Compare the best ways to send money from United States to Oman

We compared 7 companies sending money from the United States to Oman. Key Currency is the best and cheapest, while Regency FX is the fastest.

Sending $7,000 with Key Currency gets your recipient 2,684.75 OMR at 0.3835 OMR per USD.

Best companies for USD/OMR transfers

7 of 7 providers

Last updated on 28 October 2026

Based on 7,000 USD transfer

Best companies for USD/OMR transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee $50.25 1 USD = 0.3850 OMR -0.13% vs mid-market Recipient gets OMR 2,675.76 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Oman with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
$50.251 USD = 0.3850 OMR
OMR 2,675.76You pay$7,000.00
Promoted

Xe

Pay via Bank transfer
Fee $0.00 1 USD = 0.3782 OMR +1.65% vs mid-market Recipient gets OMR 2,647.40 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Oman with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 USD = 0.3782 OMR
OMR 2,647.40You pay$7,000.00

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Showing top United States to Oman deals for 7,000 USD. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee $0.00 1 USD = 0.3835 OMR +0.25% vs mid-market Recipient gets OMR 2,684.75 Minutes - 3 days
Cheapest
Personal account managerReceive to bank account

Ways to receive money in Oman with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 USD = 0.3835 OMR
OMR 2,684.75You pay$7,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee $0.00 1 USD = 0.3835 OMR +0.27% vs mid-market Recipient gets OMR 2,684.21 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Oman with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 USD = 0.3835 OMR
OMR 2,684.21You pay$7,000.00

OFX

Pay via Bank transfer
Fee $0.00 1 USD = 0.3826 OMR +0.50% vs mid-market Recipient gets OMR 2,678.02 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Oman with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 USD = 0.3826 OMR
OMR 2,678.02You pay$7,000.00

Wise

Pay via Bank transfer
Fee $50.25 1 USD = 0.3850 OMR -0.13% vs mid-market Recipient gets OMR 2,675.76 Within a week
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Oman with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
$50.251 USD = 0.3850 OMR
OMR 2,675.76You pay$7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee $5.99 1 USD = 0.3812 OMR +0.86% vs mid-market Recipient gets OMR 2,668.40 Minutes - 24 hours

Ways to receive money in Oman with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
$5.991 USD = 0.3812 OMR
OMR 2,668.40You pay$7,005.99
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee $75.99 1 USD = 0.3812 OMR +0.86% vs mid-market Recipient gets OMR 2,668.40 Minutes - 24 hours

Ways to receive money in Oman with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
$75.991 USD = 0.3812 OMR
OMR 2,668.40You pay$7,075.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee $179.99 1 USD = 0.3812 OMR +0.86% vs mid-market Recipient gets OMR 2,668.40 Minutes - 24 hours

Ways to receive money in Oman with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
$179.991 USD = 0.3812 OMR
OMR 2,668.40You pay$7,179.99

Moneycorp

Pay via Bank transfer
Fee $0.00 1 USD = 0.3791 OMR +1.40% vs mid-market Recipient gets OMR 2,653.80 Minutes - 2 days

Ways to receive money in Oman with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 USD = 0.3791 OMR
OMR 2,653.80You pay$7,000.00

Xe

Pay via Bank transfer
Fee $0.00 1 USD = 0.3782 OMR +1.65% vs mid-market Recipient gets OMR 2,647.40 Minutes - 24 hours
Fastest
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Oman with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 USD = 0.3782 OMR
OMR 2,647.40You pay$7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Cash deposit
Fee $60.79 1 USD = 0.3776 OMR +1.81% vs mid-market Recipient gets OMR 2,643.20 Minutes - 24 hours

Ways to receive money in Oman with MoneyGram when paying by cash deposit.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
$60.791 USD = 0.3776 OMR
OMR 2,643.20You pay$7,060.79

Xe

Pay via Debit card
Fee $35.00 1 USD = 0.3782 OMR +1.65% vs mid-market Recipient gets OMR 2,634.16 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Oman with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
$35.001 USD = 0.3782 OMR
OMR 2,634.16You pay$7,000.00

Xe

Pay via Credit card
Fee $210.00 1 USD = 0.3782 OMR +1.65% vs mid-market Recipient gets OMR 2,567.98 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Oman with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
$210.001 USD = 0.3782 OMR
OMR 2,567.98You pay$7,000.00
How Our Results Work
Mid-market rate: 1 USD = 0.3845 OMR Updates every 60 minutes.

How to send money from US to Oman

Pick a company

If you're sending a one-off transfer, then Key Currency is the best option.

Key Currency was the cheapest on 27 of the 29 days it quoted $7,000 transfers to Oman.

For recurring transfers, I'd suggest using an app or a multi-currency account with Wise.

For large transfers, a broker like Key Currency is the best option.

If your recipient needs cash, MoneyGram is the cheapest.

How much you send will affect the best option for you right now.

Pay for it

You have 4 ways to pay for your transfer to Oman, including bank transfer, debit card, credit card, and cash deposit.

Usually, using bank transfer to fund your transfer is the cheapest but slowest option (ACH and takes a day or two).

You can use a debit card, Apple Pay and Google Pay for quicker deposit but its a bit more expensive.

I suggest avoiding credit cards since these are most expensive and have cash advance fees (Amex is very rarely accepted in general).

Check and send

First time round you'll need to confirm who you are.

An SSN isn't required, an ITIN or a foreign passport works with most companies here.

Compare amounts

How much USD are you sending to Oman?

How much USD you send to Oman heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Key Currency was the cheapest in 90% of the transfers from $5,000 it quoted, and in 90% of all the transfers it quoted.

Cheapest service
$500-0.21%$0.00OMR 192.65with debit card to bank deposit+OMR 6.90
$2,0000.21%$0.00OMR 767.40with debit card to bank deposit+OMR 17.14
$5,0000.47%$0.00OMR 1,913.50with debit card to bank deposit+OMR 14.57
$7,000This page0.25%$0.00OMR 2,684.75with bank transfer to bank deposit+OMR 28.54
$10,0000.25%$0.00OMR 3,835.28with bank transfer to bank deposit+OMR 40.23
$50,0000.20%$0.00OMR 19,186.00with bank transfer to bank deposit+OMR 195.10
$100,0000.15%$0.00OMR 38,391.23with bank transfer to bank deposit+OMR 405.79
$250,0000.15%$0.00OMR 95,980.06with bank transfer to bank deposit+OMR 1,014.96

Mid-market rate: 1 USD = 0.3845 OMR

USD/OMR Exchange Rate History

Is today a good time to send money from US to Oman?

The cheapest way to send USD to OMR can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 7,000 USD transfers to Oman.

OMR received for $7,000, after fees

Wed, Oct 28, 2026Mid-market rateOMR 2,691.48 Key Currency OMR 2,684.75Key CurrencyOMR 2,684.75Regency FXOMR 2,684.21OFXOMR 2,678.02

2,660
2,665
2,670
2,675
2,680
2,685
2,690
2,695
At the mid-market rateWith the cheapest optionKey CurrencyRegency FXOFX
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3845 – OMR 2,691.57
Key Currency Cheapest 0.3835 $0.00 OMR 2,684.84 −OMR 6.73
Regency FX 0.3835 $0.00 OMR 2,684.30 −OMR 7.27
OFX 0.3826 $0.00 OMR 2,678.11 −OMR 13.46
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3845 – OMR 2,691.44
Key Currency Cheapest 0.3835 $0.00 OMR 2,684.71 −OMR 6.73
Regency FX 0.3835 $0.00 OMR 2,684.17 −OMR 7.27
OFX 0.3826 $0.00 OMR 2,677.98 −OMR 13.46
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3845 – OMR 2,691.79
Key Currency Cheapest 0.3836 $0.00 OMR 2,685.06 −OMR 6.73
Regency FX 0.3835 $0.00 OMR 2,684.52 −OMR 7.27
OFX 0.3826 $0.00 OMR 2,678.33 −OMR 13.46
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3845 – OMR 2,691.51
Key Currency Cheapest 0.3835 $0.00 OMR 2,684.78 −OMR 6.73
Regency FX 0.3835 $0.00 OMR 2,684.24 −OMR 7.27
OFX 0.3826 $0.00 OMR 2,678.05 −OMR 13.46
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3839 – OMR 2,687.17
Key Currency Cheapest 0.3829 $0.00 OMR 2,680.46 −OMR 6.71
Regency FX 0.3828 $0.00 OMR 2,679.92 −OMR 7.25
OFX 0.3820 $0.00 OMR 2,673.74 −OMR 13.43
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3837 – OMR 2,685.98
Key Currency Cheapest 0.3828 $0.00 OMR 2,679.27 −OMR 6.71
Regency FX 0.3827 $0.00 OMR 2,678.73 −OMR 7.25
OFX 0.3818 $0.00 OMR 2,672.55 −OMR 13.43
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3845 – OMR 2,691.39
Key Currency Cheapest 0.3835 $0.00 OMR 2,684.66 −OMR 6.73
Regency FX 0.3834 $0.00 OMR 2,684.12 −OMR 7.27
OFX 0.3826 $0.00 OMR 2,677.93 −OMR 13.46
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3845 – OMR 2,691.48
Key Currency Cheapest 0.3835 $0.00 OMR 2,684.75 −OMR 6.73
Regency FX 0.3835 $0.00 OMR 2,684.21 −OMR 7.27
OFX 0.3826 $0.00 OMR 2,678.02 −OMR 13.46
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3845 – OMR 2,691.36
Key Currency Cheapest 0.3835 $0.00 OMR 2,684.63 −OMR 6.73
Regency FX 0.3834 $0.00 OMR 2,684.09 −OMR 7.27
OFX 0.3826 $0.00 OMR 2,677.90 −OMR 13.46
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3845 – OMR 2,691.68
Key Currency Cheapest 0.3836 $0.00 OMR 2,684.95 −OMR 6.73
Regency FX 0.3835 $0.00 OMR 2,684.41 −OMR 7.27
OFX 0.3826 $0.00 OMR 2,678.22 −OMR 13.46
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Wise Cheapest 0.3850 $54.40 OMR 2,674.16 –
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
OFX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3847 – OMR 2,693.19
Key Currency Cheapest 0.3838 $0.00 OMR 2,686.46 −OMR 6.73
Regency FX 0.3837 $0.00 OMR 2,685.92 −OMR 7.27
OFX 0.3828 $0.00 OMR 2,679.73 −OMR 13.46
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3847 – OMR 2,693.19
Key Currency Cheapest 0.3838 $0.00 OMR 2,686.46 −OMR 6.73
Regency FX 0.3837 $0.00 OMR 2,685.92 −OMR 7.27
OFX 0.3828 $0.00 OMR 2,679.73 −OMR 13.46
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3845 – OMR 2,691.51
Key Currency Cheapest 0.3835 $0.00 OMR 2,684.78 −OMR 6.73
Regency FX 0.3835 $0.00 OMR 2,684.24 −OMR 7.27
OFX 0.3826 $0.00 OMR 2,678.05 −OMR 13.46
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3845 – OMR 2,691.51
Key Currency Cheapest 0.3835 $0.00 OMR 2,684.79 −OMR 6.72
Regency FX 0.3835 $0.00 OMR 2,684.25 −OMR 7.26
OFX 0.3826 $0.00 OMR 2,678.06 −OMR 13.45
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3845 – OMR 2,691.49
Key Currency Cheapest 0.3835 $0.00 OMR 2,684.76 −OMR 6.73
Regency FX 0.3835 $0.00 OMR 2,684.22 −OMR 7.27
OFX 0.3826 $0.00 OMR 2,678.03 −OMR 13.46
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3845 – OMR 2,691.36
Key Currency Cheapest 0.3835 $0.00 OMR 2,684.63 −OMR 6.73
Regency FX 0.3834 $0.00 OMR 2,684.09 −OMR 7.27
OFX 0.3826 $0.00 OMR 2,677.90 −OMR 13.46
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3845 – OMR 2,691.36
Key Currency Cheapest 0.3835 $0.00 OMR 2,684.63 −OMR 6.73
Regency FX 0.3834 $0.00 OMR 2,684.09 −OMR 7.27
OFX 0.3826 $0.00 OMR 2,677.90 −OMR 13.46
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3824 – OMR 2,676.89
Wise Cheapest 0.3850 $57.84 OMR 2,672.91 −OMR 3.98
Key Currency 0.3815 $0.00 OMR 2,670.20 −OMR 6.69
Regency FX 0.3814 $0.00 OMR 2,669.66 −OMR 7.23
OFX 0.3805 $0.00 OMR 2,663.51 −OMR 13.38
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3824 – OMR 2,676.89
Wise Cheapest 0.3850 $57.84 OMR 2,672.91 −OMR 3.98
Key Currency 0.3815 $0.00 OMR 2,670.20 −OMR 6.69
Regency FX 0.3814 $0.00 OMR 2,669.66 −OMR 7.23
OFX 0.3805 $0.00 OMR 2,663.51 −OMR 13.38
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3845 – OMR 2,691.49
Key Currency Cheapest 0.3835 $0.00 OMR 2,684.76 −OMR 6.73
Regency FX 0.3835 $0.00 OMR 2,684.22 −OMR 7.27
OFX 0.3826 $0.00 OMR 2,678.03 −OMR 13.46
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3845 – OMR 2,691.48
Key Currency Cheapest 0.3835 $0.00 OMR 2,684.75 −OMR 6.73
Regency FX 0.3835 $0.00 OMR 2,684.21 −OMR 7.27
OFX 0.3826 $0.00 OMR 2,678.02 −OMR 13.46
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3845 – OMR 2,691.49
Key Currency Cheapest 0.3835 $0.00 OMR 2,684.76 −OMR 6.73
Regency FX 0.3835 $0.00 OMR 2,684.23 −OMR 7.26
OFX 0.3826 $0.00 OMR 2,678.04 −OMR 13.45
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3845 – OMR 2,691.47
Key Currency Cheapest 0.3835 $0.00 OMR 2,684.74 −OMR 6.73
Regency FX 0.3835 $0.00 OMR 2,684.21 −OMR 7.26
OFX 0.3826 $0.00 OMR 2,678.01 −OMR 13.46
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3845 – OMR 2,691.49
Key Currency Cheapest 0.3835 $0.00 OMR 2,684.76 −OMR 6.73
Regency FX 0.3835 $0.00 OMR 2,684.22 −OMR 7.27
OFX 0.3826 $0.00 OMR 2,678.03 −OMR 13.46
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3830 – OMR 2,680.79
Key Currency Cheapest 0.3820 $0.00 OMR 2,674.09 −OMR 6.70
Regency FX 0.3819 $0.00 OMR 2,673.55 −OMR 7.24
OFX 0.3811 $0.00 OMR 2,667.39 −OMR 13.40
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3830 – OMR 2,680.79
Key Currency Cheapest 0.3820 $0.00 OMR 2,674.09 −OMR 6.70
Regency FX 0.3819 $0.00 OMR 2,673.55 −OMR 7.24
OFX 0.3811 $0.00 OMR 2,667.39 −OMR 13.40
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3845 – OMR 2,691.50
Key Currency Cheapest 0.3835 $0.00 OMR 2,684.77 −OMR 6.73
Regency FX 0.3835 $0.00 OMR 2,684.23 −OMR 7.27
OFX 0.3826 $0.00 OMR 2,678.04 −OMR 13.46
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3845 – OMR 2,691.57
Key Currency Cheapest 0.3835 $0.00 OMR 2,684.84 −OMR 6.73
Regency FX 0.3835 $0.00 OMR 2,684.30 −OMR 7.27
OFX 0.3826 $0.00 OMR 2,678.11 −OMR 13.46
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3845 – OMR 2,691.48
Key Currency Cheapest 0.3835 $0.00 OMR 2,684.75 −OMR 6.73
Regency FX 0.3835 $0.00 OMR 2,684.21 −OMR 7.27
OFX 0.3826 $0.00 OMR 2,678.02 −OMR 13.46

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send $7,000, after fees, as quoted by each company. The mid-market line shows what $7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

Understanding USD/OMR exchange rate

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more OMR per USD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of OMR on every transfer from US.

Right now, Key Currency pays 2,684.75 OMR on 7,000 USD, which is 6.73 OMR less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 2,686.46 OMR.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Oman.

We've tracked 207 comparisons to check how often today's top companies were the cheapest across 8 amounts over the past month.

  1. Key CurrencyAppeared in 116 comparisons

    Cheapest in 90% of them

  2. Regency FXAppeared in 116 comparisons

    Never the cheapest

  3. OFXAppeared in 206 comparisons

    Cheapest in 22% of them

Based on 207 comparisons across 8 amounts over the last 30 days.

Is the cheapest money transfer company always the best?

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyze companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Key Currency is the cheapest and gets you the most OMR, and it was also the cheapest in 90% of the 116 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Oman.

Regency FX (today's second cheapest) was the cheapest in only 0% of its comparisons, so it's rarely the cheapest option for transfers to Oman.

Ways to send money from the US to Oman

There are 7 companies available for sending money from the US to Oman, across broker, online, app, global account, multi-currency account, and in person, and more.

For regular transfers home

Money transfer apps

If you send a few hundred dollars home every payday, an app is usually the cheapest way and the least work.

Wise charges $50.25 on a $7,000 transfer with -0.13% markup, saves your recipient's details for next time, and OMR arrives in within a week.

Over the past month, Wise was the cheapest app on 100% of the days it appeared for $7,000 transfers.

Funding from a US bank account or debit card avoids the 1% federal tax that applies to cash-funded transfers.

Sending without a US bank account

Cash & in-person transfers

Paying in cash at an agent can work without a US bank account.

The ID accepted depends on the company and the amount, so check before visiting if you do not have an SSN.

Hand $7,000 to a MoneyGram agent in the US, and your recipient will get 2,668.4 OMR in minutes - 24 hours.

Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.

However, transfers funded with cash or a money order carry a 1% federal tax since January 1, 2026. To avoid it, fund with a debit card or bank account instead (most agents take both).

For one-off transfers

Online transfers

For a one-off transfer, an online service funded from your checking account is usually the cheapest way to send money to Oman.

Of all online companies listed here, Wise gets you the most OMR per USD.

On a $7,000 transfer, you will get 2,675.76 OMR after a $50.25 fee and -0.13% markup.

In our comparisons over the past month, it was the cheapest online service on 30 of the 30 days it quoted.

But, bank funding (ACH) takes 1 to 3 business days to clear, while debit cards (and Google Pay/Apple Pay) are usually instant but cost a bit more.

For transfers over $10,000

Currency brokers

For large transfers to Oman (e.g. a property purchase, tuition, or moving to Oman), a broker like Key Currency charges no fee, gives you a dedicated account manager, and adds 0.25% markup on USD/OMR that gets lower the more you send.

Our analysis shows Key Currency was the cheapest broker in 100% of the transfers from $5,000 it quoted.

It's also good to check Wise since you get a bulk discount on transfers over $25,000.

Business payments from the US

Global accounts

Global accounts are for US businesses paying people abroad.

Companies like Airwallex, WorldFirst, or Payoneer handle the recurring and batch payments, invoicing, tracking, and more.

Holding & spending currencies

Multi-currency accounts

A multi-currency account like Wise is the best for holding and receiving OMR.

This is useful for traveling to Oman, building up OMR balance, or receiving payments in OMR.

Wise converts $7,000 at -0.13% markup plus small fee and holds the OMR until you spend it.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Ways to fund USD and receive OMR in Oman

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $7,000 gives your recipient 2,684.75 OMR.

Deposit USD by bank transfer, debit card, credit card, and cash deposit.

The simplest way is to pay from your US checking account

Pay by bank transfer using your routing and account numbers.

An ACH payment is usually cheaper than a card, but it may take some time for it to clear before a money transfer company can send the money to Oman.

You can deposit cash

You'll need to visit the nearest MoneyGram branch and hand over $7,000.

MoneyGram is the cheapest option and will get you 2,668.4 OMR on a $7,000 transfer after fees.

Transfers funded with physical cash are subject to the 1% US remittance transfer tax, but funding from a US bank account or with a US-issued debit or credit card is exempt.

Zelle, Venmo and Cash App only support domestic transfers, so they cannot send money to Oman.

Your recipient in Oman can collect OMR through bank deposit and cash pickup.

They can collect cash in Oman

Your recipient can collect OMR from a participating MoneyGram location in Oman.

They should take a valid photo ID and the collection reference, and check that the name on the transfer matches their ID.

  1. 1
    Bank transfer Bank deposit

    You pay $7,000.00

    RO2,685

    Cheapest

  2. 2
    Bank transfer Cash pickup

    You pay $7,005.99

    RO2,668

    -RO16

  3. 3
    Debit card Cash pickup

    You pay $7,075.99

    RO2,668

    -RO16

  4. 4
    Credit card Cash pickup

    You pay $7,179.99

    RO2,668

    -RO16

  5. 5
    Cash deposit Cash pickup

    You pay $7,060.79

    RO2,643

    -RO42

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  1. 6
    Debit card Bank deposit

    You pay $7,000.00

    RO2,634

    -RO51

  2. 7
    Credit card Bank deposit

    You pay $7,000.00

    RO2,568

    -RO117

Things to consider before sending USD to Oman

The way you fund the transfer now affects the tax, while US law gives you specific rights if something goes wrong.

Find the right USD/OMR company

Cheapest way to send money to Oman

The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 2,684.75 OMR, which is 0.02% more than the next best option.

Fastest way to send money to Oman

The fastest option is Regency FX. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 2,684.21 OMR, with the money arriving in minutes - 24 hours.

Cash-funded transfers now carry a 1% tax

Since January 1, 2026, a 1% federal tax applies when an international transfer is funded with cash, a money order, a cashier's check or a traveler's check.

Funding from a US bank account, including ACH, or with a US-issued debit or credit card is exempt.

The rule applies to how you pay in, so your recipient can still collect cash without triggering the tax.

The $10,000 rule is not a transfer limit

There is no federal cap on how much of your own money you can send electronically abroad.

Your bank or transfer company can set its own limit and ask for proof of where a large or unusual payment came from.

Cash reports and the declaration for physically carrying more than $10,000 across the US border are separate rules.

Do not split cash transactions to avoid a report.

You normally have 30 minutes to cancel

The US Remittance Transfer Rule requires a covered company to show the exchange rate, fees and expected amount received before you pay.

You can normally cancel within 30 minutes at no charge, provided the money has not been deposited or collected.

You also have error-resolution rights if the wrong amount arrives or the transfer never turns up.

Contact the company first and keep the receipt.

The CFPB explains the cancellation and error process.

Need to send a large amount of USD to Oman?

For transfers over $10,000, Wise is the best option.

It offers the best exchange rate, which is more important than the fee for large transfers to Oman.

While Wise may not always be the cheapest or fastest way to send OMR, they offer years of experience, and will offer you the peace of mind you need when sending large amounts abroad.

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How we analyze the market

We track, save, and analyze the cost, speed, and product offerings of the leading money transfer services available between Oman and United States.


We work with leading money transfer companies to provide real time fees and exchange rates. In the past 30 days alone, we analyzed 207 comparisons across 8 amounts.

This page covers the cheapest and fastest options for USD/OMR transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

For a deeper understanding of our commitment to integrity and transparency, check out these articles:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.