How to send money to Mozambique from UK with the best GBP-MZN rate
We’ve compared 7 companies, and found TapTap Send to be the cheapest, while TapTap Send is the fastest.
Sending £6,000 gets you MT558,300 with TapTap Send at 93.0500 MZN per GBP, about 8.94% more than the next best option.
Best companies for GBP/MZN transfers
7 of 7 providers
Last updated on 28 October 2026i
This page updates weekly. We collect, store, and analyze GBP/MZN exchange rates from our comparisons.
Based on 6,000 GBP transfer
Best companies for GBP/MZN transfers
All money transfer offers for GBP/MZN transfers, sorted by most MZN received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Mozambique with Xe when paying by debit card.
MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 82.6636 MZN
MZN 495,981.60You pay£6,000.00
Run a live search
Showing top United Kingdom to Mozambique deals for 6,000 GBP. Do a live search with your exact amount for today's best rates.
Run a live search
Showing companies that send from a business account. Run a business search to get live GBP to MZN rates.
Run a live search
These companies offer multi-currency accounts for spending MZN. We suggest doing a live search based on how much GBP you're planning to spend in Mozambique.
Run a live search
These are managed services with real human support for large GBP transfers. Click the link and update the transfer amount to get the best deal.
Mid-market rate: 1 GBP = 84.9633 MZNUpdates every 60 minutes.
Transfer details
How to send money from UK to Mozambique
Pick a company
For a one-off GBP transfer to Mozambique, I suggest picking the cheapest option which is TapTap Send.
TapTap Send was the cheapest on 30 of the 30 days it quoted £6,000 transfers to Mozambique.
On a 6,000 GBP transfer, TapTap Send delivers the most MZN.
The best option will change depending on how much you actually send, so I suggest to get the best GBP/MZN rate.
Fund your transfer
You have 3 ways to pay, including debit card, bank transfer, and credit card.
Paying from your bank is usually both cheapest and quickest, since most companies connect straight into your banking app via Open Banking.
Anywhere a debit card works, Apple Pay and Google Pay usually do too.
Verify and send
First time round you'll need to confirm your name, date of birth, address and a photo ID.
On a £6,000 transfer it's normally instant but can take a couple of hours.
Compare amounts
How much GBP are you sending to Mozambique?
How much GBP you send to Mozambique heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows TapTap Send was the cheapest in 100% of the transfers from £6,000 it quoted, and in 62% of all the transfers it quoted.
How much more the cheapest provider gets you than the average of all providers we compared at this amount.
Cheapest service
£500
-9.51%
£0.00
MZN 46,725.00with debit card to bank deposit
+MZN 4,446.43
£1,000
-9.18%
£0.00
MZN 93,070.00with debit card to bank deposit
+MZN 8,676.35
£2,000
-9.22%
£0.00
MZN 186,100.00with debit card to mobile money
+MZN 16,081.37
£6,000This page
-9.09%
£0.00
MZN 558,300.00with debit card to mobile money
+MZN 55,534.01
£10,000
-9.10%
£0.00
MZN 930,500.00with debit card to mobile money
+MZN 91,181.49
£50,000
-9.21%
£0.00
MZN 4,652,500.00with debit card to mobile money
+MZN 455,879.65
£250,000
-9.17%
£0.00
MZN 23,262,500.00with debit card to mobile money
+MZN 2,212,541.68
Mid-market rate: 1 GBP = 84.9633 MZN
GBP/MZN Exchange Rate History
Is today a good time to send money from UK to Mozambique?
The cheapest way to send GBP to MZN can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's TapTap Send), across 30 days of comparisons for 6,000 GBP transfers to Mozambique.
At the mid-market rateWith the cheapest optionTapTap SendRegency FXWise
22 Oct23 Oct24 Oct25 Oct26 Oct27 Oct28 Oct
480,000
500,000
520,000
540,000
560,000
580,000
At the mid-market rateWith the cheapest optionTapTap SendRegency FXWise
29 Sept9 Oct18 Oct28 Oct
480,000
500,000
520,000
540,000
560,000
580,000
At the mid-market rateWith the cheapest optionTapTap SendRegency FXWise
1 Aug30 Aug29 Sept28 Oct
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
84.6346
–
MZN 507,807.72
Locked-in rate
TapTap SendCheapest
92.1500
£0.00
MZN 552,900.00
+MZN 45,092.28
Locked-in rate
Regency FX
84.4061
£0.00
MZN 506,436.64
−MZN 1,371.08
Locked-in rate
Wise
84.7299
£93.94
MZN 500,419.87
−MZN 7,387.85
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
84.7990
–
MZN 508,793.83
Locked-in rate
TapTap SendCheapest
92.1500
£0.00
MZN 552,900.00
+MZN 44,106.17
Locked-in rate
Regency FX
84.5700
£0.00
MZN 507,420.08
−MZN 1,373.75
Locked-in rate
Wise
85.0418
£104.39
MZN 501,373.29
−MZN 7,420.54
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
84.5451
–
MZN 507,270.35
Locked-in rate
TapTap SendCheapest
92.1500
£0.00
MZN 552,900.00
+MZN 45,629.65
Locked-in rate
Regency FX
84.3168
£0.00
MZN 505,900.72
−MZN 1,369.63
Locked-in rate
Wise
84.6071
£78.76
MZN 500,978.94
−MZN 6,291.41
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
84.4212
–
MZN 506,527.41
Locked-in rate
TapTap SendCheapest
89.6400
£0.00
MZN 537,840.00
+MZN 31,312.59
Locked-in rate
Regency FX
84.1933
£0.00
MZN 505,159.79
−MZN 1,367.62
Locked-in rate
Wise
84.5703
£93.95
MZN 499,476.42
−MZN 7,050.99
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
84.6277
–
MZN 507,766.25
Locked-in rate
TapTap SendCheapest
89.6400
£0.00
MZN 537,840.00
+MZN 30,073.75
Locked-in rate
Regency FX
84.3992
£0.00
MZN 506,395.28
−MZN 1,370.97
Locked-in rate
Wise
84.2331
£75.84
MZN 499,010.36
−MZN 8,755.89
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
84.4200
–
MZN 506,520.12
Locked-in rate
TapTap SendCheapest
89.6400
£0.00
MZN 537,840.00
+MZN 31,319.88
Locked-in rate
Regency FX
84.1921
£0.00
MZN 505,152.52
−MZN 1,367.60
Locked-in rate
Wise
84.2331
£75.84
MZN 499,010.36
−MZN 7,509.76
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
84.4928
–
MZN 506,957.01
Locked-in rate
TapTap SendCheapest
89.6400
£0.00
MZN 537,840.00
+MZN 30,882.99
Locked-in rate
Regency FX
84.2647
£0.00
MZN 505,588.23
−MZN 1,368.78
Locked-in rate
Wise
84.7053
£99.18
MZN 499,830.73
−MZN 7,126.28
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
84.5758
–
MZN 507,454.94
Locked-in rate
TapTap SendCheapest
89.8500
£0.00
MZN 539,100.00
+MZN 31,645.06
Locked-in rate
Regency FX
84.3475
£0.00
MZN 506,084.81
−MZN 1,370.13
Locked-in rate
Wise
84.7357
£97.43
MZN 500,158.40
−MZN 7,296.54
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
84.6382
–
MZN 507,828.95
Locked-in rate
TapTap SendCheapest
89.3800
£0.00
MZN 536,280.00
+MZN 28,451.05
Locked-in rate
Regency FX
84.4096
£0.00
MZN 506,457.82
−MZN 1,371.13
Locked-in rate
Wise
85.1016
£134.40
MZN 499,171.94
−MZN 8,657.01
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
84.3687
–
MZN 506,212.15
Locked-in rate
TapTap SendCheapest
89.3800
£0.00
MZN 536,280.00
+MZN 30,067.85
Locked-in rate
Regency FX
84.1409
£0.00
MZN 504,845.37
−MZN 1,366.78
Locked-in rate
Wise
84.3861
£75.86
MZN 499,915.07
−MZN 6,297.08
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
84.5955
–
MZN 507,573.22
Locked-in rate
TapTap SendCheapest
89.3800
£0.00
MZN 536,280.00
+MZN 28,706.78
Locked-in rate
Regency FX
84.3671
£0.00
MZN 506,202.77
−MZN 1,370.45
Locked-in rate
Wise
84.4149
£75.84
MZN 500,087.37
−MZN 7,485.85
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
84.6269
–
MZN 507,761.55
Locked-in rate
TapTap SendCheapest
89.3900
£0.00
MZN 536,340.00
+MZN 28,578.45
Locked-in rate
Regency FX
84.3984
£0.00
MZN 506,390.59
−MZN 1,370.96
Locked-in rate
Wise
84.3633
£75.84
MZN 499,781.69
−MZN 7,979.86
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
84.6269
–
MZN 507,761.55
Locked-in rate
TapTap SendCheapest
89.8900
£0.00
MZN 539,340.00
+MZN 31,578.45
Locked-in rate
Regency FX
84.3984
£0.00
MZN 506,390.59
−MZN 1,370.96
Locked-in rate
Wise
84.3633
£75.84
MZN 499,781.69
−MZN 7,979.86
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
84.6362
–
MZN 507,817.46
Locked-in rate
TapTap SendCheapest
89.8900
£0.00
MZN 539,340.00
+MZN 31,522.54
Locked-in rate
Regency FX
84.4077
£0.00
MZN 506,446.35
−MZN 1,371.11
Locked-in rate
Wise
84.8166
£98.59
MZN 500,537.53
−MZN 7,279.93
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
84.5911
–
MZN 507,546.65
Locked-in rate
TapTap SendCheapest
89.8900
£0.00
MZN 539,340.00
+MZN 31,793.35
Locked-in rate
Regency FX
84.3627
£0.00
MZN 506,176.28
−MZN 1,370.37
Locked-in rate
Wise
84.5664
£75.84
MZN 500,984.88
−MZN 6,561.77
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
84.0699
–
MZN 504,419.41
Locked-in rate
TapTap SendCheapest
92.6500
£0.00
MZN 555,900.00
+MZN 51,480.59
Locked-in rate
Regency FX
83.8429
£0.00
MZN 503,057.47
−MZN 1,361.94
Locked-in rate
Wise
83.9815
£75.88
MZN 497,516.48
−MZN 6,902.93
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
84.6922
–
MZN 508,153.35
Locked-in rate
TapTap SendCheapest
92.6200
£0.00
MZN 555,720.00
+MZN 47,566.65
Locked-in rate
Regency FX
84.4636
£0.00
MZN 506,781.34
−MZN 1,372.01
Locked-in rate
Wise
84.5856
£75.84
MZN 501,098.63
−MZN 7,054.72
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
85.1206
–
MZN 510,723.34
Locked-in rate
TapTap SendCheapest
92.5000
£0.00
MZN 555,000.00
+MZN 44,276.66
Locked-in rate
Regency FX
84.8907
£0.00
MZN 509,344.39
−MZN 1,378.95
Locked-in rate
Wise
85.1329
£75.81
MZN 504,343.47
−MZN 6,379.87
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
84.9696
–
MZN 509,817.56
Locked-in rate
TapTap SendCheapest
90.8600
£0.00
MZN 545,160.00
+MZN 35,342.44
Locked-in rate
Regency FX
84.7402
£0.00
MZN 508,441.05
−MZN 1,376.51
Locked-in rate
Wise
84.9540
£75.81
MZN 503,283.64
−MZN 6,533.92
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
84.9696
–
MZN 509,817.56
Locked-in rate
TapTap SendCheapest
90.8600
£0.00
MZN 545,160.00
+MZN 35,342.44
Locked-in rate
Regency FX
84.7402
£0.00
MZN 508,441.05
−MZN 1,376.51
Locked-in rate
Wise
84.9540
£75.81
MZN 503,283.64
−MZN 6,533.92
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
85.1700
–
MZN 511,020.03
Locked-in rate
TapTap SendCheapest
90.8000
£0.00
MZN 544,800.00
+MZN 33,779.97
Locked-in rate
Regency FX
84.9400
£0.00
MZN 509,640.28
−MZN 1,379.75
Locked-in rate
Wise
85.1895
£75.80
MZN 504,679.64
−MZN 6,340.39
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
85.3064
–
MZN 511,838.26
Locked-in rate
TapTap SendCheapest
90.8000
£0.00
MZN 544,800.00
+MZN 32,961.74
Locked-in rate
Regency FX
85.0760
£0.00
MZN 510,456.30
−MZN 1,381.96
Locked-in rate
Wise
85.5508
£106.10
MZN 504,227.86
−MZN 7,610.40
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
85.5817
–
MZN 513,490.12
Locked-in rate
TapTap SendCheapest
90.8800
£0.00
MZN 545,280.00
+MZN 31,789.88
Locked-in rate
Regency FX
85.3506
£0.00
MZN 512,103.69
−MZN 1,386.43
Locked-in rate
Wise
85.7930
£100.86
MZN 506,104.92
−MZN 7,385.20
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
85.6755
–
MZN 514,052.84
Locked-in rate
TapTap SendCheapest
93.5200
£0.00
MZN 561,120.00
+MZN 47,067.16
Locked-in rate
Regency FX
85.4441
£0.00
MZN 512,664.90
−MZN 1,387.94
Locked-in rate
Wise
85.5734
£75.77
MZN 506,956.50
−MZN 7,096.34
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
85.4757
–
MZN 512,854.49
Locked-in rate
TapTap SendCheapest
93.5200
£0.00
MZN 561,120.00
+MZN 48,265.51
Locked-in rate
Regency FX
85.2450
£0.00
MZN 511,469.78
−MZN 1,384.71
Locked-in rate
Wise
85.7242
£104.34
MZN 505,400.74
−MZN 7,453.75
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
85.4680
–
MZN 512,808.25
Locked-in rate
TapTap SendCheapest
93.5200
£0.00
MZN 561,120.00
+MZN 48,311.75
Locked-in rate
Regency FX
85.2373
£0.00
MZN 511,423.67
−MZN 1,384.58
Locked-in rate
Wise
85.3663
£75.78
MZN 505,728.74
−MZN 7,079.51
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
85.4680
–
MZN 512,808.25
Locked-in rate
TapTap SendCheapest
93.5200
£0.00
MZN 561,120.00
+MZN 48,311.75
Locked-in rate
Regency FX
85.2373
£0.00
MZN 511,423.67
−MZN 1,384.58
Locked-in rate
Wise
85.3663
£75.78
MZN 505,728.74
−MZN 7,079.51
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
85.2920
–
MZN 511,752.10
Locked-in rate
TapTap SendCheapest
93.5200
£0.00
MZN 561,120.00
+MZN 49,367.90
Locked-in rate
Regency FX
85.0617
£0.00
MZN 510,370.37
−MZN 1,381.73
Locked-in rate
Wise
85.5126
£100.88
MZN 504,449.09
−MZN 7,303.01
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
85.1382
–
MZN 510,828.95
Locked-in rate
TapTap SendCheapest
93.4500
£0.00
MZN 560,700.00
+MZN 49,871.05
Locked-in rate
Regency FX
84.9083
£0.00
MZN 509,449.72
−MZN 1,379.23
Locked-in rate
Wise
85.1296
£75.81
MZN 504,323.93
−MZN 6,505.02
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
84.9633
–
MZN 509,779.90
Locked-in rate
TapTap SendCheapest
93.0500
£0.00
MZN 558,300.00
+MZN 48,520.10
Locked-in rate
Regency FX
84.7339
£0.00
MZN 508,403.50
−MZN 1,376.40
Locked-in rate
Wise
84.9402
£75.82
MZN 503,201.03
−MZN 6,578.87
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Exchange rate
Fee
Recipient gets
Difference
Mid-market rate
84.9633
–
MZN 509,779.90
TapTap Send
Regency FX
Wise
Each line shows what the recipient gets when you send £6,000, after fees, as quoted by each company. The mid-market line shows what £6,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more MZN per GBP than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
In the past month, a money transfer company beat the mid-market rate on 30 of the last 30 days.
Right now, TapTap Send pays 558,300 MZN on 6,000 GBP, which is 48,520.1 MZN more than the mid-market amount, so it's a good deal (pretty much free money).
Today's payout isn't the best this month though, since the highest receive amount was 561,120 MZN.
If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.
If you need to send money now, it's a good time to send.
Cheapest over time
Picking the cheapest money transfer company
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Mozambique.
We've tracked 196 comparisons to check how often today's top companies were the cheapest across 7 amounts over the past month.
Transfer amount
Locked-in rate
TapTap SendAppeared in 49 comparisons
Cheapest in 63% of them
Locked-in rate
Regency FXAppeared in 27 comparisons
Never the cheapest
Locked-in rate
WiseAppeared in 49 comparisons
Never the cheapest
22 Oct28 Oct
Cheapest that dayNot cheapestNo quoteNo data collected
Based on 49 comparisons across 7 amounts over the last 7 days.
Locked-in rate
TapTap SendAppeared in 196 comparisons
Cheapest in 62% of them
Locked-in rate
Regency FXAppeared in 104 comparisons
Never the cheapest
Locked-in rate
WiseAppeared in 196 comparisons
Never the cheapest
29 Sept28 Oct
Cheapest that dayNot cheapestNo quoteNo data collected
Based on 196 comparisons across 7 amounts over the last 30 days.
Locked-in rate
TapTap SendAppeared in 503 comparisons
Cheapest in 56% of them
Locked-in rate
Regency FXAppeared in 232 comparisons
Cheapest in 18% of them
Locked-in rate
WiseAppeared in 503 comparisons
Cheapest in 0% of them
31 Jul28 Oct
Cheapest that dayNot cheapestNo quoteNo data collected
Based on 503 comparisons across 7 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today TapTap Send is the cheapest and gets you the most MZN, and it was also the cheapest in 62% of the 196 comparisons it appeared in over the past month.
It's a good pick for both one-off and regular transfers to Mozambique.
Regency FX (today's second cheapest) was the cheapest in only 0% of its comparisons, so it's rarely the cheapest option for transfers to Mozambique.
Ways to send money from the UK to Mozambique
There are many ways to send money to Mozambique from the UK, including app, online, broker, multi-currency account, global account, and in person, and more.
For small & frequent transfers
Money transfer apps
If you send small amounts back home to Mozambique, say weekly or monthly, an app like TapTap Send is the easiest and cheapest way to do it.
It charges £0 in fees, has -9.09% markup, lets you save recipient details, and MZN will arrive in minutes.
Over the past month, TapTap Send was the cheapest app on 100% of the days it appeared for £6,000 transfers.
For one off transfers
Online transfers
Sending money online is good for occasional medium sized MZN transfers, around £1,000 - £5,000.
Online companies like Wise often have higher limits and/or first time promos.
Of the 7 companies we compared, Wise is the cheapest online service and will get you MT503,201.03 on a £6,000 transfer.
In our comparisons over the past month, it was the cheapest online service on 28 of the 30 days it quoted.
For large transfers
Brokers
Currency brokers like Regency FX are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).
You get a dedicated account manager to handle your transfer to Mozambique, and 24/7 support.
Regency FX charges no fees on large transfers, but adds 0.27% markup on top of the current GBP/MZN rate.
The markup gets better the more GBP you send, so we suggest .
Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from £6,000 it quoted.
For fast money transfers
Cash transfer
Sending cash is the fastest way to send money from the UK to Mozambique, but is usually a bit more expensive.
You will need to deposit £6,000 online via MoneyGram, and your recipient in Mozambique will be able to collect MT500,169.6 in minutes.
Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.
For spending and receiving
Multi-currency accounts
Multi-currency accounts let you hold and spend Mozambique Metical abroad like a local.
Wise offers the best multi-currency account.
With it, converting £6,000 to MZN will get you MT503,201.03 after fees.
If you don’t have MZN in your account, your GBP will auto-convert whenever you pay with Wise in Mozambique.
Once you have MZN in the account, there are no extra fees from Wise for spending or holding it (local ATM charges may still apply).
Over the past month, it came out cheapest among multi-currency accounts on 100% of days.
For business transfers
Global accounts
Global accounts are for UK businesses making payments overseas.
For suppliers, freelancers, salaries, or invoices in Mozambique, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.
Ways to fund GBP and receive MZN in Mozambique
Pay-in and pay-out methods will affect how much GBP you deposit and how much MZN your recipient gets. Use the table below to see how different options change how much you pay and what they get.
The overall best and cheapest way to send £6,000 to Mozambique is via TapTap Send, using a debit card to deposit GBP and mobile money to receive MZN.
Depositing GBP
You have 3 pay-in options for transfers to Mozambique, including debit card, bank transfer, and credit card.
The cheapest pay-in option is debit card.
The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).
The most expensive deposit option is credit card.
Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.
Receiving money in Mozambique
Money can reach Mozambique by bank deposit, mobile money, cash pickup, and mobile wallet, and each delivery method comes with its own fees.
The cheapest way to receive money in Mozambique is with mobile money on average.
Receiving cash
MoneyGram is the cheapest option for cash pickup (getting you MT500,169.6 on a £6,000 transfer).
Mobile wallets
You can receive MZN into a mobile wallet, which is useful since they don't need a bank account.
Mobile money
You can send money directly to a mobile number in Mozambique.
and use our filters to find the company offering mobile money at the best GBP/MZN rate.
1
Debit card→Mobile money
You pay £6,000.00
MT558,300
Cheapest
2
Bank transfer→Bank deposit
You pay £6,000.00
MT508,404
-MT49,897
3
Debit card→Bank deposit
You pay £6,000.00
MT501,616
-MT56,684
4
Debit card→Cash pickup
You pay £6,004.99
MT500,170
-MT58,130
5
Bank transfer→Cash pickup
You pay £6,004.99
MT500,170
-MT58,130
Show moreShow less
6
Credit card→Bank deposit
You pay £6,000.00
MT500,170
-MT58,130
7
Credit card→Cash pickup
You pay £6,004.99
MT500,170
-MT58,130
8
Bank transfer→Mobile wallet
You pay £6,000.00
MT498,181
-MT60,119
9
Debit card→Mobile wallet
You pay £6,000.00
MT492,382
-MT65,918
10
Credit card→Mobile wallet
You pay £6,000.00
MT492,382
-MT65,918
Consider this when sending GBP to Mozambique
There are a few nuances you should consider before sending GBP to Mozambique such as limits, taxes, and safety.
1
Compare GBP/MZN transfer options
Right now, these are the best money transfer options for a £6,000 transfer to Mozambique:
Cheapest way to send money to Mozambique
The cheapest way is to use TapTap Send, pay in with a debit card and withdraw via mobile money. You will get MT558,300, which is 8.94% more than the next best option.
Fastest way to send money to Mozambique
The fastest way is to use TapTap Send via debit card deposit and mobile money for pay out. You get MT558,300 and it will arrive in minutes.
2
UK transfer limits
There is no legal limit and no tax on sending your own money abroad.
Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).
Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.
And on bigger GBP/MZN transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.
These are anti-money-laundering checks, and they can hold your transfer up, so have the documents ready.
3
The transfer costs involved
Your cost is the fee plus the exchange-rate margin.
For example, sending £6,000 with TapTap Send will get you 558,300 MZN, that’s including £0 fee and -9.09% in exchange rate markup.
A bank like on the other hand, will get you MT0, that’s £ in fees but % in FX fees.
4
Taxes on money transfers
There is no UK tax for the act of sending money to Mozambique.
And, regular gifts out of your normal income are free of inheritance tax straight away, no cap and no seven-year wait.
5
Staying safe when sending abroad
Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.
The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.
Always confirm who you're really sending to before you send, because there's little recourse after.
We track 7 regulated companies offering money transfers from the UK to Mozambique in real time.
We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.
Most GBP/MZN pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.
In the past 30 days alone, we analysed 196 comparisons across 7 amounts.
This page covers the cheapest and fastest options for GBP/MZN transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
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