MoneyTransfers

How to send money to Tunisia from Philippines with the best PHP-TND rate

Wise is the cheapest overall way to send money from the Philippines to Tunisia, turning PHP 14,700 into 655.62 TND at 0.0469 TND per PHP.

There are 4 companies that send money from the Philippines to Tunisia, and you can send PHP via in person, online, app, multi-currency account, and global account.

Best companies for PHP/TND transfers

4 of 4 providers

Last updated on 28 October 2026

Based on 14,700 PHP transfer

Best companies for PHP/TND transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee ₱714.79 1 PHP = 0.0469 TND -0.16% vs mid-market Recipient gets TND 655.62 Next week
25 reviews
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Tunisia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext weekAvailable via:SWIFT
₱714.791 PHP = 0.0469 TND
TND 655.62You pay₱14,700.00

Run a live search

Showing top Philippines to Tunisia deals for 14,700 PHP. Do a live search with your exact amount for today's best rates.

Wise

Pay via Bank transfer
Fee ₱714.79 1 PHP = 0.0469 TND -0.16% vs mid-market Recipient gets TND 655.62 Next week
25 reviews
CheapestRecommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Tunisia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext weekAvailable via:SWIFT
₱714.791 PHP = 0.0469 TND
TND 655.62You pay₱14,700.00
Send Money Between PayPal Accounts

PayPal App (P2P Transfer)

Pay via Bank transfer
Fee ₱588.00 1 PHP = 0.0440 TND +6.00% vs mid-market Recipient gets TND 620.88 Minutes
0 reviews
Fastest

Ways to receive money in Tunisia with PayPal App (P2P Transfer) when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes
₱588.001 PHP = 0.0440 TND
TND 620.88You pay₱14,700.00
Send cash via a MoneyGram agent

MoneyGram Agent

Pay via Bank transfer
Fee ₱588.00 1 PHP = 0.0440 TND +6.00% vs mid-market Recipient gets TND 620.88 Minutes - 3 days
0 reviews

Ways to receive money in Tunisia with MoneyGram Agent when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
₱588.001 PHP = 0.0440 TND
TND 620.88You pay₱14,700.00
Send cash via a Western Union agent

Western Union Agent

Pay via Bank transfer
Fee ₱441.00 1 PHP = 0.0435 TND +7.00% vs mid-market Recipient gets TND 620.68 Minutes - 5 days
0 reviews

Ways to receive money in Tunisia with Western Union Agent when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 5 days
₱441.001 PHP = 0.0435 TND
TND 620.68You pay₱14,700.00
How Our Results Work
Mid-market rate: 1 PHP = 0.0468 TND Updates every 60 minutes.

How to send money from Philippines to Tunisia

Pick a company

For a one-off transfer from the Philippines, I suggest picking the cheapest option which is Wise.

Wise was the cheapest on 30 of the 30 days it quoted ₱14,700 transfers to Tunisia.

On a 14,700 PHP transfer, Wise delivers the most TND.

This will change depending on how much you actually send, so I suggest running a live search to get the best PHP/TND rate.

Use the filters above if your recipient needs cash rather than a bank deposit.

Fund your transfer

You have 1 ways to pay for the transfer: bank transfer.

Depending on the company, you can use InstaPay which takes seconds to deposit.

Above about a million pesos it goes through PESONet instead, which can take a day.

Verify and send

First time round you'll need a valid ID and your details to match it exactly.

Make sure you do it before you need to send TND to avoid any delays.

Compare amounts

How much PHP are you sending to Tunisia?

How much PHP you send to Tunisia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Wise was the cheapest in 79% of all the transfers it quoted over the past month.

Cheapest service
₱10,000-0.08%₱653.51TND 437.90with bank transfer to bank deposit+TND 11.61
₱14,700This page-0.16%₱714.79TND 655.62with bank transfer to bank deposit+TND 26.11
₱20,000-0.10%₱797.48TND 899.62with bank transfer to bank deposit+TND 41.30
₱50,000-0.16%₱1,270.27TND 2,285.01with bank transfer to bank depositTND 0.00
₱100,000-0.39%₱1,830.28TND 4,615.83with bank transfer to bank depositTND 0.00
₱400,000₱6,922.61TND 18,419.37with bank transfer to bank deposit+TND 9,209.69

Mid-market rate: 1 PHP = 0.0468 TND

PHP/TND Exchange Rate History

Is today a good time to send money from Philippines to Tunisia?

The cheapest way to send PHP to TND can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Wise), across 30 days of comparisons for 14,700 PHP transfers to Tunisia.

TND received for ₱14,700, after fees

Wed, Oct 28, 2026Mid-market rateTND 688.03 Wise TND 655.62WiseTND 655.62PayPal App (P2P Transfer)TND 620.88MoneyGram AgentTND 620.88

600
620
640
660
680
700
720
At the mid-market rateWith the cheapest optionWisePayPal App (P2P Transfer)MoneyGram Agent
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0474 – TND 696.88
Wise Cheapest 0.0474 ₱791.54 TND 658.68 −TND 38.20
PayPal App (P2P Transfer) 0.0446 ₱588.00 TND 628.87 −TND 68.01
MoneyGram Agent 0.0446 ₱588.00 TND 628.87 −TND 68.01
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0476 – TND 700.25
Wise Cheapest 0.0474 ₱730.53 TND 662.24 −TND 38.01
PayPal App (P2P Transfer) 0.0448 ₱588.00 TND 631.90 −TND 68.35
MoneyGram Agent 0.0448 ₱588.00 TND 631.90 −TND 68.35
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0474 – TND 696.31
Wise Cheapest 0.0474 ₱772.91 TND 660.44 −TND 35.87
PayPal App (P2P Transfer) 0.0445 ₱588.00 TND 628.35 −TND 67.96
MoneyGram Agent 0.0445 ₱588.00 TND 628.35 −TND 67.96
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0477 – TND 701.81
Wise Cheapest 0.0477 ₱694.89 TND 668.46 −TND 33.35
PayPal App (P2P Transfer) 0.0449 ₱588.00 TND 633.31 −TND 68.50
MoneyGram Agent 0.0449 ₱588.00 TND 633.31 −TND 68.50
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0478 – TND 703.37
Wise Cheapest 0.0478 ₱769.99 TND 666.44 −TND 36.93
PayPal App (P2P Transfer) 0.0450 ₱588.00 TND 634.72 −TND 68.65
MoneyGram Agent 0.0450 ₱588.00 TND 634.72 −TND 68.65
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0475 – TND 698.40
Wise Cheapest 0.0478 ₱769.99 TND 666.44 −TND 31.96
PayPal App (P2P Transfer) 0.0447 ₱588.00 TND 630.23 −TND 68.17
MoneyGram Agent 0.0447 ₱588.00 TND 630.23 −TND 68.17
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0475 – TND 698.18
Wise Cheapest 0.0477 ₱746.66 TND 665.02 −TND 33.16
PayPal App (P2P Transfer) 0.0446 ₱588.00 TND 630.03 −TND 68.15
MoneyGram Agent 0.0446 ₱588.00 TND 630.03 −TND 68.15
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0475 – TND 697.60
Wise Cheapest 0.0477 ₱725.41 TND 667.21 −TND 30.39
PayPal App (P2P Transfer) 0.0446 ₱588.00 TND 629.52 −TND 68.08
MoneyGram Agent 0.0446 ₱588.00 TND 629.52 −TND 68.08
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0478 – TND 702.22
Wise Cheapest 0.0478 ₱778.23 TND 665.02 −TND 37.20
PayPal App (P2P Transfer) 0.0449 ₱588.00 TND 633.68 −TND 68.54
MoneyGram Agent 0.0449 ₱588.00 TND 633.68 −TND 68.54
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0478 – TND 702.62
Wise Cheapest 0.0479 ₱747.10 TND 667.66 −TND 34.96
PayPal App (P2P Transfer) 0.0449 ₱588.00 TND 634.04 −TND 68.58
MoneyGram Agent 0.0449 ₱588.00 TND 634.04 −TND 68.58
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0474 – TND 697.41
Wise Cheapest 0.0477 ₱772.05 TND 664.85 −TND 32.56
PayPal App (P2P Transfer) 0.0446 ₱588.00 TND 629.34 −TND 68.07
MoneyGram Agent 0.0446 ₱588.00 TND 629.34 −TND 68.07
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0480 – TND 705.07
Wise Cheapest 0.0479 ₱917.69 TND 659.71 −TND 45.36
PayPal App (P2P Transfer) 0.0451 ₱588.00 TND 636.26 −TND 68.81
MoneyGram Agent 0.0451 ₱588.00 TND 636.26 −TND 68.81
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0480 – TND 705.07
Wise Cheapest 0.0479 ₱917.69 TND 659.71 −TND 45.36
PayPal App (P2P Transfer) 0.0451 ₱588.00 TND 636.26 −TND 68.81
MoneyGram Agent 0.0451 ₱588.00 TND 636.26 −TND 68.81
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0475 – TND 698.04
Wise Cheapest 0.0478 ₱900.37 TND 659.99 −TND 38.05
PayPal App (P2P Transfer) 0.0446 ₱588.00 TND 629.92 −TND 68.12
MoneyGram Agent 0.0446 ₱588.00 TND 629.92 −TND 68.12
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0477 – TND 701.44
Wise Cheapest 0.0479 ₱762.37 TND 667.15 −TND 34.29
PayPal App (P2P Transfer) 0.0449 ₱588.00 TND 632.98 −TND 68.46
MoneyGram Agent 0.0449 ₱588.00 TND 632.98 −TND 68.46
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0476 – TND 699.66
Wise Cheapest 0.0478 ₱785.45 TND 665.28 −TND 34.38
PayPal App (P2P Transfer) 0.0447 ₱588.00 TND 631.37 −TND 68.29
MoneyGram Agent 0.0447 ₱588.00 TND 631.37 −TND 68.29
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0474 – TND 696.75
Wise Cheapest 0.0476 ₱810.55 TND 661.24 −TND 35.51
PayPal App (P2P Transfer) 0.0446 ₱588.00 TND 628.75 −TND 68.00
MoneyGram Agent 0.0446 ₱588.00 TND 628.75 −TND 68.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0477 – TND 700.47
Wise Cheapest 0.0476 ₱769.29 TND 663.19 −TND 37.28
PayPal App (P2P Transfer) 0.0448 ₱588.00 TND 632.10 −TND 68.37
MoneyGram Agent 0.0448 ₱588.00 TND 632.10 −TND 68.37
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0474 – TND 697.28
Wise Cheapest 0.0475 ₱713.19 TND 663.96 −TND 33.32
PayPal App (P2P Transfer) 0.0446 ₱588.00 TND 629.23 −TND 68.05
MoneyGram Agent 0.0446 ₱588.00 TND 629.23 −TND 68.05
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0474 – TND 697.28
Wise Cheapest 0.0475 ₱713.19 TND 663.96 −TND 33.32
PayPal App (P2P Transfer) 0.0446 ₱588.00 TND 629.23 −TND 68.05
MoneyGram Agent 0.0446 ₱588.00 TND 629.23 −TND 68.05
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0474 – TND 696.09
Wise Cheapest 0.0474 ₱705.28 TND 663.63 −TND 32.46
PayPal App (P2P Transfer) 0.0445 ₱588.00 TND 628.15 −TND 67.94
MoneyGram Agent 0.0445 ₱588.00 TND 628.15 −TND 67.94
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0476 – TND 699.81
Wise Cheapest 0.0475 ₱871.60 TND 656.79 −TND 43.02
PayPal App (P2P Transfer) 0.0447 ₱588.00 TND 631.51 −TND 68.30
MoneyGram Agent 0.0447 ₱588.00 TND 631.51 −TND 68.30
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0470 – TND 691.15
Wise Cheapest 0.0473 ₱825.91 TND 656.41 −TND 34.74
PayPal App (P2P Transfer) 0.0442 ₱588.00 TND 623.69 −TND 67.46
MoneyGram Agent 0.0442 ₱588.00 TND 623.69 −TND 67.46
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0470 – TND 691.33
Wise Cheapest 0.0471 ₱776.51 TND 656.25 −TND 35.08
PayPal App (P2P Transfer) 0.0442 ₱588.00 TND 623.85 −TND 67.48
MoneyGram Agent 0.0442 ₱588.00 TND 623.85 −TND 67.48
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0470 – TND 690.33
Wise Cheapest 0.0472 ₱729.74 TND 658.92 −TND 31.41
PayPal App (P2P Transfer) 0.0441 ₱588.00 TND 622.95 −TND 67.38
MoneyGram Agent 0.0441 ₱588.00 TND 622.95 −TND 67.38
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0469 – TND 689.50
Wise Cheapest 0.0472 ₱846.96 TND 653.34 −TND 36.16
PayPal App (P2P Transfer) 0.0441 ₱588.00 TND 622.21 −TND 67.29
MoneyGram Agent 0.0441 ₱588.00 TND 622.21 −TND 67.29
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0469 – TND 689.50
Wise Cheapest 0.0472 ₱846.96 TND 653.34 −TND 36.16
PayPal App (P2P Transfer) 0.0441 ₱588.00 TND 622.21 −TND 67.29
MoneyGram Agent 0.0441 ₱588.00 TND 622.21 −TND 67.29
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0466 – TND 685.51
Wise Cheapest 0.0469 ₱809.71 TND 651.18 −TND 34.33
PayPal App (P2P Transfer) 0.0438 ₱588.00 TND 618.60 −TND 66.91
MoneyGram Agent 0.0438 ₱588.00 TND 618.60 −TND 66.91
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0468 – TND 687.36
Wise Cheapest 0.0469 ₱773.69 TND 652.81 −TND 34.55
PayPal App (P2P Transfer) 0.0440 ₱588.00 TND 620.27 −TND 67.09
MoneyGram Agent 0.0440 ₱588.00 TND 620.27 −TND 67.09
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0468 – TND 688.03
Wise Cheapest 0.0469 ₱714.79 TND 655.62 −TND 32.41
PayPal App (P2P Transfer) 0.0440 ₱588.00 TND 620.88 −TND 67.15
MoneyGram Agent 0.0440 ₱588.00 TND 620.88 −TND 67.15

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send ₱14,700, after fees, as quoted by each company. The mid-market line shows what ₱14,700 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more TND per PHP than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of TND on every transfer from Philippines.

Right now, Wise pays 655.62 TND on 14,700 PHP, which is 32.41 TND less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 668.46 TND.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Tunisia.

We've tracked 138 comparisons to check how often today's top companies were the cheapest across 6 amounts over the past month.

  1. WiseAppeared in 138 comparisons

    Cheapest in 79% of them

  2. PayPal App (P2P Transfer)Appeared in 76 comparisons

    Never the cheapest

  3. MoneyGram AgentAppeared in 76 comparisons

    Never the cheapest

Based on 138 comparisons across 6 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Wise is the cheapest and gets you the most TND, and it was also the cheapest in 79% of the 138 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Tunisia.

PayPal App (P2P Transfer) (today's second cheapest) was the cheapest in only 0% of its comparisons, so it's rarely the cheapest option for transfers to Tunisia.

Ways to send money from the Philippines to Tunisia

4 companies send money from the Philippines to Tunisia.

Visa and tuition payments

Online transfers

Online services work well for visa fees, tuition deposits and other payments you need to make before moving abroad.

Wise charges ₱714.79 in fees and -0.2% markup to send 14,700 PHP.

This will get you 655.62 TND.

In our comparisons over the past month, it was the cheapest online service on 30 of the 30 days it quoted.

Traveling and spending

Multi-currency accounts

A multi-currency account is useful if you regularly pay tuition, rent or other bills in Tunisia, or if you travel to Tunisia often.

Wise lets you hold PHP and TND in one account and converts 14,700 PHP with a -0.2% exchange-rate markup and small fee.

Over the past month, Wise came out cheapest among multi-currency accounts on 100% of days.

For freelancers

Global accounts

Global accounts help Philippine freelancers and businesses make regular payments to Tunisia.

Payoneer and Wise Business offer international account details, invoicing and batch payments.

Ways to fund PHP and receive TND in Tunisia

With Wise, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending ₱14,700 gives your recipient 655.62 TND.

To fund the transfer from the Philippines, use bank transfer.

Fund the PHP side through your bank

Use InstaPay for an eligible smaller payment or PESONet when the company supplies bank details.

Both rails send PHP domestically to the company's account before they send it to Tunisia.

GCash and Maya are mainly for domestic payments. GCash has an international transfer option, but it’s limited and usually costs more.

Your recipient in Tunisia can receive money by bank deposit.

  1. 1
    Bank transfer Bank deposit

    You pay ₱14,700.00

    DT656

    Cheapest

Check this before sending PHP to Tunisia

A few things to remember about money transfers from Philippines to Tunisia.

Compare PHP/TND transfer services

Cheapest way to send money to Tunisia

The cheapest option is Wise, funded by bank transfer with bank deposit for the payout. Your recipient gets 655.62 TND, which is 5.3% more than the next best option.

Fastest way to send money to Tunisia

The fastest option is PayPal App (P2P Transfer). Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 620.88 TND, with collection available in minutes.

A large gift can trigger donor's tax

The Philippines charges 6% donor's tax on total taxable gifts above PHP 250,000 in a calendar year.

The donor pays it, even when the person receiving the money lives abroad.

BIR Form 1800 is due within 30 days of the gift.

This does not make every family payment a taxable donation, but a large personal gift should be checked before sending.

The BIR's Form 1800 guidance explains the threshold, rate and filing deadline.

Philippine payment rails

InstaPay, PESONet, Maya, etc. move PHP between Philippine accounts only.

Some companies allow these as funding methods, but none of them can be used to send international transfers to Tunisia.

GCash can be used for international transfers, but it is limited and usually more expensive.

PDIC protection

PDIC protects eligible deposits held with a member bank.

It does not protect a transfer after the money has left your bank or a balance held with a non-bank transfer company.

If a BSP-supervised company does not resolve a complaint, you can escalate it through the BSP Online Buddy.

How we analyse the market

We track 4 BSP-supervised companies sending PHP to Tunisia, updated in real time on live searches.

Fees, exchange rates and the deposit and payout options are all compared, and nothing appears here without passing our review.

In the past 30 days alone, we analysed 138 comparisons across 6 amounts.

This page covers the cheapest and fastest options for PHP/TND transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Most pricing comes from the companies themselves. Where we collect it by hand, the table says so.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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