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Send money from Indonesia to Germany
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."
"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."
"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
Our recommendation: Wise
We tested & reviewed 4 money transfer providers offering money transfers from Indonesia to Germany, and Wise scored highly.
Sending 4,200,000 IDR to EUR will cost you Rp50288 in fees, and you will receive 214.94 EUR. The delivery time usually is within minutes, but it depends on the day you make the transfer.
For a great mix of cost, speed & features, we recommend making your Indonesia to Germany transfer using Wise.
How to get the best deal on your Indonesia to Germany money transfer
Always compare rates
Don't pay more than you have to. Use our live comparison tool to get the best exchange rates on sending money from Indonesia to Germany.
Choose a provider
Select the provider that offers you the best value and timeframes for transfers between Indonesia and Germany.
Click, sign up & send
Follow the steps & make your transfer to Germany. Your funds will be sent from Indonesia and converted into Euro.
Summary of recent searches
Get the most from sending money from Indonesia to Germany
Compare providers
Comparing providers offering services between Indonesia and Germany based on your specific transfer amount, is the easiest way to get the best price on your transfer.
We cover the entire IDR-EUR market and have compared 4 providers offering services between Indonesia and Germany.
This ensures you will get the most comprehensive options for sending Rupiah to Germany.
Whilst we rate Wise as the best overall for transfers between the two countries, comparing gives you the best idea for your specific Indonesia to Germany transfer needs.
Beat the Rupiah-Euro exchange rate
Choose the right payment method
Financial regulations across Indonesia and Germany
Consider minimum and maximum limits
Receiving money in Germany
Be ready with your ID
Tax declarations
The fastest way to send money to Germany from Indonesia is by sending cash
Cash transfers are almost instant in most cases.
However, in some cases, it can take a few days to process, depending on your branch, how much you are sending, and the deposit method you use.
Considering there aren’t many IDR/EUR transfer options available, this is by far the fastest way to do it.
The cheapest way to to send money to Germany from Indonesia is via PayPal P2P Transfer
The coverage of IDR/EUR transfer options is very limited, therefore, PayPal’s P2P transfer service is one of the cheaper options you have, along with cash transfer via Western Union and MoneyGram.
With PayPals P2P transfer, the main cost is the conversion between currencies, which can go as high as % on top of the mid market rate, as well as a IDR transfer fee.
You can also opt to use a cash transfer via MoneyGram or Western Union, which are cheaper in some cases (depending on the amount, deposit method, and your branch).
Sending a large amount of money?
Of the 4 providers compared, Wise is the best rated for higher transfer amounts.
Sending large amounts of money can be expensive, and while Wise may not always be the fastest or cheapest way to send money from Indonesia to Germany, it's a great provider for things like buying or selling property.
Understanding the costs involved when transferring money from Indonesia to Germany
When calculating the costs of money transfers between Indonesia and Germany, opt for the best combination of fees and exchange rates:
The Mid-Market and Exchange Rates: Today, the IDR-EUR mid-market rate equals 0.0001 EUR per Rupiah.
For reference, the IDR-EUR average mid-market rate for the past 7 days has been 0.0001 EUR per Rupiah, with a high of 0.0001 and a low of 0.0001.
The company offering the best exchange rate is Wise.
Often the IDR-EUR exchange rate you receive is the bigger factor than how much it costs to send Rupiahs to Germany.
Fees: Fees are charged on top of a transfer. The company offering the lowest fee is Wise, cahrging 50288 IDR per transfer. We would recommend searching for your exact send amount to get an idea of fees.
Amount Received: The amount received in Euro is the biggest indicator the total cost of sending money from Indonesia to Germany. Essentially, the more the recipient receives in Germany, the less it is costing to send from Indonesia.
Getting best exchange rate for transfers between Rupiah and Euro
Timing is essential for transferring money between IDR and EUR. The exchange rate you secure impacts how much EUR you get for your IDR.
The recent trends between the currencies are:
Over the past 7 days, the mid-market rate from IDR to EUR has moved slightly. On average, it was 0.0001.
During this same period,there was a high of 0.0001, and a low of 0.0001.
Wise, which is our recommended service to send money online from Indonesia to Germany offers 0.0001 EUR per IDR which is only -62.8% above the mid-market rate.
Want to secure the best IDR-Euro exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Indonesia to Germany!
Funding your Indonesia to Germany money transfer
Bank transfers
Bank transfers are often the best and easier way to send money from Indonesia to Germany.
By using a money transfer company such as Wise for transfers from Indonesia to Germany, you can send money via a bank transfer and benefit from lower fees and more favorable exchange rates than would be offered by a bank.
On average, Wise is the cheapest way to send money via a bank transfer. This is of the 4 companies we tested when sending IDR to Germany.
With a fee of 50288 IDR to send money from Indonesia to Germany, Wise offers a decent combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from Indonesia to Germany with a debit or a prepaid card is easy with Western Union Agent.
Western Union Agent is a leading money transfer company for debit card payments, and offers transfers from Indonesia to Germany.
Credit cards
We recommend avoiding credit card transfers due to high fees, and instead, you should consider a bank transfer or a debit card deposit.
However, if you do need to use a credit card to fund your transfer, use our comparison tool to get the latest deal.
Keep on top of fees: using a credit card to transfer money can result in a fee being charged by your card issuer. Where possible, we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Germany and Indonesia.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Indonesia to Germany.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send IDR to EUR.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.
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