How to send money to Saudi Arabia from UK with the best GBP-SAR rate

We’ve compared 9 companies, and found Key Currency to be the cheapest, while Regency FX the fastest.

Sending £6,000 gets you ﷼30,871.95 with Key Currency at 5.1453 rupees per pound, about 0.02% more than the next best option.

Best companies for GBP/SAR transfers

9 of 9 providers

Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze GBP/SAR exchange rates from our comparisons.

Based on 6,000 GBP transfer

Best companies for GBP/SAR transfers

All money transfer offers for GBP/SAR transfers, sorted by most SAR received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
Promoted
Wise

Wise

Pay via Bank transfer
Fee £59.86 1 GBP = 5.0848 SAR +1.43% vs mid-market Recipient gets SAR 30,204.60 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Saudi Arabia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
£59.861 GBP = 5.0848 SAR
SAR 30,204.60You pay£6,000.00
Promoted
Xe

Xe

Pay via Debit card
Fee £0.00 1 GBP = 5.0109 SAR +2.90% vs mid-market Recipient gets SAR 30,065.40 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Saudi Arabia with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 5.0109 SAR
SAR 30,065.40You pay£6,000.00

Run a live search

Showing top United Kingdom to Saudi Arabia deals for 6,000 GBP. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer
Key Currency

Key Currency

Pay via Bank transfer
Fee £0.00 1 GBP = 5.1453 SAR +0.25% vs mid-market Recipient gets SAR 30,871.95 Minutes - 3 days
CheapestUsing Bank transfer with Key Currency is the cheapest way to send money to Saudi Arabia from United Kingdom.
Personal account managerReceive to bank account

Ways to receive money in Saudi Arabia with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 GBP = 5.1453 SAR
SAR 30,871.95You pay£6,000.00
Exclusive: First Transfer Deal
Regency FX

Regency FX

Pay via Bank transfer
Fee £0.00 1 GBP = 5.1443 SAR +0.27% vs mid-market Recipient gets SAR 30,865.76 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Saudi Arabia with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 5.1443 SAR
SAR 30,865.76You pay£6,000.00
OFX

OFX

Pay via Bank transfer
Fee £0.00 1 GBP = 5.1324 SAR +0.50% vs mid-market Recipient gets SAR 30,794.57 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Saudi Arabia with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 5.1324 SAR
SAR 30,794.57You pay£6,000.00
Wise

Wise

Pay via Bank transfer
Fee £59.86 1 GBP = 5.0848 SAR +1.43% vs mid-market Recipient gets SAR 30,204.60 Within a week
RecommendedBased on our editorial reviews, Wise is our recommended way to send money from United Kingdom to Saudi Arabia.
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Saudi Arabia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
£59.861 GBP = 5.0848 SAR
SAR 30,204.60You pay£6,000.00
Wise

Wise

Pay via Debit card
Fee £78.63 1 GBP = 5.0848 SAR +1.43% vs mid-market Recipient gets SAR 30,109.16 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Saudi Arabia with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
£78.631 GBP = 5.0848 SAR
SAR 30,109.16You pay£6,000.00
Xe

Xe

Pay via Debit card
Fee £0.00 1 GBP = 5.0109 SAR +2.90% vs mid-market Recipient gets SAR 30,065.40 Minutes - 24 hours
FastestXe with Debit card deposit is the fastest way to send GBP to Saudi Arabia.
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Saudi Arabia with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 5.0109 SAR
SAR 30,065.40You pay£6,000.00
Xe

Xe

Pay via Bank transfer
Fee £0.00 1 GBP = 5.0109 SAR +2.90% vs mid-market Recipient gets SAR 30,065.40 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Saudi Arabia with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 5.0109 SAR
SAR 30,065.40You pay£6,000.00
Xe

Xe

Pay via Credit card
Fee £0.00 1 GBP = 5.0109 SAR +2.90% vs mid-market Recipient gets SAR 30,065.40 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Saudi Arabia with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 5.0109 SAR
SAR 30,065.40You pay£6,000.00
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Bank transfer
Fee £59.00 1 GBP = 5.0547 SAR +2.03% vs mid-market Recipient gets SAR 30,029.99 Next day
Multi-currency cardReceive to bank account

Ways to receive money in Saudi Arabia with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext day
£59.001 GBP = 5.0547 SAR
SAR 30,029.99You pay£6,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

NatWest

NatWest

Pay via Bank transfer
Fee £0.00 1 GBP = 4.9659 SAR +3.80% vs mid-market Recipient gets SAR 29,795.40
0 reviews

Ways to receive money in Saudi Arabia with NatWest when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit
Free1 GBP = 4.9659 SAR
SAR 29,795.40You pay£6,000.00
Royal Bank of Scotland

Royal Bank of Scotland

Pay via Bank transfer
Fee £0.00 1 GBP = 4.9659 SAR +3.80% vs mid-market Recipient gets SAR 29,795.40
0 reviews

Ways to receive money in Saudi Arabia with Royal Bank of Scotland when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit
Free1 GBP = 4.9659 SAR
SAR 29,795.40You pay£6,000.00
$0 fee on first online transfers
MoneyGram

MoneyGram

Pay via Debit card
Fee £4.99 1 GBP = 4.9402 SAR +4.32% vs mid-market Recipient gets SAR 29,641.20 Minutes - 24 hours

Ways to receive money in Saudi Arabia with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
£4.991 GBP = 4.9402 SAR
SAR 29,641.20You pay£6,004.99
$0 fee on first online transfers
MoneyGram

MoneyGram

Pay via Credit card
Fee £4.99 1 GBP = 4.9402 SAR +4.32% vs mid-market Recipient gets SAR 29,641.20 Minutes - 24 hours

Ways to receive money in Saudi Arabia with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
£4.991 GBP = 4.9402 SAR
SAR 29,641.20You pay£6,004.99
$0 fee on first online transfers
MoneyGram

MoneyGram

Pay via Bank transfer
Fee £4.99 1 GBP = 4.9402 SAR +4.32% vs mid-market Recipient gets SAR 29,641.20 Minutes - 24 hours

Ways to receive money in Saudi Arabia with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
£4.991 GBP = 4.9402 SAR
SAR 29,641.20You pay£6,004.99
Wise

Wise

Pay via Credit card
Fee £191.12 1 GBP = 5.0848 SAR +1.43% vs mid-market Recipient gets SAR 29,537.17 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Saudi Arabia with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
£191.121 GBP = 5.0848 SAR
SAR 29,537.17You pay£6,000.00
How Our Results Work
Mid-market rate: 1 GBP = 5.158220 SAR Updates every 60 minutes.

How to send money from UK to Saudi Arabia

Pick a company

For a one-off transfer to Saudi Arabia, I suggest picking the cheapest option which is Key Currency.

On a 6,000 GBP transfer, Key Currency delivers the most SAR.

The best option will change depending on how much you actually send, so I suggest to get the best GBP/SAR rate.

Fund your transfer

You have 3 ways to pay, including bank transfer, debit card, and credit card.

Paying from your bank is usually both cheapest and quickest, since most companies connect straight into your banking app via Open Banking.

Anywhere a debit card works, Apple Pay and Google Pay usually do too.

Verify and send

First time round you'll need to confirm your name, date of birth, address and a photo ID.

On £6,000 transfer it's normally instant but can take a couple hours.

Ways to send money from the UK to Saudi Arabia

There are many ways to send money to Saudi Arabia from the UK, including broker, app, online, multi-currency account, global account, bank, and in person, and more.

For small & frequent transfers

Money transfer apps

If you send small amounts back home to Saudi Arabia, say weekly or monthly, an app like Wise is the easiest and cheapest way to do it.

It charges £59.86 in fees, has 1.43% markup, lets you save recipient details, and SAR will arrive in minutes.

For one off transfers

Online transfers

Sending money online is good for occasional medium sized SAR transfers, around £1,000 - £5,000.

Online companies like Wise often have higher limits and/or first time promos.

Of 1 online services, Wise is the cheapest and will get you ﷼30,204.6 on £6,000 transfer.

For large transfers

Brokers

Currency brokers like Key Currency are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).

You get a dedicated account manager to handle your transfer to Saudi Arabia, and 24/7 support.

Key Currency charges no fees on large transfers, but adds 0.25% markup on top of the current GBP/SAR rate.

The markup gets better the more GBP you send, so we suggest .

For fast money transfers

Cash transfer

Sending cash is the fastest way to send money from the UK to Saudi Arabia, but is usually a bit more more expensive.

You will need to deposit £6,000 online via MoneyGram, and your recipient in Saudi Arabia will be able to collect ﷼29,641.2 in minutes.

For spending and receiving

Multi-currency accounts

Multi-currency accounts let you hold and spend Saudi Riyal abroad like a local.

Wise offers the best multi-currency account.

With it, converting £6,000 to SAR will get you ﷼30,204.6 after fees.

If you don’t have SAR in your account, your GBP will auto-convert whenever you pay with Wise in Saudi Arabia.

Once you have SAR in the account, there are no extra fees from Wise for spending or holding it (local ATM charges may still apply).

For business transfers

Global accounts

Global accounts are for UK businesses making payments overseas.

For suppliers, freelancers, salaries, or invoices in Saudi Arabia, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.

Only if you have to

Banks

Your UK bank is the most expensive way to send money to Saudi Arabia.

On a £6,000 transfer, banks like NatWest will add 3.8% markup, getting you ﷼29,795.4 vs ﷼30,871.95 with Key Currency.

Ways to fund GBP and receive SAR in Saudi Arabia

Pay-in and pay-out methods will affect how much GBP you deposit and how much SAR your recipient gets. Use the table below to see how different options change how much you pay and what they get.

The overall best and cheapest way to send £6,000 to Saudi Arabia is via Key Currency, using a bank transfer to deposit GBP and bank deposit to receive SAR.

Depositing GBP

You have 3 pay-in options for transfers to Saudi Arabia, including bank transfer, debit card, and credit card.

The cheapest pay-in option is bank transfer.

The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).

The most expensive deposit option is credit card.

Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.

Receiving money in Saudi Arabia

Money can reach Saudi Arabia by bank deposit and cash pickup, and each delivery method comes with its own fees.

The cheapest way to receive money in Saudi Arabia is with bank deposit on average.

Receiving cash

MoneyGram is the cheapest option for cash pickup ( getting you ﷼29,641.2 on £6,000 transfer).

Digital wallets

Your recipient can receive SAR directly into a digital wallet (like PayPal) which usually takes a few minutes to arrive.

  1. 1
    Bank transfer Bank deposit

    You pay £6,000.00

    ﷼30,872

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay £6,000.00

    ﷼30,109

    -﷼763

  3. 3
    Credit card Bank deposit

    You pay £6,000.00

    ﷼30,065

    -﷼807

  4. 4
    Bank transfer Cash pickup

    You pay £6,004.99

    ﷼29,641

    -﷼1,231

  5. 5
    Debit card Cash pickup

    You pay £6,004.99

    ﷼29,641

    -﷼1,231

Show moreShow less
  1. 6
    Credit card Cash pickup

    You pay £6,004.99

    ﷼29,641

    -﷼1,231

Consider this when sending GBP to Saudi Arabia

There are a few nuances you should consider before sending GBP to Saudi Arabia such as limits, taxes, and safety.

Compare GBP/SAR transfer options

Right now, these are the best money transfer options for £6,000 transfer to Saudi Arabia:

Cheapest way to send money to Saudi Arabia

The cheapest way is to use Key Currency, pay in with a bank transfer and withdraw via bank deposit. You will get ﷼30,871.95, which is 0.02% more than the next best option.

Fastest way to send money to Saudi Arabia

The fastest way is to use Regency FX via bank transfer deposit and bank deposit for pay out. You get ﷼30,865.76 and it will arrive in minutes - 24 hours.

UK transfer limits

There is no legal limit and no tax on sending your own money abroad.

Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).

Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.

And on bigger GBP/SAR transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.

That's anti-money-laundering checks, but it holds transfers up, so be prepared.

The transfer costs involved

Your cost is the fee plus the exchange-rate margin.

For example, sending ﷼30,871.95 with Key Currency will get you 30,871.95 SAR, that’s including £0 fee and 0.25% in exchange rate markup.

A bank like NatWest on the other hand, will get you ﷼29,795.4, that’s £0 in fees but 3.8% in FX fees.

Taxes on money transfers

There is no UK tax for the act of sending money to Saudi Arabia.

And, regular gifts out of your normal income are free of inheritance tax straight away, no cap and no seven-year wait.

Staying safe when sending abroad

Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.

The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.

Always confirm who you're really sending to before you send, because there's little recourse after.

For more information, check our guide to money transfer regulations in the UK.

Live GBP-SAR Exchange Rate

Finding the best exchange rate for GBP to SAR

The exchange rate you secure impacts how much SAR you get for your GBP, so waiting a day or two can get you more Saudi Riyal.

Mid-market rate:1 GBP = 5.152697 SAR

How we analyse the market

We track 9 regulated companies offering money transfers from the UK to Saudi Arabia in real time.

We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.

Most GBP/SAR pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.

More on how we work:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.