How to send money to Germany from Colombia with the best COP-EUR rate

Revolut is the cheapest way to send money from Colombia to Germany. Pay by bank transfer for a bank deposit, and COP 30,000,000 gets your recipient 8,112 EUR.

Revolut is the fastest company, EUR will land in within minutes in Germany.

Best companies for COP/EUR transfers

2 of 2 providers

Last updated on 21 September 2026 This page updates weekly. We collect, store, and analyze COP/EUR exchange rates from our comparisons.

Based on 30,000,000 COP transfer

Best companies for COP/EUR transfers

All money transfer offers for COP/EUR transfers, sorted by most EUR received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
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Showing top Colombia to Germany deals for 30,000,000 COP. Do a live search with your exact amount for today's best rates.
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Bank transfer
Fee $4,000.00 1 COP = 0.0003 EUR -9.42% vs mid-market Recipient gets €8,112.00 Within minutes
CheapestUsing Bank transfer with Revolut is the cheapest way to send money to Germany from Colombia.FastestRevolut with Bank transfer deposit is the fastest way to send COP to Germany.RecommendedBased on our editorial reviews, Revolut is our recommended way to send money from Colombia to Germany.
Multi-currency cardReceive to bank account

Ways to receive money in Germany with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
$4,000.001 COP = 0.0003 EUR
€8,112.00You pay$30,000,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Debit card
Fee $4,000.00 1 COP = 0.0003 EUR -9.42% vs mid-market Recipient gets €8,112.00 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Germany with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
$4,000.001 COP = 0.0003 EUR
€8,112.00You pay$30,000,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Global66

Global66

Pay via Bank transfer
Fee $690,000.00 1 COP = 0.0003 EUR -9.42% vs mid-market Recipient gets €8,030.81 Minutes - 24 hours
Receive to bank account

Ways to receive money in Germany with Global66 when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
$690,000.001 COP = 0.0003 EUR
€8,030.81You pay$30,000,000.00
How Our Results Work
Mid-market rate: 1 COP = 0.000273 EUR Updates every 60 minutes.

How to send money from Colombia to Germany

Pick a company

Start with the cheapest option, which is Revolut. It will get you the most EUR on a COP 30,000,000 transfer.

This heavily depends on how much you send, so I suggest to get the best COP/EUR rate.

Fund your transfer

You have 2 ways to pay, including bank transfer and debit card.

Depending on the company, you may be able pay with PSE or Bre-B from your bank, the same way you pay for anything online.

Verify and send

First time round you'll need your cédula and a photo of it.

Make sure to only use a regulated service by the Superintendencia Financiera, and never use informal methods just because they offer a better COP/EUR rate.

Ways to send money from Colombia to Germany

2 companies send money from Colombia to Germany.

For everyday transfers with Colombian apps

Money transfer apps

Most apps in Colombia are for domestic transfers, but you have a few options to send money to Germany.

Revolut is the cheapest option.

It charges $4000 on a COP 30,000,000 transfer and delivers 8,112 EUR in within minutes.

Depending on the company, you can fund it with a PSE or Bre-B from your bank, which is usually instant.

Receiving and spending

Multi-currency accounts

Revolut lets you hold COP and EUR in one account, with account details for both.

This is useful if you’re getting paid in EUR, or traveling to Germany often.

You can swap between COP and EUR at any time.

Revolut will charge COP 4000 and add -9.42% markup on COP 4000 conversion.

For businesses working abroad

Global accounts

Payoneer and Veem are good options for Colombian businesses working in Germany or in EUR.

Ways to fund COP and receive EUR in Germany

With Revolut, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 30,000,000 COP gives your recipient 8,112 EUR.

For receiving EUR, the options are bank deposit.

You can pay in COP by bank transfer and debit card.

Paying from a Colombian bank account

Use bank transfer to fund the transfer to Germany

Make sure to check the account name and payment reference before approving it in your bank app.

The 4x1,000 tax can apply when money leaves a Colombian bank account, so check whether your account or transaction is exempt beforehand.

  1. 1
    Bank transfer Bank deposit

    You pay $30,000,000.00

    €8,112

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay $30,000,000.00

    €8,112

    €0

Consider this when sending COP to Germany

Sending money out of Colombia is less straightforward than receiving it. Compare the small number of outbound options, then account for the 4x1000 and any documents needed for the payment.

Compare COP/EUR transfer options

For a COP 30,000,000 transfer to Germany, these are the best options:

Cheapest way to send money to Germany

The cheapest option is €8,112, funded by bank transfer with bank deposit for the payout. Your recipient gets 8,112 EUR, which is 1% more than the next best option.

Fastest way to send money to Germany

The fastest option is Revolut. Pay by bank transfer and choose bank deposit in Germany. Your recipient gets 8,112 EUR, with the money available in within minutes.

0.4% transaction tax

The bank debit used to fund a transfer can also attract Colombia's “4x1000”, a 0.4% financial transaction tax.

Exemptions depend on the account and the total movements covered by the exemption, so check the debit on your own account before comparing the final cost.

Required documents

Most personal and family payments can be handled as free-market transactions.

Payments tied to imports, foreign investment, external debt and other operations that must pass through the foreign-exchange market need to be channelled through an Intermediario del Mercado Cambiario or a registered compensation account.

In practice, the bank or transfer company will ask for your ID, the payment purpose and proof of where the money came from when needed.

For tuition, property or an investment, have the invoice or agreement ready before starting.

The Banco de la República explains which transactions must be channelled through the formal foreign-exchange market.

PSE and Bre-B only fund the Colombian side

PSE and Bre-B only work inside Colombia.

Some remittance companies will let you use it as a funding method, but you can’t use either as a direct way to send money to Germany.

Live COP-EUR Exchange Rate

Compare the COP to EUR exchange rate

The rate secured on your transfer decides how much EUR arrives in Germany for your COP.

Mid-market rate:1 COP = 0.000273 EUR

How we analyse the market

Every company here is supervised by the Superintendencia Financiera or its equivalent abroad, which is the first thing worth checking anywhere.

We track 2 of them on COP to EUR in real time on live searches, comparing fees, rates and how the money is paid in and collected, and each one goes through our review.

More on who we are, how we stay independent and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.