Of the 9 companies servicing JPY/HKD, Key Currency is the cheapest, and Revolut is the fastest.
Sending ¥1,000,000 to Hong Kong with Key Currency will get your recipient 50,091.46 HKD.
| 9 of 9 providers Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze JPY/HKD exchange rates from our comparisons. | |||
| Based on 1,000,000 JPY transfer Best companies for JPY/HKD transfersAll money transfer offers for JPY/HKD transfers, sorted by most HKD received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Promoted  Wise Pay via Bank transfer | Fee ¥7,451.00 1 JPY = 0.0502 HKD -0.01% vs mid-market | Recipient gets $49,846.11 Within minutes | |
Ways to receive money in Hong Kong with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer ¥7,451.001 JPY = 0.0502 HKD $49,846.11You pay¥1,000,000.00 | |||
| Promoted  Xe Pay via Bank transfer | Fee ¥0.00 1 JPY = 0.0496 HKD +1.24% vs mid-market | Recipient gets $49,570.00 Minutes - 24 hours | |
Ways to receive money in Hong Kong with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 JPY = 0.0496 HKD $49,570.00You pay¥1,000,000.00 | |||
Run a live search Showing top Japan to Hong Kong deals for 1,000,000 JPY. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live JPY to HKD rates. | |||
Run a live search These companies offer multi-currency accounts for spending HKD. We suggest doing a live search based on how much JPY you're planning to spend in Hong Kong. | |||
Run a live search These are managed services with real human support for large JPY transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee ¥0.00 1 JPY = 0.0501 HKD +0.25% vs mid-market | Recipient gets $50,091.46 Minutes - 3 days | |
Ways to receive money in Hong Kong with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 JPY = 0.0501 HKD $50,091.46You pay¥1,000,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee ¥0.00 1 JPY = 0.0501 HKD +0.27% vs mid-market | Recipient gets $50,081.41 Minutes - 24 hours | |
Ways to receive money in Hong Kong with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 JPY = 0.0501 HKD $50,081.41You pay¥1,000,000.00 | |||
 TorFx Pay via Bank transfer | Fee ¥0.00 1 JPY = 0.0501 HKD +0.30% vs mid-market | Recipient gets $50,066.35 Minutes - 24 hours | |
Ways to receive money in Hong Kong with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 JPY = 0.0501 HKD $50,066.35You pay¥1,000,000.00 | |||
 OFX Pay via Bank transfer | Fee ¥0.00 1 JPY = 0.0500 HKD +0.50% vs mid-market | Recipient gets $49,965.92 Minutes - 24 hours | |
Ways to receive money in Hong Kong with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 JPY = 0.0500 HKD $49,965.92You pay¥1,000,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee ¥3,500.00 1 JPY = 0.0501 HKD +0.23% vs mid-market | Recipient gets $49,922.44 Within minutes | |
Ways to receive money in Hong Kong with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes ¥3,500.001 JPY = 0.0501 HKD $49,922.44You pay¥1,000,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
 Currencies Direct Pay via Bank transfer | Fee ¥0.00 1 JPY = 0.0499 HKD +0.63% vs mid-market | Recipient gets $49,900.00 Minutes - 24 hours | |
Ways to receive money in Hong Kong with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 JPY = 0.0499 HKD $49,900.00You pay¥1,000,000.00 | |||
| Wise Pay via Bank transfer | Fee ¥7,451.00 1 JPY = 0.0502 HKD -0.01% vs mid-market | Recipient gets $49,846.11 Within minutes | |
Ways to receive money in Hong Kong with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer ¥7,451.001 JPY = 0.0502 HKD $49,846.11You pay¥1,000,000.00 | |||
| Xe Pay via Bank transfer | Fee ¥0.00 1 JPY = 0.0496 HKD +1.24% vs mid-market | Recipient gets $49,570.00 Minutes - 24 hours | |
Ways to receive money in Hong Kong with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 JPY = 0.0496 HKD $49,570.00You pay¥1,000,000.00 | |||
 Moneycorp Pay via Bank transfer | Fee ¥0.00 1 JPY = 0.0495 HKD +1.40% vs mid-market | Recipient gets $49,513.96 Minutes - 2 days | |
Ways to receive money in Hong Kong with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 JPY = 0.0495 HKD $49,513.96You pay¥1,000,000.00 | |||
| How Our Results Work Mid-market rate: 1 JPY = 0.050217 HKD Updates every 60 minutes. | |||
Transfer details
We suggest starting with Key Currency since its the cheapest option for sending ¥1,000,000.
The best and cheapest options will change depending on the amount, so it's a good idea to to get the best JPY/HKD rate today.
You can fund your transfer from Japan via bank transfer.
A furikomi from your bank reaches the money transfer company account the same day.
You can also pay cash at a konbini terminal or an ATM for cash transfer.
When opening a new money transfers account, you'll need your residence card to register (tourists can't send money from Japan).
If you support family back home, ask about registering them as dependents, it may cut your income and resident tax (not tax advice).
9 companies send money from Japan to Hong Kong.
Everyday transfers
Online transfers to Hong Kong are usually faster and cheaper than a traditional Japanese bank wire.
Depending on the service, you can deposit money via bank deposit (Suica and other IC cards won’t work).
Revolut is the cheapest option.
It charges ¥3500 to send 1,000,000 JPY and your recipient gets 49,922.44 HKD (after a ¥3500 fee and a 0.23% markup). The HKD will arrive in within minutes.
You will normally need your residence card to open an account.
Regular overseas spending
A multi-currency account lets you convert part of your yen and keep HKD for future payments.
Revolut lets you hold JPY and HKD in one account and swap between them as you need.
Converting ¥1,000,000 gets you 49,922.44 HKD, after 0.23% markup and ¥3500 fee.
This is convenient for receiving payments in JPY or HKD, or spending money when traveling to Hong Kong.
Paying contractors
Global accounts help Japanese businesses make repeat payments to contractors and suppliers in Hong Kong.
Wise Business and Payoneer offer great business accounts in Japan.
With Key Currency, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending ¥1,000,000 gives your recipient 50,091.46 HKD.
You can fund the yen side by bank transfer.
Pay from a Japanese bank account
Transfer JPY using the account and reference provided by the money transfer company.
A domestic bank payment funds the transfer (usually very fast), but it does not determine how quickly HKD reaches the recipient.
For the payout, your recipient can use bank deposit in Hong Kong.
You pay ¥1,000,000.00
$50,091
Cheapest
The weak yen makes the exchange-rate margin especially important. Foreign residents should also expect identity and purpose checks before the first overseas transfer.
These are the leading options for a ¥1,000,000 transfer to Hong Kong.
Cheapest way to send money to Hong Kong
The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 50,091.46 HKD, which is 0.02% more than the next best option.
Fastest way to send money to Hong Kong
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 49,922.44 HKD in within minutes.
Japanese banks and registered funds-transfer companies can ask for a residence card, address, My Number and the purpose of an overseas payment.
The exact documents depend on the money transfer company and transfer purpose.
The first payment may take longer while the account is being checked.
Keep the invoice or document explaining the payment ready if you are sending tuition, property money or a large personal transfer.
The Financial Services Agency advises foreign residents to use a licensed bank or Funds Transfer Service Provider.
PayPay, Suica, IC cards, and a domestic furikomi are useful inside Japan, but they do not send JPY to Hong Kong.
Japan's annual basic gift-tax exemption is ¥1.1 million per recipient under the calendar-year system.
The recipient may need to file and pay tax when total gifts received during the year exceed that amount.
Residence and asset-location rules can make cross-border cases more complicated, so do not assume that receiving the money in an overseas account avoids Japanese tax.
Non-bank remittance balances are protected under the Payment Services Act, but they are not ordinary bank deposits, so avoid leaving more money there beyond what you need to send.
The rate you secure decides how much HKD arrives for your JPY. Recent movement gives you a useful range to compare against today's quote.
Mid-market rate:1 JPY = 0.050089 HKD
We track 9 registered funds transfer companies sending JPY to Hong Kong, updated in real time on live searches.
With the yen weak, the exchange margin decides more than the fee does, so that's what we lead the comparison on, along with the ways to pay and collect.
Each goes through our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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