How to send money to Taiwan from Poland with the best PLN-TWD rate

An exchange rate determines the price you will pay when buying New Taiwan Dollar. A better exchange rate means more money sent from Poland to Taiwan.

The current rate between the Zloty and New Taiwan Dollar is 8.4196.

When calculating the cost of sending money from Poland to Taiwan, a combination of fees and exchange rates ensure the best deal:

• The Mid-Market and Exchange Rates: The current PLN-TWD mid-market rate is 8.4196 TWD per Zloty. Finding a provider as close to this number as possible will ensure more New Taiwan Dollar for your money.

• Fees: Transfer fees are charged on top of a transfer. Paysend currently offers lowest fees of 0 PLN. Although we recommend searching for your exact send amount for an exact fee.

• Amount Received: The total amount received in New Taiwan Dollar is the biggest indicator in the total cost of sending money to Poland from Taiwan. The higher the total amount received in Taiwan, the lower the cost of sending from Poland.

Understanding the averages, and then waiting a day or two can help you get more TWD for the same amount of Zloty.

A better option is to use a forward contract that also allows you to lock in an agreed exchange rate between Poland and Taiwan.

A debit card is the payment method that will get you the best price on a transfer from Poland to Taiwan.

Here are all the ways to send money from Poland to Taiwan:

Bank transfers

Bank transfers are often the default option for sending money from Poland to Taiwan.

By using a money transfer company such as Xe for transfers from Poland to Taiwan, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


Debit and prepaid cards

Sending money from Poland to Taiwan with a debit or a prepaid card is very simple with Xe.


Xe is a leader in debit card payments for transfers from Poland to Taiwan, competing among a total of 3 active money transfer companies on this route.

Credit cards

When it comes to credit card transfers from Poland to Taiwan, we recommend comparing your options to get the best deal.

Not many companies offer direct credit card deposits, and usually, it means taking a cash advance and using that for the deposit, which ends up more expensive.

and have different regulations and ensuring you fully understand these regulations will aid in keeping your money safe.

Our directory of worldwide financial regulators contains details on regulation for money transfers between Poland and Taiwan

Some companies offering money transfers between Poland and Taiwan have minimum or maximum thresholds on how much you can send or receive.

Rates and fees for different transfer amounts could change - that’s why it’s best to compare PLN-TWD rates for your specific transfer amount. For regular transfers to Taiwan, shopping around each time can make a huge difference.

For sending large amounts of PLN to Taiwan, we’d recommend Xe. They offer a solid combination of rates and fees when sending from Poland to Taiwan that is the most competitive, even at larger amounts.

There are different options for receiving New Taiwan Dollar in Taiwan. The most popular are direct bank deposit, cash pickup, a mobile wallet or receiving money into a multi-currency account. Not all providers offering transfers from Poland to Taiwan will offer every method for incoming New Taiwan Dollar, so it’s best to check ahead of time.

Sending directly to a bank account is one of the most common ways to send money from Poland to Taiwan. For most part, this is because it means the recipient has to do very little.

Xe is the best company for bank transfers between Poland and Taiwan.

Mobile wallet or P2P services and payment apps like PayPal, Xoom, and CashApp are popular because of convenience, but they come with more limitations and higher costs compared to money transfer providers like Paysend.

When sending Zloty to Taiwan, through a money transfer company, you will need to verify your ID at the sign up stage.

The documents you need will vary and in some cases you might need a couple of options.

For the most part, ID can be verified in Poland through a government issued ID such as a passport or driver's license. If the recipient needs an ID to collect money in Taiwan it will be similar.

Large transactions between Poland and Taiwan, can be subject to additional checks such as proof of funds for anti-money laundering purposes.

One of the reasons Xe has scored so highly for transfers to Taiwan is their easy sign up process in Poland.

As well as proof of funds, when sending large amounts of money between Poland and Taiwan.

Some transfers into New Taiwan Dollar may need to be reported to tax authorities in Taiwan as well, particularly where inheritance or property purchases are involved.

Tax limits and personal allowances will change in Taiwan based on age, income and a few other elements. When in doubt, please contact a tax professional in Poland or Taiwan to discuss your personal circumstances to ensure you are not missing any specific tax declarations.