Best companies for ILS/EUR transfers
6 of 6 providers Last updated on 28 October 2026
Based on 25,000 ILS transfer Best companies for ILS/EUR transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee ₪121.23 1 ILS = 0.2917 EUR -0.01% vs mid-market	Recipient gets €7,257.24 Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Germany with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer ₪121.231 ILS = 0.2917 EUR €7,257.24You pay₪25,000.00
Promoted Xe Pay via Bank transfer	Fee ₪0.00 1 ILS = 0.2870 EUR +1.61% vs mid-market	Recipient gets €7,175.00 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Germany with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 ILS = 0.2870 EUR €7,175.00You pay₪25,000.00
Run a live search Showing top Israel to Germany deals for 25,000 ILS. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live ILS to EUR rates.
Run a live search These companies offer multi-currency accounts for spending EUR. We suggest doing a live search based on how much ILS you're planning to spend in Germany.
Run a live search These are managed services with real human support for large ILS transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: Special Rate for 1st Transfer Key Currency Pay via Bank transfer	Fee ₪0.00 1 ILS = 0.2909 EUR +0.25% vs mid-market	Recipient gets €7,273.47 Minutes - 3 days
4 reviews Cheapest Personal account managerReceive to bank account
Ways to receive money in Germany with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 ILS = 0.2909 EUR €7,273.47You pay₪25,000.00
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee ₪0.00 1 ILS = 0.2909 EUR +0.27% vs mid-market	Recipient gets €7,272.01 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Germany with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 ILS = 0.2909 EUR €7,272.01You pay₪25,000.00
Wise Pay via Bank transfer	Fee ₪121.23 1 ILS = 0.2917 EUR -0.01% vs mid-market	Recipient gets €7,257.24 Same day
25 reviews FastestRecommended Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Germany with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer ₪121.231 ILS = 0.2917 EUR €7,257.24You pay₪25,000.00
Currencies Direct Pay via Bank transfer	Fee ₪0.00 1 ILS = 0.2897 EUR +0.68% vs mid-market	Recipient gets €7,242.50 Minutes - 24 hours
3 reviews Personal account managerMulti-currency cardReceive to bank account
Ways to receive money in Germany with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 ILS = 0.2897 EUR €7,242.50You pay₪25,000.00
Moneycorp Pay via Bank transfer	Fee ₪0.00 1 ILS = 0.2876 EUR +1.40% vs mid-market	Recipient gets €7,189.62 Minutes - 2 days
0 reviews
Ways to receive money in Germany with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 ILS = 0.2876 EUR €7,189.62You pay₪25,000.00
Xe Pay via Bank transfer	Fee ₪0.00 1 ILS = 0.2870 EUR +1.61% vs mid-market	Recipient gets €7,175.00 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Germany with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 ILS = 0.2870 EUR €7,175.00You pay₪25,000.00
How Our Results Work Mid-market rate: 1 ILS = 0.2917 EUR Updates every 60 minutes.

Why compare

ILS/EUR exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Israel to Germany

Pick a company

If it's your first transfer to Germany, start with Key Currency which is the cheapest option for sending ₪25,000.

Key Currency was the cheapest on 30 of the 30 days it quoted ₪25,000 transfers to Germany.

If you're planning to send less or more, I suggest to get the best ILS/EUR deal.

Fund your transfer

There are 1 ways to pay, including bank transfer.

Bit is Israel-only, so it can't reach an account abroad.

A transfer from your Israeli bank account is the usual way to deposit money to a money transfer company.

Verify and send

First time round you'll need your teudat zehut or passport.

If you're making a large transfer, tell your bank about it in advance, and keep your source-of-funds papers together.

Compare amounts

How much ILS are you sending to Germany?

How much ILS you send to Germany heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Key Currency was the cheapest in 100% of the transfers from ₪25,000 it quoted, and in 100% of all the transfers it quoted.


₪3,500	0.00%	₪20.65	€1,012.56with bank transfer to bank deposit	+€5.07
₪12,000	-0.01%	₪60.41	€3,473.42with bank transfer to bank deposit	+€14.36
₪25,000This page	0.25%	₪0.00	€7,273.47with bank transfer to bank deposit	+€38.50
₪35,000	0.25%	₪0.00	€10,169.80with bank transfer to bank deposit	+€45.99

Mid-market rate: 1 ILS = 0.2917 EUR

ILS/EUR Exchange Rate History

Is today a good time to send money from Israel to Germany?

The cheapest way to send ILS to EUR can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 25,000 ILS transfers to Germany.

Each line shows what the recipient gets when you send ₪25,000, after fees, as quoted by each company. The mid-market line shows what ₪25,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more EUR per ILS than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of EUR on every transfer from Israel.

Right now, Key Currency pays 7,273.47 EUR on 25,000 ILS, which is 18.23 EUR less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 7,301.28 EUR.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Germany.

We've tracked 78 comparisons to check how often today's top companies were the cheapest across 4 amounts over the past month.

Key CurrencyAppeared in 46 comparisons
Cheapest every time
Regency FXAppeared in 46 comparisons
Never the cheapest
WiseAppeared in 78 comparisons
Cheapest in 38% of them

Based on 78 comparisons across 4 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Key Currency is the cheapest and gets you the most EUR, and it was also the cheapest in 100% of the 46 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Germany.

Regency FX (today's second cheapest) was the cheapest in only 0% of its comparisons, so it's rarely the cheapest option for transfers to Germany.

Ways to send money from Israel to Germany

There are 5 ways to send money from Israel to Germany across 6 companies.

Small regular transfers

Online transfers

Online services and money transfer apps suit monthly bills, family support and other repeat payments to Germany.

Wise charges ₪121.23 to send 25,000 ILS.

Your recipient gets 7,257.24 EUR after a -0.01% markup on ILS/EUR.

In our comparisons over the past month, it was the cheapest online service on 30 of the 30 days it quoted.

Property and other large transfers

Currency brokers

A broker can help with the exchange rate and paperwork when you are sending a large amount of ILS to Germany.

Key Currency converts ILS to EUR with a 0.25% exchange-rate markup and gives you someone to contact throughout the transfer.

Our analysis shows Key Currency was the cheapest broker in 100% of the transfers from ₪25,000 it quoted.

Income and bills in different currencies

Multi-currency accounts

A multi-currency account is useful if you earn in shekels but regularly spend in EUR.

Wise converts 25,000 ILS with a -0.01% exchange-rate markup and lets you hold the EUR until you need it.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Useful for spending in EUR, traveling to Germany, or receiving payments from abroad.

Freelancers billing clients

Global accounts

Global accounts help Israeli freelancers and businesses receive income in EUR and pay contractors in Germany.

Wise Business and Payoneer handle invoices, payouts, batch payments, and much more.

Ways to fund ILS and receive EUR in Germany

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending ₪25,000 gives your recipient 7,273.47 EUR.

You can deposit ILS through bank transfer.

Bit and PayBox only move shekels within Israel, so they cannot send money to Germany.

You can pay from your Israeli bank account

Use the Israeli account details provided for top-up and include the exact transfer reference.

For larger transfers, have proof of salary, a property sale or another source of funds ready before the bank asks.

Your recipient can get the money via bank deposit.

1

Bank transfer Bank deposit

You pay ₪25,000.00

€7,273

Cheapest

Consider this before sending ILS to Germany

Israel does not cap ordinary foreign-currency transfers, but bank exchange-rate margins and source-of-funds checks can make the route expensive or slow.

Compare transfer options to Germany

For an ILS 25,000 transfer to Germany, start with the amount received.

Cheapest is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 7,273.47 EUR, which is 0.02% more than the next best option.
Fastest is Wise using bank transfer and bank deposit. The recipient gets 7,257.24 EUR in same day.

Transfer limits from Israel

Israel removed quantitative foreign-exchange controls, so there is no annual personal allowance limiting a normal transfer of ILS abroad.

Your bank or money transfer company can still set a daily limit and ask for documents before releasing the payment.

How we analyse the market

Israel has no deposit insurance scheme, so a company's licence and how it holds client money matter more here than most places. We check both.

In the past 30 days alone, we analysed 78 comparisons across 4 amounts.

This page covers the cheapest and fastest options for ILS/EUR transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

We track 6 of them on ILS to Germany in real time on live searches, comparing rates, fees and the ways to pay and collect, and each goes through our review.

More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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Tue, 29 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2869	–	€7,173.30
Key Currency Cheapest	0.2862	₪0.00	€7,155.37	−€17.93
Regency FX	0.2862	₪0.00	€7,153.93	−€19.37
Wise	0.2869	₪121.23	€7,138.29	−€35.01

Wed, 30 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2873	–	€7,183.63
Key Currency Cheapest	0.2866	₪0.00	€7,165.67	−€17.95
Regency FX	0.2866	₪0.00	€7,164.23	−€19.40
Wise	0.2874	₪121.23	€7,150.51	−€33.11

Thu, 1 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2877	–	€7,192.50
Key Currency Cheapest	0.2870	₪0.00	€7,174.52	−€17.98
Regency FX	0.2869	₪0.00	€7,173.08	−€19.42
Wise	0.2877	₪121.23	€7,157.22	−€35.28

Fri, 2 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2897	–	€7,242.70
Key Currency Cheapest	0.2890	₪0.00	€7,224.59	−€18.11
Regency FX	0.2889	₪0.00	€7,223.14	−€19.56
Wise	0.2897	₪121.23	€7,207.90	−€34.80

Sat, 3 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2910	–	€7,274.38
Key Currency Cheapest	0.2902	₪0.00	€7,256.19	−€18.19
Regency FX	0.2902	₪0.00	€7,254.73	−€19.65
Wise	0.2910	₪121.23	€7,238.58	−€35.80

Mon, 5 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2928	–	€7,319.58
Key Currency Cheapest	0.2921	₪0.00	€7,301.28	−€18.30
Regency FX	0.2920	₪0.00	€7,299.81	−€19.77
Wise	0.2927	₪121.23	€7,282.96	−€36.62

Tue, 6 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2921	–	€7,301.45
Key Currency Cheapest	0.2913	₪0.00	€7,283.20	−€18.25
Regency FX	0.2913	₪0.00	€7,281.74	−€19.71
Wise	0.2921	₪121.23	€7,266.14	−€35.31

Wed, 7 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2921	–	€7,303.30
Key Currency Cheapest	0.2914	₪0.00	€7,285.04	−€18.26
Regency FX	0.2913	₪0.00	€7,283.58	−€19.72
Wise	0.2921	₪121.23	€7,267.11	−€36.19

Thu, 8 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2902	–	€7,255.80
Key Currency Cheapest	0.2895	₪0.00	€7,237.66	−€18.14
Regency FX	0.2894	₪0.00	€7,236.21	−€19.59
Wise	0.2903	₪121.23	€7,221.19	−€34.61

Fri, 9 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2915	–	€7,288.65
Key Currency Cheapest	0.2908	₪0.00	€7,270.43	−€18.22
Regency FX	0.2908	₪0.00	€7,268.97	−€19.68
Wise	0.2915	₪121.23	€7,253.16	−€35.49

Sat, 10 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2913	–	€7,283.48
Key Currency Cheapest	0.2906	₪0.00	€7,265.27	−€18.20
Regency FX	0.2906	₪0.00	€7,263.81	−€19.66
Wise	0.2916	₪121.23	€7,255.62	−€27.86

Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2912	–	€7,280.43
Key Currency Cheapest	0.2905	₪0.00	€7,262.22	−€18.20
Regency FX	0.2904	₪0.00	€7,260.77	−€19.65
Wise	0.2912	₪121.23	€7,245.69	−€34.74

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2903	–	€7,256.75
Key Currency Cheapest	0.2895	₪0.00	€7,238.61	−€18.14
Regency FX	0.2895	₪0.00	€7,237.16	−€19.59
Wise	0.2903	₪121.23	€7,221.68	−€35.07

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2909	–	€7,273.40
Key Currency Cheapest	0.2902	₪0.00	€7,255.22	−€18.18
Regency FX	0.2902	₪0.00	€7,253.76	−€19.64
Wise	0.2910	₪121.23	€7,239.52	−€33.88

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2876	–	€7,188.85
Key Currency Cheapest	0.2868	₪0.00	€7,170.88	−€17.97
Regency FX	0.2868	₪0.00	€7,169.44	−€19.41
Wise	0.2875	₪121.23	€7,153.24	−€35.61

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2881	–	€7,203.37
Key Currency Cheapest	0.2874	₪0.00	€7,185.37	−€18.00
Regency FX	0.2874	₪0.00	€7,183.93	−€19.44
Wise	0.2880	₪121.23	€7,165.01	−€38.36

Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2876	–	€7,189.05
Key Currency Cheapest	0.2868	₪0.00	€7,171.08	−€17.97
Regency FX	0.2868	₪0.00	€7,169.64	−€19.41
Wise	0.2859	₪121.23	€7,112.44	−€76.61

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2869	–	€7,172.33
Key Currency Cheapest	0.2862	₪0.00	€7,154.39	−€17.93
Regency FX	0.2861	₪0.00	€7,152.96	−€19.36
Wise	0.2869	₪121.23	€7,137.97	−€34.35

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2870	–	€7,175.43
Key Currency Cheapest	0.2863	₪0.00	€7,157.49	−€17.94
Regency FX	0.2862	₪0.00	€7,156.05	−€19.38
Wise	0.2870	₪121.23	€7,140.38	−€35.05

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2884	–	€7,210.20
Key Currency Cheapest	0.2877	₪0.00	€7,192.17	−€18.03
Regency FX	0.2876	₪0.00	€7,190.73	−€19.47
Wise	0.2884	₪121.23	€7,174.49	−€35.71

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2867	–	€7,166.95
Key Currency Cheapest	0.2860	₪0.00	€7,149.03	−€17.92
Regency FX	0.2859	₪0.00	€7,147.60	−€19.35
Wise	0.2867	₪121.23	€7,132.02	−€34.93

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2870	–	€7,176.03
Key Currency Cheapest	0.2863	₪0.00	€7,158.08	−€17.94
Regency FX	0.2863	₪0.00	€7,156.65	−€19.38
Wise	0.2871	₪121.23	€7,141.77	−€34.25

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2874	–	€7,186.10
Key Currency Cheapest	0.2867	₪0.00	€7,168.13	−€17.97
Regency FX	0.2867	₪0.00	€7,166.70	−€19.40
Wise	0.2875	₪121.23	€7,151.43	−€34.67

Mon, 26 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2868	–	€7,170.63
Key Currency Cheapest	0.2861	₪0.00	€7,152.70	−€17.93
Regency FX	0.2861	₪0.00	€7,151.26	−€19.36
Wise	0.2868	₪121.23	€7,135.58	−€35.05

Tue, 27 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2911	–	€7,278.58
Key Currency Cheapest	0.2904	₪0.00	€7,260.38	−€18.19
Regency FX	0.2904	₪0.00	€7,258.92	−€19.65
Wise	0.2912	₪121.23	€7,245.25	−€33.32

How to send money to Germany from Israel with the best ILS-EUR rate

Best companies for ILS/EUR transfers