/Send money/To Rwanda/From South Africa

How to send money to Rwanda from South Africa with the best ZAR-RWF rate

Compare the best ways to send money from South Africa to Rwanda. Explore the fastest, cheapest, and most reliable providers with the best ZAR to RWF exchange rates.

Read on for the best deals, expert information, and all you need to send money to Rwanda from South Africa.

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November 22nd, 2025

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South Africa
ZAR
Rwanda
RWF
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R
Best money transfer companies

Send money from South Africa to Rwanda

Last updated: Today
Mid-market rate as of 11/22/2025: 1 ZAR = 84.146504 RWF
Results below are based on a 4300 ZAR search
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0 of 3 providers
Send cash via a Western Union agent
1
Western Union Agent
Recipient gets (RWF)
RF 343,498.65
Full transfer details

"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."

7.7
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send cash via a MoneyGram agent
2
MoneyGram Agent
Recipient gets (RWF)
RF 343,498.65
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send Money Between PayPal Accounts
3
PayPal App
Recipient gets (RWF)
RF 339,803.78
Full transfer details

"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."

5.4
Personal account manager
Multi-currency card
Receive to bank account or debit card
P2P transfer
Mid-market rate updates every 60 minutes

Alternative for South Africa to Rwanda

While you can’t send ZAR to RWF with Wise, you can transfer USD to USD.

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Fees
0.1% - 2.6%

The best way to send ZAR to Rwanda is through a cash transfer with MoneyGram.

MoneyGram offers broad coverage across South Africa and Rwanda, making it a reliable option.

Transfer fees vary depending on the branch and the amount you send, but you can generally expect to pay around 3 ZAR per 4,300 ZAR transferred.

Before sending, check which deposit options are available in your area. In many cases, you can fund your transfer online in ZAR, while the recipient collects RWF in cash at a local branch.

If you’re looking for alternatives, MoneyGram also offers competitive cash pickup services.

How to compare deals on your South Africa to Rwanda transfer

Summary of recent searches

Top rated for transfers from South Africa to Rwanda
Western Union Agent
Total number of ZA - RW providers
3
Average cheapest fees & rate
Western Union Agent
Average fastest transfer
PayPal App
Average transfer time
Within minutes
Best for bank transfers
Western Union Agent
Best for debit card
PayPal App
Best for credit card
PayPal App

Sending money from South Africa to Rwanda considerations

1

Compare providers

A comparison of providers offering services between South Africa and Rwanda is the easiest way to ensure the best deal.

We've compared 3 providers that offer services for sending Rand to Rwanda.

This ensures you will get the best options for your transfer to Rwanda from South Africa.

Whilst we rate Western Union Agent as the best overall, comparing gives you a comprehensive view of all the options for transferring money from South Africa to Rwanda.

2

Get the most from the Rand-Rwand Franc exchange rate

3

Choose the right payment method

4

Financial regulations in South Africa and Rwanda

5

Consider transfer limits

6

How to receive money

7

Have your ID ready

8

Tax declarations

The cheapest way to send money from South Africa to Rwanda is a cash transfer via Western Union.

The cheapest way to send money to Rwanda from South Africa is via a cash transfer through a Western Union Agent.

While cash transfers are usually more expensive than online options, our analysis of hundreds of money transfer companies shows that very few services currently support ZAR/RWF transfers online.

The total cost of your transfer includes both the transfer fee (around 3 ZAR per 4,300 ZAR) and an exchange rate markup.

Ultimately, the exact price will depend on your location, payment method, and transfer amount.

The cheapest way to to send money to Rwanda from South Africa is via PayPal P2P Transfer

The coverage of ZAR/RWF transfer options is very limited, therefore, PayPal’s P2P transfer service is one of the cheaper options you have, along with cash transfer via Western Union and MoneyGram.

With PayPals P2P transfer, the main cost is the conversion between currencies, which can go as high as % on top of the mid market rate, as well as a ZAR transfer fee.

You can also opt to use a cash transfer via MoneyGram or Western Union, which are cheaper in some cases (depending on the amount, deposit method, and your branch).

Screenshot

Send large sums of money abroad with Currencies Direct

Transferring bigger amounts of money to Rwanda from South Africa needs a strong exchange rate and effective transfer management.

From the
3 options we compared, Currencies Direct offers the strongest all-round option for large transfers to Rwanda from South Africa.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Rwand Francs to Rwand Franc.

As such, we recommend Currencies Direct for large Rwanda transfers.

Understanding the costs involved when moving money from South Africa to Rwanda

The total cost of money transfers to Rwanda from South Africa, is a combination of exchange rates and fees. Sending with a company that can offer a good competitive rate and low (or no) fees is the best way to get a good deal.

The Mid-Market and Exchange Rates: The current mid-market for ZAR-RWF is 83.5146 RWF per Rand.

  • Using a transfer company offering an exchange rate closer to this will result in being able to buy more Rwand Franc for your Rands.

  • On average for the last week, the ZAR-RWF mid-market rate has been 84.7852 RWF per Rand. This hit a high of 85.0463, and a low of 84.1465.

  • From the 3 companies compared, Western Union Agent offers the best exchange rates.

  • The biggest factor in the overall cost of sending money is the exchange rate you receive on converting ZAR to RWF.

Fees: Some money transfers between South Africa and Rwanda will be subject to fees. Western Union Agent has a fee of 3 ZAR based on a 4,300 ZAR transfer.

Although you should search for your send amount for actual fees as your scenario may be different.

Amount Received: Money transfer companies will show you the amount of Rwand Franc eventually received in Rwanda.

This number should guide you, as a higher amount of money received in Rwanda means a better overall cost of sending money from South Africa.

Getting best exchange rate for transfers between Rand and Rwand Franc

Timing is essential for transferring money between ZAR and RWF. The exchange rate you secure impacts how much RWF you get for your ZAR.

Mid-market Rate
1 
ZAR
=
83.514618 
RWF

The recent trends between the currencies are:

  • Over the past 7 days, the mid-market rate from ZAR to RWF has moved slightly. On average, it was 84.7852.

  • During this same period,there was a high of 85.0463, and a low of 84.1465.

  • Western Union Agent, which is our recommended service to send money online from South Africa to Rwanda offers 79.9392 RWF per ZAR which is only 5% above the mid-market rate.

Want to secure the best ZAR-Rwand Franc exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from South Africa to Rwanda!

Paying for your South Africa to
Rwanda money transfer

  • Bank transfers

    A bank transfer is often the default option for money transfers from South Africa to Rwanda.

    By using a money transfer company such as Western Union Agent to send money from South Africa to Rwanda, you can while benefit from lower fees and more favorable exchange rates than a bank would offer. 


    On average, Western Union Agent is the cheapest money transfer provider for bank transfers from the 3 we tested when sending ZAR to Rwanda.

    With a fee of ZAR3 to send money from South Africa to Rwanda, Western Union Agent offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from South Africa to Rwanda with a prepaid or debit card is very easy with Western Union Agent.


    Western Union Agent is a great choice for sending money with a debit card from South Africa to Rwanda. This is from the 3 money transfer companies compared.

  • Credit cards

    When it comes to credit card money transfers from South Africa to Rwanda there aren't that many options, mainly because it's more expensive.

    If you have to, we recommend running a quick comparison to get the best deal on RWF

    Be careful of fees: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Rwanda and South Africa.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from South Africa to Rwanda.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send ZAR to RWF.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

How much money can be transferred from South Africa to Rwanda?
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Can I send money from South Africa to Rwanda with MoneyTransfers.com?
What are the typical transfer fees for sending Rands to Rwanda through various providers?
How long does it take to send money from South Africa to Rwanda?
What is the best exchange rate I can get for sending money from South Africa to Rwanda?
Are there any minimum or maximum transfer amounts for sending money from South Africa to Rwanda?
Can I schedule regular transfers between South Africa and Rwanda?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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