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Compare money transfers from Indonesia to Germany

Get the best deals on transfers from Indonesia to Germany. Find the cheapest, fastest, and best rated providers with the most competitive IDR to EUR exchange rates.

Read on for analysis and insights on the best ways to send money to Germany from Indonesia.

Transferring the other way? Send EUR from Germany to Indonesia instead.
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Wise was the top rated provider from Indonesia to Germany

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Wise was the cheapest from Indonesia to Germany

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Wise was the fastest from Indonesia to Germany

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
OFX was the best for large transfers from Indonesia to Germany

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.4% - 1.5%

Our recommendation: Wise

Wise is our top choice for IDR to EUR transfers.

We tested & reviewed 4 money transfer providers offering money transfers from Indonesia to Germany, and Wise scored highly.

In total, Wise appeared in 100% of Indonesia to Germany searches, and was the top rated company supporting transfers between IDR and EUR.

For a great mix of cost, speed & features, we recommend making your Indonesia to Germany transfer using Wise.

Screenshot

How to get the best deal on your Indonesia to Germany money transfer

Summary of recent searches

Top rated for transfers from Indonesia to Germany
Wise
Total number of ID - DE providers
4
Average cheapest fees & rate
Wise
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Wise

Get the most from sending money from Indonesia to Germany

1
Compare providers

Comparing providers offering services between Indonesia and Germany based on your specific transfer amount, is the easiest way to get the best price on your transfer.

We cover the entire IDR-EUR market and have compared 4 providers offering services between Indonesia and Germany.

This ensures you will get the most comprehensive options for sending Rupiah to Germany.

Whilst we rate Wise as the best overall for transfers between the two countries, comparing gives you the best idea for your specific Indonesia to Germany transfer needs.

2
Beat the Rupiah-Euro exchange rate
3
Choose the right payment method
4
Financial regulations across Indonesia and Germany
5
Consider minimum and maximum limits
6
Receiving money in Germany
7
Be ready with your ID
8
Tax declarations

Cheapest way to transfer money to Germany from Indonesia: Wise

Wise offers the lowest cost transfers of the 4 providers we compared.

Data collected over the past six months shows that Wise is 0% cheaper than the second-best option.

Wise offers this through a combination of an average 476,183* IDR fee per transfer and exchange rate between IDR-EUR that is -53.38% different to the mid-market rate

If you want the cheapest way to send Rupiah to Germany, Wise is our recommended choice.

*The most common fee applied to IDR-EUR by Wise, based on data from the past six months.

Screenshot

Fastest company to send money to Germany from Indonesia: Wise.

We compared 4 companies for fast transfers from Rupiahs to Germany and Wise came out on top.

Through our data, Wise was the quickest way to send money from Indonesia to Euro 87.5% of the time.

Sending money through Wise to Germany from Indonesia has an average fee of 378,449.29 IDR.

To understand who was the fastest, we tested Wise as part of 4 money transfer providers. Within this, we looked at the overall speed of sending money from Indonesia to Germany. This was made up of transfer times to Germany after Rupiahs were added to a money transfer account.

When fast money transfers between Indonesia and Germany are a priority, Wise is our recommended choice.

Screenshot

Sending a large amount of money?

For big transfers from Indonesia to Germany, competitive pricing & strong customer service are essential.

Of the
4 providers compared, Wise is the best rated for higher transfer amounts.

Sending large amounts of money can be expensive, and while Wise may not always be the fastest or cheapest way to send money from Indonesia to Germany, it's a great provider for things like buying or selling property.

Understanding the costs involved when transferring money from Indonesia to Germany

When calculating the costs of money transfers between Indonesia and Germany, opt for the best combination of fees and exchange rates:

The Mid-Market and Exchange Rates: Today, the IDR-EUR mid-market rate equals 0.0001 EUR per Rupiah.

  • For reference, the IDR-EUR average mid-market rate for the past three months has been 0.0001 EUR per Rupiah, with a high of 0.0001 and a low of 0.0001.

  • The company offering the best exchange rate is Wise.

  • Often the IDR-EUR exchange rate you receive is the bigger factor than how much it costs to send Rupiahs to Germany.

Fees: Fees are charged on top of a transfer. The company offering the lowest fee is Wise, averaging 476,183 IDR over the last 6 months. We would recommend searching for your exact send amount to get an idea of fees.

Amount Received: The amount received in Euro is the biggest indicator the total cost of sending money from Indonesia to Germany. Essentially, the more the recipient receives in Germany, the less it is costing to send from Indonesia.

Getting best exchange rate for transfers between Rupiah and Euro

Timing is essential for transferring money between IDR and EUR. The exchange rate you secure impacts how much EUR you get for your IDR.

Mid-market Rate
1
= 0.000059792936 EUR

The recent trends between the currencies are:

  • Over the past six months, the mid-market rate from IDR to EUR has moved slightly. On average, it was 0.0001.

  • During this same period,there was a high of 0.0001, and a low of 0.0001.

  • Wise, which is our recommended service to send money online from Indonesia to Germany offers an exchange rate that is only -54.02% above the mid-market rate.

Want to secure the best IDR-Euro exchange rates?

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Funding your Indonesia to
Germany money transfer

  • Bank transfers

    Bank transfers are often the best and easier way to send money from Indonesia to Germany.

    By using a money transfer company such as Wise for transfers from Indonesia to Germany, you can send money via a bank transfer and benefit from lower fees and more favorable exchange rates than would be offered by a bank. 


    On average, Wise is the cheapest way to send money via a bank transfer. This is of the 4 companies we tested when sending IDR to Germany.

    With an average fee of 476,183 IDR to send money from Indonesia to Germany, Wise offers a decent combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Indonesia to Germany with a debit or a prepaid card is easy with .


    is a leading money transfer company for debit card payments, and offers transfers from Indonesia to Germany.

  • Credit cards

    When it comes to sending money with a credit card from Indonesia to Germany, is our top choice of the 4 companies offering this service.

    Keep on top of fees: using a credit card to transfer money can result in a fee being charged by your card issuer. Where possible, we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Germany and Indonesia.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Indonesia to Germany.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send IDR to EUR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Can I send money from Indonesia to Germany with MoneyTransfers.com?
What are the typical transfer fees for sending Rupiahs to Germany through various providers?
How long does it take to send money from Indonesia to Germany?
What is the best exchange rate I can get for sending money from Indonesia to Germany?
Are there any minimum or maximum transfer amounts for sending money from Indonesia to Germany?
Can I schedule regular transfers between Indonesia and Germany?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.