Best companies for JPY/MMK transfers
3 of 3 providers Last updated on 10 November 2026
Based on 39,000 JPY transfer Best companies for JPY/MMK transfers Sort Cheapest
Promoted Remitly Pay via Debit card	Fee ¥0.00 1 JPY = 24.5100 MMK -59.39% vs mid-market	Recipient gets K 955,890.00 Within minutes
19 reviews Receive to bank account or cash pickup
Ways to receive money in Myanmar with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes Free1 JPY = 24.5100 MMK K 955,890.00You pay¥39,000.00
Run a live search Showing top Japan to Myanmar [Burma] deals for 39,000 JPY. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live JPY to MMK rates.
Run a live search These companies offer multi-currency accounts for spending MMK. We suggest doing a live search based on how much JPY you're planning to spend in Myanmar [Burma].
Run a live search These are managed services with real human support for large JPY transfers. Click the link and update the transfer amount to get the best deal.
Remitly Pay via Debit card	Fee ¥0.00 1 JPY = 24.5100 MMK -59.39% vs mid-market	Recipient gets K 955,890.00 Within minutes
19 reviews CheapestFastestOur top pick Receive to bank account or cash pickup
Ways to receive money in Myanmar with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes Free1 JPY = 24.5100 MMK K 955,890.00You pay¥39,000.00

Remitly Pay via Bank transfer	Fee ¥0.00 1 JPY = 24.5100 MMK -59.39% vs mid-market	Recipient gets K 955,890.00 Within a week
19 reviews Receive to bank account or cash pickup
Ways to receive money in Myanmar with Remitly when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a week Free1 JPY = 24.5100 MMK K 955,890.00You pay¥39,000.00
Send cash via a MoneyGram agent MoneyGram Agent Pay via Bank transfer	Fee ¥1,560.00 1 JPY = 12.4894 MMK +6.00% vs mid-market	Recipient gets K 467,602.23 Minutes - 3 days
0 reviews
Ways to receive money in Myanmar with MoneyGram Agent when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days ¥1,560.001 JPY = 12.4894 MMK K 467,602.23You pay¥39,000.00
Send cash via a Western Union agent Western Union Agent Pay via Bank transfer	Fee ¥1,170.00 1 JPY = 12.3565 MMK +7.00% vs mid-market	Recipient gets K 467,446.78 Minutes - 5 days
0 reviews
Ways to receive money in Myanmar with Western Union Agent when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 5 days ¥1,170.001 JPY = 12.3565 MMK K 467,446.78You pay¥39,000.00
How Our Results Work Mid-market rate: 1 JPY = 13.2866 MMK Updates every 60 minutes.

Why compare

JPY/MMK exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Japan to Myanmar

Pick a company

We suggest starting with Remitly since it's the cheapest option for sending ¥39,000.

Remitly was the cheapest on 30 of the 30 days it quoted ¥39,000 transfers to Myanmar.

The best and cheapest options will change depending on the amount, so it's a good idea to to get the best JPY/MMK rate today.

Fund your transfer

You can fund your transfer from Japan via bank transfer and debit card.

A furikomi from your bank reaches the money transfer company account the same day.

You can also pay cash at a konbini terminal or an ATM for cash transfer.

Verify and send

When opening a new money transfer account, you'll need your residence card to register (tourists can't send money from Japan).

If you support family back home, ask about registering them as dependents, it may cut your income and resident tax (not tax advice).

Compare amounts

How much JPY are you sending to Myanmar?

How much JPY you send to Myanmar heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Remitly was the cheapest in 100% of the transfers from ¥300,000 it quoted, and in 100% of all the transfers it quoted.


¥39,000This page	-59.39%	¥0.00	K 955,890.00with debit card to bank deposit	+K 244,182.75
¥100,000	-59.38%	¥0.00	K 2,452,000.00with debit card to bank deposit	K 0.00
¥300,000	-59.41%	¥0.00	K 7,356,000.00with debit card to bank deposit	K 0.00
¥1,000,000	0.27%	¥0.00	K 13,254,217.73with bank transfer to bank deposit	K 0.00

Mid-market rate: 1 JPY = 13.2866 MMK

JPY/MMK Exchange Rate History

Is today a good time to send money from Japan to Myanmar?

The cheapest way to send JPY to MMK can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Remitly), across 30 days of comparisons for 39,000 JPY transfers to Myanmar.

Each line shows what the recipient gets when you send ¥39,000, after fees, as quoted by each company. The mid-market line shows what ¥39,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more MMK per JPY than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 30 of the last 30 days.

Right now, Remitly pays 955,890 MMK on 39,000 JPY, which is 437,713.77 MMK more than the mid-market amount, so it's a good deal (pretty much free money).

Today's payout isn't the best this month though, since the highest receive amount was 962,910 MMK.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

If you need to send money now, it's a good time to send.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Myanmar.

We've tracked 118 comparisons to check how often today's top companies were the cheapest across 4 amounts over the past month.

RemitlyAppeared in 80 comparisons
Cheapest every time
MoneyGram AgentAppeared in 30 comparisons
Never the cheapest
Western Union AgentAppeared in 30 comparisons
Never the cheapest

Based on 118 comparisons across 4 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Remitly is the cheapest and gets you the most MMK, and it was also the cheapest in 100% of the 80 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Myanmar.

Ways to send money from Japan to Myanmar

3 companies send money from Japan to Myanmar.

Everyday transfers

Online transfers

Online transfers to Myanmar are usually faster and cheaper than a traditional Japanese bank wire.

Depending on the service, you can deposit money via bank transfer and debit card (Suica and other IC cards won’t work).

Remitly is the cheapest option.

It charges ¥0 to send 39,000 JPY and your recipient gets 955,890 MMK (after a -59.39% markup). The MMK will arrive in within an hour.

In our comparisons over the past month, it was the cheapest online service on 30 of the 30 days it quoted.

You will normally need your residence card to open an account.

Paying contractors

Global accounts

Global accounts help Japanese businesses make repeat payments to contractors and suppliers in Myanmar.

Wise Business and Payoneer offer great business accounts in Japan.

Ways to fund JPY and receive MMK in Myanmar

With Remitly, paying by debit card and receiving through a bank deposit is the cheapest combination. Sending ¥39,000 gives your recipient 955,890 MMK.

You can fund the yen side by bank transfer and debit card.

Pay from a Japanese bank account

Transfer JPY using the account and reference provided by the money transfer company.

A domestic bank payment funds the transfer (usually very fast), but it does not determine how quickly MMK reaches the recipient.

For the payout, your recipient can use bank deposit in Myanmar.

1

Debit card Bank deposit

You pay ¥39,000.00

Ks955,890

Cheapest
2

Bank transfer Bank deposit

You pay ¥39,000.00

Ks955,890

Ks0

Consider this when sending JPY to Myanmar

The weak yen makes the exchange-rate margin especially important. Foreign residents should also expect identity and purpose checks before the first overseas transfer.

Compare JPY/MMK transfer options

These are the leading options for a ¥39,000 transfer to Myanmar.

Cheapest way to send money to Myanmar

The cheapest option is Remitly, funded by debit card with bank deposit for the payout. Your recipient gets 955,890 MMK, which is 51.08% more than the next best option.

Fastest way to send money to Myanmar

The fastest option is Remitly. Pay by debit card and choose bank deposit for the payout. Your recipient gets 955,890 MMK in within an hour.

Have your residence details ready

Japanese banks and registered funds-transfer companies can ask for a residence card, address, My Number and the purpose of an overseas payment.

The exact documents depend on the money transfer company and transfer purpose.

The first payment may take longer while the account is being checked.

Keep the invoice or document explaining the payment ready if you are sending tuition, property money or a large personal transfer.

The Financial Services Agency advises foreign residents to use a licensed bank or Funds Transfer Service Provider.

You can’t use Suica for deposits

PayPay, Suica, IC cards, and a domestic furikomi are useful inside Japan, but they do not send JPY to Myanmar.

A large gift can create Japanese gift tax

Japan's annual basic gift-tax exemption is ¥1.1 million per recipient under the calendar-year system.

The recipient may need to file and pay tax when total gifts received during the year exceed that amount.

Residence and asset-location rules can make cross-border cases more complicated, so do not assume that receiving the money in an overseas account avoids Japanese tax.

Non-bank remittance balances are protected under the Payment Services Act, but they are not ordinary bank deposits, so avoid leaving more money there beyond what you need to send.

How we analyse the market

We track 3 registered funds transfer companies sending JPY to Myanmar, updated in real time on live searches.

With the yen weak, the exchange margin decides more than the fee does, so that's what we lead the comparison on, along with the ways to pay and collect.

In the past 30 days alone, we analysed 118 comparisons across 4 amounts.

This page covers the cheapest and fastest options for JPY/MMK transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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Mon, Oct 12, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	13.2620	–	K 517,219.83
Remitly Cheapest	24.4600	¥0.00	K 953,940.00	+K 436,720.17
MoneyGram Agent	12.4663	¥1,560.00	K 466,739.18	−K 50,480.65
Western Union Agent	12.3337	¥1,170.00	K 466,584.01	−K 50,635.82

Tue, Oct 13, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	13.2665	–	K 517,392.25
Remitly Cheapest	24.4700	¥0.00	K 954,330.00	+K 436,937.75
MoneyGram Agent	12.4705	¥1,560.00	K 466,894.77	−K 50,497.48
Western Union Agent	12.3378	¥1,170.00	K 466,739.55	−K 50,652.70

Wed, Oct 14, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	13.2663	–	K 517,383.98
Remitly Cheapest	24.4700	¥0.00	K 954,330.00	+K 436,946.02
MoneyGram Agent	12.4703	¥1,560.00	K 466,887.31	−K 50,496.67
Western Union Agent	12.3376	¥1,170.00	K 466,732.09	−K 50,651.89

Thu, Oct 15, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	13.2877	–	K 518,218.90
Remitly Cheapest	24.5300	¥0.00	K 956,670.00	+K 438,451.10
MoneyGram Agent	12.4904	¥1,560.00	K 467,640.73	−K 50,578.17
Western Union Agent	12.3575	¥1,170.00	K 467,485.27	−K 50,733.63

Fri, Oct 16, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	13.2960	–	K 518,543.69
Remitly Cheapest	24.5400	¥0.00	K 957,060.00	+K 438,516.31
MoneyGram Agent	12.4982	¥1,560.00	K 467,933.82	−K 50,609.87
Western Union Agent	12.3653	¥1,170.00	K 467,778.26	−K 50,765.43

How to send money to Myanmar from Japan with the best JPY-MMK rate

Best companies for JPY/MMK transfers