Best companies for KWD/SAR transfers
3 of 3 providers Last updated on 21 September 2026 This page updates weekly. We collect, store, and analyze KWD/SAR exchange rates from our comparisons. This page updates weekly. We collect, store, and analyze KWD/SAR exchange rates from our comparisons.
Based on 2,159 KWD transfer Best companies for KWD/SAR transfers All money transfer offers for KWD/SAR transfers, sorted by most SAR received. The first two offers may be sponsored promotions. Some offers here pay us a commission. All money transfer offers for KWD/SAR transfers, sorted by most SAR received. The first two offers may be sponsored promotions. Some offers here pay us a commission. Sort Cheapest
Promoted Xe Pay via Bank transfer	Fee KWD 0.00 1 KWD = 11.9451 SAR +1.96% vs mid-market	Recipient gets SAR 25,789.47 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Saudi Arabia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 KWD = 11.9451 SAR SAR 25,789.47You payKWD 2,159.00
Promoted Key Currency Pay via Bank transfer	Fee KWD 0.00 1 KWD = 12.1507 SAR +0.25% vs mid-market	Recipient gets SAR 26,233.26 Minutes - 3 days
4 reviews Personal account managerReceive to bank account
Ways to receive money in Saudi Arabia with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 KWD = 12.1507 SAR SAR 26,233.26You payKWD 2,159.00
Run a live search Showing top Kuwait to Saudi Arabia deals for 2,159 KWD. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live KWD to SAR rates.
Run a live search These companies offer multi-currency accounts for spending SAR. We suggest doing a live search based on how much KWD you're planning to spend in Saudi Arabia.
Run a live search These are managed services with real human support for large KWD transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: Special Rate for 1st Transfer Key Currency Pay via Bank transfer	Fee KWD 0.00 1 KWD = 12.1507 SAR +0.25% vs mid-market	Recipient gets SAR 26,233.26 Minutes - 3 days
4 reviews CheapestUsing Bank transfer with Key Currency is the cheapest way to send money to Saudi Arabia from Kuwait. Using Bank transfer with Key Currency is the cheapest way to send money to Saudi Arabia from Kuwait. RecommendedBased on our editorial reviews, Key Currency is our recommended way to send money from Kuwait to Saudi Arabia. Based on our editorial reviews, Key Currency is our recommended way to send money from Kuwait to Saudi Arabia. Personal account managerReceive to bank account
Ways to receive money in Saudi Arabia with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 KWD = 12.1507 SAR SAR 26,233.26You payKWD 2,159.00
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee KWD 0.00 1 KWD = 12.1482 SAR +0.27% vs mid-market	Recipient gets SAR 26,228.00 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Saudi Arabia with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 KWD = 12.1482 SAR SAR 26,228.00You payKWD 2,159.00
Xe Pay via Bank transfer	Fee KWD 0.00 1 KWD = 11.9451 SAR +1.96% vs mid-market	Recipient gets SAR 25,789.47 Minutes - 24 hours
4 reviews FastestXe with Bank transfer deposit is the fastest way to send KWD to Saudi Arabia. Xe with Bank transfer deposit is the fastest way to send KWD to Saudi Arabia. Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Saudi Arabia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 KWD = 11.9451 SAR SAR 25,789.47You payKWD 2,159.00
How Our Results Work Mid-market rate: 1 KWD = 12.181104 SAR Updates every 60 minutes.

Why compare

KWD/SAR exchange rate

Best ways to pay & receive

Transfer speed

Historic KWD/SAR options

How to send money from Kuwait to Saudi Arabia

Pick a company

For a one-off transfer from Germany, I suggest picking the cheapest option which is Key Currency.

On a 2,159 KWD transfer, Key Currency delivers the most SAR.

This will change depending on how much you actually send, so I suggest running a live search to get the best KWD/SAR rate.

Fund your transfer

You have 1 ways to deposit money, including bank transfer.

Cash still works, with a daily limit on how much.

Verify and send

You'll need your Civil ID to register and to send money to Saudi Arabia.

Anything above KD 3,000 will likely need two months of bank statements, so have them ready rather than starting from scratch.

Ways to send money from Kuwait to Saudi Arabia

3 companies send money from Kuwait to Saudi Arabia, mostly through broker, online, and app, and more below.

For sending KWD online

Apps & online transfers

There aren’t many options to send KWD online.

One of the best and cheapest options is Xe

Sending .د.ك2,159 gets you 25,789.47 SAR with a 0 fee and 1.96% markup, usually in minutes - 24 hours.

Large transfers from Kuwait

Currency brokers

For large transfers from Kuwait like buying property in Saudi Arabia or moving your savings out, a broker like Key Currency charges no fee and works on a margin (around 0.25% on KWD/SAR).

You will need your Civil ID, salary certificate, and bank statements ready.

Anything above KD 3,000 gets asked for them now, and having it ready makes the process faster.

For business accounts

Global accounts

If you’re paying employees, freelancers, or contractors in India, global accounts are a much better option than money transfers services.

Companies like Xe Business, Payoneer, or Veem offer features and tools better suited to businesses in Kuwait.

Ways to fund KWD and receive SAR in Saudi Arabia

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending KWD 2,159 gives your recipient 26,233.26 SAR.

To fund your transfer, use bank transfer.

To receive SAR, the options are bank deposit.

1

Bank transfer Bank deposit

You pay .د.ك2,159.00

﷼26,233

Cheapest

Consider this before sending KWD to Saudi Arabia

Exchange companies are the main route out of Kuwait, and the best deal usually comes down to the KWD/SAR rate rather than the visible fee.

Compare Kuwait to Saudi Arabia transfer options

Cheapest way to send money to Saudi Arabia

The cheapest option for SAR 26,233.26 is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 26,233.26 SAR, which is 0.02% more than the next best option.

Fastest way to send money to Saudi Arabia

The fastest option is Regency FX. Pay by bank transfer and choose bank deposit in Saudi Arabia. Your recipient gets 26,228 SAR in minutes - 24 hours.

Staying safe when sending KWD

Kuwait's exchange companies are supervised by the Central Bank of Kuwait.

A valid Civil ID is normally needed to register and send.

The company may also ask for the purpose of the transfer and source of funds, particularly when the amount is large or unusual for your account.

Keep the receipt and transfer reference until the SAR has arrived.

If an exchange company does not resolve a problem, you can submit a complaint directly through the CBK Customer Protection portal.

When in doubt, check the company in the CBK list of exchange companies.

KNET and WAMD do not send money abroad

KNET is Kuwait's domestic debit network, while WAMD moves money between participating Kuwaiti accounts using a mobile number.

Either may help you pay for the transfer to Saudi Arabia depending on the company, but they send KWD directly to Saudi Arabia.

Sort out a large transfer before leaving Kuwait

Moving savings or an end-of-service payment is easier while your Civil ID, Kuwait mobile number and bank access are still active.

Ask the bank or exchange company what documents it needs before the final payment reaches your account.

A salary certificate, bank statements or the end-of-service calculation may be requested.

Live KWD-SAR Exchange Rate

Compare the KWD to SAR exchange rate

Even a small move in the KWD/SAR rate can change the rupee amount on a larger transfer. Use the recent range when comparing today's quotes.

Mid-market rate:1 KWD = 12.164524 SAR

How we analyse the market

We track 3 companies licensed by the Central Bank of Kuwait sending KWD to Saudi Arabia.

The dinar floats rather than tracking the dollar, so the rate genuinely moves. Ours refresh in real time on live searches, alongside fees and the ways to pay and collect.

Each goes through our review first.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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Send money to Saudi Arabia

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How to send money to Saudi Arabia from Kuwait with the best KWD-SAR rate

Best companies for KWD/SAR transfers

Transfer details