Of the 5 companies servicing JPY/KES, Key Currency is the cheapest, and Revolut is the fastest.
Sending ¥1,000,000 to Kenya with Key Currency will get your recipient 826,776.88 KES.
| 5 of 5 providers Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze JPY/KES exchange rates from our comparisons. | |||
| Based on 1,000,000 JPY transfer Best companies for JPY/KES transfersAll money transfer offers for JPY/KES transfers, sorted by most KES received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Promoted  Wise Pay via Bank transfer | Fee ¥13,621.00 1 JPY = 0.8288 KES 0.00% vs mid-market | Recipient gets KES 817,560.00 Within minutes | |
Ways to receive money in Kenya with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer ¥13,621.001 JPY = 0.8288 KES KES 817,560.00You pay¥1,000,000.00 | |||
| Promoted  Xe Pay via Bank transfer | Fee ¥0.00 1 JPY = 0.8146 KES +1.73% vs mid-market | Recipient gets KES 814,600.00 Minutes - 24 hours | |
Ways to receive money in Kenya with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 JPY = 0.8146 KES KES 814,600.00You pay¥1,000,000.00 | |||
Run a live search Showing top Japan to Kenya deals for 1,000,000 JPY. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live JPY to KES rates. | |||
Run a live search These companies offer multi-currency accounts for spending KES. We suggest doing a live search based on how much JPY you're planning to spend in Kenya. | |||
Run a live search These are managed services with real human support for large JPY transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee ¥0.00 1 JPY = 0.8268 KES +0.25% vs mid-market | Recipient gets KES 826,776.88 Minutes - 3 days | |
Ways to receive money in Kenya with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 JPY = 0.8268 KES KES 826,776.88You pay¥1,000,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee ¥0.00 1 JPY = 0.8266 KES +0.27% vs mid-market | Recipient gets KES 826,611.11 Minutes - 24 hours | |
Ways to receive money in Kenya with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 JPY = 0.8266 KES KES 826,611.11You pay¥1,000,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee ¥3,500.00 1 JPY = 0.8239 KES +0.60% vs mid-market | Recipient gets KES 821,065.76 Within minutes | |
Ways to receive money in Kenya with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes ¥3,500.001 JPY = 0.8239 KES KES 821,065.76You pay¥1,000,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Bank transfer | Fee ¥13,621.00 1 JPY = 0.8288 KES 0.00% vs mid-market | Recipient gets KES 817,560.00 Within minutes | |
Ways to receive money in Kenya with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer ¥13,621.001 JPY = 0.8288 KES KES 817,560.00You pay¥1,000,000.00 | |||
| Xe Pay via Bank transfer | Fee ¥0.00 1 JPY = 0.8146 KES +1.73% vs mid-market | Recipient gets KES 814,600.00 Minutes - 24 hours | |
Ways to receive money in Kenya with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 JPY = 0.8146 KES KES 814,600.00You pay¥1,000,000.00 | |||
| How Our Results Work Mid-market rate: 1 JPY = 0.828849 KES Updates every 60 minutes. | |||
Transfer details
We suggest starting with Key Currency since its the cheapest option for sending ¥1,000,000.
The best and cheapest options will change depending on the amount, so it's a good idea to to get the best JPY/KES rate today.
You can fund your transfer from Japan via bank transfer.
A furikomi from your bank reaches the money transfer company account the same day.
You can also pay cash at a konbini terminal or an ATM for cash transfer.
When opening a new money transfers account, you'll need your residence card to register (tourists can't send money from Japan).
If you support family back home, ask about registering them as dependents, it may cut your income and resident tax (not tax advice).
5 companies send money from Japan to Kenya.
Everyday transfers
Online transfers to Kenya are usually faster and cheaper than a traditional Japanese bank wire.
Depending on the service, you can deposit money via bank deposit (Suica and other IC cards won’t work).
Revolut is the cheapest option.
It charges ¥3500 to send 1,000,000 JPY and your recipient gets 821,065.76 KES (after a ¥3500 fee and a 0.6% markup). The KES will arrive in within minutes.
You will normally need your residence card to open an account.
Regular overseas spending
A multi-currency account lets you convert part of your yen and keep KES for future payments.
Revolut lets you hold JPY and KES in one account and swap between them as you need.
Converting ¥1,000,000 gets you 821,065.76 KES, after 0.6% markup and ¥3500 fee.
This is convenient for receiving payments in JPY or KES, or spending money when traveling to Kenya.
Paying contractors
Global accounts help Japanese businesses make repeat payments to contractors and suppliers in Kenya.
Wise Business and Payoneer offer great business accounts in Japan.
With Key Currency, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending ¥1,000,000 gives your recipient 826,776.88 KES.
You can fund the yen side by bank transfer.
Pay from a Japanese bank account
Transfer JPY using the account and reference provided by the money transfer company.
A domestic bank payment funds the transfer (usually very fast), but it does not determine how quickly KES reaches the recipient.
For the payout, your recipient can use bank deposit in Kenya.
You pay ¥1,000,000.00
KSh826,777
Cheapest
The weak yen makes the exchange-rate margin especially important. Foreign residents should also expect identity and purpose checks before the first overseas transfer.
These are the leading options for a ¥1,000,000 transfer to Kenya.
Cheapest way to send money to Kenya
The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 826,776.88 KES, which is 0.02% more than the next best option.
Fastest way to send money to Kenya
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 821,065.76 KES in within minutes.
Japanese banks and registered funds-transfer companies can ask for a residence card, address, My Number and the purpose of an overseas payment.
The exact documents depend on the money transfer company and transfer purpose.
The first payment may take longer while the account is being checked.
Keep the invoice or document explaining the payment ready if you are sending tuition, property money or a large personal transfer.
The Financial Services Agency advises foreign residents to use a licensed bank or Funds Transfer Service Provider.
PayPay, Suica, IC cards, and a domestic furikomi are useful inside Japan, but they do not send JPY to Kenya.
Japan's annual basic gift-tax exemption is ¥1.1 million per recipient under the calendar-year system.
The recipient may need to file and pay tax when total gifts received during the year exceed that amount.
Residence and asset-location rules can make cross-border cases more complicated, so do not assume that receiving the money in an overseas account avoids Japanese tax.
Non-bank remittance balances are protected under the Payment Services Act, but they are not ordinary bank deposits, so avoid leaving more money there beyond what you need to send.
The rate you secure decides how much KES arrives for your JPY. Recent movement gives you a useful range to compare against today's quote.
Mid-market rate:1 JPY = 0.826679 KES
We track 5 registered funds transfer companies sending JPY to Kenya, updated in real time on live searches.
With the yen weak, the exchange margin decides more than the fee does, so that's what we lead the comparison on, along with the ways to pay and collect.
Each goes through our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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