How to send money to Saudi Arabia from the UK with the best GBP-SAR rate

We’ve compared 10 companies, and found Key Currency to be the cheapest, while Revolut is the fastest.

Sending £6,000 gets you SAR30,284.93 with Key Currency at 5.0475 SAR per GBP, about 0.02% more than the next best option.

Best companies for GBP/SAR transfers

10 of 10 providers

Last updated on 10 November 2026

Based on 6,000 GBP transfer

Best companies for GBP/SAR transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee £60.49 1 GBP = 5.0507 SAR +0.19% vs mid-market Recipient gets SAR 29,998.45 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Saudi Arabia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:SWIFT
£60.491 GBP = 5.0507 SAR
SAR 29,998.45You pay£6,000.00
Promoted

Xe

Pay via Debit card
Fee £0.00 1 GBP = 4.9570 SAR +2.06% vs mid-market Recipient gets SAR 29,742.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Saudi Arabia with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 4.9570 SAR
SAR 29,742.00You pay£6,000.00

Run a live search

Showing top United Kingdom to Saudi Arabia deals for 6,000 GBP. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee £0.00 1 GBP = 5.0475 SAR +0.25% vs mid-market Recipient gets SAR 30,284.93 Minutes - 3 days
Cheapest
Personal account managerReceive to bank account

Ways to receive money in Saudi Arabia with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 GBP = 5.0475 SAR
SAR 30,284.93You pay£6,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee £0.00 1 GBP = 5.0465 SAR +0.27% vs mid-market Recipient gets SAR 30,278.85 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Saudi Arabia with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 5.0465 SAR
SAR 30,278.85You pay£6,000.00

OFX

Pay via Bank transfer
Fee £0.00 1 GBP = 5.0348 SAR +0.50% vs mid-market Recipient gets SAR 30,209.02 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Saudi Arabia with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 5.0348 SAR
SAR 30,209.02You pay£6,000.00

Wise

Pay via Bank transfer
Fee £60.49 1 GBP = 5.0507 SAR +0.19% vs mid-market Recipient gets SAR 29,998.45 Same day
Our top pick
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Saudi Arabia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:SWIFT
£60.491 GBP = 5.0507 SAR
SAR 29,998.45You pay£6,000.00

Wise

Pay via Debit card
Fee £79.25 1 GBP = 5.0507 SAR +0.19% vs mid-market Recipient gets SAR 29,903.70 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Saudi Arabia with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:SWIFT
£79.251 GBP = 5.0507 SAR
SAR 29,903.70You pay£6,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee £51.20 1 GBP = 5.0205 SAR +0.79% vs mid-market Recipient gets SAR 29,865.79 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Saudi Arabia with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
£51.201 GBP = 5.0205 SAR
SAR 29,865.79You pay£6,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Xe

Pay via Debit card
Fee £0.00 1 GBP = 4.9570 SAR +2.06% vs mid-market Recipient gets SAR 29,742.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Saudi Arabia with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 4.9570 SAR
SAR 29,742.00You pay£6,000.00

Xe

Pay via Bank transfer
Fee £0.00 1 GBP = 4.9570 SAR +2.06% vs mid-market Recipient gets SAR 29,742.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Saudi Arabia with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 4.9570 SAR
SAR 29,742.00You pay£6,000.00

Xe

Pay via Credit card
Fee £0.00 1 GBP = 4.9570 SAR +2.06% vs mid-market Recipient gets SAR 29,742.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Saudi Arabia with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 4.9570 SAR
SAR 29,742.00You pay£6,000.00

TransferGo

Pay via Bank transfer
Fee £0.00 1 GBP = 4.9418 SAR +2.37% vs mid-market Recipient gets SAR 29,650.92 Next day
Receive to bank account, debit card or cash pickup

Ways to receive money in Saudi Arabia with TransferGo when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext day
Free1 GBP = 4.9418 SAR
SAR 29,650.92You pay£6,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee £4.99 1 GBP = 4.9101 SAR +3.01% vs mid-market Recipient gets SAR 29,460.60 Minutes - 24 hours

Ways to receive money in Saudi Arabia with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
£4.991 GBP = 4.9101 SAR
SAR 29,460.60You pay£6,004.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee £4.99 1 GBP = 4.9101 SAR +3.01% vs mid-market Recipient gets SAR 29,460.60 Minutes - 24 hours

Ways to receive money in Saudi Arabia with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
£4.991 GBP = 4.9101 SAR
SAR 29,460.60You pay£6,004.99
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee £4.99 1 GBP = 4.9101 SAR +3.01% vs mid-market Recipient gets SAR 29,460.60 Minutes - 24 hours

Ways to receive money in Saudi Arabia with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
£4.991 GBP = 4.9101 SAR
SAR 29,460.60You pay£6,004.99

NatWest

Pay via Bank transfer
Fee £0.00 1 GBP = 4.9077 SAR +3.06% vs mid-market Recipient gets SAR 29,446.01
0 reviews

Ways to receive money in Saudi Arabia with NatWest when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit
Free1 GBP = 4.9077 SAR
SAR 29,446.01You pay£6,000.00

Royal Bank of Scotland

Pay via Bank transfer
Fee £0.00 1 GBP = 4.9077 SAR +3.06% vs mid-market Recipient gets SAR 29,446.01
0 reviews

Ways to receive money in Saudi Arabia with Royal Bank of Scotland when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit
Free1 GBP = 4.9077 SAR
SAR 29,446.01You pay£6,000.00

Wise

Pay via Credit card
Fee £191.69 1 GBP = 5.0507 SAR +0.19% vs mid-market Recipient gets SAR 29,335.80 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Saudi Arabia with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:SWIFT
£191.691 GBP = 5.0507 SAR
SAR 29,335.80You pay£6,000.00
How Our Results Work
Mid-market rate: 1 GBP = 5.0601 SAR Updates every 60 minutes.

How to send money from UK to Saudi Arabia

Pick a company

For a one-off GBP transfer to Saudi Arabia, I suggest picking the cheapest option which is Key Currency.

Key Currency was the cheapest on 29 of the 30 days it quoted £6,000 transfers to Saudi Arabia.

On a 6,000 GBP transfer, Key Currency delivers the most SAR.

The best option will change depending on how much you actually send, so I suggest to get the best GBP/SAR rate.

Fund your transfer

You have 3 ways to pay, including bank transfer, debit card, and credit card.

Paying from your bank is usually the fastest, since most companies connect to your banking app via Open Banking.

Anywhere a debit card works, Apple Pay and Google Pay usually do too.

Verify and send

First time round you'll need to confirm your name, date of birth, address and a photo ID.

On a £6,000 transfer the verification is normally instant but can take a couple of hours.

Compare amounts

How much GBP are you sending to Saudi Arabia?

How much GBP you send to Saudi Arabia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Key Currency was the cheapest in 97% of the transfers from £6,000 it quoted, and in 97% of all the transfers it quoted.

Cheapest service
£5000.54%£0.00SAR 2,516.45with bank transfer to bank deposit+SAR 56.49
£1,0000.55%£0.00SAR 5,029.30with bank transfer to bank deposit+SAR 106.60
£2,0000.65%£0.00SAR 10,047.46with bank transfer to bank deposit+SAR 216.20
£6,000This page0.25%£0.00SAR 30,284.93with bank transfer to bank deposit+SAR 533.23
£10,0000.25%£0.00SAR 50,458.58with bank transfer to bank deposit+SAR 865.45
£50,0000.20%£0.00SAR 252,363.31with bank transfer to bank deposit+SAR 3,720.35
£250,0000.15%£0.00SAR 1,262,729.06with bank transfer to bank deposit+SAR 13,237.98

Mid-market rate: 1 GBP = 5.0601 SAR

GBP/SAR Exchange Rate History

Is today a good time to send money from UK to Saudi Arabia?

The cheapest way to send GBP to SAR can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 6,000 GBP transfers to Saudi Arabia.

SAR received for £6,000, after fees

Tue, 10 Nov 2026Mid-market rateSAR 30,360.83 Key Currency SAR 30,284.93 NatWest SAR 29,446.01Key CurrencySAR 30,284.93Regency FXSAR 30,278.85OFXSAR 30,209.02Extra cost of a bankSAR 838.92

28,500
29,000
29,500
30,000
30,500
31,000
At the mid-market rateWith the cheapest optionWith a bankKey CurrencyRegency FXOFX
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.9741 – SAR 29,844.44
Key Currency Cheapest 4.9616 £0.00 SAR 29,769.83 −SAR 74.61
Regency FX 4.9606 £0.00 SAR 29,763.86 −SAR 80.58
OFX 4.9492 £0.00 SAR 29,695.22 −SAR 149.22
NatWest 4.8647 £0.00 SAR 29,187.91 −SAR 656.53
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.9723 – SAR 29,833.86
Key Currency Cheapest 4.9599 £0.00 SAR 29,759.28 −SAR 74.58
Regency FX 4.9589 £0.00 SAR 29,753.31 −SAR 80.55
OFX 4.9474 £0.00 SAR 29,684.69 −SAR 149.17
NatWest 4.8628 £0.00 SAR 29,176.88 −SAR 656.98
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.9226 – SAR 29,535.89
Xe Cheapest 4.9121 £0.00 SAR 29,472.60 −SAR 63.29
Key Currency 4.9103 £0.00 SAR 29,462.05 −SAR 73.84
Regency FX 4.9094 £0.00 SAR 29,456.15 −SAR 79.74
OFX 4.8980 £0.00 SAR 29,388.21 −SAR 147.68
NatWest 4.8244 £0.00 SAR 28,946.13 −SAR 589.76
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.0129 – SAR 30,077.27
Key Currency Cheapest 5.0003 £0.00 SAR 30,002.07 −SAR 75.20
Regency FX 4.9993 £0.00 SAR 29,996.06 −SAR 81.21
OFX 4.9878 £0.00 SAR 29,926.88 −SAR 150.39
NatWest 4.8244 £0.00 SAR 28,946.13 −SAR 1,131.14
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.9984 – SAR 29,990.43
Key Currency Cheapest 4.9859 £0.00 SAR 29,915.45 −SAR 74.98
Regency FX 4.9849 £0.00 SAR 29,909.46 −SAR 80.97
OFX 4.9734 £0.00 SAR 29,840.48 −SAR 149.95
Royal Bank of Scotland 4.8853 £0.00 SAR 29,311.55 −SAR 678.88
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.9900 – SAR 29,939.75
Key Currency Cheapest 4.9775 £0.00 SAR 29,864.90 −SAR 74.85
Regency FX 4.9765 £0.00 SAR 29,858.92 −SAR 80.83
OFX 4.9650 £0.00 SAR 29,790.06 −SAR 149.69
NatWest 4.8912 £0.00 SAR 29,347.17 −SAR 592.58
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.9900 – SAR 29,939.75
Key Currency Cheapest 4.9775 £0.00 SAR 29,864.90 −SAR 74.85
Regency FX 4.9765 £0.00 SAR 29,858.92 −SAR 80.83
OFX 4.9650 £0.00 SAR 29,790.06 −SAR 149.69
NatWest 4.8912 £0.00 SAR 29,347.17 −SAR 592.58
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.0166 – SAR 30,099.38
Key Currency Cheapest 5.0040 £0.00 SAR 30,024.13 −SAR 75.25
Regency FX 5.0030 £0.00 SAR 30,018.11 −SAR 81.27
OFX 4.9915 £0.00 SAR 29,948.88 −SAR 150.50
NatWest 4.8840 £0.00 SAR 29,304.21 −SAR 795.17
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.0237 – SAR 30,141.96
Key Currency Cheapest 5.0111 £0.00 SAR 30,066.61 −SAR 75.35
Regency FX 5.0101 £0.00 SAR 30,060.58 −SAR 81.38
OFX 4.9985 £0.00 SAR 29,991.25 −SAR 150.71
NatWest 4.8840 £0.00 SAR 29,304.21 −SAR 837.75
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.0238 – SAR 30,142.72
Key Currency Cheapest 5.0112 £0.00 SAR 30,067.36 −SAR 75.36
Regency FX 5.0102 £0.00 SAR 30,061.33 −SAR 81.39
OFX 4.9987 £0.00 SAR 29,992.00 −SAR 150.72
NatWest 4.9059 £0.00 SAR 29,435.13 −SAR 707.59
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.0502 – SAR 30,301.34
Key Currency Cheapest 5.0376 £0.00 SAR 30,225.59 −SAR 75.75
Regency FX 5.0366 £0.00 SAR 30,219.53 −SAR 81.81
OFX 5.0250 £0.00 SAR 30,149.84 −SAR 151.50
NatWest 4.9059 £0.00 SAR 29,435.13 −SAR 866.21
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.0220 – SAR 30,132.27
Key Currency Cheapest 5.0095 £0.00 SAR 30,056.94 −SAR 75.33
Regency FX 5.0085 £0.00 SAR 30,050.91 −SAR 81.36
OFX 4.9969 £0.00 SAR 29,981.61 −SAR 150.66
NatWest 4.9084 £0.00 SAR 29,450.16 −SAR 682.11
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.0198 – SAR 30,118.70
Key Currency Cheapest 5.0072 £0.00 SAR 30,043.40 −SAR 75.30
Regency FX 5.0062 £0.00 SAR 30,037.38 −SAR 81.32
OFX 4.9947 £0.00 SAR 29,968.10 −SAR 150.60
NatWest 4.9066 £0.00 SAR 29,439.61 −SAR 679.09
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.0198 – SAR 30,118.70
Key Currency Cheapest 5.0072 £0.00 SAR 30,043.40 −SAR 75.30
Regency FX 5.0062 £0.00 SAR 30,037.38 −SAR 81.32
OFX 4.9947 £0.00 SAR 29,968.10 −SAR 150.60
NatWest 4.9066 £0.00 SAR 29,439.61 −SAR 679.09
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.9984 – SAR 29,990.48
Key Currency Cheapest 4.9859 £0.00 SAR 29,915.51 −SAR 74.97
Regency FX 4.9849 £0.00 SAR 29,909.51 −SAR 80.97
OFX 4.9734 £0.00 SAR 29,840.53 −SAR 149.95
NatWest 4.8948 £0.00 SAR 29,368.59 −SAR 621.89
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.9891 – SAR 29,934.67
Key Currency Cheapest 4.9766 £0.00 SAR 29,859.83 −SAR 74.84
Regency FX 4.9756 £0.00 SAR 29,853.84 −SAR 80.83
OFX 4.9642 £0.00 SAR 29,784.99 −SAR 149.68
NatWest 4.8852 £0.00 SAR 29,311.49 −SAR 623.18
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.9864 – SAR 29,918.15
Key Currency Cheapest 4.9739 £0.00 SAR 29,843.36 −SAR 74.79
Regency FX 4.9729 £0.00 SAR 29,837.37 −SAR 80.78
OFX 4.9614 £0.00 SAR 29,768.56 −SAR 149.59
NatWest 4.8719 £0.00 SAR 29,231.36 −SAR 686.79
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.9952 – SAR 29,971.36
Key Currency Cheapest 4.9827 £0.00 SAR 29,896.43 −SAR 74.93
Regency FX 4.9817 £0.00 SAR 29,890.43 −SAR 80.93
OFX 4.9702 £0.00 SAR 29,821.50 −SAR 149.86
NatWest 4.8844 £0.00 SAR 29,306.58 −SAR 664.78
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.0318 – SAR 30,190.80
Key Currency Cheapest 5.0192 £0.00 SAR 30,115.32 −SAR 75.48
Regency FX 5.0182 £0.00 SAR 30,109.28 −SAR 81.52
OFX 5.0066 £0.00 SAR 30,039.85 −SAR 150.95
NatWest 4.9180 £0.00 SAR 29,507.79 −SAR 683.01
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.0300 – SAR 30,179.74
Key Currency Cheapest 5.0174 £0.00 SAR 30,104.29 −SAR 75.45
Regency FX 5.0164 £0.00 SAR 30,098.26 −SAR 81.48
OFX 5.0048 £0.00 SAR 30,028.84 −SAR 150.90
NatWest 4.9171 £0.00 SAR 29,502.55 −SAR 677.19
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.0298 – SAR 30,178.61
Key Currency Cheapest 5.0172 £0.00 SAR 30,103.17 −SAR 75.44
Regency FX 5.0162 £0.00 SAR 30,097.13 −SAR 81.48
OFX 5.0046 £0.00 SAR 30,027.72 −SAR 150.89
NatWest 4.9171 £0.00 SAR 29,502.55 −SAR 676.06
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.0501 – SAR 30,300.34
Key Currency Cheapest 5.0374 £0.00 SAR 30,224.59 −SAR 75.75
Regency FX 5.0364 £0.00 SAR 30,218.53 −SAR 81.81
OFX 5.0248 £0.00 SAR 30,148.84 −SAR 151.50
NatWest 4.9171 £0.00 SAR 29,502.55 −SAR 797.79
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.0509 – SAR 30,305.23
Key Currency Cheapest 5.0382 £0.00 SAR 30,229.46 −SAR 75.77
Regency FX 5.0372 £0.00 SAR 30,223.40 −SAR 81.83
OFX 5.0256 £0.00 SAR 30,153.70 −SAR 151.53
NatWest 4.9245 £0.00 SAR 29,546.92 −SAR 758.31
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.0730 – SAR 30,438.13
Key Currency Cheapest 5.0603 £0.00 SAR 30,362.04 −SAR 76.09
Regency FX 5.0593 £0.00 SAR 30,355.95 −SAR 82.18
OFX 5.0477 £0.00 SAR 30,285.94 −SAR 152.19
NatWest 4.9245 £0.00 SAR 29,546.92 −SAR 891.21
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.0642 – SAR 30,384.95
Key Currency Cheapest 5.0515 £0.00 SAR 30,308.99 −SAR 75.96
Regency FX 5.0505 £0.00 SAR 30,302.91 −SAR 82.04
OFX 5.0388 £0.00 SAR 30,233.02 −SAR 151.93
NatWest 4.9427 £0.00 SAR 29,656.00 −SAR 728.95
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.0318 – SAR 30,190.84
Key Currency Cheapest 5.0192 £0.00 SAR 30,115.36 −SAR 75.48
Regency FX 5.0182 £0.00 SAR 30,109.32 −SAR 81.52
OFX 5.0066 £0.00 SAR 30,039.88 −SAR 150.96
NatWest 4.9037 £0.00 SAR 29,421.95 −SAR 768.89
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.0151 – SAR 30,090.88
Key Currency Cheapest 5.0026 £0.00 SAR 30,015.65 −SAR 75.23
Regency FX 5.0016 £0.00 SAR 30,009.63 −SAR 81.25
OFX 4.9901 £0.00 SAR 29,940.42 −SAR 150.46
NatWest 4.8878 £0.00 SAR 29,326.63 −SAR 764.25
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.0213 – SAR 30,127.74
Key Currency Cheapest 5.0087 £0.00 SAR 30,052.42 −SAR 75.32
Regency FX 5.0077 £0.00 SAR 30,046.40 −SAR 81.34
OFX 4.9962 £0.00 SAR 29,977.10 −SAR 150.64
NatWest 4.8878 £0.00 SAR 29,326.63 −SAR 801.11
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.0419 – SAR 30,251.51
Key Currency Cheapest 5.0293 £0.00 SAR 30,175.89 −SAR 75.62
Regency FX 5.0283 £0.00 SAR 30,169.83 −SAR 81.68
OFX 5.0167 £0.00 SAR 30,100.26 −SAR 151.25
NatWest 4.9077 £0.00 SAR 29,446.01 −SAR 805.50
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.0601 – SAR 30,360.83
Key Currency Cheapest 5.0475 £0.00 SAR 30,284.93 −SAR 75.90
Regency FX 5.0465 £0.00 SAR 30,278.85 −SAR 81.98
OFX 5.0348 £0.00 SAR 30,209.02 −SAR 151.81
NatWest 4.9077 £0.00 SAR 29,446.01 −SAR 914.82

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send £6,000, after fees, as quoted by each company. The mid-market line shows what £6,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. The bank line is the cheapest bank available on each day.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more SAR per GBP than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of SAR on every transfer from the UK.

Right now, Key Currency pays 30,284.93 SAR on 6,000 GBP, which is 75.90 SAR less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 30,362.04 SAR.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Saudi Arabia.

We've tracked 209 comparisons to check how often today's top companies were the cheapest across 7 amounts over the past month.

  1. Key CurrencyAppeared in 119 comparisons

    Cheapest in 97% of them

  2. Regency FXAppeared in 119 comparisons

    Never the cheapest

  3. OFXAppeared in 206 comparisons

    Cheapest in 21% of them

  4. NatWestAppeared in 149 comparisons

    Never the cheapest

Based on 209 comparisons across 7 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Key Currency is the cheapest and gets you the most SAR, and it was also the cheapest in 97% of the 119 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Saudi Arabia.

Regency FX (today's second cheapest) was the cheapest in only 0% of its comparisons, so it's rarely the cheapest option for transfers to Saudi Arabia.

Ways to send money from the UK to Saudi Arabia

There are many ways to send money to Saudi Arabia from the UK, including app, currency broker, online, multi-currency account, global business account, bank, and in person, and more.

For small & frequent transfers

Money transfer apps

If you send small amounts back home to Saudi Arabia, say weekly or monthly, an app like Wise is the easiest and cheapest way to do it.

It charges £60.49 in fees, has 0.19% markup, lets you save recipient details, and SAR will arrive in minutes.

Over the past month, Wise was the cheapest app on 97% of the days it appeared for £6,000 transfers.

For one off transfers

Online transfers

Sending money online is good for occasional medium sized SAR transfers, around £1,000 - £5,000.

Online companies like Wise often have higher limits and/or first time promos.

Of the 10 companies we compared, Wise is the cheapest online service and will get you SAR29,998.45 on a £6,000 transfer.

In our comparisons over the past month, it was the cheapest online service on 29 of the 30 days it quoted.

For large transfers

Brokers

Currency brokers like Key Currency are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).

You get a dedicated account manager to handle your transfer to Saudi Arabia, and real human support.

Key Currency charges no fees on large transfers, but adds 0.25% markup on top of the current GBP/SAR rate.

The markup gets better the more GBP you send, so we suggest .

Our analysis shows Key Currency was the cheapest broker in 97% of the transfers from £6,000 it quoted.

For spending and receiving

Multi-currency accounts

Multi-currency accounts let you hold and spend Saudi Riyal abroad like a local.

Wise offers the best multi-currency account.

With it, converting £6,000 to SAR will get you SAR29,998.45 after fees.

If you don’t have SAR in your account, your GBP will auto-convert whenever you pay with Wise in Saudi Arabia.

Once you have SAR in the account, there are no extra fees from Wise for spending or holding it (local ATM charges may still apply).

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

For business transfers

Global accounts

Global accounts are for UK businesses making payments overseas.

For suppliers, freelancers, salaries, or invoices in Saudi Arabia, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.

Only if you have to

Banks

Your UK bank is the most expensive way to send money to Saudi Arabia.

On a £6,000 transfer, banks like NatWest will add 3.06% markup, getting you SAR29,446.01 vs SAR30,284.93 with Key Currency.

We found NatWest was the cheapest bank on 29 of the 30 days it appeared for this amount.

Ways to fund GBP and receive SAR in Saudi Arabia

Pay-in and pay-out methods will affect how much GBP you deposit and how much SAR your recipient gets. Use the table below to see how different options change how much you pay and what they get.

Our data shows that Key Currency gets your recipient 838.92 SAR more than NatWest, today's cheapest bank, on the same £6,000.

The overall best and cheapest way to send £6,000 to Saudi Arabia is via Key Currency, using a bank transfer to deposit GBP and bank deposit to receive SAR.

Depositing GBP

You have 3 pay-in options for transfers to Saudi Arabia, including bank transfer, debit card, and credit card.

The cheapest pay-in option is bank transfer.

The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).

The most expensive deposit option is credit card.

Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.

Receiving money in Saudi Arabia

Money can reach Saudi Arabia by bank deposit and cash pickup, and each delivery method comes with its own fees.

The cheapest way to receive money in Saudi Arabia is with bank deposit on average.

Receiving cash

MoneyGram is the cheapest option for cash pickup (getting you SAR29,460.60 on a £6,000 transfer).

Digital wallets

Your recipient can receive SAR directly into a digital wallet (like PayPal or similar) which usually takes a few minutes to arrive.

  1. 1
    Bank transfer Bank deposit

    You pay £6,000.00

    SAR30,285

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay £6,000.00

    SAR29,904

    -SAR381

  3. 3
    Credit card Bank deposit

    You pay £6,000.00

    SAR29,742

    -SAR543

  4. 4
    Bank transfer Cash pickup

    You pay £6,004.99

    SAR29,461

    -SAR824

  5. 5
    Debit card Cash pickup

    You pay £6,004.99

    SAR29,461

    -SAR824

Show moreShow less
  1. 6
    Credit card Cash pickup

    You pay £6,004.99

    SAR29,461

    -SAR824

Consider this when sending GBP to Saudi Arabia

There are a few nuances you should consider before sending GBP to Saudi Arabia such as limits, taxes, and safety.

Compare GBP/SAR transfer options

Right now, these are the best money transfer options for a £6,000 transfer to Saudi Arabia:

Cheapest way to send money to Saudi Arabia

The cheapest way is to use Key Currency, pay in with a bank transfer and withdraw via bank deposit. You will get SAR30,284.93, which is 0.02% more than the next best option.

Fastest way to send money to Saudi Arabia

The fastest way is to use Revolut via bank transfer deposit and bank deposit for pay out. You get SAR29,865.79 and it will arrive in within minutes.

UK transfer limits

There is no legal limit and no tax on sending your own money abroad.

Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).

Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.

And on bigger GBP/SAR transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.

These are anti-money-laundering checks, and they can hold your transfer up, so have the documents ready.

The transfer costs involved

Your cost is the fee plus the exchange-rate margin.

For example, sending £6,000 with Key Currency will get you 30,284.93 SAR, that’s including £0 fee and 0.25% in exchange rate markup.

A bank like NatWest on the other hand, will get you SAR29,446.01, that’s £0 in fees but 3.06% in FX fees.

Taxes on money transfers

There is no UK tax for the act of sending money to Saudi Arabia.

And, regular gifts from your normal income are free of inheritance tax straight away, with no cap and no seven-year wait, as long as you can still cover your usual living costs.

Staying safe when sending abroad

Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.

The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.

Always confirm who you're really sending to before you send, because there's little recourse after.

For more information, check our guide to money transfer regulations in the UK.

How we analyse the market

We track 10 regulated companies offering money transfers from the UK to Saudi Arabia in real time.

We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.

Most GBP/SAR pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.

In the past 30 days alone, we analysed 209 comparisons across 7 amounts.

This page covers the cheapest and fastest options for GBP/SAR transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

More on how we work:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.