How to send money to Hong Kong from Singapore with the best SGD-HKD rate

Revolut is the fastest way to send money to Hong Kong from Singapore right now, with delivery in within minutes. Wise is cheapest overall, paying out 61,205.33 HKD for a $10,000 transfer.

Best companies for SGD/HKD transfers

10 of 10 providers

Last updated on 28 September 2026

Based on 10,000 SGD transfer

Best companies for SGD/HKD transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee $23.89 1 SGD = 6.1352 HKD +0.01% vs mid-market Recipient gets $61,205.33 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Hong Kong with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$23.891 SGD = 6.1352 HKD
$61,205.33You pay$10,000.00
Promoted

Xe

Pay via Bank transfer
Fee $0.00 1 SGD = 6.0553 HKD +1.32% vs mid-market Recipient gets $60,553.40 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Hong Kong with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 6.0553 HKD
$60,553.40You pay$10,000.00

Run a live search

Showing top Singapore to Hong Kong deals for 10,000 SGD. Do a live search with your exact amount for today's best rates.

Wise

Pay via Bank transfer
Fee $23.89 1 SGD = 6.1352 HKD +0.01% vs mid-market Recipient gets $61,205.33 Within minutes
CheapestRecommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Hong Kong with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$23.891 SGD = 6.1352 HKD
$61,205.33You pay$10,000.00

Wise

Pay via PayNow
Fee $23.89 1 SGD = 6.1352 HKD +0.01% vs mid-market Recipient gets $61,205.33 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Hong Kong with Wise when paying by paynow.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$23.891 SGD = 6.1352 HKD
$61,205.33You pay$10,000.00
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee $0.00 1 SGD = 6.1203 HKD +0.25% vs mid-market Recipient gets $61,202.60 Minutes - 3 days
Personal account managerReceive to bank account

Ways to receive money in Hong Kong with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 SGD = 6.1203 HKD
$61,202.60You pay$10,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee $0.00 1 SGD = 6.1190 HKD +0.27% vs mid-market Recipient gets $61,190.33 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Hong Kong with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 6.1190 HKD
$61,190.33You pay$10,000.00

TorFx

Pay via Bank transfer
Fee $0.00 1 SGD = 6.1172 HKD +0.30% vs mid-market Recipient gets $61,171.92 Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in Hong Kong with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 6.1172 HKD
$61,171.92You pay$10,000.00

OFX

Pay via Bank transfer
Fee $0.00 1 SGD = 6.1049 HKD +0.50% vs mid-market Recipient gets $61,049.21 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Hong Kong with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 6.1049 HKD
$61,049.21You pay$10,000.00

CurrencyFair

Pay via Bank transfer
Fee $4.07 1 SGD = 6.0990 HKD +0.60% vs mid-market Recipient gets $60,965.00 Minutes - 24 hours
Receive to bank account

Ways to receive money in Hong Kong with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
$4.071 SGD = 6.0990 HKD
$60,965.00You pay$10,000.00

Currencies Direct

Pay via Bank transfer
Fee $0.00 1 SGD = 6.0965 HKD +0.64% vs mid-market Recipient gets $60,965.00 Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in Hong Kong with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 6.0965 HKD
$60,965.00You pay$10,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee $65.00 1 SGD = 6.1353 HKD 0.00% vs mid-market Recipient gets $60,953.93 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Hong Kong with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
$65.001 SGD = 6.1353 HKD
$60,953.93You pay$10,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Xe

Pay via Bank transfer
Fee $0.00 1 SGD = 6.0553 HKD +1.32% vs mid-market Recipient gets $60,553.40 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Hong Kong with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 6.0553 HKD
$60,553.40You pay$10,000.00

Moneycorp

Pay via Bank transfer
Fee $0.00 1 SGD = 6.0497 HKD +1.40% vs mid-market Recipient gets $60,497.01 Minutes - 2 days

Ways to receive money in Hong Kong with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 SGD = 6.0497 HKD
$60,497.01You pay$10,000.00

Wise

Pay via Debit card
Fee $480.71 1 SGD = 6.1352 HKD +0.01% vs mid-market Recipient gets $58,402.65 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Hong Kong with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$480.711 SGD = 6.1352 HKD
$58,402.65You pay$10,000.00
How Our Results Work
Mid-market rate: 1 SGD = 6.1356 HKD Updates every 60 minutes.

How to send money from Singapore to Hong Kong

Pick a company

I suggest starting with Wise which is the cheapest option for sending $10,000.

Fund your transfer

There are 3 methods to fund the transfer form Singapore, including bank transfer, paynow, and debit card.

Where possible, use PayNow to fund your account, it is usually free and takes seconds.

Verify and send

Before you can send money to Hong Kong, you'll need to verify your account using Singpass, or a passport and pass if you're not a resident.

Compare amounts

How much SGD are you sending to Hong Kong?

How much SGD you send to Hong Kong heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Cheapest service
$1,0000.00%$1.50$6,125.29with bank transfer to bank deposit+$73.10
$10,000This page0.01%$23.89$61,205.33with bank transfer to bank deposit+$425.19

Mid-market rate: 1 SGD = 6.1356 HKD

Ways to send money from Singapore to Hong Kong

There are 5 ways to send money to Hong Kong across 10 money transfer companies.

Cheapest way to send money

Online transfers

Sending HKD from Singapore with a specialist like Wise is quick, easy, and cheap.

You sign up online or through the app, verify account details, enter the amount, fund your transfer, and click send.

Wise charges $23.89 to send $10,000, delivering 61,205.33 HKD after a 0.01% markup and 23.89 SGD fee.

Large transfers from Singapore

Currency brokers

Brokers are the best for large SGD transfers to Hong Kong.

A currency broker can quote a lower margin on a large SGD to HKD transfers and help with the paperwork and the entire process.

For example, Key Currency charges an exchange-rate markup of around 0.25% and no fees.

Large transfers may be held briefly for Singapore’s anti-scam checks, so if your transfer is time sensitive, start the process a bit earlier.

Regular spending abroad

Multi-currency accounts

A multi-currency account like Wise lets you convert SGD to HKD before travelling or paying your own bills overseas.

And you can hold both currencies in one account.

Wise will get you 61,205.33 HKD after fees when converting 10,000 SGD.

Ways to fund SGD and receive HKD in Hong Kong

With Wise, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $10,000 gives your recipient 61,205.33 HKD.

Pay in SGD through bank transfer, paynow, and debit card.

Funding the transfer with PayNow

This is the quickest and simplest way to pay for your transfer to Hong Kong from Singapore.

Scan the company's PayNow QR code or use its registered identifier.

In Hong Kong, they can receive HKD using bank deposit.

  1. 1
    Bank transfer Bank deposit

    You pay $10,000.00

    $61,205

    Cheapest

  2. 2
    Paynow Bank deposit

    You pay $10,000.00

    $61,205

    $0

  3. 3
    Debit card Bank deposit

    You pay $10,000.00

    $58,403

    -$2,803

Things to know before sending SGD to Hong Kong

Consider these things before sending money from Singapore to Hong Kong.

Compare SGD/HKD transfers

For a $10,000 transfer to Hong Kong, these are the best options to start with:

  1. Cheapest: Wise, funded by bank transfer with bank deposit for the payout. Your recipient gets 61,205.33 HKD, which is 0% more than the next best option.

  2. Fastest: Revolut, funded through bank transfer with bank deposit for the payout. Your recipient gets 60,953.93 HKD in within minutes.

SDIC protection

Eligible SGD deposits at participating banks are insured by SDIC up to S$100,000 per depositor and bank.

A balance with a non-bank transfer company is not a bank deposit and does not receive the same cover, even when the company is MAS-licensed.

When unsure, check the legal company in the MAS Financial Institutions Directory before paying.

Live SGD-HKD Exchange Rate

Finding the best SGD to HKD exchange rate

The exchange rate directly affects how much HKD arrives for your SGD.

Mid-market rate:1 SGD = 6.143328 HKD

How we analyse the market

Every company here holds a MAS licence, which you can check yourself on the MAS register.

We track 10 of them on SGD to Hong Kong, refreshed in real time on live searches, and compare on the amount that arrives rather than the headline fee.

Each goes through our review. More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.