD to NZD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

FAQs

How much money can be transferred from Australia to New Zealand?
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