Best companies for QAR/PHP transfers
2 of 2 providers Last updated on 10 November 2026
Based on 50,000 QAR transfer Best companies for QAR/PHP transfers Sort Cheapest
Promoted Xe Pay via Bank transfer	Fee QAR 0.00 1 QAR = 16.9778 PHP +1.63% vs mid-market	Recipient gets ₱848,890.00 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Philippines with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 QAR = 16.9778 PHP ₱848,890.00You payQAR 50,000.00
Promoted Regency FX Pay via Bank transfer	Fee QAR 0.00 1 QAR = 17.2107 PHP +0.27% vs mid-market	Recipient gets ₱860,534.12 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Philippines with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 QAR = 17.2107 PHP ₱860,534.12You payQAR 50,000.00
Run a live search Showing top Qatar to Philippines deals for 50,000 QAR. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live QAR to PHP rates.
Run a live search These companies offer multi-currency accounts for spending PHP. We suggest doing a live search based on how much QAR you're planning to spend in Philippines.
Run a live search These are managed services with real human support for large QAR transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee QAR 0.00 1 QAR = 17.2107 PHP +0.27% vs mid-market	Recipient gets ₱860,534.12 Minutes - 24 hours
9 reviews Cheapest Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Philippines with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 QAR = 17.2107 PHP ₱860,534.12You payQAR 50,000.00
Xe Pay via Bank transfer	Fee QAR 0.00 1 QAR = 16.9778 PHP +1.63% vs mid-market	Recipient gets ₱848,890.00 Minutes - 24 hours
4 reviews FastestOur top pick Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Philippines with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 QAR = 16.9778 PHP ₱848,890.00You payQAR 50,000.00
How Our Results Work Mid-market rate: 1 QAR = 17.2573 PHP Updates every 60 minutes.

Why compare

QAR/PHP exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Qatar to Philippines

Pick a company

I suggest starting with Regency FX which is the cheapest option for sending QAR50,000.

Regency FX was the cheapest on 29 of the 29 days it quoted QAR50,000 transfers to the Philippines.

Fund your transfer

You have 1 options to pay: bank transfer.

In most cases Himyan will work for deposits, but it's worth double checking with the transfer company.

Verify and send

You'll need your QID to register and to send.

Once you're set up, sending again to the same person takes under a minute, which is the point of registering properly the first time.

QAR/PHP Exchange Rate History

Is today a good time to send money from Qatar to Philippines?

The cheapest way to send QAR to PHP can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 50,000 QAR transfers to the Philippines.

Each line shows what the recipient gets when you send QAR 50,000, after fees, as quoted by each company. The mid-market line shows what QAR 50,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more PHP per QAR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of PHP on every transfer from Qatar.

Right now, Regency FX pays 860,534.12 PHP on 50,000 QAR, which is 2,329.73 PHP less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 877,055.44 PHP.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to the Philippines.

We've tracked 30 comparisons to check how often today's top companies were the cheapest across 1 amounts over the past month.

Regency FXAppeared in 29 comparisons
Cheapest every time
XeAppeared in 29 comparisons
Never the cheapest

Based on 30 comparisons across 1 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest and gets you the most PHP, and it was also the cheapest in 100% of the 29 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to the Philippines.

Xe (today's second cheapest) was the cheapest in only 0% of its comparisons, so it's rarely the cheapest option for transfers to the Philippines.

Ways to send money from Qatar to Philippines

There are 3 ways to send money from Qatar to the Philippines across 2 companies, mostly through currency broker, online, and app.

Simplest way to send QAR

Digital wallets & apps

Money transfer apps and wallets are best for small and frequent transfers from Qatar to the Philippines.

It's good for things like monthly payments home, family support, bill payments from abroad, etc.

Xe is the cheapest money transfer app for QAR/PHP transfers.

Sending QAR 50,000 will get you 848,890 PHP in minutes - 24 hours.

That’s including 0 QAR fee and 1.63% markup.

Over the past month, Xe was the cheapest app on 100% of the days it appeared for QAR50,000 transfers.

Wallets like Ooredoo Money aggregate rates from several exchange houses, but it’s not always the cheapest.

For one-off transfers from Qatar

Online transfers

Sending online from Qatar is different from most countries, because many of the big global services simply don't work here.

From the available options, Xe is the cheapest one.

For example, sending QAR 50,000 will get you 848,890 PHP with a QAR 0 fee and 1.63% markup.

In our comparisons over the past month, it was the cheapest online service on 29 of the 29 days it quoted.

However, it’s worth comparing rates to Ooredoo Money to see who offers more PHP.

Holding, spending, and travelling

US Dollar accounts

Alternatively to other options, you can open a US Dollar account.

Since QAR is pegged to USD, it costs almost nothing to convert, and it’s easier to send USD to the Philippines.

This is especially useful if you're from another country staying in Qatar (as residency plays a big role when signing up to money transfer companies and apps).

For large QAR transfers abroad

Currency brokers

Currency brokers have dedicated account managers to handle your transfer end to end.

This makes it the best option for large QAR transfers. For example, investing abroad, buying property, paying education fees, etc.

For example, Regency FX adds 0.27% markup with no fees.

Our analysis shows Regency FX was the cheapest broker in 100% of all the transfers it quoted.

Ways to fund QAR and receive PHP in Philippines

With Regency FX, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending QAR 50,000 gives your recipient 860,534.12 PHP.

You can pay in QAR using bank transfer.

In the Philippines, the recipient can receive PHP through bank deposit.

1

Bank transfer Bank deposit

You pay QAR50,000.00

₱860,534

Cheapest

Things to consider when sending money from Qatar to Philippines

Qatar's exchange houses handle most personal transfers, while your QID and the provider's own salary-based limits can decide how much you can send online.

Compare QAR/PHP transfer options

For a QAR 50,000 transfer to the Philippines, I would suggest starting with these:

Cheapest way to send money to the Philippines

Regency FX is the cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 860,534.12 PHP, which is 1.35% more than the next best option.

Fastest way to send money to the Philippines

Regency FX delivers 860,534.12 PHP in minutes - 24 hours when you pay by bank transfer and withdraw with bank deposit.

Keep your QID current

Your QID is used to open and verify bank, money transfer apps, wallets, and exchange-house accounts.

A company can pause a transfer or restrict the account when the identity record is expired or does not match.

If you are leaving Qatar, arrange the transfer of savings and end-of-service pay while your QID and bank access are still active.

Large or unusual payments may need a salary certificate, bank statement or end-of-service document.

Online and wallet limits often follow the provider's risk checks and the income recorded on your account.

Keep the receipt until the money arrives

Check the recipient's account name and bank details in the Philippines before paying.

If the transfer is held, contact the company first and ask for a trace rather than sending it again.

Unresolved complaints about a QCB-regulated financial institution can be taken to the QCB Customer Protection Department.

How we analyse the market

Every exchange house and company here is licensed by the Qatar Central Bank.

We track 2 of them on QAR to the Philippines in real time on live comparisons. Since the riyal is fixed to the dollar, we compare on what arrives in PHP rather than on the fee.

In the past 30 days alone, we analysed 30 comparisons across 1 amounts.

This page covers the cheapest and fastest options for QAR/PHP transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review first.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Qatar

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Send money to Philippines

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Mon, Oct 12, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	17.1765	–	₱858,825.85
Regency FX Cheapest	17.1301	QAR 0.00	₱856,507.02	−₱2,318.83
Xe	16.8972	QAR 0.00	₱844,860.00	−₱13,965.85

Tue, Oct 13, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	17.1353	–	₱856,764.55
Regency FX Cheapest	17.0890	QAR 0.00	₱854,451.29	−₱2,313.26
Xe	16.9376	QAR 0.00	₱846,880.00	−₱9,884.55

Wed, Oct 14, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	17.2987	–	₱864,933.85
Regency FX Cheapest	17.2520	QAR 0.00	₱862,598.53	−₱2,335.32
Xe	16.9753	QAR 0.00	₱848,765.00	−₱16,168.85

Thu, Oct 15, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	17.3057	–	₱865,282.60
Regency FX Cheapest	17.2589	QAR 0.00	₱862,946.34	−₱2,336.26
Xe	17.0035	QAR 0.00	₱850,175.00	−₱15,107.60

Fri, Oct 16, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	17.2793	–	₱863,964.95
Regency FX Cheapest	17.2326	QAR 0.00	₱861,632.24	−₱2,332.71
Xe	16.9840	QAR 0.00	₱849,200.00	−₱14,764.95

Sat, Oct 17, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	17.2059	–	₱860,295.45
Regency FX Cheapest	17.1595	QAR 0.00	₱857,972.65	−₱2,322.80
Xe	16.7950	QAR 0.00	₱839,750.00	−₱20,545.45

Mon, Oct 19, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	17.1964	–	₱859,817.60
Regency FX Cheapest	17.1499	QAR 0.00	₱857,496.09	−₱2,321.51
Xe	16.9942	QAR 0.00	₱849,710.00	−₱10,107.60

Tue, Oct 20, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	17.3197	–	₱865,985.35
Regency FX Cheapest	17.2729	QAR 0.00	₱863,647.19	−₱2,338.16
Xe	17.0308	QAR 0.00	₱851,540.00	−₱14,445.35

Wed, Oct 21, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	17.5001	–	₱875,005.50
Regency FX Cheapest	17.4529	QAR 0.00	₱872,642.99	−₱2,362.51
Xe	17.1220	QAR 0.00	₱856,100.00	−₱18,905.50

Thu, Oct 22, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	17.4093	–	₱870,465.05
Regency FX Cheapest	17.3623	QAR 0.00	₱868,114.79	−₱2,350.26
Xe	17.1089	QAR 0.00	₱855,445.00	−₱15,020.05

Fri, Oct 23, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	17.4125	–	₱870,623.05
Regency FX Cheapest	17.3654	QAR 0.00	₱868,272.37	−₱2,350.68
Xe	17.1519	QAR 0.00	₱857,595.00	−₱13,028.05

Sat, Oct 24, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	17.4650	–	₱873,247.60
Regency FX Cheapest	17.4178	QAR 0.00	₱870,889.83	−₱2,357.77
Xe	16.9498	QAR 0.00	₱847,490.00	−₱25,757.60

Mon, Oct 26, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	17.5886	–	₱879,429.90
Regency FX Cheapest	17.5411	QAR 0.00	₱877,055.44	−₱2,374.46
Xe	17.2391	QAR 0.00	₱861,955.00	−₱17,474.90

Tue, Oct 27, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	17.5073	–	₱875,366.75
Regency FX Cheapest	17.4601	QAR 0.00	₱873,003.26	−₱2,363.49
Xe	17.3243	QAR 0.00	₱866,215.00	−₱9,151.75

Wed, Oct 28, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	17.5239	–	₱876,193.55
Regency FX Cheapest	17.4766	QAR 0.00	₱873,827.83	−₱2,365.72
Xe	17.2403	QAR 0.00	₱862,015.00	−₱14,178.55

Thu, Oct 29, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	17.5302	–	₱876,512.30
Regency FX Cheapest	17.4829	QAR 0.00	₱874,145.72	−₱2,366.58
Xe	17.1886	QAR 0.00	₱859,430.00	−₱17,082.30

Fri, Oct 30, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	17.4746	–	₱873,728.30
Regency FX Cheapest	17.4274	QAR 0.00	₱871,369.23	−₱2,359.07
Xe	17.1611	QAR 0.00	₱858,055.00	−₱15,673.30

Sat, Oct 31, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	17.5137	–	₱875,683.90
Regency FX Cheapest	17.4664	QAR 0.00	₱873,319.55	−₱2,364.35
Xe	16.9716	QAR 0.00	₱848,580.00	−₱27,103.90

Mon, Nov 2, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	17.3980	–	₱869,902.05
Regency FX Cheapest	17.3511	QAR 0.00	₱867,553.31	−₱2,348.74
Xe	17.1383	QAR 0.00	₱856,915.00	−₱12,987.05

Tue, Nov 3, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	17.3648	–	₱868,241.60
Regency FX Cheapest	17.3179	QAR 0.00	₱865,897.35	−₱2,344.25
Xe	17.1386	QAR 0.00	₱856,930.00	−₱11,311.60

Wed, Nov 4, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	17.5271	–	₱876,357.15
Regency FX Cheapest	17.4798	QAR 0.00	₱873,990.99	−₱2,366.16
Xe	17.1434	QAR 0.00	₱857,170.00	−₱19,187.15

Thu, Nov 5, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	17.2397	–	₱861,986.25
Regency FX Cheapest	17.1932	QAR 0.00	₱859,658.89	−₱2,327.36
Xe	16.9489	QAR 0.00	₱847,445.00	−₱14,541.25

Fri, Nov 6, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	17.2184	–	₱860,920.20
Regency FX Cheapest	17.1719	QAR 0.00	₱858,595.72	−₱2,324.48
Xe	16.9726	QAR 0.00	₱848,630.00	−₱12,290.20

Sun, Nov 8, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	17.2295	–	₱861,473.70
Regency FX Cheapest	17.1830	QAR 0.00	₱859,147.72	−₱2,325.98
Xe	16.8731	QAR 0.00	₱843,655.00	−₱17,818.70

Mon, Nov 9, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	17.2860	–	₱864,298.70
Regency FX Cheapest	17.2393	QAR 0.00	₱861,965.09	−₱2,333.61
Xe	17.1271	QAR 0.00	₱856,355.00	−₱7,943.70

How to send money to the Philippines from Qatar with the best QAR-PHP rate

Best companies for QAR/PHP transfers