How to send money to Tunisia from Spain with the best EUR-TND rate

TapTap Send is the fastest way to send money from Spain to Tunisia, and its delivery time is minutes.

For the cheapest option, Regency FX will get you 23,306.58 TND on a 7,000 EUR transfer.

Best companies for EUR/TND transfers

7 of 7 providers

Last updated on 28 October 2026

Based on 7,000 EUR transfer

Best companies for EUR/TND transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €114.83 1 EUR = 3.3491 TND -0.31% vs mid-market Recipient gets TND 23,058.78 Next week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Tunisia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext weekAvailable via:SWIFT
€114.831 EUR = 3.3491 TND
TND 23,058.78You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 3.2751 TND +1.92% vs mid-market Recipient gets TND 22,925.70 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Tunisia with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 3.2751 TND
TND 22,925.70You pay€7,000.00

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Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 3.3295 TND +0.27% vs mid-market Recipient gets TND 23,306.58 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Tunisia with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 3.3295 TND
TND 23,306.58You pay€7,000.00

TapTap Send

Pay via Debit card
Fee €0.00 1 EUR = 3.3100 TND +0.86% vs mid-market Recipient gets TND 23,170.00 Minutes
Fastest
Receive to bank account

Ways to receive money in Tunisia with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 EUR = 3.3100 TND
TND 23,170.00You pay€7,000.00
Cash pickupMinutesAvailable via:Tunisia Bank Pickup
Free1 EUR = 3.3100 TND
TND 23,170.00You pay€7,000.00

Wise

Pay via Bank transfer
Fee €114.83 1 EUR = 3.3491 TND -0.31% vs mid-market Recipient gets TND 23,058.78 Next week
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Tunisia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext weekAvailable via:SWIFT
€114.831 EUR = 3.3491 TND
TND 23,058.78You pay€7,000.00

Moneycorp

Pay via Bank transfer
Fee €0.00 1 EUR = 3.2918 TND +1.40% vs mid-market Recipient gets TND 23,042.50 Minutes - 2 days

Ways to receive money in Tunisia with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 EUR = 3.2918 TND
TND 23,042.50You pay€7,000.00

Wise

Pay via iDEAL
Fee €124.76 1 EUR = 3.3491 TND -0.31% vs mid-market Recipient gets TND 23,025.52 Next week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Tunisia with Wise when paying by ideal.

MethodFee & ratesRecipient gets
Bank depositNext weekAvailable via:SWIFT
€124.761 EUR = 3.3491 TND
TND 23,025.52You pay€7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee €1.99 1 EUR = 3.2843 TND +1.64% vs mid-market Recipient gets TND 22,990.10 Minutes - 24 hours

Ways to receive money in Tunisia with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
€1.991 EUR = 3.2843 TND
TND 22,990.10You pay€7,001.99
Cash pickupMinutes - 24 hours
€1.001 EUR = 3.2630 TND
TND 22,841.00You pay€7,001.00
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee €1.99 1 EUR = 3.2843 TND +1.64% vs mid-market Recipient gets TND 22,990.10 Minutes - 24 hours

Ways to receive money in Tunisia with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
€1.991 EUR = 3.2843 TND
TND 22,990.10You pay€7,001.99
Cash pickupMinutes - 24 hours
€1.001 EUR = 3.2630 TND
TND 22,841.00You pay€7,001.00
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee €1.99 1 EUR = 3.2843 TND +1.64% vs mid-market Recipient gets TND 22,990.10 Minutes - 24 hours

Ways to receive money in Tunisia with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
€1.991 EUR = 3.2843 TND
TND 22,990.10You pay€7,001.99
Cash pickupMinutes - 24 hours
€1.001 EUR = 3.2630 TND
TND 22,841.00You pay€7,001.00

Xe

Pay via Debit card
Fee €0.00 1 EUR = 3.2751 TND +1.92% vs mid-market Recipient gets TND 22,925.70 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Tunisia with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 3.2751 TND
TND 22,925.70You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 3.2751 TND +1.92% vs mid-market Recipient gets TND 22,925.70 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Tunisia with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 3.2751 TND
TND 22,925.70You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 3.2751 TND +1.92% vs mid-market Recipient gets TND 22,925.70 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Tunisia with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 3.2751 TND
TND 22,925.70You pay€7,000.00

Wise

Pay via Debit card
Fee €168.64 1 EUR = 3.3491 TND -0.31% vs mid-market Recipient gets TND 22,878.57 Next week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Tunisia with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositNext weekAvailable via:SWIFT
€168.641 EUR = 3.3491 TND
TND 22,878.57You pay€7,000.00

Wise

Pay via Credit card
Fee €209.77 1 EUR = 3.3491 TND -0.31% vs mid-market Recipient gets TND 22,740.82 Next week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Tunisia with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositNext weekAvailable via:SWIFT
€209.771 EUR = 3.3491 TND
TND 22,740.82You pay€7,000.00
Only available via Mobile App

WorldRemit

Pay via Debit card
Fee €2.99 1 EUR = 3.2146 TND +3.78% vs mid-market Recipient gets TND 22,492.73 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Tunisia with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 2 days
€2.991 EUR = 3.2146 TND
TND 22,492.73You pay€7,000.00
How Our Results Work
Mid-market rate: 1 EUR = 3.3385 TND Updates every 60 minutes.

How to send money from Spain to Tunisia

Pick a company

For a one-off transfer from Spain to Tunisia, I suggest picking Regency FX, it will get you the most TND.

Regency FX was the cheapest on 29 of the 29 days it quoted €7,000 transfers to Tunisia.

The best option will change depending on the amount, so it's good to to get the best EUR/TND rate today.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and iDEAL.

Bizum only works between Spanish accounts and caps at €500, which is why these companies exist in the first place.

Verify and send

First time round you'll need your DNI, or your NIE if you're not Spanish, and a proof of address.

An empadronamiento certificate covers the address if you don't have a bill in your name yet.

Compare amounts

How much EUR are you sending to Tunisia?

How much EUR you send to Tunisia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 100% of the transfers from €5,000 it quoted, and in 100% of all the transfers it quoted.

Cheapest service
€5000.45%€0.00TND 1,659.92with debit card to bank deposit+TND 41.19
€1,0000.77%€0.00TND 3,310.00with debit card to bank deposit+TND 61.95
€2,0000.73%€0.00TND 6,620.00with debit card to bank deposit+TND 94.78
€5,0000.77%€0.00TND 16,550.00with debit card to bank deposit+TND 204.92
€7,000This page0.27%€0.00TND 23,306.58with bank transfer to bank deposit+TND 344.94
€10,0000.27%€0.00TND 33,295.27with bank transfer to bank deposit+TND 447.15

Mid-market rate: 1 EUR = 3.3385 TND

EUR/TND Exchange Rate History

Is today a good time to send money from Spain to Tunisia?

The cheapest way to send EUR to TND can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 7,000 EUR transfers to Tunisia.

TND received for €7,000, after fees

Wed, 28 Oct 2026Mid-market rateTND 23,369.68 Regency FX TND 23,306.58Regency FXTND 23,306.58TapTap SendTND 23,170.00WiseTND 23,058.78

22.500
23.000
23.500
24.000
24.500
25.000
25.500
26.000
At the mid-market rateWith the cheapest optionRegency FXTapTap SendWise
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.3632 – TND 23,542.09
Regency FX Cheapest 3.3541 €0.00 TND 23,478.53 −TND 63.56
TapTap Send 3.3200 €0.00 TND 23,240.00 −TND 302.09
Wise 3.3608 €115.39 TND 23,137.87 −TND 404.22
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.3818 – TND 23,672.90
Regency FX Cheapest 3.3727 €0.00 TND 23,608.98 −TND 63.92
TapTap Send 3.3200 €0.00 TND 23,240.00 −TND 432.90
Wise 3.3668 €104.51 TND 23,216.08 −TND 456.82
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.3620 – TND 23,533.78
Regency FX Cheapest 3.3529 €0.00 TND 23,470.24 −TND 63.54
TapTap Send 3.3200 €0.00 TND 23,240.00 −TND 293.78
Wise 3.3721 €116.07 TND 23,213.16 −TND 320.62
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.3654 – TND 23,557.71
Regency FX Cheapest 3.3563 €0.00 TND 23,494.10 −TND 63.61
TapTap Send 3.3300 €0.00 TND 23,310.00 −TND 247.71
Wise 3.3662 €136.39 TND 23,104.15 −TND 453.56
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.3716 – TND 23,601.33
Regency FX Cheapest 3.3625 €0.00 TND 23,537.60 −TND 63.73
TapTap Send 3.3200 €0.00 TND 23,240.00 −TND 361.33
Wise 3.3669 €149.85 TND 23,063.50 −TND 537.83
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.3478 – TND 23,434.30
Regency FX Cheapest 3.3387 €0.00 TND 23,371.03 −TND 63.27
TapTap Send 3.3100 €0.00 TND 23,170.00 −TND 264.30
Wise 3.3669 €149.85 TND 23,063.50 −TND 370.80
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.3365 – TND 23,355.37
Regency FX Cheapest 3.3275 €0.00 TND 23,292.31 −TND 63.06
Wise 3.3660 €111.39 TND 23,186.79 −TND 168.58
TapTap Send 3.2900 €0.00 TND 23,030.00 −TND 325.37
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.3504 – TND 23,452.89
Paysend Cheapest 3.3338 €0.00 TND 23,336.71 −TND 116.18
Wise 3.3674 €107.31 TND 23,210.79 −TND 242.10
TapTap Send 3.3100 €0.00 TND 23,170.00 −TND 282.89
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.3573 – TND 23,501.14
Regency FX Cheapest 3.3482 €0.00 TND 23,437.68 −TND 63.46
TapTap Send 3.3400 €0.00 TND 23,380.00 −TND 121.14
Wise 3.3620 €96.42 TND 23,209.97 −TND 291.17
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.3603 – TND 23,521.93
Regency FX Cheapest 3.3512 €0.00 TND 23,458.42 −TND 63.51
TapTap Send 3.3400 €0.00 TND 23,380.00 −TND 141.93
Wise 3.3662 €146.51 TND 23,070.01 −TND 451.92
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.3472 – TND 23,430.74
Regency FX Cheapest 3.3382 €0.00 TND 23,367.47 −TND 63.27
TapTap Send 3.3300 €0.00 TND 23,310.00 −TND 120.74
Wise 3.3719 €236.00 TND 22,807.40 −TND 623.34
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.3720 – TND 23,603.87
Regency FX Cheapest 3.3629 €0.00 TND 23,540.14 −TND 63.73
TapTap Send 3.3300 €0.00 TND 23,310.00 −TND 293.87
Wise 3.3655 €221.60 TND 22,813.04 −TND 790.83
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.3720 – TND 23,603.87
Regency FX Cheapest 3.3629 €0.00 TND 23,540.14 −TND 63.73
TapTap Send 3.3300 €0.00 TND 23,310.00 −TND 293.87
Wise 3.3655 €221.60 TND 22,813.04 −TND 790.83
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.3418 – TND 23,392.37
Regency FX Cheapest 3.3327 €0.00 TND 23,329.21 −TND 63.16
TapTap Send 3.3200 €0.00 TND 23,240.00 −TND 152.37
Wise 3.3668 €153.21 TND 23,051.77 −TND 340.60
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.3501 – TND 23,450.69
Regency FX Cheapest 3.3411 €0.00 TND 23,387.38 −TND 63.31
TapTap Send 3.3400 €0.00 TND 23,380.00 −TND 70.69
Wise 3.3628 €151.89 TND 23,029.17 −TND 421.52
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.6763 – TND 25,733.85
Regency FX Cheapest 3.6663 €0.00 TND 25,664.37 −TND 69.48
TapTap Send 3.3100 €0.00 TND 23,170.00 −TND 2,563.85
Wise 3.3510 €184.62 TND 22,838.27 −TND 2,895.58
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.3636 – TND 23,545.50
Regency FX Cheapest 3.3546 €0.00 TND 23,481.93 −TND 63.57
TapTap Send 3.3500 €0.00 TND 23,450.00 −TND 95.50
Wise 3.3595 €126.96 TND 23,090.25 −TND 455.25
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.3769 – TND 23,638.20
Regency FX Cheapest 3.3678 €0.00 TND 23,574.38 −TND 63.82
TapTap Send 3.3600 €0.00 TND 23,520.00 −TND 118.20
Wise 3.3685 €131.67 TND 23,135.97 −TND 502.23
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.3573 – TND 23,501.14
Regency FX Cheapest 3.3482 €0.00 TND 23,437.68 −TND 63.46
TapTap Send 3.3400 €0.00 TND 23,380.00 −TND 121.14
Wise 3.3632 €120.19 TND 23,138.38 −TND 362.76
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.3573 – TND 23,501.14
Regency FX Cheapest 3.3482 €0.00 TND 23,437.68 −TND 63.46
TapTap Send 3.3400 €0.00 TND 23,380.00 −TND 121.14
Wise 3.3632 €120.19 TND 23,138.38 −TND 362.76
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.3555 – TND 23,488.28
Regency FX Cheapest 3.3464 €0.00 TND 23,424.86 −TND 63.42
TapTap Send 3.3300 €0.00 TND 23,310.00 −TND 178.28
Wise 3.3646 €219.61 TND 22,813.10 −TND 675.18
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.3736 – TND 23,615.36
Regency FX Cheapest 3.3645 €0.00 TND 23,551.60 −TND 63.76
TapTap Send 3.3500 €0.00 TND 23,450.00 −TND 165.36
Wise 3.3649 €165.92 TND 22,996.27 −TND 619.09
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.3401 – TND 23,380.88
Regency FX Cheapest 3.3311 €0.00 TND 23,317.75 −TND 63.13
TapTap Send 3.3100 €0.00 TND 23,170.00 −TND 210.88
Wise 3.3616 €164.60 TND 22,977.68 −TND 403.19
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.3544 – TND 23,480.57
Regency FX Cheapest 3.3453 €0.00 TND 23,417.17 −TND 63.40
TapTap Send 3.3300 €0.00 TND 23,310.00 −TND 170.57
Wise 3.3621 €164.59 TND 22,981.13 −TND 499.44
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.3346 – TND 23,342.05
Regency FX Cheapest 3.3256 €0.00 TND 23,279.02 −TND 63.03
TapTap Send 3.3100 €0.00 TND 23,170.00 −TND 172.05
Wise 3.3575 €181.93 TND 22,891.33 −TND 450.72
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.3428 – TND 23,399.29
Regency FX Cheapest 3.3337 €0.00 TND 23,336.11 −TND 63.17
TapTap Send 3.3200 €0.00 TND 23,240.00 −TND 159.28
Wise 3.3608 €183.92 TND 22,907.69 −TND 491.60
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.3428 – TND 23,399.29
Regency FX Cheapest 3.3337 €0.00 TND 23,336.11 −TND 63.17
TapTap Send 3.3200 €0.00 TND 23,240.00 −TND 159.28
Wise 3.3608 €183.92 TND 22,907.69 −TND 491.60
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.3404 – TND 23,382.81
Regency FX Cheapest 3.3314 €0.00 TND 23,319.67 −TND 63.14
TapTap Send 3.3100 €0.00 TND 23,170.00 −TND 212.81
Wise 3.3609 €143.13 TND 23,045.19 −TND 337.62
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.3389 – TND 23,372.47
Regency FX Cheapest 3.3299 €0.00 TND 23,309.36 −TND 63.11
TapTap Send 3.3100 €0.00 TND 23,170.00 −TND 202.47
Wise 3.3480 €138.46 TND 22,972.57 −TND 399.90
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.3385 – TND 23,369.68
Regency FX Cheapest 3.3295 €0.00 TND 23,306.58 −TND 63.10
TapTap Send 3.3100 €0.00 TND 23,170.00 −TND 199.68
Wise 3.3491 €114.83 TND 23,058.78 −TND 310.90

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more TND per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of TND on every transfer from Spain.

Right now, Regency FX pays 23,306.58 TND on 7,000 EUR, which is 63.1 TND less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 25,664.37 TND.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Tunisia.

We've tracked 166 comparisons to check how often today's top companies were the cheapest across 6 amounts over the past month.

  1. Regency FXAppeared in 59 comparisons

    Cheapest every time

  2. TapTap SendAppeared in 165 comparisons

    Cheapest in 52% of them

  3. WiseAppeared in 166 comparisons

    Never the cheapest

Based on 166 comparisons across 6 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

TapTap Send (today's second cheapest) was the cheapest in 52% of its comparisons, so if you send money to Tunisia regularly, it's worth comparing it with Regency FX before each transfer.

Ways to send money from Spain to Tunisia

7 companies send money from Spain to Tunisia, across app, online, broker, global account, multi-currency account, and in person, and more.

Monthly remesas abroad

Money transfer apps

Sending monthly remesa is extremely popular in Spain.

Money transfer apps let you save contacts, schedule transfers, and lock-in rates.

Useful if you’re sending €100 to €300 monthly to Tunisia.

TapTap Send charges €0 on a €7,000 transfer and pays out 23,170 TND in minutes.

Over the past month, TapTap Send was the cheapest app on 93% of the days it appeared for €7,000 transfers.

You can pay for the transfers via bank transfer, debit card, credit card, and iDEAL, but Bizum is usually not accepted as a funding method.

For cash pickup and deposit

In-person transfers

The locutorio on the corner has been sending money home for decades, and for families who need to collect cash the same day, this is the best way.

Pay MoneyGram the €7,000 by card or transferencia, and they can collect cash in Tunisia.

Our data shows MoneyGram came out cheapest among in-person options on 97% of days in the past month.

Cash transfers are faster than online methods, but usually more expensive, so .

For one-off transfers

Online transfers

For medium sized or one-off transfers to Tunisia, an online money transfer service funded from your bank account is better than any bank.

Wise turns €7,000 into 23,058.78 TND with a €114.83 fee and -0.32% markup.

In our comparisons over the past month, it was the cheapest online service on 4 of the 30 days it quoted.

Sending large amounts

Currency brokers

Currency brokers are best for sending €10,000+ to Tunisia. This can be things like selling property, moving a pension, moving back home, etc…

Regency FX charges no fee and works on a margin, with a person on the phone, and offices in Spain if you'd rather sit down with someone.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from €5,000 it quoted.

For getting paid and spending abroad

Multi-currency accounts

If you often receive TND (things like pensions, payments, salary, dividends, etc…), this is the best way to do it.

Because a multi-currency account gives you account details to receive TND like a local and you can exchange it to EUR at any time.

The best multi-currency account in Spain with TND support is offered by Wise.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

For example, converting €7,000 gets you 23,058.78 TND.

For businesses and autónomos paying abroad

Global accounts

Companies like Wise Business, Payoneer, or Airwallex are best suited for businesses in Spain making payments to Tunisia.

You can pay suppliers and freelancers, process invoices, make batch payments, and much more.

Ways to fund EUR and receive TND in Tunisia

How you fund the transfer and how your recipient receives it affect the fees and how much TND they get.

With Regency FX, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending €7,000 gives your recipient 23,306.58 TND.

For funding your transfer from Spain, you can use bank transfer, debit card, credit card, and iDEAL.

Bizum only supports domestic transfers in Spain, so it cannot send money to Tunisia directly.

Pay from your Spanish bank account

Deposit your funds with a SEPA Instant (essentially your bank transfer) using your ES IBAN.

It is fast to fund the transfer, although delivery to Tunisia depends on the company's payout time and delivery method.

In Tunisia, the recipient can use bank deposit and cash pickup to receive money.

Collect cash in Tunisia

Your recipient can collect TND from a participating MoneyGram location in Tunisia.

  1. 1
    Bank transfer Bank deposit

    You pay €7,000.00

    DT23,307

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay €7,000.00

    DT23,170

    -DT137

  3. 3
    Debit card Cash pickup

    You pay €7,000.00

    DT23,170

    -DT137

  4. 4
    iDEAL Bank deposit

    You pay €7,000.00

    DT23,026

    -DT281

  5. 5
    Credit card Bank deposit

    You pay €7,001.99

    DT22,990

    -DT316

Show moreShow less
  1. 6
    Bank transfer Cash pickup

    You pay €7,001.00

    DT22,841

    -DT466

  2. 7
    Credit card Cash pickup

    You pay €7,001.00

    DT22,841

    -DT466

What to consider when sending money from Spain

Here are a few things to know before sending money from Spain to Tunisia.

Find the best EUR/TND transfer

These are the current best options for sending €7,000 to Tunisia:

Cheapest option

Use Regency FX, pay by bank transfer and choose bank deposit for the payout. Your recipient gets 23,306.58 TND, which is 0.59% more than the next best option.

Fastest option

With TapTap Send, a debit card payment to bank deposit gives your recipient 23,170 TND, and its delivery time is minutes.

SEPA & TND are different

SEPA and SEPA Instant only work within the Eurozone, and Bizum largely operates in Spain.

Sending EUR to Tunisia is different because it needs a currency conversion.

SEPA or SEPA Instant can be used to fund the transfer itself (since both are in EUR), but it does not guarantee instant transfer to Tunisia.

Expect questions on a large payment

Your bank or transfer company can ask for a justificante showing the source and purpose of a large or unusual transfer.

Keep the sale agreement for property, an invoice for tuition or a bank statement for savings.

Ask your bank to raise its own online transfer limit before the payment is due, rather than splitting a payment to avoid a check.

Staying safe when sending money

A payment or electronic-money institution is not the same as a bank, so do not assume its stored balance has bank deposit protection.

For bank deposits, protection normally comes from the deposit guarantee scheme in the bank's home country.

For a transfer service, check how customer money is safeguarded and avoid leaving a large balance there longer than needed.

When in doubt, use the Banco de Espana register to check the legal entity behind a transfer service.

How we analyse the market

Every company here is authorised to operate in Spain, and you can check any of them on the Banco de España register yourself. We track 7 of them on EUR to TND, comparing fees, rates and the ways money can be paid in and collected. In the past 30 days alone, we analysed 166 comparisons across 6 amounts.

This page covers the cheapest and fastest options for EUR/TND transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Pricing mostly comes straight from the companies, and anything we collect by hand is marked in the table.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.