Wise is the cheapest overall way to send money from the Philippines to Tunisia, turning PHP 14,700 into 657.18 TND at 0.0473 TND per PHP.
There are 4 companies that send money from the Philippines to Tunisia, and you can send PHP via in person, online, app, multi-currency account, and global account.
| 4 of 4 providers Last updated on 28 September 2026 | |||
| Based on 14,700 PHP transfer Best companies for PHP/TND transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee ₱792.79 1 PHP = 0.0473 TND +0.35% vs mid-market | Recipient gets TND 657.18 Next week | |
Ways to receive money in Tunisia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext weekAvailable via:SWIFT ₱792.791 PHP = 0.0473 TND TND 657.18You pay₱14,700.00 | |||
Run a live search Showing top Philippines to Tunisia deals for 14,700 PHP. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live PHP to TND rates. | |||
Run a live search These companies offer multi-currency accounts for spending TND. We suggest doing a live search based on how much PHP you're planning to spend in Tunisia. | |||
Run a live search These are managed services with real human support for large PHP transfers. Click the link and update the transfer amount to get the best deal. | |||
| Wise Pay via Bank transfer | Fee ₱792.79 1 PHP = 0.0473 TND +0.35% vs mid-market | Recipient gets TND 657.18 Next week | |
Ways to receive money in Tunisia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext weekAvailable via:SWIFT ₱792.791 PHP = 0.0473 TND TND 657.18You pay₱14,700.00 | |||
| Send Money Between PayPal Accounts  PayPal App (P2P Transfer) Pay via Bank transfer | Fee ₱588.00 1 PHP = 0.0446 TND +6.00% vs mid-market | Recipient gets TND 629.01 Minutes | |
Ways to receive money in Tunisia with PayPal App (P2P Transfer) when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes ₱588.001 PHP = 0.0446 TND TND 629.01You pay₱14,700.00 | |||
| Send cash via a MoneyGram agent  MoneyGram Agent Pay via Bank transfer | Fee ₱588.00 1 PHP = 0.0446 TND +6.00% vs mid-market | Recipient gets TND 629.01 Minutes - 3 days | |
Ways to receive money in Tunisia with MoneyGram Agent when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days ₱588.001 PHP = 0.0446 TND TND 629.01You pay₱14,700.00 | |||
| Send cash via a Western Union agent  Western Union Agent Pay via Bank transfer | Fee ₱441.00 1 PHP = 0.0441 TND +7.00% vs mid-market | Recipient gets TND 628.80 Minutes - 5 days | |
Ways to receive money in Tunisia with Western Union Agent when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 5 days ₱441.001 PHP = 0.0441 TND TND 628.80You pay₱14,700.00 | |||
| How Our Results Work Mid-market rate: 1 PHP = 0.0474 TND Updates every 60 minutes. | |||
Transfer details
For a one-off transfer from Germany, I suggest picking the cheapest option which is Wise.
On a 14,700 PHP transfer, Wise delivers the most TND.
This will change depending on how much you actually send, so I suggest running a live search to get the best PHP/TND rate.
Use the filters above if your recipient needs cash rather than a bank deposit.
You have 1 ways to pay for the transfer: bank transfer.
Depending on the company, you can use InstaPay which takes seconds to deposit.
Above about a million pesos it goes through PESONet instead, which can take a day.
First time round you'll need a valid ID and your details to match it exactly.
Make sure you do it before you need to send TND to avoid any delays.
How much PHP you send to Tunisia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| ₱14,700This page | 0.35% | ₱792.79 | TND 657.18with bank transfer to bank deposit | +TND 21.18 | |
| ₱20,000 | 0.32% | ₱780.50 | TND 908.09with bank transfer to bank deposit | +TND 39.56 | |
| ₱400,000 | 0.27% | ₱0.00 | TND 18,903.62with bank transfer to bank deposit | +TND 143.83 |
Mid-market rate: 1 PHP = 0.0474 TND
4 companies send money from the Philippines to Tunisia.
Visa and tuition payments
Online services work well for visa fees, tuition deposits and other payments you need to make before moving abroad.
Wise charges ₱792.79 in fees and 0.25% markup to send 14,700 PHP.
This will get you 657.18 TND.
Traveling and spending
A multi-currency account is useful if you regularly pay tuition, rent or other bills in Tunisia, or if you travel to Tunisia often.
Wise lets you hold PHP and TND in one account and converts 14,700 PHP with a 0.25% exchange-rate markup and small fee.
For freelancers
Global accounts help Philippine freelancers and businesses make regular payments to Tunisia.
Payoneer and Wise Business offer international account details, invoicing and batch payments.
With Wise, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending ₱14,700 gives your recipient 657.18 TND.
To fund the transfer from the Philippines, use bank transfer.
Fund the PHP side through your bank
Use InstaPay for an eligible smaller payment or PESONet when the company supplies bank details.
Both rails send PHP domestically to the company's account before they send it to Tunisia.
GCash and Maya are useful for domestic payments and receiving money, but they do not send TND to a person in Tunisia.
Your recipient in Tunisia can receive money with a bank deposit.
You pay ₱14,700.00
.د.ت657
Cheapest
A few things to remember about money transfers from Philippines to Tunisia.
Cheapest way to send money to Tunisia
The cheapest option is Wise, funded by bank transfer with bank deposit for the payout. Your recipient gets 657.18 TND, which is 4.29% more than the next best option.
Fastest way to send money to Tunisia
The fastest option is PayPal App (P2P Transfer). Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 629.01 TND, with collection available in minutes.
The Philippines charges 6% donor's tax on total taxable gifts above PHP 250,000 in a calendar year.
The donor pays it, even when the person receiving the money lives abroad.
BIR Form 1800 is due within 30 days of the gift.
This does not make every family payment a taxable donation, but a large personal gift should be checked before sending.
The BIR's Form 1800 guidance explains the threshold, rate and filing deadline.
InstaPay, PESONet, Maya, etc. move PHP between Philippine accounts only.
Some companies allow these as funding methods, but neither can be used to send international transfers to Tunisia.
GCash can be used for international transfers, but it is limited and usually more expensive.
PDIC protects eligible deposits held with a member bank.
It does not protect a transfer after the money has left your bank or a balance held with a non-bank transfer company.
If a BSP-supervised company does not resolve a complaint, you can escalate it through the BSP Online Buddy.
Even a small move in the exchange rate changes how much TND arrives for your PHP, especially on a larger transfer.
Mid-market rate:1 PHP = 0.0474 TND
We track 4 BSP-supervised companies sending PHP to Tunisia, updated in real time on live searches.
Fees, exchange rates and the deposit and payout options are all compared, and nothing appears here without passing our review.
Most pricing comes from the companies themselves. Where we collect it by hand, the table says so.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
Advanced filters
Advanced filters
Tailor this money transfer comparison to your needs.
Show companies that support specific transfer features.
Only show providers with user feedback and reviews.
Hide selected providers from the PHP/TND comparison.
Search Now & Save On Your Transfer
Instantly view live exchange rates, fees & features.
Please share your experience with …