How to send money to Barbados from UAE with the best AED-BBD rate

Regency FX is the cheapest way to send money from the United Arab Emirates to Barbados. Sending 25,000 AED will get you 13,698.86 BBD at 0.5480 BBD per AED.

We’ve compared 3 services and apps below in more detail.

Best companies for AED/BBD transfers

3 of 3 providers

Last updated on 28 October 2026

Based on 25,000 AED transfer

Best companies for AED/BBD transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee AED 910.86 1 AED = 0.5445 BBD +0.90% vs mid-market Recipient gets $13,116.87 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Barbados with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
AED 910.861 AED = 0.5445 BBD
$13,116.87You payAED 25,000.00
Promoted

Xe

Pay via Bank transfer
Fee AED 0.00 1 AED = 0.5347 BBD +2.72% vs mid-market Recipient gets $13,367.50 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Barbados with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 AED = 0.5347 BBD
$13,367.50You payAED 25,000.00

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Regency FX

Pay via Bank transfer
Fee AED 0.00 1 AED = 0.5480 BBD +0.27% vs mid-market Recipient gets $13,698.86 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Barbados with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 AED = 0.5480 BBD
$13,698.86You payAED 25,000.00

Xe

Pay via Bank transfer
Fee AED 0.00 1 AED = 0.5347 BBD +2.72% vs mid-market Recipient gets $13,367.50 Minutes - 24 hours
Fastest
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Barbados with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 AED = 0.5347 BBD
$13,367.50You payAED 25,000.00

Wise

Pay via Bank transfer
Fee AED 910.86 1 AED = 0.5445 BBD +0.90% vs mid-market Recipient gets $13,116.87 Within a week
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Barbados with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
AED 910.861 AED = 0.5445 BBD
$13,116.87You payAED 25,000.00
How Our Results Work
Mid-market rate: 1 AED = 0.5494 BBD Updates every 60 minutes.

How to send money from UAE to Barbados

Pick a company

Start with the cheapest, which is Regency FX at 13,698.86 BBD on AED 25,000.

Regency FX was the cheapest on 28 of the 28 days it quoted AED25,000 transfers to Barbados.

Fund your transfer

You have 1 ways to pay, including bank transfer.

Cash at an exchange house counter works, and so does the salary card your wages land on.

Verify and send

You'll need your Emirates ID every time, not just the first.

Registering takes a few minutes with a UAE number. Once it's done, repeat transfers to the same person take seconds.

Compare amounts

How much AED are you sending to Barbados?

How much AED you send to Barbados heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 100% of the transfers from AED 25,000 it quoted, and in 100% of all the transfers it quoted.

Cheapest service
AED 3,5002.77%AED 0.00$1,870.34with debit card to bank deposit+$16.44
AED 7,5002.72%AED 0.00$4,010.25with bank transfer to bank deposit+$97.63
AED 25,000This page0.27%AED 0.00$13,698.86with bank transfer to bank deposit+$304.45
AED 50,0000.27%AED 0.00$27,397.73with bank transfer to bank deposit+$581.17
AED 200,0000.25%AED 0.00$109,612.68with bank transfer to bank deposit+$2,303.58
AED 250,0000.25%AED 0.00$137,015.85with bank transfer to bank deposit+$2,874.52
AED 350,0000.25%AED 0.00$191,822.54with bank transfer to bank deposit+$4,015.74
AED 1,000,0000.20%AED 0.00$548,339.12with bank transfer to bank deposit+$11,613.47

Mid-market rate: 1 AED = 0.5494 BBD

AED/BBD Exchange Rate History

Is today a good time to send money from UAE to Barbados?

The cheapest way to send AED to BBD can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 25,000 AED transfers to Barbados.

BBD received for AED 25,000, after fees

Wed, 28 Oct 2026Mid-market rate$13,735.95 Regency FX $13,698.86Regency FX$13,698.86Xe$13,367.50Wise$13,116.87

13,000
13,200
13,400
13,600
13,800
14,000
At the mid-market rateWith the cheapest optionRegency FXXeWise
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.5488 – $13,719.18
Regency FX Cheapest 0.5473 AED 0.00 $13,682.13 −$37.05
Xe 0.5346 AED 0.00 $13,365.00 −$354.17
Wise 0.5445 AED 910.84 $13,116.88 −$602.30
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.5489 – $13,723.25
Regency FX Cheapest 0.5474 AED 0.00 $13,686.20 −$37.05
Xe 0.5347 AED 0.00 $13,367.50 −$355.75
Wise 0.5445 AED 910.85 $13,116.88 −$606.37
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.5497 – $13,743.25
Regency FX Cheapest 0.5482 AED 0.00 $13,706.14 −$37.11
Xe 0.5347 AED 0.00 $13,367.50 −$375.75
Wise 0.5445 AED 910.85 $13,117.05 −$626.20
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.5513 – $13,782.98
Regency FX Cheapest 0.5498 AED 0.00 $13,745.76 −$37.22
Xe 0.5346 AED 0.00 $13,365.00 −$417.98
Wise 0.5445 AED 910.82 $13,117.06 −$665.92
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.5483 – $13,706.28
Regency FX Cheapest 0.5468 AED 0.00 $13,669.27 −$37.01
Xe 0.5332 AED 0.00 $13,330.00 −$376.28
Wise 0.5445 AED 910.84 $13,117.05 −$589.23
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.5472 – $13,680.60
Regency FX Cheapest 0.5457 AED 0.00 $13,643.66 −$36.94
Xe 0.5333 AED 0.00 $13,332.50 −$348.10
Wise 0.5445 AED 910.84 $13,117.05 −$563.55
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.5480 – $13,700.55
Regency FX Cheapest 0.5465 AED 0.00 $13,663.56 −$36.99
Xe 0.5347 AED 0.00 $13,367.50 −$333.05
Wise 0.5445 AED 910.82 $13,117.06 −$583.49
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.5473 – $13,682.70
Regency FX Cheapest 0.5458 AED 0.00 $13,645.76 −$36.94
Xe 0.5347 AED 0.00 $13,367.50 −$315.20
Wise 0.5445 AED 910.82 $13,117.06 −$565.64
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.5482 – $13,703.95
Regency FX Cheapest 0.5467 AED 0.00 $13,666.95 −$37.00
Xe 0.5347 AED 0.00 $13,367.50 −$336.45
Wise 0.5445 AED 910.84 $13,117.05 −$586.90
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.5480 – $13,701.23
Regency FX Cheapest 0.5466 AED 0.00 $13,664.23 −$37.00
Xe 0.5346 AED 0.00 $13,365.00 −$336.23
Wise 0.5445 AED 910.82 $13,116.90 −$584.33
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.5467 – $13,668.40
Regency FX Cheapest 0.5453 AED 0.00 $13,631.50 −$36.90
Xe 0.5347 AED 0.00 $13,367.50 −$300.90
Wise 0.5445 AED 910.84 $13,116.88 −$551.52
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.5485 – $13,711.28
Regency FX Cheapest 0.5470 AED 0.00 $13,674.25 −$37.03
Xe 0.5310 AED 0.00 $13,275.00 −$436.28
Wise 0.5445 AED 910.83 $13,117.25 −$594.03
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.5485 – $13,711.28
Regency FX Cheapest 0.5470 AED 0.00 $13,674.25 −$37.03
Xe 0.5311 AED 0.00 $13,277.50 −$433.78
Wise 0.5445 AED 910.83 $13,117.25 −$594.03
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.5481 – $13,702.00
Regency FX Cheapest 0.5466 AED 0.00 $13,665.00 −$37.00
Xe 0.5346 AED 0.00 $13,365.00 −$337.00
Wise 0.5445 AED 910.85 $13,116.88 −$585.12
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Xe Cheapest 0.5347 AED 0.00 $13,367.50 –
Wise 0.5445 AED 910.84 $13,116.88 –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Xe Cheapest 0.5347 AED 0.00 $13,367.50 –
Wise 0.5445 AED 910.85 $13,116.71 –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.5481 – $13,701.43
Regency FX Cheapest 0.5466 AED 0.00 $13,664.43 −$37.00
Wise 0.5445 AED 910.85 $13,117.05 −$584.38
Xe No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.5485 – $13,711.85
Regency FX Cheapest 0.5470 AED 0.00 $13,674.83 −$37.02
Xe 0.5347 AED 0.00 $13,367.50 −$344.35
Wise 0.5445 AED 910.88 $13,116.86 −$594.99
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.5492 – $13,730.95
Regency FX Cheapest 0.5478 AED 0.00 $13,693.88 −$37.07
Xe 0.5302 AED 0.00 $13,255.00 −$475.95
Wise 0.5445 AED 910.88 $13,117.59 −$613.36
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.5492 – $13,730.95
Regency FX Cheapest 0.5478 AED 0.00 $13,693.88 −$37.07
Xe 0.5303 AED 0.00 $13,257.50 −$473.45
Wise 0.5445 AED 910.88 $13,117.59 −$613.36
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.5501 – $13,753.00
Regency FX Cheapest 0.5486 AED 0.00 $13,715.87 −$37.13
Xe 0.5347 AED 0.00 $13,367.50 −$385.50
Wise 0.5445 AED 910.88 $13,117.03 −$635.97
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.5485 – $13,712.85
Regency FX Cheapest 0.5470 AED 0.00 $13,675.83 −$37.02
Xe 0.5346 AED 0.00 $13,365.00 −$347.85
Wise 0.5445 AED 910.89 $13,117.03 −$595.82
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.5474 – $13,684.97
Regency FX Cheapest 0.5459 AED 0.00 $13,648.03 −$36.94
Xe 0.5347 AED 0.00 $13,367.50 −$317.47
Wise 0.5445 AED 910.91 $13,117.02 −$567.95
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.5485 – $13,711.73
Regency FX Cheapest 0.5470 AED 0.00 $13,674.70 −$37.02
Xe 0.5347 AED 0.00 $13,367.50 −$344.23
Wise 0.5445 AED 910.92 $13,117.01 −$594.72
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.5482 – $13,704.00
Regency FX Cheapest 0.5467 AED 0.00 $13,667.00 −$37.00
Xe 0.5347 AED 0.00 $13,367.50 −$336.50
Wise 0.5445 AED 910.91 $13,116.85 −$587.15
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.5480 – $13,700.98
Regency FX Cheapest 0.5466 AED 0.00 $13,663.98 −$37.00
Xe 0.5302 AED 0.00 $13,255.00 −$445.98
Wise 0.5446 AED 910.91 $13,117.91 −$583.07
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.5480 – $13,700.98
Regency FX Cheapest 0.5466 AED 0.00 $13,663.98 −$37.00
Xe 0.5303 AED 0.00 $13,257.50 −$443.48
Wise 0.5446 AED 910.91 $13,117.91 −$583.07
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.5472 – $13,680.95
Regency FX Cheapest 0.5458 AED 0.00 $13,644.01 −$36.94
Xe 0.5346 AED 0.00 $13,365.00 −$315.95
Wise 0.5445 AED 910.91 $13,116.85 −$564.10
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.5496 – $13,740.55
Regency FX Cheapest 0.5481 AED 0.00 $13,703.45 −$37.10
Xe 0.5347 AED 0.00 $13,367.50 −$373.05
Wise 0.5445 AED 910.88 $13,116.86 −$623.69
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.5494 – $13,735.95
Regency FX Cheapest 0.5480 AED 0.00 $13,698.86 −$37.09
Xe 0.5347 AED 0.00 $13,367.50 −$368.45
Wise 0.5445 AED 910.86 $13,116.87 −$619.08

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send AED 25,000, after fees, as quoted by each company. The mid-market line shows what AED 25,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more BBD per AED than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of BBD on every transfer from UAE.

Right now, Regency FX pays 13,698.86 BBD on 25,000 AED, which is 37.09 BBD less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 13,745.76 BBD.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Barbados.

We've tracked 226 comparisons to check how often today's top companies were the cheapest across 8 amounts over the past month.

  1. Regency FXAppeared in 157 comparisons

    Cheapest every time

  2. XeAppeared in 178 comparisons

    Cheapest in 19% of them

  3. WiseAppeared in 217 comparisons

    Cheapest in 2% of them

Based on 226 comparisons across 8 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest and gets you the most BBD, and it was also the cheapest in 100% of the 157 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Barbados.

Xe (today's second cheapest) was the cheapest in only 19% of its comparisons, so it's rarely the cheapest option for transfers to Barbados.

Ways to send money from the UAE to Barbados

3 companies send money from the UAE to Barbados, split between broker, online, app, multi-currency account, and global account, and more.

For frequent transfers home

Money transfer apps

If you send BBD home monthly, money transfer apps like Xe are the easiest with good AED/BBD rates.

Botim, Careem Pay, and e& money are convenient but Xe is cheaper.

On an AED 25,000 transfer it will get you 13,367.5 BBD in minutes - 24 hours (after 0 fee and 2.72% markup).

Over the past month, Xe was the cheapest app on 100% of the days it appeared for AED25,000 transfers.

You'll need your Emirates ID and a UAE number to register.

For small urgent transfers

Send now, pay later

You can send AED to Barbados now, and pay for it in the coming weeks.

Botim and Payit are good options, but it’s a credit, so it costs more and you can’t miss any payments.

We’ve covered this in more detail in our Send Now, Pay Later guide.

For mid-sized transfers from UAE

Online transfers

Sending AED 25,000 to Barbados is usually cheaper with online money transfer services like Xe.

Xe gets you 13,367.5 BBD, with an AED 0 fee and 2.72% markup.

In our comparisons over the past month, it was the cheapest online service on 29 of the 29 days it quoted.

For sending large amounts

Currency brokers

Brokers are great for international property, school fees abroad, or moving your savings home when you leave the UAE.

A broker like Regency FX charges no fee and adds 0.27% on AED/BBD exchange rate with someone on the phone guiding you through the process.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from AED 25,000 it quoted.

For UAE businesses trading abroad

Global accounts

Global accounts are for businesses, paying overseas suppliers, collecting from customers abroad, and holding a few currencies at once.

Companies like IFX, Sokin, VertoFX, or Wise Business can handle the batch payments, invoices and multi-currency balances.

For receiving money

Multi-currency accounts

A multi-currency account lets you hold dirhams and/or BBD side by side.

This is useful if you’re getting paid in BBD, or travelling to Barbados.

I’d suggest Wise for this.

Wise converts AED 25,000 at 0.9% markup and holds it until you send or spend it, and gives you account details to receive BBD.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

We've covered this in more detail in our guide to multi-currency accounts.

Ways to deposit AED and receive BBD in Barbados

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending AED 25,000 gives your recipient 13,698.86 BBD.

You can pay in AED by bank transfer.

In Barbados, the recipient can receive BBD through bank deposit.

  1. 1
    Bank transfer Bank deposit

    You pay AED25,000.00

    Bds$13,699

    Cheapest

Before sending AED to Barbados, consider this

The UAE has plenty of ways to send money, but the branch fee, exchange rate and ID checks can change what works best for you.

Compare AED/BBD transfer options

For an AED 25,000 transfer to Barbados, the current options look like this.

  1. The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 13,698.86 BBD, which is 2.42% more than the next best option.

  2. The fastest option is Regency FX, funded by bank transfer with bank deposit in Barbados. Your recipient gets 13,698.86 BBD in minutes - 24 hours.

You need Emirates ID

Banks, apps and exchange houses need to identify you.

Your Emirates ID and UAE mobile number normally cover a routine transfer, while a large or unusual payment can trigger questions about your salary and source of funds.

For property, tuition or moving savings when you leave the UAE, keep the sale agreement, school invoice or bank statement ready.

A transfer funded from your salary account is easier to explain than a large cash deposit made just before sending.

Use a licensed exchange house in UAE

Currency exchange and remittance services require a Central Bank of the UAE licence.

Check the legal name in the CBUAE licensing register before handing over cash or uploading your ID.

The CBUAE consumer standards require licensed companies to show the exchange rate and fees before the transfer, then include the amount received and complaint details on the receipt.

Avoid a personal bank account or WhatsApp dealer offering a better rate outside a licensed branch.

Cash rules are separate

The UAE's declaration rules for carrying cash across the border do not set a limit on an electronic transfer.

Your bank or exchange house can still set its own transaction limit and request additional documents.

If you send the same amount every month, complete the ID checks in the app or branch once and save the verified recipient.

This reduces mistakes without bypassing the checks on later transfers.

How we analyse the market

We track 3 licensed companies sending AED to Barbados, refreshed in real time during live comparisons.

Because the dirham is fixed to the dollar, we compare on what arrives in BBD rather than on the fee, alongside the deposit and payout options.

In the past 30 days alone, we analysed 226 comparisons across 8 amounts.

This page covers the cheapest and fastest options for AED/BBD transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Every company goes through our review before it appears.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.