How to send money to the US from Israel with the best ILS-USD rate

Regency FX is the fastest option to send ILS to the United States, Wise has the best ILS/USD exchange rate, Key Currency offers the lowest fees, and the overall cheapest way to send 25,000 ILS is with Key Currency.

Best companies for ILS/USD transfers

6 of 6 providers

Last updated on 10 November 2026

Based on 25,000 ILS transfer

Best companies for ILS/USD transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee ₪130.78 1 ILS = 0.3174 USD 0.00% vs mid-market Recipient gets $7,894.11 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in US with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
₪130.781 ILS = 0.3174 USD
$7,894.11You pay₪25,000.00
Promoted

Xe

Pay via Bank transfer
Fee ₪0.00 1 ILS = 0.3128 USD +1.47% vs mid-market Recipient gets $7,820.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in US with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 ILS = 0.3128 USD
$7,820.00You pay₪25,000.00

Run a live search

Showing top Israel to United States deals for 25,000 ILS. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee ₪0.00 1 ILS = 0.3166 USD +0.25% vs mid-market Recipient gets $7,915.79 Minutes - 3 days
Cheapest
Personal account managerReceive to bank account

Ways to receive money in US with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 ILS = 0.3166 USD
$7,915.79You pay₪25,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee ₪0.00 1 ILS = 0.3166 USD +0.27% vs mid-market Recipient gets $7,914.20 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in US with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 ILS = 0.3166 USD
$7,914.20You pay₪25,000.00

Wise

Pay via Bank transfer
Fee ₪130.78 1 ILS = 0.3174 USD 0.00% vs mid-market Recipient gets $7,894.11 Next day
Our top pick
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in US with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
₪130.781 ILS = 0.3174 USD
$7,894.11You pay₪25,000.00

Currencies Direct

Pay via Bank transfer
Fee ₪0.00 1 ILS = 0.3153 USD +0.67% vs mid-market Recipient gets $7,882.50 Minutes - 24 hours
Fastest
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in US with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 ILS = 0.3153 USD
$7,882.50You pay₪25,000.00

Moneycorp

Pay via Bank transfer
Fee ₪0.00 1 ILS = 0.3130 USD +1.40% vs mid-market Recipient gets $7,824.53 Minutes - 2 days

Ways to receive money in US with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 ILS = 0.3130 USD
$7,824.53You pay₪25,000.00

Xe

Pay via Bank transfer
Fee ₪0.00 1 ILS = 0.3128 USD +1.47% vs mid-market Recipient gets $7,820.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in US with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 ILS = 0.3128 USD
$7,820.00You pay₪25,000.00
How Our Results Work
Mid-market rate: 1 ILS = 0.3174 USD Updates every 60 minutes.

How to send money from Israel to US

Pick a company

If it's your first transfer to the US, start with Key Currency which is the cheapest option for sending ₪25,000.

Key Currency was the cheapest on 30 of the 30 days it quoted ₪25,000 transfers to the US.

If you're planning to send less or more, I suggest to get the best ILS/USD deal.

Fund your transfer

There are 1 ways to pay, including bank transfer.

Bit is Israel-only, so it can't reach an account abroad.

A transfer from your Israeli bank account is the usual way to deposit money to a money transfer company.

Verify and send

First time round you'll need your teudat zehut or passport.

If you're making a large transfer, tell your bank about it in advance, and keep your source-of-funds papers together.

Compare amounts

How much ILS are you sending to US?

How much ILS you send to the US heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Key Currency was the cheapest in 100% of the transfers from ₪25,000 it quoted, and in 100% of all the transfers it quoted.

Cheapest service
₪2,0000.62%₪0.00$630.20with bank transfer to bank deposit+$2.47
₪3,5000.00%₪23.83$1,102.18with bank transfer to bank deposit+$4.15
₪12,0000.01%₪66.11$3,785.17with bank transfer to bank deposit+$15.85
₪25,000This page0.25%₪0.00$7,915.79with bank transfer to bank deposit+$40.60
₪35,0000.25%₪0.00$11,064.50with bank transfer to bank deposit+$50.42
₪100,0000.20%₪0.00$31,642.89with bank transfer to bank deposit+$117.15

Mid-market rate: 1 ILS = 0.3174 USD

ILS/USD Exchange Rate History

Is today a good time to send money from Israel to US?

The cheapest way to send ILS to USD can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 25,000 ILS transfers to the US.

USD received for ₪25,000, after fees

Tue, 10 Nov 2026Mid-market rate$7,935.63 Key Currency $7,915.79Key Currency$7,915.79Regency FX$7,914.20Wise$7,894.11

7,700
7,800
7,900
8,000
8,100
8,200
At the mid-market rateWith the cheapest optionKey CurrencyRegency FXWise
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3262 – $8,155.68
Key Currency Cheapest 0.3254 ₪0.00 $8,135.29 −$20.39
Regency FX 0.3253 ₪0.00 $8,133.65 −$22.03
Wise 0.3263 ₪130.78 $8,114.73 −$40.95
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3249 – $8,122.30
Key Currency Cheapest 0.3241 ₪0.00 $8,101.99 −$20.31
Regency FX 0.3240 ₪0.00 $8,100.37 −$21.93
Wise 0.3249 ₪130.78 $8,080.18 −$42.12
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3260 – $8,148.78
Key Currency Cheapest 0.3251 ₪0.00 $8,128.40 −$20.38
Regency FX 0.3251 ₪0.00 $8,126.77 −$22.00
Wise 0.3260 ₪130.78 $8,106.52 −$42.25
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3226 – $8,066.20
Key Currency Cheapest 0.3218 ₪0.00 $8,046.03 −$20.17
Regency FX 0.3218 ₪0.00 $8,044.42 −$21.78
Wise 0.3227 ₪130.78 $8,024.15 −$42.05
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3236 – $8,090.75
Key Currency Cheapest 0.3228 ₪0.00 $8,070.52 −$20.23
Regency FX 0.3228 ₪0.00 $8,068.90 −$21.85
Wise 0.3236 ₪130.78 $8,048.82 −$41.93
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3231 – $8,078.45
Key Currency Cheapest 0.3223 ₪0.00 $8,058.25 −$20.20
Regency FX 0.3223 ₪0.00 $8,056.64 −$21.81
Wise 0.3213 ₪130.78 $7,990.23 −$88.22
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3231 – $8,078.45
Key Currency Cheapest 0.3223 ₪0.00 $8,058.25 −$20.20
Regency FX 0.3223 ₪0.00 $8,056.64 −$21.81
Wise 0.3213 ₪130.78 $7,990.23 −$88.22
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3216 – $8,039.38
Key Currency Cheapest 0.3208 ₪0.00 $8,019.28 −$20.10
Regency FX 0.3207 ₪0.00 $8,017.67 −$21.70
Wise 0.3216 ₪130.78 $7,997.05 −$42.32
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3224 – $8,059.05
Key Currency Cheapest 0.3216 ₪0.00 $8,038.90 −$20.15
Regency FX 0.3215 ₪0.00 $8,037.29 −$21.76
Wise 0.3224 ₪130.78 $8,017.81 −$41.24
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3237 – $8,092.70
Key Currency Cheapest 0.3229 ₪0.00 $8,072.47 −$20.23
Regency FX 0.3228 ₪0.00 $8,070.85 −$21.85
Wise 0.3237 ₪130.78 $8,049.59 −$43.11
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3222 – $8,054.65
Key Currency Cheapest 0.3214 ₪0.00 $8,034.51 −$20.14
Regency FX 0.3213 ₪0.00 $8,032.90 −$21.75
Wise 0.3221 ₪130.78 $8,011.22 −$43.43
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3214 – $8,035.48
Key Currency Cheapest 0.3206 ₪0.00 $8,015.39 −$20.09
Regency FX 0.3206 ₪0.00 $8,013.78 −$21.70
Wise 0.3214 ₪130.78 $7,993.59 −$41.89
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3220 – $8,050.10
Key Currency Cheapest 0.3212 ₪0.00 $8,029.97 −$20.13
Regency FX 0.3211 ₪0.00 $8,028.36 −$21.74
Wise 0.3220 ₪130.78 $8,009.03 −$41.07
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3220 – $8,050.10
Key Currency Cheapest 0.3212 ₪0.00 $8,029.97 −$20.13
Regency FX 0.3211 ₪0.00 $8,028.36 −$21.74
Wise 0.3220 ₪130.78 $8,009.03 −$41.07
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3214 – $8,034.30
Key Currency Cheapest 0.3206 ₪0.00 $8,014.21 −$20.09
Regency FX 0.3205 ₪0.00 $8,012.61 −$21.69
Wise 0.3214 ₪130.78 $7,992.67 −$41.63
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3250 – $8,123.88
Key Currency Cheapest 0.3241 ₪0.00 $8,103.57 −$20.31
Regency FX 0.3241 ₪0.00 $8,101.94 −$21.94
Wise 0.3250 ₪130.78 $8,081.50 −$42.38
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3243 – $8,106.92
Key Currency Cheapest 0.3235 ₪0.00 $8,086.66 −$20.26
Regency FX 0.3234 ₪0.00 $8,085.04 −$21.88
Wise 0.3244 ₪130.78 $8,067.35 −$39.57
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3202 – $8,005.63
Key Currency Cheapest 0.3194 ₪0.00 $7,985.61 −$20.02
Regency FX 0.3194 ₪0.00 $7,984.01 −$21.61
Wise 0.3202 ₪130.78 $7,963.50 −$42.13
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3210 – $8,025.20
Key Currency Cheapest 0.3202 ₪0.00 $8,005.14 −$20.06
Regency FX 0.3201 ₪0.00 $8,003.53 −$21.67
Wise 0.3210 ₪130.78 $7,983.57 −$41.63
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3180 – $7,950.22
Key Currency Cheapest 0.3172 ₪0.00 $7,930.35 −$19.87
Regency FX 0.3172 ₪0.00 $7,928.76 −$21.46
Wise 0.3184 ₪130.78 $7,918.11 −$32.11
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3180 – $7,950.22
Key Currency Cheapest 0.3172 ₪0.00 $7,930.35 −$19.87
Regency FX 0.3172 ₪0.00 $7,928.76 −$21.46
Wise 0.3184 ₪130.78 $7,918.11 −$32.11
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3190 – $7,974.48
Key Currency Cheapest 0.3182 ₪0.00 $7,954.54 −$19.94
Regency FX 0.3181 ₪0.00 $7,952.94 −$21.54
Wise 0.3190 ₪130.78 $7,932.51 −$41.97
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3171 – $7,927.33
Key Currency Cheapest 0.3163 ₪0.00 $7,907.51 −$19.82
Regency FX 0.3162 ₪0.00 $7,905.92 −$21.41
Wise 0.3171 ₪130.78 $7,885.36 −$41.97
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3159 – $7,896.30
Key Currency Cheapest 0.3151 ₪0.00 $7,876.56 −$19.74
Regency FX 0.3150 ₪0.00 $7,874.98 −$21.32
Wise 0.3159 ₪130.78 $7,855.71 −$40.59
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3163 – $7,907.53
Key Currency Cheapest 0.3155 ₪0.00 $7,887.76 −$19.76
Regency FX 0.3154 ₪0.00 $7,886.17 −$21.35
Wise 0.3163 ₪130.78 $7,866.78 −$40.74
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3111 – $7,777.90
Key Currency Cheapest 0.3103 ₪0.00 $7,758.46 −$19.44
Regency FX 0.3103 ₪0.00 $7,756.90 −$21.00
Wise 0.3112 ₪130.78 $7,738.13 −$39.77
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3139 – $7,847.00
Key Currency Cheapest 0.3131 ₪0.00 $7,827.38 −$19.62
Regency FX 0.3130 ₪0.00 $7,825.81 −$21.19
Wise 0.3134 ₪130.78 $7,793.79 −$53.21
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3139 – $7,847.00
Key Currency Cheapest 0.3131 ₪0.00 $7,827.38 −$19.62
Regency FX 0.3130 ₪0.00 $7,825.81 −$21.19
Wise 0.3134 ₪130.78 $7,793.79 −$53.21
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3147 – $7,866.67
Key Currency Cheapest 0.3139 ₪0.00 $7,847.01 −$19.66
Regency FX 0.3138 ₪0.00 $7,845.43 −$21.24
Wise 0.3147 ₪130.78 $7,826.92 −$39.75
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3174 – $7,935.63
Key Currency Cheapest 0.3166 ₪0.00 $7,915.79 −$19.84
Regency FX 0.3166 ₪0.00 $7,914.20 −$21.43
Wise 0.3174 ₪130.78 $7,894.11 −$41.52

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send ₪25,000, after fees, as quoted by each company. The mid-market line shows what ₪25,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more USD per ILS than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of USD on every transfer from Israel.

Right now, Key Currency pays 7,915.79 USD on 25,000 ILS, which is 19.84 USD less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 8,135.29 USD.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to the US.

We've tracked 176 comparisons to check how often today's top companies were the cheapest across 6 amounts over the past month.

  1. Key CurrencyAppeared in 88 comparisons

    Cheapest every time

  2. Regency FXAppeared in 88 comparisons

    Never the cheapest

  3. WiseAppeared in 176 comparisons

    Cheapest in 27% of them

Based on 176 comparisons across 6 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Key Currency is the cheapest and gets you the most USD, and it was also the cheapest in 100% of the 88 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to the US.

Regency FX (today's second cheapest) was the cheapest in only 0% of its comparisons, so it's rarely the cheapest option for transfers to the US.

Ways to send money from Israel to US

There are 5 ways to send money from Israel to the United States across 6 companies.

Small regular transfers

Online transfers

Online services and money transfer apps suit monthly bills, family support and other repeat payments to the United States.

Wise charges ₪130.78 to send 25,000 ILS.

Your recipient gets 7,894.11 USD after a 0% markup on ILS/USD.

In our comparisons over the past month, it was the cheapest online service on 30 of the 30 days it quoted.

Property and other large transfers

Currency brokers

A broker can help with the exchange rate and paperwork when you are sending a large amount of ILS to the United States.

Key Currency converts ILS to USD with a 0.25% exchange-rate markup and gives you someone to contact throughout the transfer.

Our analysis shows Key Currency was the cheapest broker in 100% of the transfers from ₪25,000 it quoted.

Income and bills in different currencies

Multi-currency accounts

A multi-currency account is useful if you earn in shekels but regularly spend in USD.

Wise converts 25,000 ILS with a 0% exchange-rate markup and lets you hold the USD until you need it.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Useful for spending in USD, traveling to the United States, or receiving payments from abroad.

Freelancers billing clients

Global accounts

Global accounts help Israeli freelancers and businesses receive income in USD and pay contractors in the US.

Wise Business and Payoneer handle invoices, payouts, batch payments, and much more.

Ways to fund ILS and receive USD in US

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending ₪25,000 gives your recipient 7,915.79 USD.

You can deposit ILS through bank transfer.

Bit and PayBox only move shekels within Israel, so they cannot send money to the United States.

You can pay from your Israeli bank account

Use the Israeli account details provided for top-up and include the exact transfer reference.

For larger transfers, have proof of salary, a property sale or another source of funds ready before the bank asks.

Your recipient can get the money via bank deposit.

  1. 1
    Bank transfer Bank deposit

    You pay ₪25,000.00

    $7,916

    Cheapest

Consider this before sending ILS to US

Israel does not cap ordinary foreign-currency transfers, but bank exchange-rate margins and source-of-funds checks can make the route expensive or slow.

Compare transfer options to US

For an ILS 25,000 transfer to the United States, start with the amount received.

  1. Cheapest is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 7,915.79 USD, which is 0.02% more than the next best option.

  2. Fastest is Regency FX using bank transfer and bank deposit. The recipient gets 7,914.20 USD in minutes - 24 hours.

Transfer limits from Israel

Israel removed quantitative foreign-exchange controls, so there is no annual personal allowance limiting a normal transfer of ILS abroad.

Your bank or money transfer company can still set a daily limit and ask for documents before releasing the payment.

How we analyse the market

Israel has no deposit insurance scheme, so a company's licence and how it holds client money matter more here than most places. We check both.

In the past 30 days alone, we analysed 176 comparisons across 6 amounts.

This page covers the cheapest and fastest options for ILS/USD transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

We track 6 of them on ILS to the United States in real time on live searches, comparing rates, fees and the ways to pay and collect, and each goes through our review.

More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.