MoneyTransfers

How to send money to Saudi Arabia from Qatar with the best QAR-SAR rate

Of the 3 companies we compared, Key Currency is the best and cheapest way to send QAR50,000 to Saudi Arabia right now, giving your recipient 51,222.37 SAR.

If you need money fast, Regency FX is the fastest way to send money to Saudi Arabia right now.

Best companies for QAR/SAR transfers

3 of 3 providers

Last updated on 28 October 2026

Based on 50,000 QAR transfer

Best companies for QAR/SAR transfers

Sort Cheapest
Promoted

Xe

Pay via Bank transfer
Fee QAR 0.00 1 QAR = 1.0169 SAR +0.99% vs mid-market Recipient gets SAR 50,845.00 Minutes - 24 hours
4 reviews
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Saudi Arabia with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 QAR = 1.0169 SAR
SAR 50,845.00You payQAR 50,000.00
Promoted

Key Currency

Pay via Bank transfer
Fee QAR 0.00 1 QAR = 1.0244 SAR +0.25% vs mid-market Recipient gets SAR 51,222.37 Minutes - 3 days
4 reviews
Personal account managerReceive to bank account

Ways to receive money in Saudi Arabia with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 QAR = 1.0244 SAR
SAR 51,222.37You payQAR 50,000.00

Run a live search

Showing top Qatar to Saudi Arabia deals for 50,000 QAR. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee QAR 0.00 1 QAR = 1.0244 SAR +0.25% vs mid-market Recipient gets SAR 51,222.37 Minutes - 3 days
4 reviews
CheapestRecommended
Personal account managerReceive to bank account

Ways to receive money in Saudi Arabia with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 QAR = 1.0244 SAR
SAR 51,222.37You payQAR 50,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee QAR 0.00 1 QAR = 1.0242 SAR +0.27% vs mid-market Recipient gets SAR 51,212.10 Minutes - 24 hours
9 reviews
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Saudi Arabia with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 QAR = 1.0242 SAR
SAR 51,212.10You payQAR 50,000.00

Xe

Pay via Bank transfer
Fee QAR 0.00 1 QAR = 1.0169 SAR +0.99% vs mid-market Recipient gets SAR 50,845.00 Minutes - 24 hours
4 reviews
Fastest
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Saudi Arabia with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 QAR = 1.0169 SAR
SAR 50,845.00You payQAR 50,000.00
How Our Results Work
Mid-market rate: 1 QAR = 1.0270 SAR Updates every 60 minutes.

How to send money from Qatar to Saudi Arabia

Pick a company

I suggest starting with Key Currency which is the cheapest option for sending QAR50,000.

Key Currency was the cheapest on 29 of the 29 days it quoted QAR50,000 transfers to Saudi Arabia.

Fund your transfer

You have 1 options to pay: bank transfer.

In most cases Himyan will work for deposits, but it's worth double checking with the transfer company.

Verify and send

You'll need your QID to register and to send.

Once you're set up, sending again to the same person takes under a minute, which is the point of registering properly the first time.

QAR/SAR Exchange Rate History

Is today a good time to send money from Qatar to Saudi Arabia?

The cheapest way to send QAR to SAR can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 50,000 QAR transfers to Saudi Arabia.

SAR received for QAR 50,000, after fees

Wed, Oct 28, 2026Mid-market rateSAR 51,350.75 Key Currency SAR 51,222.37Key CurrencySAR 51,222.37Regency FXSAR 51,212.10XeSAR 50,845.00

50,000
50,500
51,000
51,500
52,000
52,500
At the mid-market rateWith the cheapest optionKey CurrencyRegency FXXe
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.0304 – SAR 51,520.75
Key Currency Cheapest 1.0278 QAR 0.00 SAR 51,391.95 −SAR 128.80
Regency FX 1.0276 QAR 0.00 SAR 51,381.64 −SAR 139.11
Xe 1.0173 QAR 0.00 SAR 50,865.00 −SAR 655.75
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.0309 – SAR 51,544.25
Key Currency Cheapest 1.0283 QAR 0.00 SAR 51,415.39 −SAR 128.86
Regency FX 1.0281 QAR 0.00 SAR 51,405.08 −SAR 139.17
Xe 1.0176 QAR 0.00 SAR 50,880.00 −SAR 664.25
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.0373 – SAR 51,865.30
Key Currency Cheapest 1.0347 QAR 0.00 SAR 51,735.64 −SAR 129.66
Regency FX 1.0345 QAR 0.00 SAR 51,725.26 −SAR 140.04
Xe 1.0174 QAR 0.00 SAR 50,870.00 −SAR 995.30
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.0327 – SAR 51,635.45
Key Currency Cheapest 1.0301 QAR 0.00 SAR 51,506.36 −SAR 129.09
Regency FX 1.0299 QAR 0.00 SAR 51,496.03 −SAR 139.42
Xe 1.0172 QAR 0.00 SAR 50,860.00 −SAR 775.45
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.0257 – SAR 51,284.05
Key Currency Cheapest 1.0231 QAR 0.00 SAR 51,155.84 −SAR 128.21
Regency FX 1.0229 QAR 0.00 SAR 51,145.58 −SAR 138.47
Xe 1.0099 QAR 0.00 SAR 50,495.00 −SAR 789.05
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.0292 – SAR 51,459.70
Key Currency Cheapest 1.0266 QAR 0.00 SAR 51,331.05 −SAR 128.65
Regency FX 1.0264 QAR 0.00 SAR 51,320.76 −SAR 138.94
Xe 1.0100 QAR 0.00 SAR 50,500.00 −SAR 959.70
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Xe Cheapest 1.0173 QAR 0.00 SAR 50,865.00 –
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.0272 – SAR 51,360.55
Key Currency Cheapest 1.0246 QAR 0.00 SAR 51,232.15 −SAR 128.40
Regency FX 1.0244 QAR 0.00 SAR 51,221.88 −SAR 138.67
Xe 1.0172 QAR 0.00 SAR 50,860.00 −SAR 500.55
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.0291 – SAR 51,455.50
Key Currency Cheapest 1.0265 QAR 0.00 SAR 51,326.86 −SAR 128.64
Regency FX 1.0263 QAR 0.00 SAR 51,316.57 −SAR 138.93
Xe 1.0175 QAR 0.00 SAR 50,875.00 −SAR 580.50
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.0303 – SAR 51,515.05
Key Currency Cheapest 1.0277 QAR 0.00 SAR 51,386.26 −SAR 128.79
Regency FX 1.0275 QAR 0.00 SAR 51,375.96 −SAR 139.09
Xe 1.0174 QAR 0.00 SAR 50,870.00 −SAR 645.05
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.0338 – SAR 51,691.30
Key Currency Cheapest 1.0312 QAR 0.00 SAR 51,562.07 −SAR 129.23
Regency FX 1.0310 QAR 0.00 SAR 51,551.73 −SAR 139.57
Xe 1.0171 QAR 0.00 SAR 50,855.00 −SAR 836.30
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.0306 – SAR 51,531.45
Key Currency Cheapest 1.0281 QAR 0.00 SAR 51,402.62 −SAR 128.83
Regency FX 1.0278 QAR 0.00 SAR 51,392.32 −SAR 139.13
Xe 1.0060 QAR 0.00 SAR 50,300.00 −SAR 1,231.45
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.0306 – SAR 51,531.45
Key Currency Cheapest 1.0281 QAR 0.00 SAR 51,402.62 −SAR 128.83
Regency FX 1.0278 QAR 0.00 SAR 51,392.32 −SAR 139.13
Xe 1.0059 QAR 0.00 SAR 50,295.00 −SAR 1,236.45
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.0284 – SAR 51,422.10
Key Currency Cheapest 1.0259 QAR 0.00 SAR 51,293.54 −SAR 128.56
Regency FX 1.0257 QAR 0.00 SAR 51,283.26 −SAR 138.84
Xe 1.0178 QAR 0.00 SAR 50,890.00 −SAR 532.10
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.0258 – SAR 51,290.10
Key Currency Cheapest 1.0232 QAR 0.00 SAR 51,161.87 −SAR 128.23
Regency FX 1.0230 QAR 0.00 SAR 51,151.62 −SAR 138.48
Xe 1.0178 QAR 0.00 SAR 50,890.00 −SAR 400.10
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.0281 – SAR 51,407.15
Key Currency Cheapest 1.0256 QAR 0.00 SAR 51,278.63 −SAR 128.52
Regency FX 1.0254 QAR 0.00 SAR 51,268.35 −SAR 138.80
Xe 1.0174 QAR 0.00 SAR 50,870.00 −SAR 537.15
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.0383 – SAR 51,915.50
Key Currency Cheapest 1.0357 QAR 0.00 SAR 51,785.71 −SAR 129.79
Regency FX 1.0355 QAR 0.00 SAR 51,775.33 −SAR 140.17
Xe 1.0168 QAR 0.00 SAR 50,840.00 −SAR 1,075.50
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.0292 – SAR 51,462.10
Key Currency Cheapest 1.0267 QAR 0.00 SAR 51,333.44 −SAR 128.66
Regency FX 1.0265 QAR 0.00 SAR 51,323.15 −SAR 138.95
Xe 1.0169 QAR 0.00 SAR 50,845.00 −SAR 617.10
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.0252 – SAR 51,258.15
Key Currency Cheapest 1.0226 QAR 0.00 SAR 51,130.00 −SAR 128.15
Regency FX 1.0224 QAR 0.00 SAR 51,119.75 −SAR 138.40
Xe 1.0039 QAR 0.00 SAR 50,195.00 −SAR 1,063.15
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.0252 – SAR 51,258.15
Key Currency Cheapest 1.0226 QAR 0.00 SAR 51,130.00 −SAR 128.15
Regency FX 1.0224 QAR 0.00 SAR 51,119.75 −SAR 138.40
Xe 1.0040 QAR 0.00 SAR 50,200.00 −SAR 1,058.15
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.0263 – SAR 51,312.60
Key Currency Cheapest 1.0237 QAR 0.00 SAR 51,184.32 −SAR 128.28
Regency FX 1.0235 QAR 0.00 SAR 51,174.06 −SAR 138.54
Xe 1.0169 QAR 0.00 SAR 50,845.00 −SAR 467.60
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.0334 – SAR 51,669.65
Key Currency Cheapest 1.0308 QAR 0.00 SAR 51,540.48 −SAR 129.17
Regency FX 1.0306 QAR 0.00 SAR 51,530.14 −SAR 139.51
Xe 1.0165 QAR 0.00 SAR 50,825.00 −SAR 844.65
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.0339 – SAR 51,693.55
Key Currency Cheapest 1.0313 QAR 0.00 SAR 51,564.32 −SAR 129.23
Regency FX 1.0311 QAR 0.00 SAR 51,553.98 −SAR 139.57
Xe 1.0166 QAR 0.00 SAR 50,830.00 −SAR 863.55
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.0331 – SAR 51,655.30
Key Currency Cheapest 1.0305 QAR 0.00 SAR 51,526.16 −SAR 129.14
Regency FX 1.0303 QAR 0.00 SAR 51,515.83 −SAR 139.47
Xe 1.0167 QAR 0.00 SAR 50,835.00 −SAR 820.30
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.0276 – SAR 51,378.50
Key Currency Cheapest 1.0250 QAR 0.00 SAR 51,250.05 −SAR 128.45
Regency FX 1.0248 QAR 0.00 SAR 51,239.78 −SAR 138.72
Xe 1.0170 QAR 0.00 SAR 50,850.00 −SAR 528.50
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.0304 – SAR 51,518.65
Key Currency Cheapest 1.0278 QAR 0.00 SAR 51,389.85 −SAR 128.80
Regency FX 1.0276 QAR 0.00 SAR 51,379.55 −SAR 139.10
Xe 1.0038 QAR 0.00 SAR 50,190.00 −SAR 1,328.65
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.0304 – SAR 51,518.65
Key Currency Cheapest 1.0278 QAR 0.00 SAR 51,389.85 −SAR 128.80
Regency FX 1.0276 QAR 0.00 SAR 51,379.55 −SAR 139.10
Xe 1.0040 QAR 0.00 SAR 50,200.00 −SAR 1,318.65
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.0296 – SAR 51,478.65
Key Currency Cheapest 1.0270 QAR 0.00 SAR 51,349.95 −SAR 128.70
Regency FX 1.0268 QAR 0.00 SAR 51,339.66 −SAR 138.99
Xe 1.0171 QAR 0.00 SAR 50,855.00 −SAR 623.65
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.0223 – SAR 51,115.30
Key Currency Cheapest 1.0198 QAR 0.00 SAR 50,987.51 −SAR 127.79
Regency FX 1.0195 QAR 0.00 SAR 50,977.29 −SAR 138.01
Xe 1.0170 QAR 0.00 SAR 50,850.00 −SAR 265.30
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.0270 – SAR 51,350.75
Key Currency Cheapest 1.0244 QAR 0.00 SAR 51,222.37 −SAR 128.38
Regency FX 1.0242 QAR 0.00 SAR 51,212.10 −SAR 138.65
Xe 1.0169 QAR 0.00 SAR 50,845.00 −SAR 505.75

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send QAR 50,000, after fees, as quoted by each company. The mid-market line shows what QAR 50,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more SAR per QAR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of SAR on every transfer from Qatar.

Right now, Key Currency pays 51,222.37 SAR on 50,000 QAR, which is 128.38 SAR less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 51,785.71 SAR.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Saudi Arabia.

We've tracked 30 comparisons to check how often today's top companies were the cheapest across 1 amounts over the past month.

  1. Key CurrencyAppeared in 29 comparisons

    Cheapest every time

  2. Regency FXAppeared in 29 comparisons

    Never the cheapest

  3. XeAppeared in 30 comparisons

    Cheapest in 3% of them

Based on 30 comparisons across 1 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Key Currency is the cheapest and gets you the most SAR, and it was also the cheapest in 100% of the 29 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Saudi Arabia.

Regency FX (today's second cheapest) was the cheapest in only 0% of its comparisons, so it's rarely the cheapest option for transfers to Saudi Arabia.

Ways to send money from Qatar to Saudi Arabia

There are 3 ways to send money from Qatar to Saudi Arabia across 3 companies, mostly through broker, online, and app.

Simplest way to send QAR

Digital wallets & apps

Money transfer apps and wallets are best for small and frequent transfers from Qatar to Saudi Arabia.

It's good for things like monthly payments home, family support, bill payments from abroad, etc.

Xe is the cheapest money transfer app for QAR/SAR transfers.

Sending QAR 50,000 will get you 50,845 SAR in minutes - 24 hours.

That’s including 0 QAR fee and 0.99% markup.

Over the past month, Xe was the cheapest app on 100% of the days it appeared for QAR50,000 transfers.

Wallets like Ooredoo Money aggregate rates from several exchange houses, but it’s not always the cheapest.

For one-off transfers from Qatar

Online transfers

Sending online from Qatar is different from most countries, because many of the big global services simply don't work here.

From the available options, Xe is the cheapest one.

For example, sending QAR 50,000 will get you 50,845 SAR with a QAR 0 fee and 0.99% markup.

In our comparisons over the past month, it was the cheapest online service on 30 of the 30 days it quoted.

However, it’s worth comparing rates to Ooredoo Money to see who offers more SAR.

Holding, spending, and travelling

US Dollar accounts

Alternatively to other options, you can open a US Dollar account.

Since QAR is pegged to USD, it costs almost nothing to convert, and it’s easier to send USD to Saudi Arabia.

This is especially useful if you're from another country staying in Qatar (as residency plays a big role when signing up to money transfer companies and apps).

For large QAR transfers abroad

Currency brokers

Currency brokers have dedicated account managers to handle your transfer end to end.

This makes it the best option for large QAR transfers. For example, investing abroad, buying property, paying education fees, etc.

For example, Key Currency adds 0.25% markup with no fees.

Our analysis shows Key Currency was the cheapest broker in 100% of all the transfers it quoted.

Ways to fund QAR and receive SAR in Saudi Arabia

With Key Currency, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending QAR 50,000 gives your recipient 51,222.37 SAR.

You can pay in QAR using bank transfer.

In Saudi Arabia, the recipient can receive SAR through bank deposit.

  1. 1
    Bank transfer Bank deposit

    You pay QAR50,000.00

    SAR51,222

    Cheapest

Things to consider when sending money from Qatar to Saudi Arabia

Qatar's exchange houses handle most personal transfers, while your QID and the provider's own salary-based limits can decide how much you can send online.

Compare QAR/SAR transfer options

For a QAR 50,000 transfer to Saudi Arabia, I would suggest starting with these:

Cheapest way to send money to Saudi Arabia

Key Currency is the cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 51,222.37 SAR, which is 0.02% more than the next best option.

Fastest way to send money to Saudi Arabia

Regency FX delivers 51,212.1 SAR in minutes - 24 hours when you pay by bank transfer and withdraw with bank deposit.

Keep your QID current

Your QID is used to open and verify bank, money transfer apps, wallets, and exchange-house accounts.

A company can pause a transfer or restrict the account when the identity record is expired or does not match.

If you are leaving Qatar, arrange the transfer of savings and end-of-service pay while your QID and bank access are still active.

Large or unusual payments may need a salary certificate, bank statement or end-of-service document.

Online and wallet limits often follow the provider's risk checks and the income recorded on your account.

Keep the receipt until the money arrives

Check the recipient's account name and bank details in Saudi Arabia before paying.

If the transfer is held, contact the company first and ask for a trace rather than sending it again.

Unresolved complaints about a QCB-regulated financial institution can be taken to the QCB Customer Protection Department.

How we analyse the market

Every exchange house and company here is licensed by the Qatar Central Bank.

We track 3 of them on QAR to Saudi Arabia in real time on live comparisons. Since the riyal is fixed to the dollar, we compare on what arrives in SAR rather than on the fee.

In the past 30 days alone, we analysed 30 comparisons across 1 amounts.

This page covers the cheapest and fastest options for QAR/SAR transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review first.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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