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Compare the best ways to send money from United States to Hong Kong

Get the best deals when you transfer from United States to Hong Kong. Find the cheapest, fastest, and most reliable providers with the best USD to HKD exchange rates.

Read on for the best deals, expert information, and all you need to send money to Hong Kong from the US.

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Overall best choice: Wise

Wise is our top pick for USD to HKD transfers.

We tested & reviewed dozens of money transfer providers, and Wise scored highly.

Wise appeared in 100% of United States to Hong Kong searches, and was the top rated company out of 19 that support USD to HKD.

So for a great mix of cost, speed & features, make your United States to Hong Kong transfer using Wise.

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How to send money from United States to Hong Kong with the best rate

Summary of recent searches

Top rated for transfers from United States to Hong Kong
Wise
Total number of US - HK providers
19
Average cheapest fees & rate
Regency FX
Average fastest transfer
Paysend
Average transfer time
Within minutes
Best for bank transfers
Regency FX
Best for debit card
Xe
Best for credit card
Wise

Important things to consider before sending money from United States to Hong Kong

1
Compare providers

Don't settle for the first option. Always compare ways to send money from United States to Hong Kong to find out about fees, speed, and reliability.

Our analysis included 19 providers that operate between United States and Hong Kong.

Through this, you get a comprehensive view of all the options you have in United States when you need to send money to Hong Kong.

2
Think about the US Dollar-Hong Kong Dollar exchange rate
3
Choose the right payment method
4
Keep your money safe
5
Consider transfer limits
6
How to receive money in Hong Kong
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to send money to Hong Kong from United States: Regency FX

Get the lowest fees with Regency FX - the cheapest transfer service at just $0 per transaction*

Data collected over the past six months shows that Regency FX is 0.1% cheaper than the second-best option.

The $0 transfer cost represents the most common fee for USD to HKD international transfers, based on data from the past six months.

If you want to secure the best rates on a USD to Hong Kong transfer, make sure you pick Regency FX to send your money online.

*The most common fee applied to USD-HKD by Regency FX, based on data from the past six months.

Fastest way to send money from United States to Hong Kong: Paysend

Need to send money fast? Pick Paysend and get your funds from United States to Hong Kong at speed.

Our data shows that Paysend came up as the fastest way to send money from United States to Hong Kong in 53.2% of searches. This makes them well suited to urgent USD to HKD money transfers.

The 'fastest' way to send money is defined by the overall speed of sending money from United States to Hong Kong - this includes deposit, transfer and withdrawal timeframes and often differs per currency. 


When speed matters, Paysend is your best choice at the moment. This service emerged as the quickest way to send money to Hong Kong from United States in 53.2% of the searches on MoneyTransfers.com over the past six months.

Easiest way to send money to Hong Kong: Wise

Looking for a quick and convenient way to send HKD? Use Wise - our top-rated provider.

Our 6-month analysis shows that Wise came up as the top-rated provider for transfers to Hong Kong in 100% of the searches.

By “easiest”, we mean the service that is easy to get started with, is fully transparent and offers a good balance of cheap and fast transfers.

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Need to send over $10,000?

For those big moves, competitive pricing & strong customer service are key.

Opt for a service proven with large transfers when size matters. For transfers over $10,000, your best bet is Wise.


While Wise may not always be the cheapest or fastest way to send USD from United States to Hong Kong, it’s the provider that will keep you safe and relaxed while your money moves into HKD.

Need to make a business transfer?

For those who need to send a business transfer to Asia Pacific, we recommend using Statrys.

Statrys offers multiple payment solutions to solo traders and smaller companies, including multi-currency accounts, competitive foreign exchange rates, and account management services.

Check out our Statrys review to learn more, or use the button below to get started.

Understanding the costs involved when moving money from United States to Hong Kong

When calculating the costs of money transfers between United States and Hong Kong, here's what really matters:

The Mid-Market Rate: Today, the USD-HKD mid-market rate equals to 7.7737 HKD per US Dollar.

The USD-HKD average exchange rate for the past three months has been 7.8113 HKD per US Dollar, with a high of 7.8358 and a low of 7.7904.

When looking to send money, we'd recommend Wise. On average Wise is 0% away from the average mid-market rate. Fees may be added on top, but they're still the cheapest provider on average from USD to HKD.

How to find the best exchange rate for US Dollar to Hong Kong Dollar

Timing is essential for sending money between USD and HKD. The exchange rate you secure impacts how much HKD you get for your USD.

Mid-market Rate
1
= 7.77367 HKD

Let's dive into some interesting recent trends.

  • Over the past six months, the exchange rate from USD to HKD has seen some fluctuation. On average, it stood at 7.8113.

  • During this period, the highest value recorded was 7.8358, while the lowest was 7.7904.

  • Wise, which is our recommended service to send money online from United States to Hong Kong offers an exchange rate that is only 0% above the mid-market rate.

Want to secure the best USD-Hong Kong Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from United States to Hong Kong!

Payment methods available to fund your United States to
Hong Kong transfer

  • Bank transfers

    Bank transfers are often the default option for sending money from United States to Hong Kong.

    By using a money transfer company such as Regency FX for transfers from United States to Hong Kong, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    On average, Regency FX is the cheapest provider for bank transfers from the 19 we tested when sending USD to Hong Kong.

    With an average fee of USD0 to send money from United States to Hong Kong, Regency FX offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from United States to Hong Kong with a debit or a prepaid card is very simple with Xe.


    Xe is a leader in debit card payments for transfers from United States to Hong Kong, competing among a total of 19 active money transfer companies on this route.

  • Credit cards

    When it comes to credit card transfers from United States to Hong Kong, Instarem emerges as our top choice of the 19 companies offering this service.

    Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Hong Kong and United States.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from United States to Hong Kong.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to HKD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

Keep your money safe

Making sure your funds are safe when transferring to Hong Kong is really important. Ensure you send money to the recipients in Hong Kong you know and trust.

Always choose providers that are regulated by financial authorities.

If you don’t know what the key regulatory bodies are in Hong Kong, please refer to our directory of financial regulators worldwide.

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Can I send money from United States to Hong Kong with MoneyTransfers.com?
What are the typical transfer fees for sending US Dollars to Hong Kong through various providers?
How long does it take to send money from United States to Hong Kong?
What is the best exchange rate I can get for sending money from United States to Hong Kong?
Are there any minimum or maximum transfer amounts for sending money from United States to Hong Kong?
Can I schedule regular transfers between United States and Hong Kong?

Contributors

Artiom Pucinskij
Artiom Pucinskij is a seasoned financial content strategist who holds an impressive background in marketing from the University of Portsmouth. With years of dedicated experience in the personal finance and remittance sectors, Artiom has become an integral part of MoneyTransfers.com's growth.