The Best International Money Transfer Apps in Colombia in 2026

My picks for international transfers

Global66 suits a separate transfer account, while the bank apps make more sense when their account and payment options already fit you.

Peso-funded mobile bank payments

8.2

Global66

Fees

1%

Exchange Rate Markup

1.1 - 2%

Transfer Speed

Minutes - 24 hours

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"An exciting, fast-growing global payments company focusing on Latin America. Official fintech partner of FC Bayern Munich and offers a best price guarantee."

Family payments with bank or cash delivery

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Davivienda

Fees

Exchange Rate Markup

Transfer Speed

Visit

Sending from your BBVA account

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BBVA

Fees

Exchange Rate Markup

Transfer Speed

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Paying from your Panamá dollar account

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Bancolombia

Fees

Exchange Rate Markup

Transfer Speed

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Global66

Global66 keeps overseas bank payments and recipient details together

Global66 is my pick for arranging overseas bank payments from Colombian pesos without moving your everyday banking to another bank.

You create your account in the app, complete the requested identity checks and then add your recipient.

You add the destination and recipient's bank details, choose the payment purpose and manage the transfer through your Global66 account.

PSE lets you load pesos from a Colombian bank account, so the funding step stays connected to money you already hold locally.

Your recipient receives the payment into their bank account and does not need to create a Global66 account.

Saved contacts suit repeat payments, while transfer status notifications help you follow the money through to the destination bank.

Payments between Global66 users are a separate option, so I suggest using the bank-transfer route when the recipient needs money in their normal account.

The wider account includes currency conversion and foreign receiving options, but those services have different legal arrangements from the Colombian peso deposit.

Its Colombian electronic deposit is supervised by the Superintendencia Financiera, while international transfer contracts run through Global81 in Chile.

My focus here is peso-funded sending, with foreign-currency holdings assessed separately in multi-currency accounts in Colombia.

Transfer costs include the quoted fee and exchange rate, rather than a single fixed charge that applies to every country.

The Start plan has no subscription price when you meet its monthly-use condition, while Pro and Ultra add subscription costs and other benefits.

My suggestion is to keep the basic plan unless the benefits reduce the costs you actually pay, rather than upgrading for an occasional transfer.

For COP4 million and COP12 million payments, these figures show Global66's fee and exchange-rate margin alongside the amount received.

Davivienda

Davivienda gives you bank and cash delivery from the same app

If you already have a Davivienda savings or current account, I suggest trying its app for family payments before opening another transfer account.

You debit your bank balance directly, then arrange an overseas bank transfer or a supported Ria payment for cash collection.

The app keeps your banking and transfer records together, including transaction enquiries and receipts for payments you have already submitted.

That is helpful when a relative needs confirmation of a payment, or you need a record for your own accounts.

The app's international bank function covers family and friends without payment for goods or services, alongside transfers between your own accounts.

For a business invoice or another payment purpose, use the bank's appropriate channel rather than selecting an inaccurate family-transfer reason.

Bank transfers support USD, EUR, GBP, CHF, CAD and JPY, while Ria cash delivery has a separate, smaller destination list.

The Ria routes include the United States, Canada, Spain, the United Kingdom, Australia, Germany and Chile.

You need your active account and virtual password, and the money comes from that account rather than a cash deposit into the phone app.

I like the choice between bank and cash delivery, but it is not a standalone wallet for holding all those foreign currencies.

Bank transfers carry a sending charge plus the cost of currency conversion, with intermediary charges possible on the banking route.

Ria cash payments have their own fees and limits, so the bank-transfer tariff does not tell you what cash delivery will cost.

There is no separate transfer-app subscription to buy, although your bank-account charges still form part of the overall cost.

My suggestion is to choose the receiving method first, then assess the amount your relative gets after the transfer and exchange charges.

BBVA Colombia

BBVA lets you manage foreign payments alongside your bank account

If BBVA is already your bank, its foreign-currency function lets you send abroad without funding a separate money-transfer wallet.

You select the amount and payment purpose, enter the recipient's bank details and authorise a payment from your BBVA account.

The same app provides account movements, statements and card controls, so you can manage the payment alongside the account funding it.

Biometric login also helps with routine access, although you still need to complete the bank's transaction authorisation and requested documents.

In my opinion, it suits bank-account delivery, rather than family cash collection or a recipient's mobile-money wallet.

Its foreign-currency dealing hours run from 06:00 to 14:00 and 15:00 to 20:00, so this is not an unrestricted round-the-clock FX service.

The app supports foreign-currency transactions up to its monthly USD50,000-equivalent limit, while larger operations use BBVA Net.

This is the bank's channel limit, rather than a universal legal ceiling on sending money from Colombia.

BBVA sets the exchange rate, and sending charges or intermediary deductions can add to the conversion cost.

Downloading the app does not remove the costs of your bank account, so include those alongside the individual transfer quote.

I suggest it when keeping the payment within BBVA saves administration, but you should compare the final recipient amount before making it your regular route.

App Inversiones Bancolombia

App Inversiones lets you pay abroad from a Panamá dollar account

My suggestion is to use App Inversiones for an existing Bancolombia Panamá dollar account, rather than open that account just to make one peso-funded transfer.

The account is available to eligible Colombian nationals resident in Colombia, and operates under Bancolombia Panamá's banking licence.

International sending debits that foreign account, so moving Colombian pesos into it is a separate transaction with its own conversion and transfer costs.

Within the app, you can add an overseas beneficiary, enter their bank details and arrange a payment from your dollar balance.

The payment flow includes the receiving currency and cost allocation, with the dynamic key used to authorise the instruction.

That gives you more control over a foreign bank balance than using a domestic wallet that only receives remittances into pesos.

The account holds USD rather than a full set of currencies, so I would not describe it as an everyday multi-currency wallet.

The app also brings together balances and statements for supported investment and foreign-subsidiary products, which adds value when you already manage those accounts.

Its ratings are substantially lower than the other apps here, so I suggest another option if stronger user feedback is a priority.

International payment costs depend on the bank tariff, exchange and charge allocation, with intermediary-bank costs separate from downloading the app.

An OUR instruction puts more charges on the sender, while SHA shares charges with the receiving side.

I suggest retaining it for paying from money already held in that USD account, rather than treating offshore account funding as a shortcut to cheap COP transfers.

Cheapest apps for sending money from Colombia

My suggestion is to compare the final recipient amount for your destination, because a low sending fee can be outweighed by the exchange rate.

Global66 provides peso-funded online quotes, while the bank apps have their own tariffs and exchange prices outside these live results.

Amount

AmountCOP 4,000,000COP 12,000,000Custom

Last updated at 10/16/2026

COP USD

Mid Market Rate $1 = $0.0003$1 = $0.0003

Transfer Amount $4,000,000$12,000,000

1

Revolut

2

Global66

1

Revolut

2

Global66

Currency pair

They get (after fees)

Transfer fees

FX Rate

Markup

Delivery time

Cheapest payment method

COP / USD

$1,236.53

$24,000.00

0.0003

4.80%

Within a week

Bank transfer

Visit

COP / USD

$1,230.93

$100,000.00

0.0003

4.80%

Minutes - 24 hours

Bank transfer

Visit

COP / USD

$3,702.75

$104,000.00

0.0003

4.80%

Within a week

Bank transfer

Visit

COP / USD

$3,692.81

$300,000.00

0.0003

4.80%

Minutes - 24 hours

Bank transfer

Visit

COP EUR

Mid Market Rate $1 = €0.0003$1 = €0.0003

Transfer Amount $4,000,000$12,000,000

1

Revolut

2

Global66

1

Revolut

2

Global66

Currency pair

They get (after fees)

Transfer fees

FX Rate

Markup

Delivery time

Cheapest payment method

COP / EUR

€1,101.00

$24,000.00

0.0003

-6.81%

Within minutes

Bank transfer

Visit

COP / EUR

€1,089.18

$124,000.00

0.0003

-6.81%

Minutes - 24 hours

Bank transfer

Visit

COP / EUR

€3,299.58

$104,000.00

0.0003

-6.76%

Within minutes

Bank transfer

Visit

COP / EUR

€3,269.42

$372,000.00

0.0003

-6.76%

Minutes - 24 hours

Bank transfer

Visit

COP GBP

Mid Market Rate $1 = £0.0002$1 = £0.0002

Transfer Amount $4,000,000$12,000,000

1

Revolut

2

Global66

1

Revolut

2

Global66

Currency pair

They get (after fees)

Transfer fees

FX Rate

Markup

Delivery time

Cheapest payment method

COP / GBP

£930.03

$24,000.00

0.0002

16.82%

Within minutes

Bank transfer

Visit

COP / GBP

£921.05

$120,000.00

0.0002

16.82%

Minutes - 24 hours

Bank transfer

Visit

COP / GBP

£2,784.94

$104,000.00

0.0002

16.81%

Within minutes

Bank transfer

Visit

COP / GBP

£2,771.37

$324,000.00

0.0002

16.81%

Minutes - 24 hours

Bank transfer

Visit

COP MXN

Mid Market Rate $1 = $0.0058$1 = $0.0058

Transfer Amount $4,000,000$12,000,000

1

Revolut

2

Global66

1

Revolut

2

Global66

Currency pair

They get (after fees)

Transfer fees

FX Rate

Markup

Delivery time

Cheapest payment method

COP / MXN

$22,723.73

$24,000.00

0.0057

1.72%

Within minutes

Bank transfer

Visit

COP / MXN

$22,256.81

$172,000.00

0.0058

-0.02%

Minutes - 24 hours

Bank transfer

Visit

COP / MXN

$68,039.09

$104,000.00

0.0057

1.71%

Within minutes

Bank transfer

Visit

COP / MXN

$66,754.75

$516,000.00

0.0058

-0.03%

Minutes - 24 hours

Bank transfer

Visit

COP CLP

Mid Market Rate $1 = $0.309$1 = $0.309

Transfer Amount $4,000,000$12,000,000

1

Revolut

2

Global66

1

Revolut

2

Global66

Currency pair

They get (after fees)

Transfer fees

FX Rate

Markup

Delivery time

Cheapest payment method

COP / CLP

$1,208,288.00

$24,000.00

0.3039

1.66%

Within minutes

Bank transfer

Visit

COP / CLP

$1,193,271.00

$148,000.00

0.3098

-0.26%

Minutes - 24 hours

Bank transfer

Visit

COP / CLP

$3,619,585.00

$104,000.00

0.3043

1.53%

Within minutes

Bank transfer

Visit

COP / CLP

$3,579,813.00

$444,000.00

0.3098

-0.26%

Minutes - 24 hours

Bank transfer

Visit

COP PEN

Mid Market Rate $1 = PEN 0.0011$1 = PEN 0.0011

Transfer Amount $4,000,000$12,000,000

1

Revolut

2

Global66

1

Revolut

2

Global66

Currency pair

They get (after fees)

Transfer fees

FX Rate

Markup

Delivery time

Cheapest payment method

COP / PEN

PEN 4,221.28

$24,000.00

0.0011

-1.57%

Within minutes

Bank transfer

Visit

COP / PEN

PEN 4,169.71

$160,000.00

0.0011

-1.57%

Minutes - 24 hours

Bank transfer

Visit

COP / PEN

PEN 12,639.77

$104,000.00

0.0011

-1.57%

Within minutes

Bank transfer

Visit

COP / PEN

PEN 12,509.13

$480,000.00

0.0011

-1.57%

Minutes - 24 hours

Bank transfer

Visit

COP USD

Mid Market Rate $1 = $0.0003$1 = $0.0003

Transfer Amount $4,000,000$12,000,000

1

Global66

2

Revolut

1

Global66

2

Revolut

Currency pair

They get (after fees)

Transfer fees

FX Rate

Markup

Delivery time

Cheapest payment method

COP / USD

$1,249.87

$40,000.00

0.0003

4.80%

Minutes - 24 hours

Bank transfer

Visit

COP / USD

$1,236.53

$24,000.00

0.0003

4.80%

Within minutes

Bank transfer

Visit

COP / USD

$3,749.62

$120,000.00

0.0003

4.80%

Minutes - 24 hours

Bank transfer

Visit

COP / USD

$3,702.75

$104,000.00

0.0003

4.80%

Within minutes

Bank transfer

Visit

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For regular sending, the cheapest ways to send money abroad from Colombia can help you assess costs beyond the app features.

For a larger payment, international money transfer services from Colombia also covers bank and agent routes beyond the app shortlist.

Choosing an app for Colombian pesos or a foreign balance

Start with the money you actually have

A Colombian peso bank balance makes PSE funding or a direct debit from your own bank account the relevant starting point.

An app accepting dollars from a foreign bank is a different option, because obtaining and sending those dollars can add another layer of cost.

I would not open a foreign account simply because the eventual transfer app has a low fee, without including that initial funding step.

Choose the receiving method before downloading

For an overseas bank payment, collect the recipient's account details and the identifier their bank uses, such as SWIFT, IBAN or ABA.

Davivienda's Ria function adds cash collection on its supported routes, while Global66 and the bank-payment options focus on account delivery.

If cash delivery is essential and the app route does not cover it, Western Union through Banco Unión is another route to assess.

Domestic wallets solve a different problem

Nequi and DaviPlata fit local peso payments and supported incoming remittances, but receiving from abroad does not establish overseas sending from the same wallet.

For a payment within Colombia, use the local transfer function that fits the recipient instead of paying for an international conversion.

For international payments, I suggest focusing on the app's actual outbound function and the receiving country.

How to send abroad through an app from Colombia

Which protection applies to your app?

Davivienda and BBVA operate as Colombian banks, while the Panamá dollar account belongs to Bancolombia's separately supervised foreign banking entity.

Global66's Colombian peso deposit and its international services use different entities, so Colombian deposit protection does not extend automatically to every product in the app.

I suggest downloading through the official bank or provider link and using its support channel if the recipient details or transaction record look wrong.

Enter your destination and COP amount below to compare available transfer prices from Colombia before choosing how to send.