Best companies for AUD/SAR transfers
8 of 8 providers Last updated on 28 October 2026
Based on 2,000 AUD transfer Best companies for AUD/SAR transfers Sort Cheapest
Ad Wise Pay via Bank Transfer	Fees: $31.56 1 AUD = 2.6385 SAR -0.05% vs mid-market	Recipient gets SAR 5,193.69 Same day
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Saudi Arabia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:SWIFT $31.561 AUD = 2.6385 SAR SAR 5,193.69You pay$2,000.00
Ad Xe Pay via Debit Card	Fees: $0.00 1 AUD = 2.5783 SAR +2.26% vs mid-market	Recipient gets SAR 5,156.60 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in Saudi Arabia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 2.5783 SAR SAR 5,156.60You pay$2,000.00
Run a live search Showing top Australia to Saudi Arabia deals for 2,000 AUD. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live AUD to SAR rates.
Run a live search These companies offer multi-currency accounts for spending SAR. We suggest doing a live search based on how much AUD you're planning to spend in Saudi Arabia.
Run a live search These are managed services with real human support for large AUD transfers. Click the link and update the transfer amount to get the best deal.
Instarem Pay via Bank Transfer	Fees: $0.00 1 AUD = 2.6377 SAR -0.02% vs mid-market	Recipient gets SAR 5,275.40 6-12 Hours
7 reviews Cheapest Receive to bank account
Ways to receive money in Saudi Arabia with Instarem when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 2.6377 SAR SAR 5,275.40You pay$2,000.00
OFX Pay via Bank Transfer	Fees: $0.00 1 AUD = 2.6201 SAR +0.65% vs mid-market	Recipient gets SAR 5,240.15 6-12 Hours
7 reviews Receive to bank account
Ways to receive money in Saudi Arabia with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 2.6201 SAR SAR 5,240.15You pay$2,000.00
Pricing based on Revolut Standard plan Revolut Pay via Bank Transfer	Fees: $3.00 1 AUD = 2.6233 SAR +0.53% vs mid-market	Recipient gets SAR 5,238.77 Within minutes
10 reviews Fastest Receive to bank account
Ways to receive money in Saudi Arabia with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes $3.001 AUD = 2.6233 SAR SAR 5,238.77You pay$2,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Instarem Pay via Debit Card	Fees: $24.00 1 AUD = 2.6377 SAR -0.02% vs mid-market	Recipient gets SAR 5,212.10 6-12 Hours
7 reviews Receive to bank account
Ways to receive money in Saudi Arabia with Instarem when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $24.001 AUD = 2.6377 SAR SAR 5,212.10You pay$2,000.00

Instarem Pay via Credit Card	Fees: $24.00 1 AUD = 2.6377 SAR -0.02% vs mid-market	Recipient gets SAR 5,212.10 6-12 Hours
7 reviews Receive to bank account
Ways to receive money in Saudi Arabia with Instarem when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $24.001 AUD = 2.6377 SAR SAR 5,212.10You pay$2,000.00
Remitly Pay via Debit Card	Fees: $0.00 1 AUD = 2.6008 SAR +1.39% vs mid-market	Recipient gets SAR 5,201.60 Within minutes
15 reviews Receive to bank account or cash pickup
Ways to receive money in Saudi Arabia with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes Free1 AUD = 2.6008 SAR SAR 5,201.60You pay$2,000.00

Remitly Pay via Credit Card	Fees: $0.00 1 AUD = 2.6008 SAR +1.39% vs mid-market	Recipient gets SAR 5,201.60 Within minutes
15 reviews Receive to bank account or cash pickup
Ways to receive money in Saudi Arabia with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutes Free1 AUD = 2.6008 SAR SAR 5,201.60You pay$2,000.00
Remitly Pay via PayTo	Fees: $0.00 1 AUD = 2.6008 SAR +1.39% vs mid-market	Recipient gets SAR 5,201.60 Within a week
15 reviews Receive to bank account or cash pickup
Ways to receive money in Saudi Arabia with Remitly when paying by payto. MethodFee & ratesRecipient gets Bank depositWithin a week Free1 AUD = 2.6008 SAR SAR 5,201.60You pay$2,000.00
Wise Pay via Bank Transfer	Fees: $31.56 1 AUD = 2.6385 SAR -0.05% vs mid-market	Recipient gets SAR 5,193.69 Same day
25 reviews Recommended Receive to bank accountDedicated support for large transfers
Ways to receive money in Saudi Arabia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:SWIFT $31.561 AUD = 2.6385 SAR SAR 5,193.69You pay$2,000.00

Wise Pay via Osko	Fees: $31.56 1 AUD = 2.6385 SAR -0.05% vs mid-market	Recipient gets SAR 5,193.69 Same day
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Saudi Arabia with Wise when paying by osko. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:SWIFT $31.561 AUD = 2.6385 SAR SAR 5,193.69You pay$2,000.00
Wise Pay via Debit Card	Fees: $37.00 1 AUD = 2.6385 SAR -0.05% vs mid-market	Recipient gets SAR 5,179.34 Same day
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Saudi Arabia with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:SWIFT $37.001 AUD = 2.6385 SAR SAR 5,179.34You pay$2,000.00
$0 fee on first online transfers MoneyGram Pay via Debit Card	Fees: $3.99 1 AUD = 2.5827 SAR +2.09% vs mid-market	Recipient gets SAR 5,165.40 6-12 Hours
2 reviews
Ways to receive money in Saudi Arabia with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $3.991 AUD = 2.5827 SAR SAR 5,165.40You pay$2,003.99

$0 fee on first online transfers MoneyGram Pay via POLi	Fees: $3.99 1 AUD = 2.5827 SAR +2.09% vs mid-market	Recipient gets SAR 5,165.40 6-12 Hours
2 reviews
Ways to receive money in Saudi Arabia with MoneyGram when paying by poli. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $3.991 AUD = 2.5827 SAR SAR 5,165.40You pay$2,003.99
$0 fee on first online transfers MoneyGram Pay via Credit Card	Fees: $3.99 1 AUD = 2.5827 SAR +2.09% vs mid-market	Recipient gets SAR 5,165.40 6-12 Hours
2 reviews
Ways to receive money in Saudi Arabia with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $3.991 AUD = 2.5827 SAR SAR 5,165.40You pay$2,003.99
Xe Pay via Debit Card	Fees: $0.00 1 AUD = 2.5783 SAR +2.26% vs mid-market	Recipient gets SAR 5,156.60 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in Saudi Arabia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 2.5783 SAR SAR 5,156.60You pay$2,000.00

Xe Pay via Bank Transfer	Fees: $0.00 1 AUD = 2.5783 SAR +2.26% vs mid-market	Recipient gets SAR 5,156.60 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in Saudi Arabia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 2.5783 SAR SAR 5,156.60You pay$2,000.00
Xe Pay via Credit Card	Fees: $0.00 1 AUD = 2.5783 SAR +2.26% vs mid-market	Recipient gets SAR 5,156.60 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in Saudi Arabia with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 2.5783 SAR SAR 5,156.60You pay$2,000.00
Wise Pay via Credit Card	Fees: $50.28 1 AUD = 2.6385 SAR -0.05% vs mid-market	Recipient gets SAR 5,144.30 Same day
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Saudi Arabia with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:SWIFT $50.281 AUD = 2.6385 SAR SAR 5,144.30You pay$2,000.00
NAB Pay via Bank Transfer	Fees: $0.00 1 AUD = 2.5716 SAR +2.52% vs mid-market	Recipient gets SAR 5,143.10 3-5 Days
0 reviews
Ways to receive money in Saudi Arabia with NAB when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit3-5 Days Free1 AUD = 2.5716 SAR SAR 5,143.10You pay$2,000.00
How Our Results Work Mid-market rate: 1 AUD = 2.6372 SAR Updates every 60 minutes.

Why compare

AUD/SAR exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Australia to Saudi Arabia

Pick a company

Start with the cheapest, which is Instarem at 5,275.4 SAR on A$2,000.

Instarem was the cheapest on 14 of the 21 days it quoted A$2,000 transfers to Saudi Arabia.

Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.

Fund your transfer

You have 6 ways to pay, including bank transfer, debit card, credit card, payto, osko, and poli.

PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.

Watch your bank's daily limit on anything large.

Verify and send

First time round you'll need a photo ID, usually a licence or a passport.

A passport and visa are enough if you’re new (you don’t need an Australian credit history).

Compare amounts

How much AUD are you sending to Saudi Arabia?

How much AUD you send to Saudi Arabia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Instarem was the cheapest in 71% of the transfers up to A$2,000 it quoted, and in 71% of all the transfers it quoted.


$1,000	0.65%	$0.00	SAR 2,620.39with bank transfer to bank deposit	+SAR 32.30
$1,500	0.50%	$2.25	SAR 3,932.25with bank transfer to bank deposit	+SAR 44.51
$2,000This page	-0.02%	$0.00	SAR 5,275.40with bank transfer to bank deposit	+SAR 85.75
$3,000	0.65%	$0.00	SAR 7,861.96with bank transfer to bank deposit	+SAR 85.51
$7,500	0.50%	$0.00	SAR 19,677.02with bank transfer to bank deposit	+SAR 228.44
$12,000	0.25%	$0.00	SAR 31,566.83with bank transfer to bank deposit	+SAR 380.09
$15,000	0.25%	$0.00	SAR 39,454.05with bank transfer to bank deposit	+SAR 471.42
$50,000	0.20%	$0.00	SAR 131,658.06with bank transfer to bank deposit	+SAR 1,608.56
$100,000	0.20%	$0.00	SAR 263,151.34with bank transfer to bank deposit	+SAR 3,257.24
$250,000	0.15%	$0.00	SAR 658,207.95with bank transfer to bank deposit	+SAR 8,399.37
$500,000	0.15%	$0.00	SAR 1,316,494.79with bank transfer to bank deposit	+SAR 13,651.52

Mid-market rate: 1 AUD = 2.6372 SAR

AUD/SAR Exchange Rate History

Is today a good time to send money from Australia to Saudi Arabia?

The cheapest way to send AUD to SAR can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Instarem), across 30 days of comparisons for 2,000 AUD transfers to Saudi Arabia.

Each line shows what the recipient gets when you send $2,000, after fees, as quoted by each company. The mid-market line shows what $2,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. The bank line is the cheapest bank available on each day.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more SAR per AUD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 12 of the last 30 days.

Right now, Instarem pays 5,275.4 SAR on 2,000 AUD, which is 0.96 SAR more than the mid-market amount, so it's a good deal (pretty much free money).

Today's payout isn't the best this month though, since the highest receive amount was 5,277.8 SAR.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

If you need to send money now, it's a good time to send.

Ways to send money from Australia to Saudi Arabia

8 money transfer companies let you send money from Australia to Saudi Arabia.

Cheapest for most transfers

Online transfers

Sending money online with a “self-service” provider is usually the cheapest way to send money to Saudi Arabia.

For example, sending A$2,000 with Instarem will get you 5,275.4 SAR after a A$0 fee and -0.02% markup.

In our comparisons over the past month, it was the cheapest online service on 15 of the 21 days it quoted.

To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.

Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.

For regular transfers home

Money transfer apps

An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.

Instarem takes A$0 in fees and -0.02% markup on a A$2,000 transfer, and your SAR arrives in 6-12 hours.

Over the past month, Instarem was the cheapest app on 67% of the days it appeared for A$2,000 transfers.

Signing up is quick even if you're new to Australia.

A passport and visa are enough for most money transfer apps, and no local credit history is needed.

For large AUD transfers

Currency brokers

Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.

On transfers of $10,000 or more, a broker like OFX drops the fee entirely and works on margin instead.

With OFX you get 0.65% on AUD/SAR, and it gets lower the more you send.

You also get an account manager for the whole thing.

Our analysis shows OFX was the cheapest broker in 47% of all the transfers it quoted.

For overseas business payments

Business accounts

Global accounts like Airwallex are great for paying suppliers, contractors or staff in SAR, handling invoices, batch payments, and more.

For receiving and spending

Multi-currency accounts

Multi-currency accounts let you hold AUD and SAR in one account, and convert when the rate suits you.

Revolut converts A$2,000 at 0.53% markup, and the SAR sits in your account until you spend or transfer it.

Over the past month, it came out cheapest among multi-currency accounts on 71% of days.

Most useful if you travel often to Saudi Arabia, split your life between two countries, or receive money from abroad.

We also created a guide going into more detail about multi currency accounts.

Compare first

Banks

The big four have dropped most transfer fees, which makes bank transfer from your bank look cheap.

However, the cost is moved into the exchange rate instead.

On a A$2,000 transfer, a bank like NAB adds 2.52% markup and delivers 5,143.1 SAR, against 5,275.4 SAR via Instarem (the cheapest option).

We found NAB was the cheapest bank on 30 of the 30 days it appeared for this amount.

Ways to fund AUD and receive money in Saudi Arabia

With Instarem, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending A$2,000 gives your recipient 5,275.4 SAR.

Our data shows that Instarem gets your recipient 132.3 SAR more than NAB, today's cheapest bank, on the same A$2,000.

You can fund the transfer with bank transfer, debit card, credit card, payto, osko, and poli.

Recipients in Saudi Arabia can collect SAR through bank deposit and cash pickup.

They can collect cash via Remitly

For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in Saudi Arabia.

1

Bank transfer Bank deposit

You pay A$2,000.00

SAR5,275

Cheapest
2

Debit card Bank deposit

You pay A$2,000.00

SAR5,212

-SAR63
3

Credit card Bank deposit

You pay A$2,000.00

SAR5,212

-SAR63
4

Payto Bank deposit

You pay A$2,000.00

SAR5,202

-SAR74
5

Osko Bank deposit

You pay A$2,000.00

SAR5,194

-SAR82

Show moreShow less

6

Debit card Cash pickup

You pay A$2,003.99

SAR5,165

-SAR110
7

Credit card Cash pickup

You pay A$2,003.99

SAR5,165

-SAR110
8

Poli Cash pickup

You pay A$2,003.99

SAR5,165

-SAR110

Consider this before sending AUD to Saudi Arabia

Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.

Compare AUD/SAR transfer options

For a A$2,000 transfer to Saudi Arabia, these are the best options right now:

Cheapest

Instarem is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 5,275.4 SAR, which is 0.67% more than the next best option.

Fastest

Revolut delivers 5,238.77 SAR in within minutes when you use bank transfer and choose bank deposit as payout.

If you need money urgently, we've put together a guide on instant money transfers.

PayID is domestic only

PayID and Osko move Australian dollars between local accounts.

When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in Saudi Arabia.

Confirm the registered business name shown by your bank before approving the PayID payment.

AUSTRAC reporting

The bank or remittance company reports international transfer instructions to AUSTRAC.

This applies to international transfers generally, rather than only those above A$10,000.

You do not normally submit the international transfer report yourself.

A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.

Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.

Cash gifts can affect Centrelink payments

Australia does not generally tax a genuine cash gift simply because you send it to family in Saudi Arabia.

Gifting money can still affect income-tested or asset-tested Centrelink payments.

Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.

If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.

Bank protection in Australia

The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.

It does not automatically cover money held by a non-bank transfer company.

In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.

How we analyse the market

We track 8 companies sending AUD to Saudi Arabia, all holding an Australian licence, with rates refreshed in real time when running a live search.

In the past 30 days alone, we analysed 316 comparisons across 11 amounts.

This page covers the cheapest and fastest options for AUD/SAR transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.

More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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Tue, 29 Sept 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	2.6234	–	SAR 5,246.71
Ria Money Transfer Cheapest	2.6168	$2.89	SAR 5,225.99	−SAR 20.72
OFX	2.6063	$0.00	SAR 5,212.61	−SAR 34.10
Revolut	2.6077	$3.00	SAR 5,207.52	−SAR 39.19
Instarem	2.6264	$24.00	SAR 5,189.77	−SAR 56.94
NAB	2.5463	$0.00	SAR 5,092.62	−SAR 154.09

Wed, 30 Sept 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	2.6206	–	SAR 5,241.12
Instarem Cheapest	2.6197	$0.00	SAR 5,239.40	−SAR 1.72
OFX	2.6035	$0.00	SAR 5,207.05	−SAR 34.07
Revolut	2.6045	$3.00	SAR 5,201.22	−SAR 39.90
NAB	2.5537	$0.00	SAR 5,107.44	−SAR 133.68

Thu, 1 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	2.6289	–	SAR 5,257.81
Ria Money Transfer Cheapest	2.6168	$2.89	SAR 5,225.99	−SAR 31.82
OFX	2.6118	$0.00	SAR 5,223.64	−SAR 34.17
Revolut	2.5955	$3.00	SAR 5,183.28	−SAR 74.53
Instarem	2.6098	$24.00	SAR 5,156.96	−SAR 100.85
NAB	2.5537	$0.00	SAR 5,107.44	−SAR 150.37

Fri, 2 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	2.6120	–	SAR 5,223.95
Ria Money Transfer Cheapest	2.6168	$2.89	SAR 5,225.99	+SAR 2.04
Instarem	2.6032	$0.00	SAR 5,206.40	−SAR 17.55
OFX	2.5950	$0.00	SAR 5,190.00	−SAR 33.95
Revolut	2.5903	$3.00	SAR 5,172.90	−SAR 51.05
NAB	2.5394	$0.00	SAR 5,078.86	−SAR 145.09

Sat, 3 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	2.5894	–	SAR 5,178.84
Ria Money Transfer Cheapest	2.6168	$2.89	SAR 5,225.99	+SAR 47.16
OFX	2.5726	$0.00	SAR 5,145.18	−SAR 33.66
Revolut	2.5923	$23.00	SAR 5,124.95	−SAR 53.89
NAB	2.5184	$0.00	SAR 5,036.86	−SAR 141.98
Instarem No quote collected this day	–	–	–	–

How to send money to Saudi Arabia from Australia with the best AUD-SAR rate

Best companies for AUD/SAR transfers