Send Money to UAE from South Africa | Best ZAR-AED Exchange Rates

Best companies for ZAR/AED transfers
7 of 7 providers Last updated on 10 November 2026
Based on 130,000 ZAR transfer Best companies for ZAR/AED transfers Sort Cheapest
Promoted TorFx Pay via Bank transfer	Fee R 0,00 1 ZAR = 0.2237 AED +0.30% vs mid-market	Recipient gets AED 29 077,10 Minutes - 24 hours
2 reviews Personal account managerReceive to bank accountIdeal for buying property abroad
Ways to receive money in United Arab Emirates with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 ZAR = 0.2237 AED AED 29 077,10You payR 130 000,00
Promoted Key Currency Pay via Bank transfer	Fee R 0,00 1 ZAR = 0.2238 AED +0.25% vs mid-market	Recipient gets AED 29 091,68 Minutes - 3 days
4 reviews Personal account managerReceive to bank account
Ways to receive money in United Arab Emirates with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 ZAR = 0.2238 AED AED 29 091,68You payR 130 000,00
Run a live search Showing top South Africa to United Arab Emirates deals for 130,000 ZAR. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live ZAR to AED rates.
Run a live search These companies offer multi-currency accounts for spending AED. We suggest doing a live search based on how much ZAR you're planning to spend in United Arab Emirates.
Run a live search These are managed services with real human support for large ZAR transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: Special Rate for 1st Transfer Key Currency Pay via Bank transfer	Fee R 0,00 1 ZAR = 0.2238 AED +0.25% vs mid-market	Recipient gets AED 29 091,68 Minutes - 3 days
4 reviews Cheapest Personal account managerReceive to bank account
Ways to receive money in United Arab Emirates with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 ZAR = 0.2238 AED AED 29 091,68You payR 130 000,00
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee R 0,00 1 ZAR = 0.2237 AED +0.27% vs mid-market	Recipient gets AED 29 085,85 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in United Arab Emirates with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 ZAR = 0.2237 AED AED 29 085,85You payR 130 000,00
TorFx Pay via Bank transfer	Fee R 0,00 1 ZAR = 0.2237 AED +0.30% vs mid-market	Recipient gets AED 29 077,10 Minutes - 24 hours
2 reviews FastestOur top pick Personal account managerReceive to bank accountIdeal for buying property abroad
Ways to receive money in United Arab Emirates with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 ZAR = 0.2237 AED AED 29 077,10You payR 130 000,00
Currencies Direct Pay via Bank transfer	Fee R 0,00 1 ZAR = 0.2229 AED +0.65% vs mid-market	Recipient gets AED 28 977,00 Minutes - 24 hours
3 reviews Personal account managerMulti-currency cardReceive to bank account
Ways to receive money in United Arab Emirates with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 ZAR = 0.2229 AED AED 28 977,00You payR 130 000,00
CurrencyFair Pay via Bank transfer	Fee R 66,86 1 ZAR = 0.2228 AED +0.69% vs mid-market	Recipient gets AED 28 949,00 Minutes - 24 hours
3 reviews Receive to bank account
Ways to receive money in United Arab Emirates with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours R 66,861 ZAR = 0.2228 AED AED 28 949,00You payR 130 000,00
Moneycorp Pay via Bank transfer	Fee R 0,00 1 ZAR = 0.2212 AED +1.40% vs mid-market	Recipient gets AED 28 756,29 Minutes - 2 days
0 reviews
Ways to receive money in United Arab Emirates with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 ZAR = 0.2212 AED AED 28 756,29You payR 130 000,00
Only available via Mobile App WorldRemit Pay via Debit card	Fee R 7,50 1 ZAR = 0.2200 AED +1.96% vs mid-market	Recipient gets AED 28 597,05 Minutes - 2 days
13 reviews Receive to bank account or cash pickup
Ways to receive money in United Arab Emirates with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 2 days R 7,501 ZAR = 0.2200 AED AED 28 597,05You payR 130 000,00
How Our Results Work Mid-market rate: 1 ZAR = 0.2243 AED Updates every 60 minutes.

Why compare

ZAR/AED exchange rate

Best ways to pay & receive

Transfer speed

How to send money from South Africa to UAE

Pick a company

For a one-off transfer to the UAE, I suggest picking the cheapest option which is Key Currency.

Key Currency was the cheapest on 24 of the 24 days it quoted R130,000 transfers to the UAE.

On a 130,000 ZAR transfer, Key Currency delivers the most AED.

The best option will change depending on how much you actually send, so I suggest to get the best ZAR/AED rate.

Fund your transfer

You have 2 ways to pay, including bank transfer and debit card.

PayShap is the quickest way to fund your transfer, though it caps at R50,000 a transaction.

Above that you're on a normal EFT, which is same-day or next-day rather than instant.

Verify and send

First time round you'll need your ID and proof of address.

Anything beyond your yearly allowance needs a tax number and clearance from SARS first, so check which side of that line you're on.

Compare amounts

How much ZAR are you sending to UAE?

How much ZAR you send to the UAE heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Key Currency was the cheapest in 100% of all the transfers it quoted over the past month.


R 2 000	0.67%	R 0,00	AED 446,00with bank transfer to bank deposit	+AED 18,44
R 4 500	0.65%	R 0,00	AED 1 003,50with bank transfer to bank deposit	+AED 38,06
R 5 000	0.62%	R 0,00	AED 1 114,50with bank transfer to bank deposit	+AED 42,15
R 50 000	0.27%	R 0,00	AED 11 183,97with bank transfer to bank deposit	+AED 85,90
R 100 000	0.27%	R 0,00	AED 22 376,52with bank transfer to bank deposit	+AED 142,91
R 130 000This page	0.25%	R 0,00	AED 29 091,68with bank transfer to bank deposit	+AED 158,26

Mid-market rate: 1 ZAR = 0.2243 AED

ZAR/AED Exchange Rate History

Is today a good time to send money from South Africa to UAE?

The cheapest way to send ZAR to AED can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 130,000 ZAR transfers to the UAE.

Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2226	–	AED 28 937,61
Key Currency Cheapest	0.2220	R 0,00	AED 28 865,27	−AED 72,34
Regency FX	0.2220	R 0,00	AED 28 859,48	−AED 78,13
TorFx	0.2219	R 0,00	AED 28 850,80	−AED 86,81

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Currencies Direct Cheapest	0.2215	R 0,00	AED 28 795,00	–
Key Currency No quote collected this day	–	–	–	–
Regency FX No quote collected this day	–	–	–	–
TorFx No quote collected this day	–	–	–	–

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2227	–	AED 28 948,53
Key Currency Cheapest	0.2221	R 0,00	AED 28 876,16	−AED 72,37
Regency FX	0.2221	R 0,00	AED 28 870,37	−AED 78,16
TorFx	0.2220	R 0,00	AED 28 861,68	−AED 86,85

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2219	–	AED 28 848,69
Key Currency Cheapest	0.2214	R 0,00	AED 28 776,57	−AED 72,12
Regency FX	0.2213	R 0,00	AED 28 770,80	−AED 77,89
TorFx	0.2212	R 0,00	AED 28 762,14	−AED 86,55

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2233	–	AED 29 032,90
Key Currency Cheapest	0.2228	R 0,00	AED 28 960,32	−AED 72,58
Regency FX	0.2227	R 0,00	AED 28 954,51	−AED 78,39
TorFx	0.2227	R 0,00	AED 28 945,80	−AED 87,10

Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2227	–	AED 28 945,28
Key Currency Cheapest	0.2221	R 0,00	AED 28 872,92	−AED 72,36
Regency FX	0.2221	R 0,00	AED 28 867,13	−AED 78,15
TorFx	0.2220	R 0,00	AED 28 858,44	−AED 86,84

Sun, 18 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2227	–	AED 28 945,28
Key Currency Cheapest	0.2221	R 0,00	AED 28 872,92	−AED 72,36
Regency FX	0.2221	R 0,00	AED 28 867,13	−AED 78,15
TorFx	0.2220	R 0,00	AED 28 858,44	−AED 86,84

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Currencies Direct Cheapest	0.2212	R 0,00	AED 28 756,00	–
Key Currency No quote collected this day	–	–	–	–
Regency FX No quote collected this day	–	–	–	–
TorFx No quote collected this day	–	–	–	–

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Currencies Direct Cheapest	0.2223	R 0,00	AED 28 899,00	–
Key Currency No quote collected this day	–	–	–	–
Regency FX No quote collected this day	–	–	–	–
TorFx No quote collected this day	–	–	–	–

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2239	–	AED 29 106,87
Key Currency Cheapest	0.2233	R 0,00	AED 29 034,10	−AED 72,77
Regency FX	0.2233	R 0,00	AED 29 028,28	−AED 78,59
TorFx	0.2232	R 0,00	AED 29 019,55	−AED 87,32

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2228	–	AED 28 965,17
Key Currency Cheapest	0.2223	R 0,00	AED 28 892,76	−AED 72,41
Regency FX	0.2222	R 0,00	AED 28 886,96	−AED 78,21
TorFx	0.2221	R 0,00	AED 28 878,27	−AED 86,90

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2219	–	AED 28 848,56
Key Currency Cheapest	0.2214	R 0,00	AED 28 776,44	−AED 72,12
Regency FX	0.2213	R 0,00	AED 28 770,67	−AED 77,89
TorFx	0.2212	R 0,00	AED 28 762,01	−AED 86,55

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2216	–	AED 28 806,18
Key Currency Cheapest	0.2210	R 0,00	AED 28 734,16	−AED 72,02
Regency FX	0.2210	R 0,00	AED 28 728,40	−AED 77,78
TorFx	0.2209	R 0,00	AED 28 719,76	−AED 86,42

Sun, 25 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2216	–	AED 28 806,18
Key Currency Cheapest	0.2210	R 0,00	AED 28 734,16	−AED 72,02
Regency FX	0.2210	R 0,00	AED 28 728,40	−AED 77,78
TorFx	0.2209	R 0,00	AED 28 719,76	−AED 86,42

Mon, 26 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2210	–	AED 28 728,83
Key Currency Cheapest	0.2204	R 0,00	AED 28 657,01	−AED 71,82
Regency FX	0.2204	R 0,00	AED 28 651,26	−AED 77,57
TorFx	0.2203	R 0,00	AED 28 642,64	−AED 86,19

Tue, 27 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2204	–	AED 28 655,51
Key Currency Cheapest	0.2199	R 0,00	AED 28 583,87	−AED 71,64
Regency FX	0.2198	R 0,00	AED 28 578,14	−AED 77,37
TorFx	0.2198	R 0,00	AED 28 569,54	−AED 85,97

Wed, 28 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2204	–	AED 28 656,16
Key Currency Cheapest	0.2199	R 0,00	AED 28 584,52	−AED 71,64
Regency FX	0.2198	R 0,00	AED 28 578,79	−AED 77,37
TorFx	0.2198	R 0,00	AED 28 570,19	−AED 85,97

Thu, 29 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2207	–	AED 28 689,96
Key Currency Cheapest	0.2201	R 0,00	AED 28 618,24	−AED 71,72
Regency FX	0.2201	R 0,00	AED 28 612,50	−AED 77,46
TorFx	0.2200	R 0,00	AED 28 603,89	−AED 86,07

Fri, 30 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2208	–	AED 28 709,98
Key Currency Cheapest	0.2203	R 0,00	AED 28 638,21	−AED 71,77
Regency FX	0.2202	R 0,00	AED 28 632,46	−AED 77,52
TorFx	0.2202	R 0,00	AED 28 623,85	−AED 86,13

Sat, 31 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2197	–	AED 28 554,63
Key Currency Cheapest	0.2191	R 0,00	AED 28 483,24	−AED 71,39
Regency FX	0.2191	R 0,00	AED 28 477,53	−AED 77,10
TorFx	0.2190	R 0,00	AED 28 468,97	−AED 85,66

Sun, 01 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2197	–	AED 28 554,63
Key Currency Cheapest	0.2191	R 0,00	AED 28 483,24	−AED 71,39
Regency FX	0.2191	R 0,00	AED 28 477,53	−AED 77,10
TorFx	0.2190	R 0,00	AED 28 468,97	−AED 85,66

Mon, 02 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2206	–	AED 28 672,67
Key Currency Cheapest	0.2200	R 0,00	AED 28 600,99	−AED 71,68
Regency FX	0.2200	R 0,00	AED 28 595,25	−AED 77,42
TorFx	0.2199	R 0,00	AED 28 586,65	−AED 86,02

Tue, 03 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2207	–	AED 28 690,35
Key Currency Cheapest	0.2201	R 0,00	AED 28 618,62	−AED 71,73
Regency FX	0.2201	R 0,00	AED 28 612,89	−AED 77,46
TorFx	0.2200	R 0,00	AED 28 604,28	−AED 86,07

Wed, 04 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2224	–	AED 28 910,05
CurrencyFair Cheapest	0.2208	R 67,45	AED 28 682,50	−AED 227,55
Key Currency No quote collected this day	–	–	–	–
Regency FX No quote collected this day	–	–	–	–
TorFx No quote collected this day	–	–	–	–

Thu, 05 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2241	–	AED 29 136,25
Key Currency Cheapest	0.2236	R 0,00	AED 29 063,41	−AED 72,84
Regency FX	0.2235	R 0,00	AED 29 057,58	−AED 78,67
TorFx	0.2235	R 0,00	AED 29 048,84	−AED 87,41

Fri, 06 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2217	–	AED 28 818,40
Key Currency Cheapest	0.2211	R 0,00	AED 28 746,35	−AED 72,05
Regency FX	0.2211	R 0,00	AED 28 740,59	−AED 77,81
TorFx	0.2210	R 0,00	AED 28 731,94	−AED 86,46

Sat, 07 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Currencies Direct Cheapest	0.2204	R 0,00	AED 28 652,00	–
Key Currency No quote collected this day	–	–	–	–
Regency FX No quote collected this day	–	–	–	–
TorFx No quote collected this day	–	–	–	–

Sun, 08 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2223	–	AED 28 900,82
Key Currency Cheapest	0.2218	R 0,00	AED 28 828,57	−AED 72,25
Regency FX	0.2217	R 0,00	AED 28 822,79	−AED 78,03
TorFx	0.2216	R 0,00	AED 28 814,12	−AED 86,70

Mon, 09 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2225	–	AED 28 923,18
CurrencyFair Cheapest	0.2209	R 67,42	AED 28 702,00	−AED 221,18
Key Currency No quote collected this day	–	–	–	–
Regency FX No quote collected this day	–	–	–	–
TorFx No quote collected this day	–	–	–	–

Tue, 10 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2243	–	AED 29 164,59
Key Currency Cheapest	0.2238	R 0,00	AED 29 091,68	−AED 72,91
Regency FX	0.2237	R 0,00	AED 29 085,85	−AED 78,74
TorFx	0.2237	R 0,00	AED 29 077,10	−AED 87,49

Each line shows what the recipient gets when you send R 130 000, after fees, as quoted by each company. The mid-market line shows what R 130 000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more AED per ZAR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of AED on every transfer from South Africa.

Right now, Key Currency pays 29,091.68 AED on 130,000 ZAR, which is 72.91 AED less than the mid-market amount.

Today's payout is the highest in the past month.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to the UAE.

We've tracked 176 comparisons to check how often today's top companies were the cheapest across 6 amounts over the past month.

Key CurrencyAppeared in 24 comparisons
Cheapest every time
Regency FXAppeared in 45 comparisons
Cheapest in 47% of them
TorFxAppeared in 48 comparisons
Cheapest in 2% of them

Based on 176 comparisons across 6 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Key Currency is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Ways to send money from South Africa to UAE

7 companies send money from South Africa to the United Arab Emirates.

Frequent transfers from South Africa

Online transfers

Apps and online services are best for recurring transfers to the United Arab Emirates.

Moneycorp is the cheapest option.

It will get you 28,756.29 AED on a R130,000 transfer.

For fast transfers, Moneycorp is a good option, it will deliver AED in minutes - 2 days.

In our comparisons over the past month, it was the cheapest online service on 25 of the 26 days it quoted.

Most companies will let you fund your transfer by EFT, and will ask for your FICA details.

Emigration and large transfers

Currency brokers

Currency brokers are great for large transfers from South Africa to the United Arab Emirates.

They have no fees and add a markup on top of ZAR/AED rate.

Key Currency charges an exchange-rate markup of around 0.25% and no fees.

Our analysis shows Key Currency was the cheapest broker in 100% of all the transfers it quoted.

Also, don’t forget about the R2 million limits on transfers from South Africa (more below).

For business payments abroad

Global accounts

Global accounts like Airwallex, Veem or Payoneer help South African businesses make recurring payments to suppliers and contractors in the United Arab Emirates.

Ways to fund ZAR and receive AED in UAE

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending R130,000 gives your recipient 29,091.68 AED.

You can fund the transfer with bank transfer and debit card.

To receive AED in the United Arab Emirates, your recipient can use bank deposit and cash pickup.

They can collect cash in the United Arab Emirates

To collect AED as cash, they will need to visit a participating branch in the United Arab Emirates with valid ID and the transfer reference.

1

Bank transfer Bank deposit

You pay R130,000.00

AED29,092

Cheapest
2

Debit card Cash pickup

You pay R130,000.00

AED28,597

-AED495

Consider this when sending ZAR to UAE

South African exchange control dictates how much you can move and which paperwork you need. The exchange-rate margin then decides whether a bank, an online money transfer company or a forex specialist is cheaper.

Compare ZAR/AED transfer options

For a ZAR 130,000 transfer to the United Arab Emirates, the current best options are:

The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 29,091.68 AED, which is 0.02% more than the next best option.

The fastest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 29,085.85 AED in minutes - 24 hours.

R2 million allowance

South African residents aged 18 or older can use the single discretionary allowance to transfer up to R2 million per calendar year for legal purposes abroad without a SARS tax-compliance PIN.

A further foreign capital allowance of up to R10 million is available with an Approval International Transfer PIN from SARS.

Amounts above the allowances need specific approval through an authorised dealer.

The allowances cover more than money transfers.

Foreign card spending and other qualifying use can reduce what remains, so check your year-to-date total before making payments.

The SARB Financial Surveillance guidance explains how the allowances can be used.

Get the purpose code right

Every legal cross-border payment in rand passes through an authorised dealer and carries a balance-of-payments purpose code.

A bank, transfer company or forex specialist may handle the form, but you are still responsible for giving the right reason.

Keep any relevant documents on hand, such as the property sale agreement, emigration documents, tuition invoice, proof of savings, etc.

For an emigration transfer, a specialist service can be useful because the AIT paperwork matters as much as the rate.

A gift can create donations tax

For the 2026/27 tax year, a natural person can make up to R150,000 of donations each year before donations tax applies.

The donor generally pays 20% on taxable donations up to the first R30 million of cumulative taxable gifts.

Payments between spouses and reasonable maintenance payments can be exempt.

A large family transfer should be classified before sending, rather than treated as tax-free because the recipient lives abroad.

Only use authorised companies

Search the company or its FSP number in the FSCA register.

Never move a transfer to crypto or a personal account to bypass exchange control.

Keep the quote, purpose-code confirmation and proof of payment until the recipient has the money.

How we analyse the market

Every rand that leaves South Africa goes through an authorised dealer, and every company here is FSCA-registered.

We track 7 of them on ZAR to the United Arab Emirates, comparing rates, fees and the pay-in and payout options in real time on live comparisons.

In the past 30 days alone, we analysed 176 comparisons across 6 amounts.

This page covers the cheapest and fastest options for ZAR/AED transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Nothing appears without passing our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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