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Compare the best ways to send money from Indonesia to Germany

Get the best deals when you transfer from Indonesia to Germany. Find the cheapest, fastest, and most reliable providers with the best IDR to EUR exchange rates.

Read on for the best deals, expert information, and all you need to send money to Germany from Indonesia.

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Overall best choice: Wise

Wise is our top pick for IDR to EUR transfers.

We tested & reviewed dozens of money transfer providers, and Wise scored highly.

Wise appeared in 88.2% of Indonesia to Germany searches, and was the top rated company out of 2 that support IDR to EUR.

So for a great mix of cost, speed & features, make your Indonesia to Germany transfer using Wise.

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How to get the best deal on your Indonesia to Germany transfer

Summary of recent searches

Top rated for transfers from Indonesia to Germany
Wise
Total number of ID - DE providers
2
Average cheapest fees & rate
Wise
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Wise
Best for debit card
Wise
Best for credit card
Wise

Important things to consider before sending money from Indonesia to Germany

1
Compare providers

Don't settle for the first option. Always compare ways to send money from Indonesia to Germany to find out about fees, speed, and reliability.

Our analysis included 2 providers that operate between Indonesia and Germany.

Through this, you get a comprehensive view of all the options you have in Indonesia when you need to send money to Germany.

2
Think about the Rupiah-Euro exchange rate
3
Choose the right payment method
4
Keep your money safe
5
Consider transfer limits
6
How to receive money in Germany
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to send money to Germany from Indonesia: Wise

Get the lowest fees with Wise - the cheapest transfer service at just $1389536.64 per transaction*

Data collected over the past six months shows that Wise is 0% cheaper than the second-best option.

The Rp1389536.64 transfer cost represents the most common fee for IDR to EUR international transfers, based on data from the past six months.

If you want to secure the best rates on a IDR to Germany transfer, make sure you pick Wise to send your money online.

*The most common fee applied to IDR-EUR by Wise, based on data from the past six months.

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Fastest way to send money from Indonesia to Germany: Wise

Need to send money fast? Pick Wise and get your funds from Indonesia to Germany at speed.

Our data shows that Wise came up as the fastest way to send money from Indonesia to Germany in 70.6% of searches. This makes them well suited to urgent IDR to EUR money transfers.

The 'fastest' way to send money is defined by the overall speed of sending money from Indonesia to Germany - this includes deposit, transfer and withdrawal timeframes and often differs per currency. 


When speed matters, Wise is your best choice at the moment. This service emerged as the quickest way to send money to Germany from Indonesia in 70.6% of the searches on MoneyTransfers.com over the past six months.

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Need to send over $10,000?

For those big moves, competitive pricing & strong customer service are key.

Opt for a service proven with large transfers when size matters. For transfers over $10,000, your best bet is Wise.


While Wise may not always be the cheapest or fastest way to send IDR from Indonesia to Germany, it’s the provider that will keep you safe and relaxed while your money moves into EUR.

Understanding the costs involved when moving money from Indonesia to Germany

When calculating the costs of money transfers between Indonesia and Germany, here's what really matters:

The Mid-Market Rate: Today, the IDR-EUR mid-market rate equals to 0.00005788818 EUR per Rupiah.

The IDR-EUR average exchange rate for the past three months has been 0.0001 EUR per Rupiah, with a high of 0.0001 and a low of 0.0001.

When looking to send money, we'd recommend CurrencyFair. On average CurrencyFair is 0% away from the average mid-market rate. Fees may be added on top, but they're still the cheapest provider on average from IDR to EUR.

How to find the best exchange rate for Rupiah to Euro

Timing is essential for sending money between IDR and EUR. The exchange rate you secure impacts how much EUR you get for your IDR.

Mid-market Rate
1
= 0.00005788818 EUR

Let's dive into some interesting recent trends.

  • Over the past six months, the exchange rate from IDR to EUR has seen some fluctuation. On average, it stood at 0.0001.

  • During this period, the highest value recorded was 0.0001, while the lowest was 0.0001.

  • Wise, which is our recommended service to send money online from Indonesia to Germany offers an exchange rate that is only 0% above the mid-market rate.

Want to secure the best IDR-Euro exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Indonesia to Germany!

Payment methods available to fund your Indonesia to
Germany transfer

  • Bank transfers

    Bank transfers are often the default option for sending money from Indonesia to Germany.

    By using a money transfer company such as Wise for transfers from Indonesia to Germany, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    On average, Wise is the cheapest provider for bank transfers from the 2 we tested when sending IDR to Germany.

    With an average fee of IDR1389536.64 to send money from Indonesia to Germany, Wise offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Indonesia to Germany with a debit or a prepaid card is very simple with Wise.


    Wise is a leader in debit card payments for transfers from Indonesia to Germany, competing among a total of 2 active money transfer companies on this route.

  • Credit cards

    When it comes to credit card transfers from Indonesia to Germany, Wise emerges as our top choice of the 2 companies offering this service.

    Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Germany and Indonesia.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Indonesia to Germany.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send IDR to EUR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Contributors

Giovanni Angioni
Giovanni Angioni, a journalist specialized in financial and political topics, has written for well-known outlets like La Stampa, Repubblica, the Economist, and Politico. His background in political sciences complements his extensive experience in covering major international events such as ASEAN and NATO summits, and European Council meetings. His insightful approach to global finance and politics enriches his role at MoneyTransfers.com, where he focuses on making personal finance relatable and understandable for a broad audience.