How to send money to Oman from India with the best INR-OMR rate

The exchange rate determines the price you’ll pay for Rial Omani when you send Indian Rupee to Oman.

The current exchange rate between the Indian Rupee and Rial Omani is 0.004, and it constantly fluctuates.

When calculating the cost of sending money from India to Oman, a combination of fees and exchange rates ensure the best deal:

• The Mid-Market and Exchange Rates: The current INR-OMR mid-market rate is 0.004 OMR per Indian Rupee. Finding a provider as close to this number as possible will ensure more Rial Omani for your money.

• Fees: Transfer fees are charged on top of a transfer. Ria Money Transfer currently offers the lowest fees of 4 INR per transfer (based on ₹22,100 transfer). Although, we recommend searching for your exact send amount for an exact fee.

• Amount Received: The total amount received in Rial Omani is the biggest indicator in the total cost of sending money to India from Oman. The higher the total amount received in Oman, the lower the cost of sending from India.

It’s possible that waiting a day or two can help you get more OMR for the same amount of Indian Rupee. But, the best way to lock in a price between India and Oman is by using a forward contract.

A bank transfer is our recommended option for money transfers between India and Oman. Ria Money Transfer offers the best price on a bank transfer.

Here are all the ways to send money from India to Oman:

Bank transfers

Bank transfers are often the best payment method for money transfers from India to Oman.

A money transfer company like Ria Money Transfer offer bank transfers between India and Oman with lower fees and better exchange rates than you would get from a traditional bank.

On average, Ria Money Transfer is the cheapest provider for bank transfers of the 5 we tested when sending INR to Oman.

Debit and prepaid cards

Sending money from India to Oman with a debit or a prepaid card is very simple with Western Union Agent.


Western Union Agent is a leader in debit card payments for transfers from India to Oman, competing among a total of 5 active money transfer companies on this route.

Credit cards

We recommend avoiding credit cards where possible due to a lack of support and high fees.

If you have to use a credit card, we recommend comparing your options to find the company with the lowest fees.

Always choose providers that are regulated by financial authorities in both India and Oman to ensure funds are protected.

Please refer to our directory of financial regulators worldwide for key regulatory bodies for money transfers between India and Oman.

Some services have minimum or maximum thresholds on how much you can transfer from India to Oman.

Companies will offer different rates and fees for different transfer amounts. Some companies will become more expensive after certain thresholds are hit.

We’d recommend using Wise if you need to send large amounts of INR to Oman. The combination of rates and fees when sending to Oman is the most competitive, even at larger amounts.

Also, always check with the recipient and understand any declarations needed on large amounts of money leaving India, or entering Oman. Mis-understanding these could result in a slower, or even failed, transfer.

There are different ways to receive money in Oman. You can do a direct bank deposit, cash pickup, use a mobile wallet or receive money into a multi-currency account. It’s likely not all providers serving transfers from India to Oman will offer every method, so it’s best to check ahead of time.

A direct transfer to a bank account is one of the more common ways to transfer from India into Rial Omani. Wise is the best company for bank transfers between India and Oman.

And if you need cash right away, check if cash pickup is an option for transfers between India and Oman.

Mobile wallet services and payment apps like PayPal, Xoom, and CashApp are popular too, but they come with more limitations and higher costs compared to money transfer providers like Ria Money Transfer.

When signing up to a money transfer company to send between India and Oman, you will need to verify your ID.

The exact documents you need might vary and in some cases you will need more than one.

For the most part, in India this will be a government ID like a passport or driver's license. In Oman it will be a similar set of documents, although this should only be needed if you are opening a new account in Oman, or collecting in cash.

Big transactions between India and Oman, are subject to additional checks. A provider may ask you for proof of address or may want to know where the money comes from.

We recommend Wise in part due to their easy sign up process in India.

When sending large amounts of money between India and Oman there will be tax implications to consider.

Some transfers into Rial Omani may need to be reported to tax authorities in Oman, particularly where inheritance or property purchases are involved.

Tax limits and personal allowances differ in Oman based on age, income and a few other elements. When in doubt, please contact a tax professional in India or Oman to discuss your personal circumstances.