Send Money to Mozambique from South Africa | Best ZAR-MZN Exchange Rates

Best companies for ZAR/MZN transfers
4 of 4 providers Last updated on 28 October 2026
Based on 4,300 ZAR transfer Best companies for ZAR/MZN transfers Sort Cheapest
Promoted WorldRemit Pay via Debit card	Fee R 0,00 1 ZAR = 3.7565 MZN +2.08% vs mid-market	Recipient gets MZN 16 153,08 Minutes - 2 days
13 reviews Receive to bank account or cash pickup
Ways to receive money in Mozambique with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutes - 2 days Free1 ZAR = 3.7565 MZN MZN 16 153,08You payR 4 300,00
Run a live search Showing top South Africa to Mozambique deals for 4,300 ZAR. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live ZAR to MZN rates.
Run a live search These companies offer multi-currency accounts for spending MZN. We suggest doing a live search based on how much ZAR you're planning to spend in Mozambique.
Run a live search These are managed services with real human support for large ZAR transfers. Click the link and update the transfer amount to get the best deal.
Only available via Mobile App WorldRemit Pay via Debit card	Fee R 0,00 1 ZAR = 3.7565 MZN +2.08% vs mid-market	Recipient gets MZN 16 153,08 Minutes - 2 days
13 reviews CheapestRecommended Receive to bank account or cash pickup
Ways to receive money in Mozambique with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutes - 2 days Free1 ZAR = 3.7565 MZN MZN 16 153,08You payR 4 300,00
Send Money Between PayPal Accounts PayPal App (P2P Transfer) Pay via Bank transfer	Fee R 172,00 1 ZAR = 3.6052 MZN +6.00% vs mid-market	Recipient gets MZN 14 882,33 Minutes
0 reviews Fastest
Ways to receive money in Mozambique with PayPal App (P2P Transfer) when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes R 172,001 ZAR = 3.6052 MZN MZN 14 882,33You payR 4 300,00
Send cash via a MoneyGram agent MoneyGram Agent Pay via Bank transfer	Fee R 172,00 1 ZAR = 3.6052 MZN +6.00% vs mid-market	Recipient gets MZN 14 882,33 Minutes - 3 days
0 reviews
Ways to receive money in Mozambique with MoneyGram Agent when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days R 172,001 ZAR = 3.6052 MZN MZN 14 882,33You payR 4 300,00
Send cash via a Western Union agent Western Union Agent Pay via Bank transfer	Fee R 129,00 1 ZAR = 3.5669 MZN +7.00% vs mid-market	Recipient gets MZN 14 877,38 Minutes - 5 days
0 reviews
Ways to receive money in Mozambique with Western Union Agent when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 5 days R 129,001 ZAR = 3.5669 MZN MZN 14 877,38You payR 4 300,00
How Our Results Work Mid-market rate: 1 ZAR = 3.8353 MZN Updates every 60 minutes.

Why compare

ZAR/MZN exchange rate

Best ways to pay & receive

Transfer speed

How to send money from South Africa to Mozambique

Pick a company

For a one-off transfer to Mozambique, I suggest picking the cheapest option which is WorldRemit.

WorldRemit was the cheapest on 13 of the 13 days it quoted R4,300 transfers to Mozambique.

On a 4,300 ZAR transfer, WorldRemit delivers the most MZN.

The best option will change depending on how much you actually send, so I suggest to get the best ZAR/MZN rate.

Fund your transfer

You have 2 ways to pay, including bank transfer and debit card.

PayShap is the quickest way to fund your transfer, though it caps at R50,000 a transaction.

Above that you're on a normal EFT, which is same-day or next-day rather than instant.

Verify and send

First time round you'll need your ID and proof of address.

Anything beyond your yearly allowance needs a tax number and clearance from SARS first, so check which side of that line you're on.

Compare amounts

How much ZAR are you sending to Mozambique?

How much ZAR you send to Mozambique heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows WorldRemit was the cheapest in 62% of all the transfers it quoted over the past month.


R 2 000	2.08%	R 0,00	MZN 7 513,06with debit card to mobile money	+MZN 443,85
R 4 300This page	2.08%	R 0,00	MZN 16 153,08with debit card to mobile money	+MZN 954,30
R 4 500	1.96%	R 0,00	MZN 16 903,53with debit card to mobile money	+MZN 1 012,09
R 5 000	2.14%	R 0,00	MZN 18 762,85with debit card to mobile money	+MZN 1 100,83
R 50 000	0.27%	R 0,00	MZN 191 200,01with bank transfer to bank deposit	+MZN 1 785,76
R 100 000	2.20%	R 0,00	MZN 375 257,00with debit card to mobile money	MZN 0,00
R 130 000	0.27%	R 0,00	MZN 497 366,37with bank transfer to bank deposit	+MZN 4 766,14

Mid-market rate: 1 ZAR = 3.8353 MZN

ZAR/MZN Exchange Rate History

Is today a good time to send money from South Africa to Mozambique?

The cheapest way to send ZAR to MZN can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's WorldRemit), across 30 days of comparisons for 4,300 ZAR transfers to Mozambique.

Tue, 29 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3.8843	–	MZN 16 702,70
PayPal App (P2P Transfer) Cheapest	3.6513	R 172,00	MZN 15 072,52	−MZN 1 630,18
MoneyGram Agent	3.6513	R 172,00	MZN 15 072,52	−MZN 1 630,18
WorldRemit No quote collected this day	–	–	–	–

Wed, 30 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3.9031	–	MZN 16 783,51
WorldRemit Cheapest	3.8185	R 0,00	MZN 16 419,46	−MZN 364,05
PayPal App (P2P Transfer)	3.6690	R 172,00	MZN 15 145,44	−MZN 1 638,07
MoneyGram Agent	3.6690	R 172,00	MZN 15 145,44	−MZN 1 638,07

Thu, 01 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3.8902	–	MZN 16 727,74
PayPal App (P2P Transfer) Cheapest	3.6568	R 172,00	MZN 15 095,11	−MZN 1 632,63
MoneyGram Agent	3.6568	R 172,00	MZN 15 095,11	−MZN 1 632,63
WorldRemit No quote collected this day	–	–	–	–

Fri, 02 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3.8329	–	MZN 16 481,56
WorldRemit Cheapest	3.7620	R 0,00	MZN 16 176,60	−MZN 304,96
PayPal App (P2P Transfer)	3.6029	R 172,00	MZN 14 872,96	−MZN 1 608,60
MoneyGram Agent	3.6029	R 172,00	MZN 14 872,96	−MZN 1 608,60

Sat, 03 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3.8369	–	MZN 16 498,61
WorldRemit Cheapest	3.7446	R 0,00	MZN 16 101,95	−MZN 396,66
PayPal App (P2P Transfer)	3.6067	R 172,00	MZN 14 888,35	−MZN 1 610,26
MoneyGram Agent	3.6067	R 172,00	MZN 14 888,35	−MZN 1 610,26

Sun, 04 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3.8369	–	MZN 16 498,66
PayPal App (P2P Transfer) Cheapest	3.6067	R 172,00	MZN 14 888,39	−MZN 1 610,27
MoneyGram Agent	3.6067	R 172,00	MZN 14 888,39	−MZN 1 610,27
WorldRemit No quote collected this day	–	–	–	–

Mon, 05 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3.8245	–	MZN 16 445,16
PayPal App (P2P Transfer) Cheapest	3.5950	R 172,00	MZN 14 840,11	−MZN 1 605,05
MoneyGram Agent	3.5950	R 172,00	MZN 14 840,11	−MZN 1 605,05
WorldRemit No quote collected this day	–	–	–	–

Tue, 06 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3.8401	–	MZN 16 512,30
PayPal App (P2P Transfer) Cheapest	3.6097	R 172,00	MZN 14 900,70	−MZN 1 611,60
MoneyGram Agent	3.6097	R 172,00	MZN 14 900,70	−MZN 1 611,60
WorldRemit No quote collected this day	–	–	–	–

Wed, 07 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3.8509	–	MZN 16 558,99
PayPal App (P2P Transfer) Cheapest	3.6199	R 172,00	MZN 14 942,83	−MZN 1 616,16
MoneyGram Agent	3.6199	R 172,00	MZN 14 942,83	−MZN 1 616,16
WorldRemit No quote collected this day	–	–	–	–

Thu, 08 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3.8365	–	MZN 16 496,96
WorldRemit Cheapest	3.7635	R 0,00	MZN 16 183,09	−MZN 313,87
PayPal App (P2P Transfer)	3.6063	R 172,00	MZN 14 886,86	−MZN 1 610,10
MoneyGram Agent	3.6063	R 172,00	MZN 14 886,86	−MZN 1 610,10

Fri, 09 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3.8667	–	MZN 16 626,99
PayPal App (P2P Transfer) Cheapest	3.6347	R 172,00	MZN 15 004,20	−MZN 1 622,79
MoneyGram Agent	3.6347	R 172,00	MZN 15 004,20	−MZN 1 622,79
WorldRemit No quote collected this day	–	–	–	–

Sat, 10 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3.8687	–	MZN 16 635,22
WorldRemit Cheapest	3.7839	R 0,00	MZN 16 270,73	−MZN 364,49
PayPal App (P2P Transfer)	3.6365	R 172,00	MZN 15 011,62	−MZN 1 623,60
MoneyGram Agent	3.6365	R 172,00	MZN 15 011,62	−MZN 1 623,60

Sun, 11 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3.8687	–	MZN 16 635,22
WorldRemit Cheapest	3.7839	R 0,00	MZN 16 270,73	−MZN 364,49
PayPal App (P2P Transfer)	3.6365	R 172,00	MZN 15 011,62	−MZN 1 623,60
MoneyGram Agent	3.6365	R 172,00	MZN 15 011,62	−MZN 1 623,60

Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3.8712	–	MZN 16 646,15
WorldRemit Cheapest	3.7960	R 0,00	MZN 16 322,80	−MZN 323,35
PayPal App (P2P Transfer)	3.6389	R 172,00	MZN 15 021,48	−MZN 1 624,67
MoneyGram Agent	3.6389	R 172,00	MZN 15 021,48	−MZN 1 624,67

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3.8696	–	MZN 16 639,24
WorldRemit Cheapest	3.7862	R 0,00	MZN 16 280,83	−MZN 358,41
PayPal App (P2P Transfer)	3.6374	R 172,00	MZN 15 015,25	−MZN 1 623,99
MoneyGram Agent	3.6374	R 172,00	MZN 15 015,25	−MZN 1 623,99

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3.8743	–	MZN 16 659,52
WorldRemit Cheapest	3.8077	R 0,00	MZN 16 373,28	−MZN 286,24
PayPal App (P2P Transfer)	3.6418	R 172,00	MZN 15 033,55	−MZN 1 625,97
MoneyGram Agent	3.6418	R 172,00	MZN 15 033,55	−MZN 1 625,97

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3.8583	–	MZN 16 590,90
WorldRemit Cheapest	3.7782	R 0,00	MZN 16 246,17	−MZN 344,73
PayPal App (P2P Transfer)	3.6268	R 172,00	MZN 14 971,63	−MZN 1 619,27
MoneyGram Agent	3.6268	R 172,00	MZN 14 971,63	−MZN 1 619,27

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3.8821	–	MZN 16 693,14
PayPal App (P2P Transfer) Cheapest	3.6492	R 172,00	MZN 15 063,89	−MZN 1 629,25
MoneyGram Agent	3.6492	R 172,00	MZN 15 063,89	−MZN 1 629,25
WorldRemit No quote collected this day	–	–	–	–

Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3.8744	–	MZN 16 659,95
PayPal App (P2P Transfer) Cheapest	3.6419	R 172,00	MZN 15 033,94	−MZN 1 626,01
MoneyGram Agent	3.6419	R 172,00	MZN 15 033,94	−MZN 1 626,01
WorldRemit No quote collected this day	–	–	–	–

Sun, 18 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3.8744	–	MZN 16 659,72
PayPal App (P2P Transfer) Cheapest	3.6419	R 172,00	MZN 15 033,73	−MZN 1 625,99
MoneyGram Agent	3.6419	R 172,00	MZN 15 033,73	−MZN 1 625,99
WorldRemit No quote collected this day	–	–	–	–

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3.8815	–	MZN 16 690,60
PayPal App (P2P Transfer) Cheapest	3.6486	R 172,00	MZN 15 061,60	−MZN 1 629,00
MoneyGram Agent	3.6486	R 172,00	MZN 15 061,60	−MZN 1 629,00
WorldRemit No quote collected this day	–	–	–	–

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3.8919	–	MZN 16 735,03
PayPal App (P2P Transfer) Cheapest	3.6584	R 172,00	MZN 15 101,69	−MZN 1 633,34
MoneyGram Agent	3.6584	R 172,00	MZN 15 101,69	−MZN 1 633,34
WorldRemit No quote collected this day	–	–	–	–

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3.8951	–	MZN 16 748,73
PayPal App (P2P Transfer) Cheapest	3.6613	R 172,00	MZN 15 114,05	−MZN 1 634,68
MoneyGram Agent	3.6613	R 172,00	MZN 15 114,05	−MZN 1 634,68
WorldRemit No quote collected this day	–	–	–	–

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3.8913	–	MZN 16 732,52
PayPal App (P2P Transfer) Cheapest	3.6578	R 172,00	MZN 15 099,42	−MZN 1 633,10
MoneyGram Agent	3.6578	R 172,00	MZN 15 099,42	−MZN 1 633,10
WorldRemit No quote collected this day	–	–	–	–

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3.8688	–	MZN 16 635,92
WorldRemit Cheapest	3.8011	R 0,00	MZN 16 344,60	−MZN 291,32
PayPal App (P2P Transfer)	3.6367	R 172,00	MZN 15 012,26	−MZN 1 623,66
MoneyGram Agent	3.6367	R 172,00	MZN 15 012,26	−MZN 1 623,66

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3.8557	–	MZN 16 579,61
PayPal App (P2P Transfer) Cheapest	3.6244	R 172,00	MZN 14 961,44	−MZN 1 618,17
MoneyGram Agent	3.6244	R 172,00	MZN 14 961,44	−MZN 1 618,17
WorldRemit No quote collected this day	–	–	–	–

Sun, 25 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3.8557	–	MZN 16 579,61
WorldRemit Cheapest	3.7698	R 0,00	MZN 16 210,31	−MZN 369,30
PayPal App (P2P Transfer)	3.6244	R 172,00	MZN 14 961,44	−MZN 1 618,17
MoneyGram Agent	3.6244	R 172,00	MZN 14 961,44	−MZN 1 618,17

Mon, 26 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3.8481	–	MZN 16 546,99
PayPal App (P2P Transfer) Cheapest	3.6172	R 172,00	MZN 14 932,00	−MZN 1 614,99
MoneyGram Agent	3.6172	R 172,00	MZN 14 932,00	−MZN 1 614,99
WorldRemit No quote collected this day	–	–	–	–

Tue, 27 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3.8405	–	MZN 16 514,35
PayPal App (P2P Transfer) Cheapest	3.6101	R 172,00	MZN 14 902,55	−MZN 1 611,80
MoneyGram Agent	3.6101	R 172,00	MZN 14 902,55	−MZN 1 611,80
WorldRemit No quote collected this day	–	–	–	–

Wed, 28 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3.8353	–	MZN 16 491,94
WorldRemit Cheapest	3.7565	R 0,00	MZN 16 153,08	−MZN 338,86
PayPal App (P2P Transfer)	3.6052	R 172,00	MZN 14 882,33	−MZN 1 609,61
MoneyGram Agent	3.6052	R 172,00	MZN 14 882,33	−MZN 1 609,61

Each line shows what the recipient gets when you send R 4 300, after fees, as quoted by each company. The mid-market line shows what R 4 300 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more MZN per ZAR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of MZN on every transfer from South Africa.

Right now, WorldRemit pays 16,153.08 MZN on 4,300 ZAR, which is 338.86 MZN less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 16,419.46 MZN.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Mozambique.

We've tracked 154 comparisons to check how often today's top companies were the cheapest across 7 amounts over the past month.

WorldRemitAppeared in 86 comparisons
Cheapest in 62% of them
PayPal App (P2P Transfer)Appeared in 91 comparisons
Cheapest in 46% of them
MoneyGram AgentAppeared in 91 comparisons
Never the cheapest

Based on 154 comparisons across 7 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today WorldRemit is the cheapest and gets you the most MZN, and it was also the cheapest in 62% of the 86 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Mozambique.

PayPal App (P2P Transfer) (today's second cheapest) was the cheapest in only 46% of its comparisons, so it's rarely the cheapest option for transfers to Mozambique.

Ways to send money from South Africa to Mozambique

4 companies send money from South Africa to Mozambique.

Frequent transfers from South Africa

Online transfers

Apps and online services are best for recurring transfers to Mozambique.

WorldRemit is the cheapest option.

It will get you 16,153.08 MZN on a R4,300 transfer.

For fast transfers, WorldRemit is a good option, it will deliver MZN in minutes - 2 days.

In our comparisons over the past month, it was the cheapest online service on 13 of the 13 days it quoted.

Most companies will let you fund your transfer by EFT, and will ask for your FICA details.

Emigration and large transfers

Currency brokers

Currency brokers are great for large transfers from South Africa to Mozambique.

They have no fees and add a markup on top of ZAR/MZN rate.

I suggest getting a few ZAR/MZN quotes from your bank and Regency FX and picking the best one.

Also, don’t forget about the R2 million limits on transfers from South Africa (more below).

For business payments abroad

Global accounts

Global accounts like Airwallex, Veem or Payoneer help South African businesses make recurring payments to suppliers and contractors in Mozambique.

Ways to fund ZAR and receive MZN in Mozambique

With WorldRemit, paying by debit card and receiving through mobile money is the cheapest combination. Sending R4,300 gives your recipient 16,153.08 MZN.

You can fund the transfer with bank transfer and debit card.

To receive MZN in Mozambique, your recipient can use bank deposit and mobile money.

1

Debit card Mobile money

You pay R4,300.00

MT16,153

Cheapest
2

Bank transfer Bank deposit

You pay R4,300.00

MT14,882

-MT1,271

Consider this when sending ZAR to Mozambique

South African exchange control dictates how much you can move and which paperwork you need. The exchange-rate margin then decides whether a bank, an online money transfer company or a forex specialist is cheaper.

Compare ZAR/MZN transfer options

For a ZAR 4,300 transfer to Mozambique, the current best options are:

The cheapest option is WorldRemit, funded by debit card with mobile money for the payout. Your recipient gets 16,153.08 MZN, which is 7.87% more than the next best option.

The fastest option is PayPal App (P2P Transfer), funded by bank transfer with bank deposit for the payout. Your recipient gets 14,882.33 MZN in minutes.

R2 million allowance

South African residents aged 18 or older can use the single discretionary allowance to transfer up to R2 million per calendar year for legal purposes abroad without a SARS tax-compliance PIN.

A further foreign capital allowance of up to R10 million is available with an Approval International Transfer PIN from SARS.

Amounts above the allowances need specific approval through an authorised dealer.

The allowances cover more than money transfers.

Foreign card spending and other qualifying use can reduce what remains, so check your year-to-date total before making payments.

The SARB Financial Surveillance guidance explains how the allowances can be used.

Get the purpose code right

Every legal cross-border payment in rand passes through an authorised dealer and carries a balance-of-payments purpose code.

A bank, transfer company or forex specialist may handle the form, but you are still responsible for giving the right reason.

Keep any relevant documents on hand, such as the property sale agreement, emigration documents, tuition invoice, proof of savings, etc.

For an emigration transfer, a specialist service can be useful because the AIT paperwork matters as much as the rate.

A gift can create donations tax

For the 2026/27 tax year, a natural person can make up to R150,000 of donations each year before donations tax applies.

The donor generally pays 20% on taxable donations up to the first R30 million of cumulative taxable gifts.

Payments between spouses and reasonable maintenance payments can be exempt.

A large family transfer should be classified before sending, rather than treated as tax-free because the recipient lives abroad.

Only use authorised companies

Search the company or its FSP number in the FSCA register.

Never move a transfer to crypto or a personal account to bypass exchange control.

Keep the quote, purpose-code confirmation and proof of payment until the recipient has the money.

How we analyse the market

Every rand that leaves South Africa goes through an authorised dealer, and every company here is FSCA-registered.

We track 4 of them on ZAR to Mozambique, comparing rates, fees and the pay-in and payout options in real time on live comparisons.

In the past 30 days alone, we analysed 154 comparisons across 7 amounts.

This page covers the cheapest and fastest options for ZAR/MZN transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Nothing appears without passing our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from South Africa