How to send money to Saudi Arabia from UK with the best GBP-SAR rate

We’ve compared 9 companies, and found Key Currency to be the cheapest, while Revolut the fastest.

Sending £6,000 gets you ﷼29,811.02 with Key Currency at 4.9685 rupees per pound, about 0.02% more than the next best option.

Best companies for GBP/SAR transfers

9 of 9 providers

Last updated on 28 September 2026

Based on 6,000 GBP transfer

Best companies for GBP/SAR transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee £62.33 1 GBP = 4.9790 SAR +0.04% vs mid-market Recipient gets SAR 29,563.60 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Saudi Arabia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:SWIFT
£62.331 GBP = 4.9790 SAR
SAR 29,563.60You pay£6,000.00
Promoted

Xe

Pay via Debit card
Fee £0.00 1 GBP = 4.9117 SAR +1.40% vs mid-market Recipient gets SAR 29,470.20 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Saudi Arabia with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 4.9117 SAR
SAR 29,470.20You pay£6,000.00

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Showing top United Kingdom to Saudi Arabia deals for 6,000 GBP. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee £0.00 1 GBP = 4.9685 SAR +0.25% vs mid-market Recipient gets SAR 29,811.02 Minutes - 3 days
Cheapest
Personal account managerReceive to bank account

Ways to receive money in Saudi Arabia with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 GBP = 4.9685 SAR
SAR 29,811.02You pay£6,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee £0.00 1 GBP = 4.9675 SAR +0.27% vs mid-market Recipient gets SAR 29,805.04 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Saudi Arabia with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 4.9675 SAR
SAR 29,805.04You pay£6,000.00

OFX

Pay via Bank transfer
Fee £0.00 1 GBP = 4.9561 SAR +0.50% vs mid-market Recipient gets SAR 29,736.30 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Saudi Arabia with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 4.9561 SAR
SAR 29,736.30You pay£6,000.00

Wise

Pay via Bank transfer
Fee £62.33 1 GBP = 4.9790 SAR +0.04% vs mid-market Recipient gets SAR 29,563.60 Same day
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Saudi Arabia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:SWIFT
£62.331 GBP = 4.9790 SAR
SAR 29,563.60You pay£6,000.00

Wise

Pay via Debit card
Fee £81.08 1 GBP = 4.9790 SAR +0.04% vs mid-market Recipient gets SAR 29,470.24 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Saudi Arabia with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:SWIFT
£81.081 GBP = 4.9790 SAR
SAR 29,470.24You pay£6,000.00

Xe

Pay via Debit card
Fee £0.00 1 GBP = 4.9117 SAR +1.40% vs mid-market Recipient gets SAR 29,470.20 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Saudi Arabia with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 4.9117 SAR
SAR 29,470.20You pay£6,000.00

Xe

Pay via Bank transfer
Fee £0.00 1 GBP = 4.9117 SAR +1.40% vs mid-market Recipient gets SAR 29,470.20 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Saudi Arabia with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 4.9117 SAR
SAR 29,470.20You pay£6,000.00

Xe

Pay via Credit card
Fee £0.00 1 GBP = 4.9117 SAR +1.40% vs mid-market Recipient gets SAR 29,470.20 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Saudi Arabia with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 4.9117 SAR
SAR 29,470.20You pay£6,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee £59.00 1 GBP = 4.9495 SAR +0.63% vs mid-market Recipient gets SAR 29,404.94 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Saudi Arabia with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
£59.001 GBP = 4.9495 SAR
SAR 29,404.94You pay£6,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

NatWest

Pay via Bank transfer
Fee £0.00 1 GBP = 4.8604 SAR +2.45% vs mid-market Recipient gets SAR 29,162.70
0 reviews

Ways to receive money in Saudi Arabia with NatWest when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit
Free1 GBP = 4.8604 SAR
SAR 29,162.70You pay£6,000.00

Royal Bank of Scotland

Pay via Bank transfer
Fee £0.00 1 GBP = 4.8604 SAR +2.45% vs mid-market Recipient gets SAR 29,162.70
0 reviews

Ways to receive money in Saudi Arabia with Royal Bank of Scotland when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit
Free1 GBP = 4.8604 SAR
SAR 29,162.70You pay£6,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee £4.99 1 GBP = 4.8564 SAR +2.53% vs mid-market Recipient gets SAR 29,138.40 Minutes - 24 hours

Ways to receive money in Saudi Arabia with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
£4.991 GBP = 4.8564 SAR
SAR 29,138.40You pay£6,004.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee £4.99 1 GBP = 4.8564 SAR +2.53% vs mid-market Recipient gets SAR 29,138.40 Minutes - 24 hours

Ways to receive money in Saudi Arabia with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
£4.991 GBP = 4.8564 SAR
SAR 29,138.40You pay£6,004.99
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee £4.99 1 GBP = 4.8564 SAR +2.53% vs mid-market Recipient gets SAR 29,138.40 Minutes - 24 hours

Ways to receive money in Saudi Arabia with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
£4.991 GBP = 4.8564 SAR
SAR 29,138.40You pay£6,004.99

Wise

Pay via Credit card
Fee £193.46 1 GBP = 4.9790 SAR +0.04% vs mid-market Recipient gets SAR 28,910.70 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Saudi Arabia with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:SWIFT
£193.461 GBP = 4.9790 SAR
SAR 28,910.70You pay£6,000.00
How Our Results Work
Mid-market rate: 1 GBP = 4.9810 SAR Updates every 60 minutes.

How to send money from UK to Saudi Arabia

Pick a company

For a one-off transfer to Saudi Arabia, I suggest picking the cheapest option which is Key Currency.

On a 6,000 GBP transfer, Key Currency delivers the most SAR.

The best option will change depending on how much you actually send, so I suggest to get the best GBP/SAR rate.

Fund your transfer

You have 3 ways to pay, including bank transfer, debit card, and credit card.

Paying from your bank is usually both cheapest and quickest, since most companies connect straight into your banking app via Open Banking.

Anywhere a debit card works, Apple Pay and Google Pay usually do too.

Verify and send

First time round you'll need to confirm your name, date of birth, address and a photo ID.

On £6,000 transfer it's normally instant but can take a couple hours.

Compare amounts

How much GBP are you sending to Saudi Arabia?

How much GBP you send to Saudi Arabia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Cheapest service
£5000.55%£0.00SAR 2,477.53with debit card to bank deposit+SAR 54.66
£1,0000.47%£0.00SAR 4,951.00with debit card to bank deposit+SAR 96.94
£2,0000.65%£0.00SAR 9,884.18with bank transfer to bank deposit+SAR 185.28
£6,000This page0.25%£0.00SAR 29,811.02with bank transfer to bank deposit+SAR 420.82
£250,0000.15%£0.00SAR 1,240,779.04with bank transfer to bank deposit+SAR 8,945.17

Mid-market rate: 1 GBP = 4.9810 SAR

Ways to send money from the UK to Saudi Arabia

There are many ways to send money to Saudi Arabia from the UK, including broker, app, online, multi-currency account, global account, bank, and in person, and more.

For small & frequent transfers

Money transfer apps

If you send small amounts back home to Saudi Arabia, say weekly or monthly, an app like Wise is the easiest and cheapest way to do it.

It charges £62.33 in fees, has 0.04% markup, lets you save recipient details, and SAR will arrive in minutes.

For one off transfers

Online transfers

Sending money online is good for occasional medium sized SAR transfers, around £1,000 - £5,000.

Online companies like Wise often have higher limits and/or first time promos.

Of 1 online services, Wise is the cheapest and will get you ﷼29,563.6 on £6,000 transfer.

For large transfers

Brokers

Currency brokers like Key Currency are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).

You get a dedicated account manager to handle your transfer to Saudi Arabia, and 24/7 support.

Key Currency charges no fees on large transfers, but adds 0.25% markup on top of the current GBP/SAR rate.

The markup gets better the more GBP you send, so we suggest .

For fast money transfers

Cash transfer

Sending cash is the fastest way to send money from the UK to Saudi Arabia, but is usually a bit more more expensive.

You will need to deposit £6,000 online via MoneyGram, and your recipient in Saudi Arabia will be able to collect ﷼29,138.4 in minutes.

For spending and receiving

Multi-currency accounts

Multi-currency accounts let you hold and spend Saudi Riyal abroad like a local.

Wise offers the best multi-currency account.

With it, converting £6,000 to SAR will get you ﷼29,563.6 after fees.

If you don’t have SAR in your account, your GBP will auto-convert whenever you pay with Wise in Saudi Arabia.

Once you have SAR in the account, there are no extra fees from Wise for spending or holding it (local ATM charges may still apply).

For business transfers

Global accounts

Global accounts are for UK businesses making payments overseas.

For suppliers, freelancers, salaries, or invoices in Saudi Arabia, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.

Only if you have to

Banks

Your UK bank is the most expensive way to send money to Saudi Arabia.

On a £6,000 transfer, banks like NatWest will add 2.45% markup, getting you ﷼29,162.7 vs ﷼29,811.02 with Key Currency.

Ways to fund GBP and receive SAR in Saudi Arabia

Pay-in and pay-out methods will affect how much GBP you deposit and how much SAR your recipient gets. Use the table below to see how different options change how much you pay and what they get.

The overall best and cheapest way to send £6,000 to Saudi Arabia is via Key Currency, using a bank transfer to deposit GBP and bank deposit to receive SAR.

Depositing GBP

You have 3 pay-in options for transfers to Saudi Arabia, including bank transfer, debit card, and credit card.

The cheapest pay-in option is bank transfer.

The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).

The most expensive deposit option is credit card.

Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.

Receiving money in Saudi Arabia

Money can reach Saudi Arabia by bank deposit and cash pickup, and each delivery method comes with its own fees.

The cheapest way to receive money in Saudi Arabia is with bank deposit on average.

Receiving cash

MoneyGram is the cheapest option for cash pickup ( getting you ﷼29,138.4 on £6,000 transfer).

Digital wallets

Your recipient can receive SAR directly into a digital wallet (like PayPal) which usually takes a few minutes to arrive.

  1. 1
    Bank transfer Bank deposit

    You pay £6,000.00

    ﷼29,811

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay £6,000.00

    ﷼29,470

    -﷼341

  3. 3
    Credit card Bank deposit

    You pay £6,000.00

    ﷼29,470

    -﷼341

  4. 4
    Bank transfer Cash pickup

    You pay £6,004.99

    ﷼29,138

    -﷼673

  5. 5
    Debit card Cash pickup

    You pay £6,004.99

    ﷼29,138

    -﷼673

Show moreShow less
  1. 6
    Credit card Cash pickup

    You pay £6,004.99

    ﷼29,138

    -﷼673

Consider this when sending GBP to Saudi Arabia

There are a few nuances you should consider before sending GBP to Saudi Arabia such as limits, taxes, and safety.

Compare GBP/SAR transfer options

Right now, these are the best money transfer options for £6,000 transfer to Saudi Arabia:

Cheapest way to send money to Saudi Arabia

The cheapest way is to use Key Currency, pay in with a bank transfer and withdraw via bank deposit. You will get ﷼29,811.02, which is 0.02% more than the next best option.

Fastest way to send money to Saudi Arabia

The fastest way is to use Revolut via bank transfer deposit and bank deposit for pay out. You get ﷼29,404.94 and it will arrive in within minutes.

UK transfer limits

There is no legal limit and no tax on sending your own money abroad.

Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).

Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.

And on bigger GBP/SAR transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.

That's anti-money-laundering checks, but it holds transfers up, so be prepared.

The transfer costs involved

Your cost is the fee plus the exchange-rate margin.

For example, sending ﷼29,811.02 with Key Currency will get you 29,811.02 SAR, that’s including £0 fee and 0.25% in exchange rate markup.

A bank like NatWest on the other hand, will get you ﷼29,162.7, that’s £0 in fees but 2.45% in FX fees.

Taxes on money transfers

There is no UK tax for the act of sending money to Saudi Arabia.

And, regular gifts out of your normal income are free of inheritance tax straight away, no cap and no seven-year wait.

Staying safe when sending abroad

Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.

The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.

Always confirm who you're really sending to before you send, because there's little recourse after.

For more information, check our guide to money transfer regulations in the UK.

Live GBP-SAR Exchange Rate

Finding the best exchange rate for GBP to SAR

The exchange rate you secure impacts how much SAR you get for your GBP, so waiting a day or two can get you more Saudi Riyal.

Mid-market rate:1 GBP = 4.984788 SAR

How we analyse the market

We track 9 regulated companies offering money transfers from the UK to Saudi Arabia in real time.

We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.

Most GBP/SAR pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.

More on how we work:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.