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Companies for transfers from Philippines to Germany
"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."
"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."
Our recommendation: OFX
We tested & reviewed 8 money transfer providers offering money transfers from the Philippines to Germany, and OFX scored highly.
In total, OFX appeared in 65% of Philippines to Germany searches, and was the top rated company supporting transfers between PHP and EUR.
For a great mix of cost, speed & features, we recommend making your Philippines to Germany transfer using OFX.
How to get the best deal on sending money from Philippines to Germany
- Always compare rates
Don't pay more than you have to. Use our live comparison tool to make sure you aren't missing the best rates to send money from the Philippines to Germany.
- Choose a provider
Select the provider that offers you the best value on buying EUR & service for your needs.
- Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be on their way to your chosen country & currency.
Summary of recent searches
Get the most from sending money from Philippines to Germany
Comparing providers offering services between the Philippines and Germany based on your specific transfer amount, is the easiest way to get the best price on your transfer.
We cover the entire PHP-EUR market and have compared 8 providers offering services between the Philippines and Germany.
This ensures you will get the most comprehensive options for sending Philippine Peso to Germany.
Whilst we rate OFX as the best overall for transfers between the two countries, comparing gives you the best idea for your specific the Philippines to Germany transfer needs.
Cheapest way to transfer money from Philippines to Germany: OFX
Data collected over the past six months shows that OFX is 0% cheaper than the second-best option.
This includes an average transfer fee of 0* PHP an exchange rate for buying Euro with Philippine Pesos that is 3.21% different to the mid-market rate.
If you want to secure the best rates on transfers from Philippines to Germany, OFX will result in the most Euro received.
*The most common fee applied to PHP-EUR by OFX, based on data from the past six months.
Fastest company to send money to Germany from the Philippines: OFX.
Through our data, OFX was the quickest way to send money from the Philippines to Euro 66.7% of the time.
Sending money through OFX to Germany from the Philippines has an average fee of 0 PHP.
To understand who was the fastest, we tested OFX as part of 8 money transfer providers. Within this, we looked at the overall speed of sending money from the Philippines to Germany. This was made up of transfer times to Germany after Philippine Pesos were added to a money transfer account.
When fast money transfers between the Philippines and Germany are a priority, OFX is our recommended choice.
Sending large amounts of money
Of the 8 companies compared, OFX has the strongest option for large transfers from the Philippines to Germany.
Whatever the reason, sending bigger sums of money can be costly if you get a bad exchange rate from Philippine Peso to Euro.
The OFX rate makes them great for large transfers between Germany and the Philippines.
Understanding the costs involved when transferring money from Philippines to Germany
When calculating the costs of money transfers between Philippines and Germany, opt for the best combination of fees and exchange rates:
The Mid-Market and Exchange Rates: Today, the PHP-EUR mid-market rate equals 0.0164 EUR per Philippine Peso.
For reference, the PHP-EUR average mid-market rate for the past three months has been 0.016 EUR per Philippine Peso, with a high of 0.0166 and a low of 0.0157.
The company offering the best exchange rate is OFX.
Often the PHP-EUR exchange rate you receive is the bigger factor than how much it costs to send Philippine Pesos to Germany.
Fees: Fees are charged on top of a transfer. The company offering the lowest fee is OFX, averaging 0 PHP over the last 6 months. We would recommend searching for your exact send amount to get an idea of fees.
Amount Received: The amount received in Euro is the biggest indicator the total cost of sending money from the Philippines to Germany. Essentially, the more the recipient receives in Germany, the less it is costing to send from the Philippines.
Finding the best exchange rate between Philippine Peso and Euro
Getting a strong exchange rate between PHP and EUR is essential. The exchange rate you secure impacts how much EUR you get for your PHP.
It can pay to track rates, and keep on top of currency trends.
Over the past six months, the mid-market rate from PHP to EUR has averaged 0.016.
In this period there was a high of 0.0166, and a low of 0.0157.
OFX, which is our recommended service to send money online from Philippines to Germany offers an exchange rate with a mark up of 3.21% above the mid-market rate.
Want to secure the best PHP-Euro exchange rates?
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Funding your Philippines to Germany money transfer
Bank transfers
Bank transfers are often the best and easier way to send money from the Philippines to Germany.
By using a money transfer company such as OFX for transfers from the Philippines to Germany, you can send money via a bank transfer and benefit from lower fees and more favorable exchange rates than would be offered by a bank.
On average, OFX is the cheapest way to send money via a bank transfer. This is of the 8 companies we tested when sending PHP to Germany.
With an average fee of 0 PHP to send money from the Philippines to Germany, OFX offers a decent combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from the Philippines to Germany with a debit or a prepaid card is easy with Wise.
Wise is a leading money transfer company for debit card payments, and offers transfers from the Philippines to Germany.
Credit cards
When it comes to sending money with a credit card from the Philippines to Germany, is our top choice of the 8 companies offering this service.
Keep on top of fees: using a credit card to transfer money can result in a fee being charged by your card issuer. Where possible, we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Germany and Philippines.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Philippines to Germany.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send PHP to EUR.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
Money transfer company reviews
