How to send money to Taiwan from Japan with the best JPY-TWD rate

Of the 2 companies servicing JPY/TWD, Regency FX is the cheapest, and Regency FX is the fastest.

Sending ¥1,000,000 to Taiwan with Regency FX will get your recipient 207,423.44 TWD.

Best companies for JPY/TWD transfers

2 of 2 providers

Last updated on 10 November 2026

Based on 1,000,000 JPY transfer

Best companies for JPY/TWD transfers

Sort Cheapest
Promoted

Regency FX

Pay via Bank transfer
Fee ¥0.00 1 JPY = 0.2074 TWD +0.27% vs mid-market Recipient gets $207,423.44 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Taiwan with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 JPY = 0.2074 TWD
$207,423.44You pay¥1,000,000.00
Promoted

OFX

Pay via Bank transfer
Fee ¥0.00 1 JPY = 0.2069 TWD +0.50% vs mid-market Recipient gets $206,945.08 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Taiwan with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 JPY = 0.2069 TWD
$206,945.08You pay¥1,000,000.00

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Showing top Japan to Taiwan deals for 1,000,000 JPY. Do a live search with your exact amount for today's best rates.
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Regency FX

Pay via Bank transfer
Fee ¥0.00 1 JPY = 0.2074 TWD +0.27% vs mid-market Recipient gets $207,423.44 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Taiwan with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 JPY = 0.2074 TWD
$207,423.44You pay¥1,000,000.00

OFX

Pay via Bank transfer
Fee ¥0.00 1 JPY = 0.2069 TWD +0.50% vs mid-market Recipient gets $206,945.08 Minutes - 24 hours
FastestOur top pick
Personal account managerReceive to bank account

Ways to receive money in Taiwan with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 JPY = 0.2069 TWD
$206,945.08You pay¥1,000,000.00
How Our Results Work
Mid-market rate: 1 JPY = 0.2080 TWD Updates every 60 minutes.

How to send money from Japan to Taiwan

Pick a company

We suggest starting with Regency FX since it's the cheapest option for sending ¥1,000,000.

Regency FX was the cheapest on 29 of the 29 days it quoted ¥1,000,000 transfers to Taiwan.

The best and cheapest options will change depending on the amount, so it's a good idea to to get the best JPY/TWD rate today.

Fund your transfer

You can fund your transfer from Japan via bank transfer.

A furikomi from your bank reaches the money transfer company account the same day.

You can also pay cash at a konbini terminal or an ATM for cash transfer.

Verify and send

When opening a new money transfer account, you'll need your residence card to register (tourists can't send money from Japan).

If you support family back home, ask about registering them as dependents, it may cut your income and resident tax (not tax advice).

Compare amounts

How much JPY are you sending to Taiwan?

How much JPY you send to Taiwan heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 100% of the transfers from ¥300,000 it quoted, and in 100% of all the transfers it quoted.

Cheapest service
¥100,0000.65%¥0.00$20,681.19with bank transfer to bank deposit$0.00
¥300,0000.65%¥0.00$62,022.42with bank transfer to bank deposit$0.00
¥1,000,000This page0.27%¥0.00$207,423.44with bank transfer to bank deposit+$239.18

Mid-market rate: 1 JPY = 0.2080 TWD

JPY/TWD Exchange Rate History

Is today a good time to send money from Japan to Taiwan?

The cheapest way to send JPY to TWD can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 1,000,000 JPY transfers to Taiwan.

TWD received for ¥1,000,000, after fees

Tue, Nov 10, 2026Mid-market rate$207,985.00 Regency FX $207,423.44Regency FX$207,423.44OFX$206,945.08

200,000
202,000
204,000
206,000
208,000
210,000
At the mid-market rateWith the cheapest optionRegency FXOFX
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2016 – $201,597.00
Regency FX Cheapest 0.2011 ¥0.00 $201,052.69 −$544.31
OFX 0.2006 ¥0.00 $200,589.02 −$1,007.98

No data was collected on Tue, Oct 13, 2026.

Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2032 – $203,159.00
Regency FX Cheapest 0.2026 ¥0.00 $202,610.47 −$548.53
OFX 0.2021 ¥0.00 $202,143.20 −$1,015.80
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2051 – $205,111.00
Regency FX Cheapest 0.2046 ¥0.00 $204,557.20 −$553.80
OFX 0.2041 ¥0.00 $204,085.44 −$1,025.56
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2053 – $205,338.00
Regency FX Cheapest 0.2048 ¥0.00 $204,783.59 −$554.41
OFX 0.2043 ¥0.00 $204,311.31 −$1,026.69
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2054 – $205,383.00
Regency FX Cheapest 0.2048 ¥0.00 $204,828.47 −$554.53
OFX 0.2044 ¥0.00 $204,356.09 −$1,026.91
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2054 – $205,383.00
Regency FX Cheapest 0.2048 ¥0.00 $204,828.47 −$554.53
OFX 0.2044 ¥0.00 $204,356.09 −$1,026.91
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2056 – $205,569.00
Regency FX Cheapest 0.2050 ¥0.00 $205,013.96 −$555.04
OFX 0.2045 ¥0.00 $204,541.15 −$1,027.85
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2063 – $206,278.00
Regency FX Cheapest 0.2057 ¥0.00 $205,721.05 −$556.95
OFX 0.2052 ¥0.00 $205,246.61 −$1,031.39
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2050 – $205,000.00
Regency FX Cheapest 0.2044 ¥0.00 $204,446.50 −$553.50
OFX 0.2040 ¥0.00 $203,975.00 −$1,025.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2073 – $207,298.00
Regency FX Cheapest 0.2067 ¥0.00 $206,738.30 −$559.70
OFX 0.2063 ¥0.00 $206,261.51 −$1,036.49
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2075 – $207,539.00
Regency FX Cheapest 0.2070 ¥0.00 $206,978.64 −$560.36
OFX 0.2065 ¥0.00 $206,501.30 −$1,037.70
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2077 – $207,738.00
Regency FX Cheapest 0.2072 ¥0.00 $207,177.11 −$560.89
OFX 0.2067 ¥0.00 $206,699.31 −$1,038.69
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2077 – $207,738.00
Regency FX Cheapest 0.2072 ¥0.00 $207,177.11 −$560.89
OFX 0.2067 ¥0.00 $206,699.31 −$1,038.69
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2076 – $207,580.00
Regency FX Cheapest 0.2070 ¥0.00 $207,019.53 −$560.47
OFX 0.2065 ¥0.00 $206,542.10 −$1,037.90
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2060 – $205,964.00
Regency FX Cheapest 0.2054 ¥0.00 $205,407.90 −$556.10
OFX 0.2049 ¥0.00 $204,934.18 −$1,029.82
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2054 – $205,363.00
Regency FX Cheapest 0.2048 ¥0.00 $204,808.52 −$554.48
OFX 0.2043 ¥0.00 $204,336.18 −$1,026.82
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2062 – $206,177.00
Regency FX Cheapest 0.2056 ¥0.00 $205,620.32 −$556.68
OFX 0.2051 ¥0.00 $205,146.11 −$1,030.89
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2071 – $207,081.00
Regency FX Cheapest 0.2065 ¥0.00 $206,521.88 −$559.12
OFX 0.2060 ¥0.00 $206,045.60 −$1,035.40
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2070 – $207,038.00
Regency FX Cheapest 0.2065 ¥0.00 $206,479.00 −$559.00
OFX 0.2060 ¥0.00 $206,002.81 −$1,035.19
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2070 – $207,038.00
Regency FX Cheapest 0.2065 ¥0.00 $206,479.00 −$559.00
OFX 0.2060 ¥0.00 $206,002.81 −$1,035.19
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2066 – $206,559.00
Regency FX Cheapest 0.2060 ¥0.00 $206,001.29 −$557.71
OFX 0.2055 ¥0.00 $205,526.20 −$1,032.80
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2078 – $207,794.00
Regency FX Cheapest 0.2072 ¥0.00 $207,232.96 −$561.04
OFX 0.2068 ¥0.00 $206,755.03 −$1,038.97
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2076 – $207,578.00
Regency FX Cheapest 0.2070 ¥0.00 $207,017.54 −$560.46
OFX 0.2065 ¥0.00 $206,540.11 −$1,037.89
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2087 – $208,729.00
Regency FX Cheapest 0.2082 ¥0.00 $208,165.43 −$563.57
OFX 0.2077 ¥0.00 $207,685.35 −$1,043.65
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2079 – $207,909.00
Regency FX Cheapest 0.2073 ¥0.00 $207,347.65 −$561.35
OFX 0.2069 ¥0.00 $206,869.46 −$1,039.54
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2068 – $206,778.00
Regency FX Cheapest 0.2062 ¥0.00 $206,219.70 −$558.30
OFX 0.2057 ¥0.00 $205,744.11 −$1,033.89
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2068 – $206,817.00
Regency FX Cheapest 0.2063 ¥0.00 $206,258.59 −$558.41
OFX 0.2058 ¥0.00 $205,782.92 −$1,034.08
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2073 – $207,336.00
Regency FX Cheapest 0.2068 ¥0.00 $206,776.19 −$559.81
OFX 0.2063 ¥0.00 $206,299.32 −$1,036.68
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2080 – $207,985.00
Regency FX Cheapest 0.2074 ¥0.00 $207,423.44 −$561.56
OFX 0.2069 ¥0.00 $206,945.08 −$1,039.92

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send ¥1,000,000, after fees, as quoted by each company. The mid-market line shows what ¥1,000,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more TWD per JPY than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of TWD on every transfer from Japan.

Right now, Regency FX pays 207,423.44 TWD on 1,000,000 JPY, which is 561.56 TWD less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 208,165.43 TWD.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Taiwan.

We've tracked 88 comparisons to check how often today's top companies were the cheapest across 3 amounts over the past month.

  1. Regency FXAppeared in 29 comparisons

    Cheapest every time

  2. OFXAppeared in 84 comparisons

    Cheapest in 65% of them

Based on 88 comparisons across 3 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

OFX (today's second cheapest) was the cheapest in 65% of its comparisons, so if you send money to Taiwan regularly, it's worth comparing it with Regency FX before each transfer.

Ways to send money from Japan to Taiwan

2 companies send money from Japan to Taiwan.

Paying contractors

Global accounts

Global accounts help Japanese businesses make repeat payments to contractors and suppliers in Taiwan.

Wise Business and Payoneer offer great business accounts in Japan.

Ways to fund JPY and receive TWD in Taiwan

With Regency FX, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending ¥1,000,000 gives your recipient 207,423.44 TWD.

You can fund the yen side by bank transfer.

Pay from a Japanese bank account

Transfer JPY using the account and reference provided by the money transfer company.

A domestic bank payment funds the transfer (usually very fast), but it does not determine how quickly TWD reaches the recipient.

For the payout, your recipient can use bank deposit in Taiwan.

  1. 1
    Bank transfer Bank deposit

    You pay ¥1,000,000.00

    NT$207,423

    Cheapest

Consider this when sending JPY to Taiwan

The weak yen makes the exchange-rate margin especially important. Foreign residents should also expect identity and purpose checks before the first overseas transfer.

Compare JPY/TWD transfer options

These are the leading options for a ¥1,000,000 transfer to Taiwan.

Cheapest way to send money to Taiwan

The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 207,423.44 TWD, which is 0.23% more than the next best option.

Fastest way to send money to Taiwan

The fastest option is Regency FX. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 207,423.44 TWD in minutes - 24 hours.

Have your residence details ready

Japanese banks and registered funds-transfer companies can ask for a residence card, address, My Number and the purpose of an overseas payment.

The exact documents depend on the money transfer company and transfer purpose.

The first payment may take longer while the account is being checked.

Keep the invoice or document explaining the payment ready if you are sending tuition, property money or a large personal transfer.

The Financial Services Agency advises foreign residents to use a licensed bank or Funds Transfer Service Provider.

You can’t use Suica for deposits

PayPay, Suica, IC cards, and a domestic furikomi are useful inside Japan, but they do not send JPY to Taiwan.

A large gift can create Japanese gift tax

Japan's annual basic gift-tax exemption is ¥1.1 million per recipient under the calendar-year system.

The recipient may need to file and pay tax when total gifts received during the year exceed that amount.

Residence and asset-location rules can make cross-border cases more complicated, so do not assume that receiving the money in an overseas account avoids Japanese tax.

Non-bank remittance balances are protected under the Payment Services Act, but they are not ordinary bank deposits, so avoid leaving more money there beyond what you need to send.

How we analyse the market

We track 2 registered funds transfer companies sending JPY to Taiwan, updated in real time on live searches.

With the yen weak, the exchange margin decides more than the fee does, so that's what we lead the comparison on, along with the ways to pay and collect.

In the past 30 days alone, we analysed 88 comparisons across 3 amounts.

This page covers the cheapest and fastest options for JPY/TWD transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.