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Send money from Philippines to Portugal
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."
"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."
"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
Overall best way: Wise
Wise scored the highest of the 4 money transfer companies supporting PHP to EUR transfers.
For example, sending 14,700 PHP to EUR will cost you ₱54.8 in fees, and the recipient will get 213.91 EUR. The delivery time is within minutes.
For a great mix of cost, speed & features, we suggest trying Wise for your Philippines to Portugal transfer.
How to compare companies offering money transfers from Philippines to Portugal
Always compare rates
Use our live comparison tool to make sure you aren't missing the best rates to send money from the Philippines to Portugal. This ensures the best price.
Choose a provider
Select the company that offers you the best value & options for sending to Portugal.
Click, sign up & send
Sign up & make your transfer. Your funds will soon be on their way from the Philippines to your chosen country & currency.
Summary of recent searches
What to consider ahead of money transfers from Philippines to Portugal
Compare providers
Comparing based on your specific needs is the best way to send money from the Philippines to Portugal with confidence.
Our analysis, and search results, include 4 providers that operate between the Philippines and Portugal. These are ranked by speed, overall cost and ease of use.
Through this, you get a comprehensive view of all the options you have in the Philippines when you need to send money to Portugal.
Understand the Philippine Peso-Euro exchange rate
Choose the right payment method
Use providers regulated in Philippines and Portugal
Consider transfer limits
Receiving money in Portugal
Have your ID ready
Don't forget about taxes
The fastest way to send money to Portugal from Philippines is by sending cash
Cash transfers are almost instant in most cases.
However, in some cases, it can take a few days to process, depending on your branch, how much you are sending, and the deposit method you use.
Considering there aren’t many PHP/EUR transfer options available, this is by far the fastest way to do it.
The cheapest way to to send money to Portugal from Philippines is via PayPal P2P Transfer
The coverage of PHP/EUR transfer options is very limited, therefore, PayPal’s P2P transfer service is one of the cheaper options you have, along with cash transfer via Western Union and MoneyGram.
With PayPals P2P transfer, the main cost is the conversion between currencies, which can go as high as % on top of the mid market rate, as well as a PHP transfer fee.
You can also opt to use a cash transfer via MoneyGram or Western Union, which are cheaper in some cases (depending on the amount, deposit method, and your branch).
Sending large amounts of money
Of the 4 companies compared, Wise has the strongest option for large transfers from the Philippines to Portugal.
Whatever the reason, sending bigger sums of money can be costly if you get a bad exchange rate from Philippine Peso to Euro.
The Wise rate makes them great for large transfers between Portugal and the Philippines.
Understanding the cost of transferring money to Portugal from Philippines
Fees and exchange rates make up the total cost of sending money from Portugal to Portugal. Finding a company that can offer both ensures a good deal on your transfer.
The Mid-Market and Exchange Rates: The current PHP-EUR mid-market rate is 0.0146 EUR per Philippine Peso. You will get more Euro for your Philippine Pesos if you find a provider close to this number.
For context, over the last 7 days the PHP-EUR mid-market rate has had a high of 0.0146, a low of 0.0146 and averaged 0.0146 EUR per Philippine Peso.
Across the 4 companies compared, the best exchange rate is with Wise.
Unless fees are unusually high, the exchange rate you receive on converting PHP to EUR will be the biggest determining factor when working out the cost of transferring Philippine Pesos to Portugal.
Fees: Transfer fees are charged as part of the transfer. Wise charges the lowest fee of 54.8 PHP at the moment. We’d always recommend comparing providers for your exact send amount as fees may change.
Amount Received: Money transfer companies will show you the amount of Euro eventually received in Portugal. You can assume that a lower cost of sending from the Philippines will result in more money received in Portugal.
Finding the best exchange rate between Philippine Peso and Euro
Getting a strong exchange rate between PHP and EUR is essential. The exchange rate you secure impacts how much EUR you get for your PHP.
It can pay to track rates, and keep on top of currency trends.
In the past 7 days, the mid-market rate from PHP to EUR has averaged 0.0146.
In this period there was a high of 0.0146, and a low of 0.0146.
Wise, which is our recommended service to send money online from Philippines to Portugal offers 0.0146 EUR per PHP which is only 0.03% above the mid-market rate.
Want to secure the best PHP-Euro exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Philippines to Portugal!
Payment methods available to fund your Philippines to Portugal transfer
Bank transfers
Bank transfers are often the better option for money transfers from the Philippines to Portugal.
Sending money via a bank transfer with a company such as Wise for transfers from the Philippines to Portugal allows you to benefit from lower fees and more favorable exchange rates than you would get with a traditional bank.
On average, Wise is the best provider for bank transfers of the 4 we tested when sending PHP to Portugal.
With a fee of PHP54.8 to send money from the Philippines to Portugal, Wise offers a great combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from the Philippines to Portugal with a prepaid or a debit card is very simple with Western Union Agent.
Western Union Agent is a leader in card payments for transfers from the Philippines to Portugal, competing among a total of 4 active money transfer companies on this route.
Credit cards
We recommend avoiding credit card deposits as it usually means taking a cash advance and using it for the deposit. Instead, use a bank transfer or a debit card deposit to save on fees.
If you have to, we recommend running a comparison to find the best deal for your transfer.
Beware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Portugal and Philippines.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Philippines to Portugal.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send PHP to EUR.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.
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