Paysend is the cheapest way to send money from Colombia to Nigeria. Pay by debit card for a bank deposit, and COP 936,800 gets your recipient 371,963.75 NGN.
Revolut is the fastest company, NGN will land in within minutes in Nigeria.
| 5 of 5 providers Last updated on 28 September 2026 | |||
| Based on 936,800 COP transfer Best companies for COP/NGN transfers | |||
Run a live search Showing top Colombia to Nigeria deals for 936,800 COP. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live COP to NGN rates. | |||
Run a live search These companies offer multi-currency accounts for spending NGN. We suggest doing a live search based on how much COP you're planning to spend in Nigeria. | |||
Run a live search These are managed services with real human support for large COP transfers. Click the link and update the transfer amount to get the best deal. | |||
 Paysend Pay via Debit card | Fee $0.00 1 COP = 0.3971 NGN +1.18% vs mid-market | Recipient gets ₦371,963.75 Minutes - 24 hours | |
Ways to receive money in Nigeria with Paysend when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 COP = 0.3971 NGN ₦371,963.75You pay$936,800.00 | |||
| Paysend Pay via Credit card | Fee $0.00 1 COP = 0.3971 NGN +1.18% vs mid-market | Recipient gets ₦371,963.75 Minutes - 24 hours | |
Ways to receive money in Nigeria with Paysend when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 COP = 0.3971 NGN ₦371,963.75You pay$936,800.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee $4,000.00 1 COP = 0.3968 NGN +1.25% vs mid-market | Recipient gets ₦370,149.01 Within minutes | |
Ways to receive money in Nigeria with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes $4,000.001 COP = 0.3968 NGN ₦370,149.01You pay$936,800.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Send Money Between PayPal Accounts  PayPal App (P2P Transfer) Pay via Bank transfer | Fee $37,472.00 1 COP = 0.3777 NGN +6.00% vs mid-market | Recipient gets ₦339,672.37 Minutes | |
Ways to receive money in Nigeria with PayPal App (P2P Transfer) when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes $37,472.001 COP = 0.3777 NGN ₦339,672.37You pay$936,800.00 | |||
| Send cash via a MoneyGram agent  MoneyGram Agent Pay via Bank transfer | Fee $37,472.00 1 COP = 0.3777 NGN +6.00% vs mid-market | Recipient gets ₦339,672.37 Minutes - 3 days | |
Ways to receive money in Nigeria with MoneyGram Agent when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days $37,472.001 COP = 0.3777 NGN ₦339,672.37You pay$936,800.00 | |||
| Send cash via a Western Union agent  Western Union Agent Pay via Bank transfer | Fee $28,104.00 1 COP = 0.3737 NGN +7.00% vs mid-market | Recipient gets ₦339,559.45 Minutes - 5 days | |
Ways to receive money in Nigeria with Western Union Agent when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 5 days $28,104.001 COP = 0.3737 NGN ₦339,559.45You pay$936,800.00 | |||
| How Our Results Work Mid-market rate: 1 COP = 0.4018 NGN Updates every 60 minutes. | |||
Transfer details
Start with the cheapest option, which is Paysend. It will get you the most NGN on a COP 936,800 transfer.
This heavily depends on how much you send, so I suggest to get the best COP/NGN rate.
You have 3 ways to pay, including bank transfer, debit card, and credit card.
Depending on the company, you may be able pay with PSE or Bre-B from your bank, the same way you pay for anything online.
First time round you'll need your cédula and a photo of it.
Make sure to only use a regulated service by the Superintendencia Financiera, and never use informal methods just because they offer a better COP/NGN rate.
How much COP you send to Nigeria heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| $936,800This page | 1.18% | $0.00 | ₦371,963.75with debit card to bank deposit | +₦16,466.97 | |
| $30,000,000 | 1.20% | $284,000.00 | ₦11,801,646.97with bank transfer to bank deposit | ₦0.00 |
Mid-market rate: 1 COP = 0.4018 NGN
5 companies send money from Colombia to Nigeria.
For everyday transfers with Colombian apps
Most apps in Colombia are for domestic transfers, but you have a few options to send money to Nigeria.
Paysend is the cheapest option.
It charges $0 on a COP 936,800 transfer and delivers 371,963.75 NGN in minutes - 24 hours.
Depending on the company, you can fund it with a PSE or Bre-B from your bank, which is usually instant.
Receiving and spending
Revolut lets you hold COP and NGN in one account, with account details for both.
This is useful if you’re getting paid in NGN, or traveling to Nigeria often.
You can swap between COP and NGN at any time.
Revolut will charge COP 4000 and add 1.25% markup on COP 4000 conversion.
For businesses working abroad
Payoneer and Veem are good options for Colombian businesses working in Nigeria or in NGN.
With Paysend, paying by debit card and receiving through bank deposit is the cheapest combination. Sending 936,800 COP gives your recipient 371,963.75 NGN.
For receiving NGN, the options are bank deposit.
You can pay in COP by bank transfer, debit card, and credit card.
Paying from a Colombian bank account
Use bank transfer to fund the transfer to Nigeria
Make sure to check the account name and payment reference before approving it in your bank app.
The 4x1,000 tax can apply when money leaves a Colombian bank account, so check whether your account or transaction is exempt beforehand.
You pay $936,800.00
₦371,964
Cheapest
You pay $936,800.00
₦371,964
₦0
You pay $936,800.00
₦370,149
-₦1,815
Sending money out of Colombia is less straightforward than receiving it. Compare the small number of outbound options, then account for the 4x1000 and any documents needed for the payment.
For a COP 936,800 transfer to Nigeria, these are the best options:
Cheapest way to send money to Nigeria
The cheapest option is ₦371,963.75, funded by debit card with bank deposit for the payout. Your recipient gets 371,963.75 NGN, which is 0.49% more than the next best option.
Fastest way to send money to Nigeria
The fastest option is Revolut. Pay by bank transfer and choose bank deposit in Nigeria. Your recipient gets 370,149.01 NGN, with the money available in within minutes.
The bank debit used to fund a transfer can also attract Colombia's “4x1000”, a 0.4% financial transaction tax.
Exemptions depend on the account and the total movements covered by the exemption, so check the debit on your own account before comparing the final cost.
Most personal and family payments can be handled as free-market transactions.
Payments tied to imports, foreign investment, external debt and other operations that must pass through the foreign-exchange market need to be channelled through an Intermediario del Mercado Cambiario or a registered compensation account.
In practice, the bank or transfer company will ask for your ID, the payment purpose and proof of where the money came from when needed.
For tuition, property or an investment, have the invoice or agreement ready before starting.
The Banco de la República explains which transactions must be channelled through the formal foreign-exchange market.
PSE and Bre-B only work inside Colombia.
Some remittance companies will let you use it as a funding method, but you can’t use either as a direct way to send money to Nigeria.
The rate secured on your transfer decides how much NGN arrives in Nigeria for your COP.
Mid-market rate:1 COP = 0.394854 NGN
Every company here is supervised by the Superintendencia Financiera or its equivalent abroad, which is the first thing worth checking anywhere.
We track 5 of them on COP to NGN in real time on live searches, comparing fees, rates and how the money is paid in and collected, and each one goes through our review.
More on who we are, how we stay independent and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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