How to send money to Hong Kong from Japan with the best JPY-HKD rate

Find money transfer deals for sending money from Japan to Hong Kong. Compare the cheapest, fastest, and most reliable providers with the best JPY to HKD exchange rates.

Read on for the best deals, expert information, and easiest ways to send money to Hong Kong from Japan.

Transferring the other way? Send HKD from Hong Kong to Japan instead.
March 30th, 2026
1,000,000 JPY
HKD
Last updated: Today
Results below are based on a 1000000 JPY search
Live mid-market rate*: 1 JPY = 0.049056 HKD
Promoted
Wise
Recipient gets (HKD)
$48,691.28
Full transfer details
Visit Wise
$1,107 better than a typical bank*

"Over 15 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Promoted
Xe
Recipient gets (HKD)
$48,420.00
Full transfer details
Visit Xe
$836 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Sort by:
10 of 10 providers
Exclusive: First Transfer Deal
1
Regency FX
Recipient gets (HKD)
$48,923.55
Full transfer details
Visit Regency FX
$1,339 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
2
TorFx
Recipient gets (HKD)
$48,908.83
Full transfer details
Visit TorFx
$1,325 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
3
OFX
Recipient gets (HKD)
$48,810.72
Full transfer details
Visit OFX
$1,226 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
Pricing based on Revolut Standard plan
4
Revolut
Recipient gets (HKD)
$48,769.77
Full transfer details
Visit Revolut
$1,185 better than a typical bank*

"Revolut has 70+ million customers globally. You can hold up to 25+ currencies in the app and send money quickly in 25+ currencies to 140+ countries."

Personal account manager
Multi-currency card
Receive to bank account

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

5
Wise
Recipient gets (HKD)
$48,691.28
Full transfer details
Visit Wise
$1,107 better than a typical bank*

"Over 15 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
6
Xe
Recipient gets (HKD)
$48,420.00
Full transfer details
Visit Xe
$836 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
7
Currencies Direct
Recipient gets (HKD)
$48,270.00
Full transfer details
Visit Currencies Direct
$686 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Click here to see other options
Panda Remit
Recipient gets (HKD)
$48,908.64
Lumon
Recipient gets (HKD)
$48,565.44
Moneycorp
Recipient gets (HKD)
$48,369.22
Promoted
Wise
Recipient gets (HKD)
$48,691.28
Full transfer details
Visit Wise
$1,107 better than a typical bank*

"Over 15 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Promoted
Xe
Recipient gets (HKD)
$48,420.00
Full transfer details
Visit Xe
$836 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

Overall best way: Wise

Wise is our recommended company for transferring Yen to Hong Kong.

We tested & reviewed 10 transfer providers, and Wise scored highly.

Sending 1,000,000 JPY to HKD will cost you ÂĄ7451 in fees, and you will receive 48,691.28 HKD. The delivery time is within an hour, but it depends on the day you make the transfer.

So for a great mix of cost, speed & features, make your Japan to Hong Kong transfer using Wise.

Wise is the top rated company for sending money from Japan (JPY) to Hong Kong (HKD) - Wise Screenshot

How to send money from Japan to Hong Kong

Always compare rates

Don't pay more than you have to. Use our live comparison tool to make sure you get the best rates on converting into Hong Kong Dollar from Japan.

Always compare rates

Choose a provider

Select the provider offering the best way to send to Hong Kong based on your needs.

Choose a provider

Click, sign up & send

Follow the steps & make your transfer. Your Hong Kong Dollar will soon be on their way to Hong Kong.

Click, sign up & send

Summary of recent searches

Top rated for transfers from Japan to Hong Kong
Wise
Total number of JP - HK providers
10
Average cheapest fees & rate
Regency FX
Average fastest transfer
Revolut
Average transfer time
Next day
Best for bank transfers
Regency FX

Considerations to make when sending money from Japan to Hong Kong

Comparing the different providers offering services between Japan and Hong Kong, is the best way to send money with confidence.

The 10 providers we've compared ensures you will get the best options for your transfer to Hong Kong from Japan. By taking the time to compare you can save yourself in the region of 3% of the total transfer amount.

Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring Yen to Hong Kong.

Cheapest way to transfer money to Hong Kong from Japan: Regency FX

Regency FX offers a combination of the lowest fees and best exchange rates - making it the cheapest transfer service for sending Yen to Hong Kong.

Of the 10 providers compared, data shows that Regency FX is 0.03% cheaper than the second-best option.

The is cost is made up of an average JPY-HKD exchange rate that is 0.27% different to the mid-market rate and an average fee of 0* JPY.

If you want to secure the best rates on a JPY to Hong Kong transfer, Regency FX will result in the most Hong Kong Dollar received.

Regency FX is the cheapest way to send money from Japan (JPY) to Hong Kong (HKD) - Regency FX Screenshot

Fastest way to send money to Hong Kong from Japan: Revolut.

Of the 10 companies offering Japan to Hong Kong, Revolut is the quickest.

If you send ÂĄ1,000,000 with Revolut to Hong Kong, the transfer time is within minutes. This is currently the fastest option, but can vary depending on how much JPY you send to Hong Kong.

Sending money from Japan to Hong Kong through Revolut has a fee of 3500 JPY.

To find the fastest company, we compared 10 money transfer providers for the overall speed of sending money from Japan to Hong Kong. This was made up of depositing Yen to a money transfer account and transfer times to Hong Kong.

When looking for the fastest money transfer, Revolut is our best choice for sending into Hong Kong from Japan.

Revolut is the fastest way to send money from Japan (JPY) to Hong Kong (HKD) - Revolut Screenshot 1
Revolut is the fastest way to send money from Japan (JPY) to Hong Kong (HKD) - Revolut Screenshot 2
Revolut is the fastest way to send money from Japan (JPY) to Hong Kong (HKD) - Revolut Screenshot 3

The best apps to send JPY to Hong Kong from Japan

Most money transfer companies have apps you can use to send money abroad.

We've compared and analyzed over 10 apps & companies for JPY/HKD transfers and these are the best apps we found. All these apps are available on iOS and Android for free.

App

Rating

Mobile wallet

Currencies Direct App

iOS: 4.8 / 4.4K reviews

Android: 4.7 / 2.09K reviews

Yes (21 currencies)

OFX App

iOS: 4.8 / 2.6K reviews

Android: 4.4 / 4.19K reviews

Yes (30+ currencies)

TorFx App

iOS: 4.7 / 106 reviews

Android: 4.8 / 835 reviews

No

Wise App

iOS: 4.8 / 158K reviews

Android: 4.8 / 1.52M reviews

Yes (40+ currencies)

Xe App

iOS: 4.8 / 108.4K reviews

Android: 4.8 / 346K reviews

No

Revolut

iOS: 4.9 / 936K reviews

Android: 4.8 / 3.64M reviews

Yes (39 currencies)

Need to make a large transfer?

For big transfers between Japan and Hong Kong, competitive pricing & strong customer service are key.

Wise is the best option for large transfers of the
10 providers compared.

While Wise may not always be the cheapest or fastest way to send JPY from Japan to Hong Kong, it's a great provider for larger transfers for things like buying or selling property.

Understanding the costs involved when transferring money from Japan to Hong Kong

When calculating the costs of money transfers between Japan and Hong Kong, opt for the best combination of fees and exchange rates:

The Mid-Market and Exchange Rates: Today, the JPY-HKD mid-market rate equals 0.0491 HKD per Yen.

  • For reference, the JPY-HKD average mid-market rate for the past 7 days has been 0.049 HKD per Yen, with a high of 0.0492 and a low of 0.0488.

  • The company offering the best exchange rate is Wise.

  • Often the JPY-HKD exchange rate you receive is the bigger factor than how much it costs to send Yens to Hong Kong.

Fees: Fees are charged on top of a transfer. The company offering the lowest fee is Regency FX, cahrging 0 JPY per transfer. We would recommend searching for your exact send amount to get an idea of fees.

Amount Received: The amount received in Hong Kong Dollar is the biggest indicator the total cost of sending money from Japan to Hong Kong. Essentially, the more the recipient receives in Hong Kong, the less it is costing to send from Japan.

The best exchange rate for Yen to Hong Kong Dollar transfers

When sending money between JPY and HKD getting a good deal on an exchange rate is essential. The exchange rate you secure impacts how much HKD you get for your JPY.

Mid-market Rate
1 
JPY
=
0.049097 
HKD

Here's how the mid-market rate has performed recently, which will impact the overall cost of the exchange rate.

  • In the past week, the mid-market rate from JPY to HKD has been 0.049.

  • During this period, there was a high of 0.0492, and 0.0488 being the lowest point.

  • Wise, which is our recommended service to send money online from Japan to Hong Kong offers an exchange rate with a -0.09% markup against the mid-market rate.

Want to secure the best JPY-Hong Kong Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Japan to Hong Kong!

Payment methods available to fund your Japan to
Hong Kong transfer

Bank transfers

Bank transfers are often the better option for money transfers from Japan to Hong Kong.

Sending money via a bank transfer with a company such as Regency FX for transfers from Japan to Hong Kong allows you to benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


On average, Regency FX is the best provider for bank transfers of the 10 we tested when sending JPY to Hong Kong.

With a fee of JPY0 to send money from Japan to Hong Kong, Regency FX offers a great combination of competitive exchange rates and lower fees.


Debit and prepaid cards

Sending money from Japan to Hong Kong with a prepaid or a debit card is very simple with .


is a leader in card payments for transfers from Japan to Hong Kong, competing among a total of 10 active money transfer companies on this route.

Credit cards

We recommend avoiding credit card deposits as it usually means taking a cash advance and using it for the deposit. Instead, use a bank transfer or a debit card deposit to save on fees.

If you have to, we to find the best deal for your transfer.

Beware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Hong Kong and Japan.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Japan to Hong Kong.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send JPY to HKD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Related transfer routes

How much money can be transferred from Japan to Hong Kong?
Are there any tax implications to sending money from Japan to Hong Kong?
Can I send money from Japan to Hong Kong with MoneyTransfers.com?
What are the typical transfer fees for sending Yens to Hong Kong through various providers?
How long does it take to send money from Japan to Hong Kong?
What is the best exchange rate I can get for sending money from Japan to Hong Kong?
Are there any minimum or maximum transfer amounts for sending money from Japan to Hong Kong?
Can I schedule regular transfers between Japan and Hong Kong?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
Convert on the go with our currency app
  • Convert 25,000+ currencies

  • Get reviews & insights

  • No ads or subscriptions

  • Compare live transfer deals

Compare, save & shortlist in your account
  • Save your favourite searches

  • Shortlist providers

  • Sync between all your devices

  • Absolutely free