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How to send money to Portugal from Philippines with the best PHP-EUR rate

Get the best deals when you send money from the Philippines to Portugal. Find the best, cheapest, and fastest, providers for PHP to EUR transfers and exchange rates.

Read on for insights and expert information, and all you need to make money transfers to Portugal from Philippines.

Transferring the other way? Send EUR from Portugal to Philippines instead.
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July 1st, 2025
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Best money transfer companies

Send money from Philippines to Portugal

Last updated: Today
Mid-market rate as of 07/01/2025: 1 PHP = 0.01514 EUR
Results below are based on a 400000 PHP search
0 of 2 providers
Sponsored
Wise
Recipient gets (EUR)
€6,043.79
Full transfer details
Visit Wise
€169 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
OFX
Recipient gets (EUR)
€5,948.80
Full transfer details
Visit OFX
€74 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
Live Rates
Sort by:
1
Wise
Recipient gets (EUR)
€6,043.79
Full transfer details
Visit Wise
€169 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
2
OFX
Recipient gets (EUR)
€5,948.80
Full transfer details
Visit OFX
€74 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
Mid-market rate updates every 60 minutes
Sponsored
Wise
Recipient gets (EUR)
€6,043.79
Full transfer details
Visit Wise
€169 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
OFX
Recipient gets (EUR)
€5,948.80
Full transfer details
Visit OFX
€74 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account

Overall best way: Wise

Wise is our recommended company for PHP to EUR transfers.

Wise scored the highest of the 2 money transfer companies supporting PHP to EUR transfers.

For example, sending 400,000 PHP to EUR will cost you ₱1130.84 in fees, and the recipient will get 6,043.79 EUR. The delivery time is within minutes.

For a great mix of cost, speed & features, we advise using Wise for your Philippines to Portugal transfer.

Wise is the top rated company for sending money from Philippines (PHP) to Portugal (EUR) - Wise Screenshot

How to compare companies offering money transfers from Philippines to Portugal

Summary of recent searches

Top rated for transfers from Philippines to Portugal
Wise
Total number of PH - PT providers
2
Average cheapest fees & rate
Wise
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Wise

What to consider ahead of money transfers from Philippines to Portugal

1
Compare providers

Comparing based on your specific needs is the best way to send money from the Philippines to Portugal with confidence.

Our analysis, and search results, include 2 providers that operate between the Philippines and Portugal. These are ranked by speed, overall cost and ease of use.

Through this, you get a comprehensive view of all the options you have in the Philippines when you need to send money to Portugal.

2
Understand the Philippine Peso-Euro exchange rate
3
Choose the right payment method
4
Use providers regulated in Philippines and Portugal
5
Consider transfer limits
6
Receiving money in Portugal
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to send money from Philippines to Portugal: Wise

The combination of the lowest fees and best exchange rate is through Wise. This makes them our cheapest transfer service of the 2 compared for sending Philippine Peso to Portugal.

Our data shows, over the past week, that Wise is 1.57% than the second-best option when sending via a bank transfer.

This measure includes a fee of 1130.84 PHP and a PHP-EUR exchange rate for international transfers that is -0.4% different to the mid-market rate.

Securing the best rates on a PHP to Portugal transfer can be done with Wise but you can always search for your specific amount.

Wise is the cheapest way to send money from Philippines (PHP) to Portugal (EUR) - Wise Screenshot

Fastest way to transfer money to Portugal from the Philippines: Wise.

Of 2 companies compared, Wise offers the quickest way to send Philippine Pesos to Portugal.

For example, sending ₱400,000 to Portugal with Wise will be within minutes.

But, it can be quicker or longer depending on the exact amount, as well as the day and time of your transfer.

the Philippines to Portugal transfers with Wise have a fee of 1130.84 PHP.

To test that Wise was the 'fastest' option we compared 2 providers. With this, we compared overall speed of sending money from the Philippines to Portugal made up of depositing Philippine Pesos, to a money transfer account and transfer times to Portugal.

When sending at speed is a priority, Wise is our recommended choice for sending into Portugal from Philippines.

Wise is the fastest way to send money from Philippines (PHP) to Portugal (EUR) - Wise Screenshot

Sending large amounts of money

Transferring Philippine Peso to Euro in large sums calls for a strong exchange rate and hands-on management of the transfer.

Of the
2 companies compared, Wise has the strongest option for large transfers from the Philippines to Portugal.

Whatever the reason, sending bigger sums of money can be costly if you get a bad exchange rate from Philippine Peso to Euro.

The Wise rate makes them great for large transfers between Portugal and the Philippines.

Understanding the cost of transferring money to Portugal from Philippines

Fees and exchange rates make up the total cost of sending money from Portugal to Portugal. Finding a company that can offer both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: The current PHP-EUR mid-market rate is 0.0151 EUR per Philippine Peso. You will get more Euro for your Philippine Pesos if you find a provider close to this number.

  • For context, over the last 7 days the PHP-EUR mid-market rate has had a high of 0.0152, a low of 0.0151 and averaged 0.0151 EUR per Philippine Peso.

  • Across the 2 companies compared, the best exchange rate is with Wise.

  • Unless fees are unusually high, the exchange rate you receive on converting PHP to EUR will be the biggest determining factor when working out the cost of transferring Philippine Pesos to Portugal.

Fees: Transfer fees are charged as part of the transfer. Wise charges the lowest fee of 1130.84 PHP at the moment. We’d always recommend comparing providers for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount of Euro eventually received in Portugal. You can assume that a lower cost of sending from the Philippines will result in more money received in Portugal.

Finding the best exchange rate between Philippine Peso and Euro

Getting a strong exchange rate between PHP and EUR is essential. The exchange rate you secure impacts how much EUR you get for your PHP.

Mid-market Rate
1 
=
0.015091 
EUR

It can pay to track rates, and keep on top of currency trends.

  • In the past 7 days, the mid-market rate from PHP to EUR has averaged 0.0151.

  • In this period there was a high of 0.0152, and a low of 0.0151.

  • Wise, which is our recommended service to send money online from Philippines to Portugal offers 0.0152 EUR per PHP which is only -0.4% above the mid-market rate.

Want to secure the best PHP-Euro exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Philippines to Portugal!

Payment methods available to fund your Philippines to
Portugal transfer

  • Bank transfers

    Bank transfers are often the better option for money transfers from the Philippines to Portugal.

    Sending money via a bank transfer with a company such as Wise for transfers from the Philippines to Portugal allows you to benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    On average, Wise is the best provider for bank transfers of the 2 we tested when sending PHP to Portugal.

    With a fee of PHP1130.84 to send money from the Philippines to Portugal, Wise offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from the Philippines to Portugal with a prepaid or a debit card is very simple with .


    is a leader in card payments for transfers from the Philippines to Portugal, competing among a total of 2 active money transfer companies on this route.

  • Credit cards

    We recommend avoiding credit card deposits as it usually means taking a cash advance and using it for the deposit. Instead, use a bank transfer or a debit card deposit to save on fees.

    If you have to, we recommend running a comparison to find the best deal for your transfer.

    Beware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Portugal and Philippines.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Philippines to Portugal.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send PHP to EUR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Are there any minimum or maximum transfer amounts for sending money from Philippines to Portugal?
Can I schedule regular transfers between Philippines and Portugal?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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