How to send money to Tunisia from Germany with the best EUR-TND rate

Regency FX is the best and cheapest service overall. On €7,000 you will get 23,549.11 TND after fees and the exchange rate.

We’ve compared 6 money transfer companies in more detail below.

Best companies for EUR/TND transfers

6 of 6 providers

Last updated on 26 September 2026

Based on 7,000 EUR transfer

Best companies for EUR/TND transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €167.83 1 EUR = 3.3652 TND +0.24% vs mid-market Recipient gets TND 22,991.76 Next week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Tunisia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext weekAvailable via:SWIFT
€167.831 EUR = 3.3652 TND
TND 22,991.76You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 3.2822 TND +2.74% vs mid-market Recipient gets TND 22,975.40 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Tunisia with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 3.2822 TND
TND 22,975.40You pay€7,000.00

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Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 3.3642 TND +0.27% vs mid-market Recipient gets TND 23,549.11 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Tunisia with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 3.3642 TND
TND 23,549.11You pay€7,000.00

TapTap Send

Pay via Debit card
Fee €0.00 1 EUR = 3.3500 TND +0.69% vs mid-market Recipient gets TND 23,450.00 Minutes
Fastest
Receive to bank account

Ways to receive money in Tunisia with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 EUR = 3.3500 TND
TND 23,450.00You pay€7,000.00
Cash pickupMinutesAvailable via:Tunisia Bank Pickup
Free1 EUR = 3.3500 TND
TND 23,450.00You pay€7,000.00

Moneycorp

Pay via Bank transfer
Fee €0.00 1 EUR = 3.3260 TND +1.40% vs mid-market Recipient gets TND 23,282.28 Minutes - 2 days

Ways to receive money in Tunisia with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 EUR = 3.3260 TND
TND 23,282.28You pay€7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee €3.99 1 EUR = 3.3000 TND +2.20% vs mid-market Recipient gets TND 23,100.00 Minutes - 24 hours

Ways to receive money in Tunisia with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
€3.991 EUR = 3.3000 TND
TND 23,100.00You pay€7,003.99
Bank depositMinutes - 24 hoursAvailable via:All Banks
€3.991 EUR = 3.2845 TND
TND 22,991.50You pay€7,003.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee €3.99 1 EUR = 3.3000 TND +2.20% vs mid-market Recipient gets TND 23,100.00 Minutes - 24 hours

Ways to receive money in Tunisia with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
€3.991 EUR = 3.3000 TND
TND 23,100.00You pay€7,003.99
Bank depositMinutes - 24 hoursAvailable via:All Banks
€3.991 EUR = 3.2845 TND
TND 22,991.50You pay€7,003.99
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee €3.99 1 EUR = 3.3000 TND +2.20% vs mid-market Recipient gets TND 23,100.00 Minutes - 24 hours

Ways to receive money in Tunisia with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
€3.991 EUR = 3.3000 TND
TND 23,100.00You pay€7,003.99
Bank depositMinutes - 24 hoursAvailable via:All Banks
€3.991 EUR = 3.2845 TND
TND 22,991.50You pay€7,003.99

Wise

Pay via Bank transfer
Fee €167.83 1 EUR = 3.3652 TND +0.24% vs mid-market Recipient gets TND 22,991.76 Next week
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Tunisia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext weekAvailable via:SWIFT
€167.831 EUR = 3.3652 TND
TND 22,991.76You pay€7,000.00

Xe

Pay via Debit card
Fee €0.00 1 EUR = 3.2822 TND +2.74% vs mid-market Recipient gets TND 22,975.40 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Tunisia with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 3.2822 TND
TND 22,975.40You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 3.2822 TND +2.74% vs mid-market Recipient gets TND 22,975.40 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Tunisia with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 3.2822 TND
TND 22,975.40You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 3.2822 TND +2.74% vs mid-market Recipient gets TND 22,975.40 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Tunisia with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 3.2822 TND
TND 22,975.40You pay€7,000.00

Wise

Pay via iDEAL/WERO
Fee €177.60 1 EUR = 3.3652 TND +0.24% vs mid-market Recipient gets TND 22,958.88 Next week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Tunisia with Wise when paying by ideal/wero.

MethodFee & ratesRecipient gets
Bank depositNext weekAvailable via:SWIFT
€177.601 EUR = 3.3652 TND
TND 22,958.88You pay€7,000.00

Wise

Pay via Debit card
Fee €220.82 1 EUR = 3.3652 TND +0.24% vs mid-market Recipient gets TND 22,813.43 Next week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Tunisia with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositNext weekAvailable via:SWIFT
€220.821 EUR = 3.3652 TND
TND 22,813.43You pay€7,000.00

Wise

Pay via Credit card
Fee €261.33 1 EUR = 3.3652 TND +0.24% vs mid-market Recipient gets TND 22,677.11 Next week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Tunisia with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositNext weekAvailable via:SWIFT
€261.331 EUR = 3.3652 TND
TND 22,677.11You pay€7,000.00
How Our Results Work
Mid-market rate: 1 EUR = 3.3733 TND Updates every 60 minutes.

How to send money from Germany to Tunisia

Pick a company

For a one-off transfer from Germany, I suggest picking the cheapest option which is Regency FX.

On a 7,000 EUR transfer, Regency FX delivers the most TND.

This will change depending on how much you actually send, so I suggest running a live search to get the best EUR/TND rate.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.

Verify and send

First time round you'll need a photo ID and proof of your German address.

Video identification is also normal and takes a few minutes.

Ways to send money from Germany to Tunisia

There are 6 companies for sending money from Germany to Tunisia, across app, online, broker, global account, in person, and multi-currency account, and more below.

Fastest and easiest way

Online and app transfers

Within the eurozone, SEPA covers all transfers, but outside, it gets very expensive and money transfer companies make it cheaper.

Sending €7,000 with TapTap Send to Tunisia gets you 23,450 TND with a €0 fee and 0.69% markup.

Debit cards (and Apple Pay / Google Pay) usually have instant deposits, but your girocard usually won't work as a funding method.

For paying in cash at a counter

In-person transfers

There's no legal limit on how much you can send, so the counter in the kiosk, the callshop or the grocery store is still a popular way to send money internationally.

Deposit €7,000 to MoneyGram online, and choose cash pickup as delivery option. Once you pay, it should be available in minutes.

In general, online transfers are cheaper than sending cash to Tunisia.

For large transfers from Germany

Currency brokers

For buying property, moving to Tunisia, or moving pensions, a currency broker is the best option.

A broker like Regency FX charges no fee and works on a margin. It adds 0.27% on EUR/TND which gets negotiated the more you send.

And you get an account manager to help you through the process.

For some international payments above €50,000, German residents may need to file an AWV report with the Bundesbank, make sure to check in advance.

For making business payments

Global accounts

Global accounts are for businesses making payments to Tunisia.

Be it overseas suppliers and contractors, receiving TND payments, or holding TND and EUR in one business account.

Companies like Airwallex, WorldFirst, or Wise Business offer the best tools for international business transfers.

For spending & receiving

Multi-currency accounts

A multi-currency account lets you hold EUR and TND in one account.

You get TND bank details, and can receive international payments like rent, dividends, family payments without additional conversions.

You can convert TND to EUR or EUR to TND whenever you need.

The best multi currency account is Wise, it adds ~0.24% markup and charges small fees.

Ways to fund EUR and receive TND in Tunisia

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest way. Sending €7,000 gives your recipient 23,549.11 TND.

You can pay for the transfer using bank transfer, debit card, credit card, and ideal.

Using German bank

A SEPA bank transfer is usually the cheapest way to deposit EUR.

An instant SEPA payment can reduce funding time, but it does not guarantee instant delivery to Tunisia.

The recipient in Tunisia can receive TND by bank deposit and cash pickup.

To receive TND by bank deposit

Enter the recipient's banking details and account holders name.

Check both before sending because correcting a bank deposit will delay the transfer.

They can receive cash in Tunisia

For cash pickup, the recipient needs to visit the nearest MoneyGram branch and bring a valid photo ID and the transfer reference number.

  1. 1
    Bank transfer Bank deposit

    You pay €7,000.00

    .د.ت23,549

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay €7,000.00

    .د.ت23,450

    -.د.ت99

  3. 3
    Debit card Cash pickup

    You pay €7,000.00

    .د.ت23,450

    -.د.ت99

  4. 4
    Bank transfer Cash pickup

    You pay €7,003.99

    .د.ت23,100

    -.د.ت449

  5. 5
    Credit card Cash pickup

    You pay €7,003.99

    .د.ت23,100

    -.د.ت449

Show moreShow less
  1. 6
    Credit card Bank deposit

    You pay €7,003.99

    .د.ت22,992

    -.د.ت558

  2. 7
    Ideal Bank deposit

    You pay €7,000.00

    .د.ت22,959

    -.د.ت590

Things to know before sending money from Germany to TND

The main question in Germany is whether you are sending euros inside SEPA or converting them. Large cross-border payments can also create a Bundesbank reporting duty.

Compare EUR/TND transfer options

For a €7,000 transfer to Tunisia, these are the best options:

Cheapest way to send money to Tunisia

The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 23,549.11 TND, which is 0.42% more than the next best option.

Fastest way to send money to Tunisia

The fastest option is TapTap Send. Pay by debit card and choose bank deposit for the payout. Your recipient gets 23,450 TND in minuten.

Transfers over €50,000 may get reported

Germany's AWV reporting threshold is €50,000.

A German resident may need to report a payment above that amount to the Bundesbank when it is made to a non-resident.

It is a statistics report, not a tax or permission request.

Transfers between your own domestic and foreign accounts are exempt, and other exemptions apply depending on the payment purpose.

The automated AWV notice shown by a bank does not mean every transfer is reportable.

The Bundesbank guidance for private individuals explains who reports, what is exempt and how to file.

SEPA and SWIFT are different

If the recipient has a euro account in the SEPA area, a normal SEPA payment can be the simplest option.

A payment converted into TND sits outside that pricing rule and may involve another bank or payout partner.

Check whether the quote uses SHA, OUR or BEN charges on a bank transfer.

This decides whether intermediary costs are shared, paid by you or deducted from what the recipient receives.

Live EUR-TND Exchange Rate

Finding the best rate to send money from Germany to Tunisia

The EUR/TND rate can move noticeably within a week, changing the amount your recipient gets in TND.

Mid-market rate:1 EUR = 3.373266 TND

How we analyse the market

Nothing reaches this table without going through our review first, and every company is BaFin-registered or passported into Germany.

We then track 6 of them on EUR to Tunisia, comparing rates, fees and the pay-in and payout options.

More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.