How to send money to Mozambique from UK with the best GBP-MZN rate

We’ve compared 7 companies, and found TapTap Send to be the cheapest, while TapTap Send is the fastest.

Sending £6,000 gets you MT558,300 with TapTap Send at 93.0500 MZN per GBP, about 8.94% more than the next best option.

Best companies for GBP/MZN transfers

7 of 7 providers

Last updated on 28 October 2026

Based on 6,000 GBP transfer

Best companies for GBP/MZN transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee £75.82 1 GBP = 84.9402 MZN +0.03% vs mid-market Recipient gets MZN 503,201.03 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Mozambique with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
£75.821 GBP = 84.9402 MZN
MZN 503,201.03You pay£6,000.00
Promoted

Xe

Pay via Debit card
Fee £0.00 1 GBP = 82.6636 MZN +2.74% vs mid-market Recipient gets MZN 495,981.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Mozambique with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 82.6636 MZN
MZN 495,981.60You pay£6,000.00

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Showing top United Kingdom to Mozambique deals for 6,000 GBP. Do a live search with your exact amount for today's best rates.

TapTap Send

Pay via Debit card
Fee £0.00 1 GBP = 93.0500 MZN -9.09% vs mid-market Recipient gets MZN 558,300.00 Minutes
CheapestFastest
Receive to bank account

Ways to receive money in Mozambique with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyMinutesAvailable via:M-PESA
Free1 GBP = 93.0500 MZN
MZN 558,300.00You pay£6,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee £0.00 1 GBP = 84.7339 MZN +0.27% vs mid-market Recipient gets MZN 508,403.50 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Mozambique with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 84.7339 MZN
MZN 508,403.50You pay£6,000.00

Wise

Pay via Bank transfer
Fee £75.82 1 GBP = 84.9402 MZN +0.03% vs mid-market Recipient gets MZN 503,201.03 Within a week
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Mozambique with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
£75.821 GBP = 84.9402 MZN
MZN 503,201.03You pay£6,000.00

Wise

Pay via Debit card
Fee £94.48 1 GBP = 84.9402 MZN +0.03% vs mid-market Recipient gets MZN 501,616.05 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Mozambique with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
£94.481 GBP = 84.9402 MZN
MZN 501,616.05You pay£6,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee £0.00 1 GBP = 83.3616 MZN +1.90% vs mid-market Recipient gets MZN 500,169.60 Minutes - 24 hours

Ways to receive money in Mozambique with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
Free1 GBP = 83.3616 MZN
MZN 500,169.60You pay£6,000.00
Cash pickupMinutes - 24 hours
£4.991 GBP = 83.3616 MZN
MZN 500,169.60You pay£6,004.99
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
Free1 GBP = 82.0636 MZN
MZN 492,381.60You pay£6,000.00
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee £0.00 1 GBP = 83.3616 MZN +1.90% vs mid-market Recipient gets MZN 500,169.60 Minutes - 24 hours

Ways to receive money in Mozambique with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
Free1 GBP = 83.3616 MZN
MZN 500,169.60You pay£6,000.00
Cash pickupMinutes - 24 hours
£4.991 GBP = 83.3616 MZN
MZN 500,169.60You pay£6,004.99
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
Free1 GBP = 82.0636 MZN
MZN 492,381.60You pay£6,000.00
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee £0.00 1 GBP = 83.3616 MZN +1.90% vs mid-market Recipient gets MZN 500,169.60 Minutes - 24 hours

Ways to receive money in Mozambique with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
Free1 GBP = 83.3616 MZN
MZN 500,169.60You pay£6,000.00
Cash pickupMinutes - 24 hours
£4.991 GBP = 83.3616 MZN
MZN 500,169.60You pay£6,004.99
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
Free1 GBP = 83.0302 MZN
MZN 498,181.20You pay£6,000.00
Only available via Mobile App

WorldRemit

Pay via Debit card
Fee £0.00 1 GBP = 82.7675 MZN +2.62% vs mid-market Recipient gets MZN 496,604.76 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Mozambique with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyMinutes - 2 days
Free1 GBP = 82.7675 MZN
MZN 496,604.76You pay£6,000.00

Xe

Pay via Debit card
Fee £0.00 1 GBP = 82.6636 MZN +2.74% vs mid-market Recipient gets MZN 495,981.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Mozambique with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 82.6636 MZN
MZN 495,981.60You pay£6,000.00

Xe

Pay via Bank transfer
Fee £0.00 1 GBP = 82.6636 MZN +2.74% vs mid-market Recipient gets MZN 495,981.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Mozambique with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 82.6636 MZN
MZN 495,981.60You pay£6,000.00

Xe

Pay via Credit card
Fee £0.00 1 GBP = 82.6636 MZN +2.74% vs mid-market Recipient gets MZN 495,981.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Mozambique with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 82.6636 MZN
MZN 495,981.60You pay£6,000.00

Wise

Pay via Credit card
Fee £206.37 1 GBP = 84.9402 MZN +0.03% vs mid-market Recipient gets MZN 492,112.09 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Mozambique with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
£206.371 GBP = 84.9402 MZN
MZN 492,112.09You pay£6,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee £188.00 1 GBP = 83.8381 MZN +1.33% vs mid-market Recipient gets MZN 487,266.88 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Mozambique with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
£188.001 GBP = 83.8381 MZN
MZN 487,266.88You pay£6,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 GBP = 84.9633 MZN Updates every 60 minutes.

How to send money from UK to Mozambique

Pick a company

For a one-off GBP transfer to Mozambique, I suggest picking the cheapest option which is TapTap Send.

TapTap Send was the cheapest on 30 of the 30 days it quoted £6,000 transfers to Mozambique.

On a 6,000 GBP transfer, TapTap Send delivers the most MZN.

The best option will change depending on how much you actually send, so I suggest to get the best GBP/MZN rate.

Fund your transfer

You have 3 ways to pay, including debit card, bank transfer, and credit card.

Paying from your bank is usually both cheapest and quickest, since most companies connect straight into your banking app via Open Banking.

Anywhere a debit card works, Apple Pay and Google Pay usually do too.

Verify and send

First time round you'll need to confirm your name, date of birth, address and a photo ID.

On a £6,000 transfer it's normally instant but can take a couple of hours.

Compare amounts

How much GBP are you sending to Mozambique?

How much GBP you send to Mozambique heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows TapTap Send was the cheapest in 100% of the transfers from £6,000 it quoted, and in 62% of all the transfers it quoted.

Cheapest service
£500-9.51%£0.00MZN 46,725.00with debit card to bank deposit+MZN 4,446.43
£1,000-9.18%£0.00MZN 93,070.00with debit card to bank deposit+MZN 8,676.35
£2,000-9.22%£0.00MZN 186,100.00with debit card to mobile money+MZN 16,081.37
£6,000This page-9.09%£0.00MZN 558,300.00with debit card to mobile money+MZN 55,534.01
£10,000-9.10%£0.00MZN 930,500.00with debit card to mobile money+MZN 91,181.49
£50,000-9.21%£0.00MZN 4,652,500.00with debit card to mobile money+MZN 455,879.65
£250,000-9.17%£0.00MZN 23,262,500.00with debit card to mobile money+MZN 2,212,541.68

Mid-market rate: 1 GBP = 84.9633 MZN

GBP/MZN Exchange Rate History

Is today a good time to send money from UK to Mozambique?

The cheapest way to send GBP to MZN can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's TapTap Send), across 30 days of comparisons for 6,000 GBP transfers to Mozambique.

MZN received for £6,000, after fees

Wed, 28 Oct 2026Mid-market rateMZN 509,779.90 TapTap Send MZN 558,300.00TapTap SendMZN 558,300.00Regency FXMZN 508,403.50WiseMZN 503,201.03

480,000
500,000
520,000
540,000
560,000
580,000
At the mid-market rateWith the cheapest optionTapTap SendRegency FXWise
Exchange rateFeeRecipient getsDifference
Mid-market rate 84.6346 – MZN 507,807.72
TapTap Send Cheapest 92.1500 £0.00 MZN 552,900.00 +MZN 45,092.28
Regency FX 84.4061 £0.00 MZN 506,436.64 −MZN 1,371.08
Wise 84.7299 £93.94 MZN 500,419.87 −MZN 7,387.85
Exchange rateFeeRecipient getsDifference
Mid-market rate 84.7990 – MZN 508,793.83
TapTap Send Cheapest 92.1500 £0.00 MZN 552,900.00 +MZN 44,106.17
Regency FX 84.5700 £0.00 MZN 507,420.08 −MZN 1,373.75
Wise 85.0418 £104.39 MZN 501,373.29 −MZN 7,420.54
Exchange rateFeeRecipient getsDifference
Mid-market rate 84.5451 – MZN 507,270.35
TapTap Send Cheapest 92.1500 £0.00 MZN 552,900.00 +MZN 45,629.65
Regency FX 84.3168 £0.00 MZN 505,900.72 −MZN 1,369.63
Wise 84.6071 £78.76 MZN 500,978.94 −MZN 6,291.41
Exchange rateFeeRecipient getsDifference
Mid-market rate 84.4212 – MZN 506,527.41
TapTap Send Cheapest 89.6400 £0.00 MZN 537,840.00 +MZN 31,312.59
Regency FX 84.1933 £0.00 MZN 505,159.79 −MZN 1,367.62
Wise 84.5703 £93.95 MZN 499,476.42 −MZN 7,050.99
Exchange rateFeeRecipient getsDifference
Mid-market rate 84.6277 – MZN 507,766.25
TapTap Send Cheapest 89.6400 £0.00 MZN 537,840.00 +MZN 30,073.75
Regency FX 84.3992 £0.00 MZN 506,395.28 −MZN 1,370.97
Wise 84.2331 £75.84 MZN 499,010.36 −MZN 8,755.89
Exchange rateFeeRecipient getsDifference
Mid-market rate 84.4200 – MZN 506,520.12
TapTap Send Cheapest 89.6400 £0.00 MZN 537,840.00 +MZN 31,319.88
Regency FX 84.1921 £0.00 MZN 505,152.52 −MZN 1,367.60
Wise 84.2331 £75.84 MZN 499,010.36 −MZN 7,509.76
Exchange rateFeeRecipient getsDifference
Mid-market rate 84.4928 – MZN 506,957.01
TapTap Send Cheapest 89.6400 £0.00 MZN 537,840.00 +MZN 30,882.99
Regency FX 84.2647 £0.00 MZN 505,588.23 −MZN 1,368.78
Wise 84.7053 £99.18 MZN 499,830.73 −MZN 7,126.28
Exchange rateFeeRecipient getsDifference
Mid-market rate 84.5758 – MZN 507,454.94
TapTap Send Cheapest 89.8500 £0.00 MZN 539,100.00 +MZN 31,645.06
Regency FX 84.3475 £0.00 MZN 506,084.81 −MZN 1,370.13
Wise 84.7357 £97.43 MZN 500,158.40 −MZN 7,296.54
Exchange rateFeeRecipient getsDifference
Mid-market rate 84.6382 – MZN 507,828.95
TapTap Send Cheapest 89.3800 £0.00 MZN 536,280.00 +MZN 28,451.05
Regency FX 84.4096 £0.00 MZN 506,457.82 −MZN 1,371.13
Wise 85.1016 £134.40 MZN 499,171.94 −MZN 8,657.01
Exchange rateFeeRecipient getsDifference
Mid-market rate 84.3687 – MZN 506,212.15
TapTap Send Cheapest 89.3800 £0.00 MZN 536,280.00 +MZN 30,067.85
Regency FX 84.1409 £0.00 MZN 504,845.37 −MZN 1,366.78
Wise 84.3861 £75.86 MZN 499,915.07 −MZN 6,297.08
Exchange rateFeeRecipient getsDifference
Mid-market rate 84.5955 – MZN 507,573.22
TapTap Send Cheapest 89.3800 £0.00 MZN 536,280.00 +MZN 28,706.78
Regency FX 84.3671 £0.00 MZN 506,202.77 −MZN 1,370.45
Wise 84.4149 £75.84 MZN 500,087.37 −MZN 7,485.85
Exchange rateFeeRecipient getsDifference
Mid-market rate 84.6269 – MZN 507,761.55
TapTap Send Cheapest 89.3900 £0.00 MZN 536,340.00 +MZN 28,578.45
Regency FX 84.3984 £0.00 MZN 506,390.59 −MZN 1,370.96
Wise 84.3633 £75.84 MZN 499,781.69 −MZN 7,979.86
Exchange rateFeeRecipient getsDifference
Mid-market rate 84.6269 – MZN 507,761.55
TapTap Send Cheapest 89.8900 £0.00 MZN 539,340.00 +MZN 31,578.45
Regency FX 84.3984 £0.00 MZN 506,390.59 −MZN 1,370.96
Wise 84.3633 £75.84 MZN 499,781.69 −MZN 7,979.86
Exchange rateFeeRecipient getsDifference
Mid-market rate 84.6362 – MZN 507,817.46
TapTap Send Cheapest 89.8900 £0.00 MZN 539,340.00 +MZN 31,522.54
Regency FX 84.4077 £0.00 MZN 506,446.35 −MZN 1,371.11
Wise 84.8166 £98.59 MZN 500,537.53 −MZN 7,279.93
Exchange rateFeeRecipient getsDifference
Mid-market rate 84.5911 – MZN 507,546.65
TapTap Send Cheapest 89.8900 £0.00 MZN 539,340.00 +MZN 31,793.35
Regency FX 84.3627 £0.00 MZN 506,176.28 −MZN 1,370.37
Wise 84.5664 £75.84 MZN 500,984.88 −MZN 6,561.77
Exchange rateFeeRecipient getsDifference
Mid-market rate 84.0699 – MZN 504,419.41
TapTap Send Cheapest 92.6500 £0.00 MZN 555,900.00 +MZN 51,480.59
Regency FX 83.8429 £0.00 MZN 503,057.47 −MZN 1,361.94
Wise 83.9815 £75.88 MZN 497,516.48 −MZN 6,902.93
Exchange rateFeeRecipient getsDifference
Mid-market rate 84.6922 – MZN 508,153.35
TapTap Send Cheapest 92.6200 £0.00 MZN 555,720.00 +MZN 47,566.65
Regency FX 84.4636 £0.00 MZN 506,781.34 −MZN 1,372.01
Wise 84.5856 £75.84 MZN 501,098.63 −MZN 7,054.72
Exchange rateFeeRecipient getsDifference
Mid-market rate 85.1206 – MZN 510,723.34
TapTap Send Cheapest 92.5000 £0.00 MZN 555,000.00 +MZN 44,276.66
Regency FX 84.8907 £0.00 MZN 509,344.39 −MZN 1,378.95
Wise 85.1329 £75.81 MZN 504,343.47 −MZN 6,379.87
Exchange rateFeeRecipient getsDifference
Mid-market rate 84.9696 – MZN 509,817.56
TapTap Send Cheapest 90.8600 £0.00 MZN 545,160.00 +MZN 35,342.44
Regency FX 84.7402 £0.00 MZN 508,441.05 −MZN 1,376.51
Wise 84.9540 £75.81 MZN 503,283.64 −MZN 6,533.92
Exchange rateFeeRecipient getsDifference
Mid-market rate 84.9696 – MZN 509,817.56
TapTap Send Cheapest 90.8600 £0.00 MZN 545,160.00 +MZN 35,342.44
Regency FX 84.7402 £0.00 MZN 508,441.05 −MZN 1,376.51
Wise 84.9540 £75.81 MZN 503,283.64 −MZN 6,533.92
Exchange rateFeeRecipient getsDifference
Mid-market rate 85.1700 – MZN 511,020.03
TapTap Send Cheapest 90.8000 £0.00 MZN 544,800.00 +MZN 33,779.97
Regency FX 84.9400 £0.00 MZN 509,640.28 −MZN 1,379.75
Wise 85.1895 £75.80 MZN 504,679.64 −MZN 6,340.39
Exchange rateFeeRecipient getsDifference
Mid-market rate 85.3064 – MZN 511,838.26
TapTap Send Cheapest 90.8000 £0.00 MZN 544,800.00 +MZN 32,961.74
Regency FX 85.0760 £0.00 MZN 510,456.30 −MZN 1,381.96
Wise 85.5508 £106.10 MZN 504,227.86 −MZN 7,610.40
Exchange rateFeeRecipient getsDifference
Mid-market rate 85.5817 – MZN 513,490.12
TapTap Send Cheapest 90.8800 £0.00 MZN 545,280.00 +MZN 31,789.88
Regency FX 85.3506 £0.00 MZN 512,103.69 −MZN 1,386.43
Wise 85.7930 £100.86 MZN 506,104.92 −MZN 7,385.20
Exchange rateFeeRecipient getsDifference
Mid-market rate 85.6755 – MZN 514,052.84
TapTap Send Cheapest 93.5200 £0.00 MZN 561,120.00 +MZN 47,067.16
Regency FX 85.4441 £0.00 MZN 512,664.90 −MZN 1,387.94
Wise 85.5734 £75.77 MZN 506,956.50 −MZN 7,096.34
Exchange rateFeeRecipient getsDifference
Mid-market rate 85.4757 – MZN 512,854.49
TapTap Send Cheapest 93.5200 £0.00 MZN 561,120.00 +MZN 48,265.51
Regency FX 85.2450 £0.00 MZN 511,469.78 −MZN 1,384.71
Wise 85.7242 £104.34 MZN 505,400.74 −MZN 7,453.75
Exchange rateFeeRecipient getsDifference
Mid-market rate 85.4680 – MZN 512,808.25
TapTap Send Cheapest 93.5200 £0.00 MZN 561,120.00 +MZN 48,311.75
Regency FX 85.2373 £0.00 MZN 511,423.67 −MZN 1,384.58
Wise 85.3663 £75.78 MZN 505,728.74 −MZN 7,079.51
Exchange rateFeeRecipient getsDifference
Mid-market rate 85.4680 – MZN 512,808.25
TapTap Send Cheapest 93.5200 £0.00 MZN 561,120.00 +MZN 48,311.75
Regency FX 85.2373 £0.00 MZN 511,423.67 −MZN 1,384.58
Wise 85.3663 £75.78 MZN 505,728.74 −MZN 7,079.51
Exchange rateFeeRecipient getsDifference
Mid-market rate 85.2920 – MZN 511,752.10
TapTap Send Cheapest 93.5200 £0.00 MZN 561,120.00 +MZN 49,367.90
Regency FX 85.0617 £0.00 MZN 510,370.37 −MZN 1,381.73
Wise 85.5126 £100.88 MZN 504,449.09 −MZN 7,303.01
Exchange rateFeeRecipient getsDifference
Mid-market rate 85.1382 – MZN 510,828.95
TapTap Send Cheapest 93.4500 £0.00 MZN 560,700.00 +MZN 49,871.05
Regency FX 84.9083 £0.00 MZN 509,449.72 −MZN 1,379.23
Wise 85.1296 £75.81 MZN 504,323.93 −MZN 6,505.02
Exchange rateFeeRecipient getsDifference
Mid-market rate 84.9633 – MZN 509,779.90
TapTap Send Cheapest 93.0500 £0.00 MZN 558,300.00 +MZN 48,520.10
Regency FX 84.7339 £0.00 MZN 508,403.50 −MZN 1,376.40
Wise 84.9402 £75.82 MZN 503,201.03 −MZN 6,578.87

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send £6,000, after fees, as quoted by each company. The mid-market line shows what £6,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more MZN per GBP than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 30 of the last 30 days.

Right now, TapTap Send pays 558,300 MZN on 6,000 GBP, which is 48,520.1 MZN more than the mid-market amount, so it's a good deal (pretty much free money).

Today's payout isn't the best this month though, since the highest receive amount was 561,120 MZN.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

If you need to send money now, it's a good time to send.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Mozambique.

We've tracked 196 comparisons to check how often today's top companies were the cheapest across 7 amounts over the past month.

  1. TapTap SendAppeared in 196 comparisons

    Cheapest in 62% of them

  2. Regency FXAppeared in 104 comparisons

    Never the cheapest

  3. WiseAppeared in 196 comparisons

    Never the cheapest

Based on 196 comparisons across 7 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today TapTap Send is the cheapest and gets you the most MZN, and it was also the cheapest in 62% of the 196 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Mozambique.

Regency FX (today's second cheapest) was the cheapest in only 0% of its comparisons, so it's rarely the cheapest option for transfers to Mozambique.

Ways to send money from the UK to Mozambique

There are many ways to send money to Mozambique from the UK, including app, online, broker, multi-currency account, global account, and in person, and more.

For small & frequent transfers

Money transfer apps

If you send small amounts back home to Mozambique, say weekly or monthly, an app like TapTap Send is the easiest and cheapest way to do it.

It charges £0 in fees, has -9.09% markup, lets you save recipient details, and MZN will arrive in minutes.

Over the past month, TapTap Send was the cheapest app on 100% of the days it appeared for £6,000 transfers.

For one off transfers

Online transfers

Sending money online is good for occasional medium sized MZN transfers, around £1,000 - £5,000.

Online companies like Wise often have higher limits and/or first time promos.

Of the 7 companies we compared, Wise is the cheapest online service and will get you MT503,201.03 on a £6,000 transfer.

In our comparisons over the past month, it was the cheapest online service on 28 of the 30 days it quoted.

For large transfers

Brokers

Currency brokers like Regency FX are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).

You get a dedicated account manager to handle your transfer to Mozambique, and 24/7 support.

Regency FX charges no fees on large transfers, but adds 0.27% markup on top of the current GBP/MZN rate.

The markup gets better the more GBP you send, so we suggest .

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from £6,000 it quoted.

For fast money transfers

Cash transfer

Sending cash is the fastest way to send money from the UK to Mozambique, but is usually a bit more expensive.

You will need to deposit £6,000 online via MoneyGram, and your recipient in Mozambique will be able to collect MT500,169.6 in minutes.

Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.

For spending and receiving

Multi-currency accounts

Multi-currency accounts let you hold and spend Mozambique Metical abroad like a local.

Wise offers the best multi-currency account.

With it, converting £6,000 to MZN will get you MT503,201.03 after fees.

If you don’t have MZN in your account, your GBP will auto-convert whenever you pay with Wise in Mozambique.

Once you have MZN in the account, there are no extra fees from Wise for spending or holding it (local ATM charges may still apply).

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

For business transfers

Global accounts

Global accounts are for UK businesses making payments overseas.

For suppliers, freelancers, salaries, or invoices in Mozambique, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.

Ways to fund GBP and receive MZN in Mozambique

Pay-in and pay-out methods will affect how much GBP you deposit and how much MZN your recipient gets. Use the table below to see how different options change how much you pay and what they get.

The overall best and cheapest way to send £6,000 to Mozambique is via TapTap Send, using a debit card to deposit GBP and mobile money to receive MZN.

Depositing GBP

You have 3 pay-in options for transfers to Mozambique, including debit card, bank transfer, and credit card.

The cheapest pay-in option is debit card.

The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).

The most expensive deposit option is credit card.

Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.

Receiving money in Mozambique

Money can reach Mozambique by bank deposit, mobile money, cash pickup, and mobile wallet, and each delivery method comes with its own fees.

The cheapest way to receive money in Mozambique is with mobile money on average.

Receiving cash

MoneyGram is the cheapest option for cash pickup (getting you MT500,169.6 on a £6,000 transfer).

Mobile wallets

You can receive MZN into a mobile wallet, which is useful since they don't need a bank account.

Mobile money

You can send money directly to a mobile number in Mozambique.

and use our filters to find the company offering mobile money at the best GBP/MZN rate.

  1. 1
    Debit card Mobile money

    You pay £6,000.00

    MT558,300

    Cheapest

  2. 2
    Bank transfer Bank deposit

    You pay £6,000.00

    MT508,404

    -MT49,897

  3. 3
    Debit card Bank deposit

    You pay £6,000.00

    MT501,616

    -MT56,684

  4. 4
    Debit card Cash pickup

    You pay £6,004.99

    MT500,170

    -MT58,130

  5. 5
    Bank transfer Cash pickup

    You pay £6,004.99

    MT500,170

    -MT58,130

Show moreShow less
  1. 6
    Credit card Bank deposit

    You pay £6,000.00

    MT500,170

    -MT58,130

  2. 7
    Credit card Cash pickup

    You pay £6,004.99

    MT500,170

    -MT58,130

  3. 8
    Bank transfer Mobile wallet

    You pay £6,000.00

    MT498,181

    -MT60,119

  4. 9
    Debit card Mobile wallet

    You pay £6,000.00

    MT492,382

    -MT65,918

  5. 10
    Credit card Mobile wallet

    You pay £6,000.00

    MT492,382

    -MT65,918

Consider this when sending GBP to Mozambique

There are a few nuances you should consider before sending GBP to Mozambique such as limits, taxes, and safety.

Compare GBP/MZN transfer options

Right now, these are the best money transfer options for a £6,000 transfer to Mozambique:

Cheapest way to send money to Mozambique

The cheapest way is to use TapTap Send, pay in with a debit card and withdraw via mobile money. You will get MT558,300, which is 8.94% more than the next best option.

Fastest way to send money to Mozambique

The fastest way is to use TapTap Send via debit card deposit and mobile money for pay out. You get MT558,300 and it will arrive in minutes.

UK transfer limits

There is no legal limit and no tax on sending your own money abroad.

Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).

Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.

And on bigger GBP/MZN transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.

These are anti-money-laundering checks, and they can hold your transfer up, so have the documents ready.

The transfer costs involved

Your cost is the fee plus the exchange-rate margin.

For example, sending £6,000 with TapTap Send will get you 558,300 MZN, that’s including £0 fee and -9.09% in exchange rate markup.

A bank like on the other hand, will get you MT0, that’s £ in fees but % in FX fees.

Taxes on money transfers

There is no UK tax for the act of sending money to Mozambique.

And, regular gifts out of your normal income are free of inheritance tax straight away, no cap and no seven-year wait.

Staying safe when sending abroad

Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.

The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.

Always confirm who you're really sending to before you send, because there's little recourse after.

For more information, check our guide to money transfer regulations in the UK.

How we analyse the market

We track 7 regulated companies offering money transfers from the UK to Mozambique in real time.

We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.

Most GBP/MZN pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.

In the past 30 days alone, we analysed 196 comparisons across 7 amounts.

This page covers the cheapest and fastest options for GBP/MZN transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

More on how we work:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.