Key Currency is the cheapest way to send money from the United Arab Emirates to Turkey. Sending 25,000 AED will get you 341,089.36 TRY at 13.6436 TRY per AED.
We’ve compared 8 services and apps below in more detail.
| 8 of 8 providers Last updated on 10 November 2026 | |||
| Based on 25,000 AED transfer Best companies for AED/TRY transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee AED 201.38 1 AED = 13.6689 TRY +0.06% vs mid-market | Recipient gets ₺338,969.86 Within minutes | |
Ways to receive money in Türkiye with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer AED 201.381 AED = 13.6689 TRY ₺338,969.86You payAED 25,000.00 | |||
| Promoted  Xe Pay via Bank transfer | Fee AED 0.00 1 AED = 13.4843 TRY +1.42% vs mid-market | Recipient gets ₺337,107.50 Minutes - 24 hours | |
Ways to receive money in Türkiye with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 AED = 13.4843 TRY ₺337,107.50You payAED 25,000.00 | |||
Run a live search Showing top United Arab Emirates to Turkey deals for 25,000 AED. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live AED to TRY rates. | |||
Run a live search These companies offer multi-currency accounts for spending TRY. We suggest doing a live search based on how much AED you're planning to spend in Turkey. | |||
Run a live search These are managed services with real human support for large AED transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee AED 0.00 1 AED = 13.6436 TRY +0.25% vs mid-market | Recipient gets ₺341,089.36 Minutes - 3 days | |
Ways to receive money in Türkiye with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 AED = 13.6436 TRY ₺341,089.36You payAED 25,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee AED 0.00 1 AED = 13.6408 TRY +0.27% vs mid-market | Recipient gets ₺341,020.98 Minutes - 24 hours | |
Ways to receive money in Türkiye with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 AED = 13.6408 TRY ₺341,020.98You payAED 25,000.00 | |||
 OFX Pay via Bank transfer | Fee AED 0.00 1 AED = 13.6094 TRY +0.50% vs mid-market | Recipient gets ₺340,234.50 Minutes - 24 hours | |
Ways to receive money in Türkiye with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 AED = 13.6094 TRY ₺340,234.50You payAED 25,000.00 | |||
 TapTap Send Pay via Debit card | Fee AED 0.00 1 AED = 13.6000 TRY +0.57% vs mid-market | Recipient gets ₺340,000.00 Minutes | |
Ways to receive money in Türkiye with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 AED = 13.6000 TRY ₺340,000.00You payAED 25,000.00 Mobile walletMinutesAvailable via:Paycell, Uption Free1 AED = 13.6000 TRY ₺340,000.00You payAED 25,000.00 Cash pickupMinutesAvailable via:UPT Free1 AED = 13.6000 TRY ₺340,000.00You payAED 25,000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee AED 0.00 1 AED = 13.5698 TRY +0.79% vs mid-market | Recipient gets ₺339,245.00 Minutes - 24 hours | |
Ways to receive money in Türkiye with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 AED = 13.5698 TRY ₺339,245.00You payAED 25,000.00 | |||
| Wise Pay via Bank transfer | Fee AED 201.38 1 AED = 13.6689 TRY +0.06% vs mid-market | Recipient gets ₺338,969.86 Within minutes | |
Ways to receive money in Türkiye with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer AED 201.381 AED = 13.6689 TRY ₺338,969.86You payAED 25,000.00 | |||
 Moneycorp Pay via Bank transfer | Fee AED 0.00 1 AED = 13.4863 TRY +1.40% vs mid-market | Recipient gets ₺337,157.01 Minutes - 2 days | |
Ways to receive money in Türkiye with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 AED = 13.4863 TRY ₺337,157.01You payAED 25,000.00 | |||
| Xe Pay via Bank transfer | Fee AED 0.00 1 AED = 13.4843 TRY +1.42% vs mid-market | Recipient gets ₺337,107.50 Minutes - 24 hours | |
Ways to receive money in Türkiye with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 AED = 13.4843 TRY ₺337,107.50You payAED 25,000.00 | |||
| How Our Results Work Mid-market rate: 1 AED = 13.6778 TRY Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Key Currency at 341,089.36 TRY on AED 25,000.
Key Currency was the cheapest on 18 of the 28 days it quoted AED25,000 transfers to Turkey.
You have 2 ways to pay, including bank transfer and debit card.
Cash at an exchange house counter works, and so does the salary card your wages land on.
You'll need your Emirates ID every time, not just the first.
Registering takes a few minutes with a UAE number. Once it's done, repeat transfers to the same person take seconds.
How much AED you send to Turkey heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows Key Currency was the cheapest in 78% of the transfers from AED 25,000 it quoted, and in 78% of all the transfers it quoted.
| Cheapest service | |||||
|---|---|---|---|---|---|
| AED 3,500 | -0.37% | AED 0.00 | ₺48,048.70with debit card to bank deposit | +₺504.72 | |
| AED 7,500 | 0.14% | AED 0.00 | ₺102,447.00with debit card to bank deposit | +₺594.35 | |
| AED 25,000This page | 0.25% | AED 0.00 | ₺341,089.36with bank transfer to bank deposit | +₺1,736.33 | |
| AED 50,000 | 0.25% | AED 0.00 | ₺682,194.99with bank transfer to bank deposit | +₺3,118.48 | |
| AED 200,000 | 0.20% | AED 0.00 | ₺2,730,124.61with bank transfer to bank deposit | +₺10,633.65 | |
| AED 250,000 | 0.20% | AED 0.00 | ₺3,412,689.44with bank transfer to bank deposit | +₺13,097.80 | |
| AED 350,000 | 0.20% | AED 0.00 | ₺4,777,644.71with bank transfer to bank deposit | +₺18,797.19 | |
| AED 1,000,000 | 0.15% | AED 0.00 | ₺13,657,559.88with bank transfer to bank deposit | +₺56,906.30 |
Mid-market rate: 1 AED = 13.6778 TRY
The cheapest way to send AED to TRY can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 25,000 AED transfers to Turkey.
Tue, 10 Nov 2026Mid-market rate₺341,944.23 Key Currency ₺341,089.36Key Currency₺341,089.36Regency FX₺341,020.98OFX₺340,234.50
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 13.4341 | – | ₺335,852.95 | |
| | 13.4005 | AED 0.00 | ₺335,013.32 | −₺839.63 |
| | 13.3978 | AED 0.00 | ₺334,946.15 | −₺906.80 |
| | 13.3669 | AED 0.00 | ₺334,173.69 | −₺1,679.26 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 13.4425 | – | ₺336,063.58 | |
| | 13.4089 | AED 0.00 | ₺335,223.42 | −₺840.16 |
| | 13.4062 | AED 0.00 | ₺335,156.20 | −₺907.38 |
| | 13.3753 | AED 0.00 | ₺334,383.26 | −₺1,680.32 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 13.4492 | – | ₺336,230.30 | |
| | 13.4156 | AED 0.00 | ₺335,389.72 | −₺840.58 |
| | 13.4129 | AED 0.00 | ₺335,322.48 | −₺907.82 |
| | 13.3820 | AED 0.00 | ₺334,549.15 | −₺1,681.15 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 13.4562 | – | ₺336,403.95 | |
| | 13.4225 | AED 0.00 | ₺335,562.94 | −₺841.01 |
| | 13.4198 | AED 0.00 | ₺335,495.66 | −₺908.29 |
| | 13.3889 | AED 0.00 | ₺334,721.93 | −₺1,682.02 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 13.4860 | – | ₺337,149.65 | |
| | 13.4523 | AED 0.00 | ₺336,306.78 | −₺842.87 |
| | 13.4496 | AED 0.00 | ₺336,239.35 | −₺910.30 |
| | 13.4186 | AED 0.00 | ₺335,463.90 | −₺1,685.75 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 13.4823 | – | ₺337,057.50 | |
| | 13.4500 | AED 0.00 | ₺336,250.00 | −₺807.50 |
| | 13.4486 | AED 0.00 | ₺336,214.86 | −₺842.64 |
| | 13.4459 | AED 0.00 | ₺336,147.44 | −₺910.06 |
| | 13.4149 | AED 0.00 | ₺335,372.21 | −₺1,685.29 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 13.4823 | – | ₺337,057.50 | |
| | 13.4500 | AED 0.00 | ₺336,250.00 | −₺807.50 |
| | 13.4486 | AED 0.00 | ₺336,214.86 | −₺842.64 |
| | 13.4459 | AED 0.00 | ₺336,147.44 | −₺910.06 |
| | 13.4149 | AED 0.00 | ₺335,372.21 | −₺1,685.29 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 13.4500 | AED 0.00 | ₺336,250.00 | – |
| | – | – | – | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 13.4966 | – | ₺337,416.18 | |
| | 13.4629 | AED 0.00 | ₺336,572.63 | −₺843.54 |
| | 13.4602 | AED 0.00 | ₺336,505.15 | −₺911.02 |
| | 13.4292 | AED 0.00 | ₺335,729.09 | −₺1,687.08 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 13.5065 | – | ₺337,663.38 | |
| | 13.4728 | AED 0.00 | ₺336,819.22 | −₺844.16 |
| | 13.4701 | AED 0.00 | ₺336,751.68 | −₺911.70 |
| | 13.4390 | AED 0.00 | ₺335,975.06 | −₺1,688.32 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 13.5134 | – | ₺337,833.83 | |
| | 13.4796 | AED 0.00 | ₺336,989.24 | −₺844.59 |
| | 13.4769 | AED 0.00 | ₺336,921.67 | −₺912.16 |
| | 13.4458 | AED 0.00 | ₺336,144.66 | −₺1,689.17 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 13.5433 | – | ₺338,583.00 | |
| | 13.5095 | AED 0.00 | ₺337,736.54 | −₺846.46 |
| | 13.5068 | AED 0.00 | ₺337,668.83 | −₺914.17 |
| | 13.4756 | AED 0.00 | ₺336,890.08 | −₺1,692.92 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 13.5340 | – | ₺338,350.90 | |
| | 13.5400 | AED 0.00 | ₺338,500.00 | +₺149.10 |
| | 13.5002 | AED 0.00 | ₺337,505.02 | −₺845.88 |
| | 13.4975 | AED 0.00 | ₺337,437.35 | −₺913.55 |
| | 13.4664 | AED 0.00 | ₺336,659.15 | −₺1,691.75 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 13.5340 | – | ₺338,350.90 | |
| | 13.5400 | AED 0.00 | ₺338,500.00 | +₺149.10 |
| | 13.5002 | AED 0.00 | ₺337,505.02 | −₺845.88 |
| | 13.4975 | AED 0.00 | ₺337,437.35 | −₺913.55 |
| | 13.4664 | AED 0.00 | ₺336,659.15 | −₺1,691.75 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 13.5501 | – | ₺338,751.90 | |
| | 13.5400 | AED 0.00 | ₺338,500.00 | −₺251.90 |
| | 13.5162 | AED 0.00 | ₺337,905.02 | −₺846.88 |
| | 13.5135 | AED 0.00 | ₺337,837.27 | −₺914.63 |
| | 13.4823 | AED 0.00 | ₺337,058.14 | −₺1,693.76 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 13.5565 | – | ₺338,913.60 | |
| | 13.5400 | AED 0.00 | ₺338,500.00 | −₺413.60 |
| | 13.5227 | AED 0.00 | ₺338,066.32 | −₺847.28 |
| | 13.5199 | AED 0.00 | ₺337,998.53 | −₺915.07 |
| | 13.4888 | AED 0.00 | ₺337,219.03 | −₺1,694.57 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 13.5691 | – | ₺339,226.83 | |
| | 13.5400 | AED 0.00 | ₺338,500.00 | −₺726.83 |
| | 13.5352 | AED 0.00 | ₺338,378.76 | −₺848.07 |
| | 13.5324 | AED 0.00 | ₺338,310.91 | −₺915.92 |
| | 13.5012 | AED 0.00 | ₺337,530.69 | −₺1,696.14 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 13.5701 | – | ₺339,252.33 | |
| | 13.5400 | AED 0.00 | ₺338,500.00 | −₺752.33 |
| | 13.5362 | AED 0.00 | ₺338,404.19 | −₺848.14 |
| | 13.5335 | AED 0.00 | ₺338,336.34 | −₺915.98 |
| | 13.5022 | AED 0.00 | ₺337,556.06 | −₺1,696.27 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 13.5959 | – | ₺339,898.08 | |
| | 13.5619 | AED 0.00 | ₺339,048.33 | −₺849.74 |
| | 13.5592 | AED 0.00 | ₺338,980.35 | −₺917.73 |
| | 13.5279 | AED 0.00 | ₺338,198.58 | −₺1,699.49 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 13.5967 | – | ₺339,916.58 | |
| | 13.5627 | AED 0.00 | ₺339,066.78 | −₺849.79 |
| | 13.5600 | AED 0.00 | ₺338,998.80 | −₺917.78 |
| | 13.5287 | AED 0.00 | ₺338,216.99 | −₺1,699.59 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 13.5967 | – | ₺339,916.58 | |
| | 13.5627 | AED 0.00 | ₺339,066.78 | −₺849.79 |
| | 13.5600 | AED 0.00 | ₺338,998.80 | −₺917.78 |
| | 13.5287 | AED 0.00 | ₺338,216.99 | −₺1,699.59 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 13.6041 | – | ₺340,103.05 | |
| | 13.5701 | AED 0.00 | ₺339,252.79 | −₺850.26 |
| | 13.5674 | AED 0.00 | ₺339,184.77 | −₺918.28 |
| | 13.5361 | AED 0.00 | ₺338,402.53 | −₺1,700.52 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 13.6140 | – | ₺340,349.05 | |
| | 13.6000 | AED 0.00 | ₺340,000.00 | −₺349.05 |
| | – | – | – | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 13.6207 | – | ₺340,517.88 | |
| | 13.6000 | AED 0.00 | ₺340,000.00 | −₺517.88 |
| | 13.5867 | AED 0.00 | ₺339,666.58 | −₺851.29 |
| | 13.5839 | AED 0.00 | ₺339,598.48 | −₺919.40 |
| | 13.5526 | AED 0.00 | ₺338,815.29 | −₺1,702.59 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 13.6278 | – | ₺340,695.90 | |
| | 13.6000 | AED 0.00 | ₺340,000.00 | −₺695.90 |
| | 13.5938 | AED 0.00 | ₺339,844.16 | −₺851.74 |
| | 13.5910 | AED 0.00 | ₺339,776.02 | −₺919.88 |
| | 13.5597 | AED 0.00 | ₺338,992.42 | −₺1,703.48 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 13.6576 | – | ₺341,438.98 | |
| | 13.6234 | AED 0.00 | ₺340,585.38 | −₺853.59 |
| | 13.6207 | AED 0.00 | ₺340,517.09 | −₺921.88 |
| | 13.5893 | AED 0.00 | ₺339,731.78 | −₺1,707.19 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 13.6512 | – | ₺341,279.18 | |
| | 13.6170 | AED 0.00 | ₺340,425.98 | −₺853.20 |
| | 13.6143 | AED 0.00 | ₺340,357.72 | −₺921.46 |
| | 13.5829 | AED 0.00 | ₺339,572.78 | −₺1,706.39 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 13.6532 | – | ₺341,329.10 | |
| | 13.6190 | AED 0.00 | ₺340,475.78 | −₺853.32 |
| | 13.6163 | AED 0.00 | ₺340,407.51 | −₺921.59 |
| | 13.5849 | AED 0.00 | ₺339,622.45 | −₺1,706.65 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 13.6643 | – | ₺341,606.95 | |
| | 13.6301 | AED 0.00 | ₺340,752.93 | −₺854.02 |
| | 13.6274 | AED 0.00 | ₺340,684.61 | −₺922.34 |
| | 13.5960 | AED 0.00 | ₺339,898.92 | −₺1,708.03 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 13.6778 | – | ₺341,944.23 | |
| | 13.6436 | AED 0.00 | ₺341,089.36 | −₺854.86 |
| | 13.6408 | AED 0.00 | ₺341,020.98 | −₺923.24 |
| | 13.6094 | AED 0.00 | ₺340,234.50 | −₺1,709.72 |
| Exchange rate | Fee | Recipient gets | Difference |
|---|
| Mid-market rate | 13.6778 | – | ₺341,944.23 | |
|---|---|---|---|---|
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Each line shows what the recipient gets when you send AED 25,000, after fees, as quoted by each company. The mid-market line shows what AED 25,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more TRY per AED than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
In the past month, a money transfer company beat the mid-market rate on 2 of the last 30 days.
Right now, Key Currency pays 341,089.36 TRY on 25,000 AED, which is 854.86 TRY less than the mid-market amount.
Today's payout is the highest in the past month.
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Turkey.
We've tracked 239 comparisons to check how often today's top companies were the cheapest across 8 amounts over the past month.
Cheapest in 87% of them
Never the cheapest
Cheapest in 2% of them
Based on 56 comparisons across 8 amounts over the last 7 days.
Cheapest in 78% of them
Never the cheapest
Cheapest in 1% of them
Based on 239 comparisons across 8 amounts over the last 30 days.
Cheapest in 77% of them
Never the cheapest
Cheapest in 4% of them
Based on 656 comparisons across 8 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today Key Currency is the cheapest and gets you the most TRY, and it was also the cheapest in 78% of the 170 comparisons it appeared in over the past month.
It's a good pick for both one-off and regular transfers to Turkey.
Regency FX (today's second cheapest) was the cheapest in only 0% of its comparisons, so it's rarely the cheapest option for transfers to Turkey.
8 companies send money from the UAE to Turkey, split between currency broker, app, online, multi-currency account, and global business account, and more.
For frequent transfers home
If you send TRY home monthly, money transfer apps like TapTap Send are the easiest with good AED/TRY rates.
Botim, Careem Pay, and e& money are convenient but TapTap Send is cheaper.
On an AED 25,000 transfer it will get you 340,000 TRY in minutes (after 0 fee and 0.57% markup).
Over the past month, TapTap Send was the cheapest app on 100% of the days it appeared for AED25,000 transfers.
You'll need your Emirates ID and a UAE number to register.
For small urgent transfers
You can send AED to Turkey now, and pay for it in the coming weeks.
Botim and Payit are good options, but it’s a credit, so it costs more and you can’t miss any payments.
We’ve covered this in more detail in our Send Now, Pay Later guide.
For mid-sized transfers from UAE
Sending AED 25,000 to Turkey is usually cheaper with online money transfer services like Wise.
Wise gets you 338,969.86 TRY, with an AED 201.38 fee and 0.06% markup.
In our comparisons over the past month, it was the cheapest online service on 28 of the 29 days it quoted.
For sending large amounts
Brokers are great for international property, school fees abroad, or moving your savings home when you leave the UAE.
A broker like Key Currency charges no fee and adds 0.25% on AED/TRY exchange rate with someone on the phone guiding you through the process.
Our analysis shows Key Currency was the cheapest broker in 100% of the transfers from AED 25,000 it quoted.
For UAE businesses trading abroad
Global accounts are for businesses, paying overseas suppliers, collecting from customers abroad, and holding a few currencies at once.
Companies like IFX, Sokin, VertoFX, or Wise Business can handle the batch payments, invoices and multi-currency balances.
For receiving money
A multi-currency account lets you hold dirhams and/or TRY side by side.
This is useful if you’re getting paid in TRY, or travelling to Turkey.
I’d suggest Currencies Direct for this.
Currencies Direct converts AED 25,000 at 0.79% markup and holds it until you send or spend it, and gives you account details to receive TRY.
Over the past month, it came out cheapest among multi-currency accounts on 83% of days.
We've covered this in more detail in our guide to multi-currency accounts.
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending AED 25,000 gives your recipient 341,089.36 TRY.
You can pay in AED by bank transfer and debit card.
In Turkey, the recipient can receive TRY through bank deposit, mobile wallet, and cash pickup.
The recipient can collect TRY from a participating location in Turkey with valid photo ID and the transfer reference.
You pay AED25,000.00
₺341,089
Cheapest
You pay AED25,000.00
₺340,000
-₺1,089
You pay AED25,000.00
₺340,000
-₺1,089
You pay AED25,000.00
₺340,000
-₺1,089
The UAE has plenty of ways to send money, but the branch fee, exchange rate and ID checks can change what works best for you.
For an AED 25,000 transfer to Turkey, the current options look like this.
The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 341,089.36 TRY, which is 0.02% more than the next best option.
The fastest option is TapTap Send, funded by debit card with bank deposit in Turkey. Your recipient gets 340,000 TRY in minutes.
Banks, apps and exchange houses need to identify you.
Your Emirates ID and UAE mobile number normally cover a routine transfer, while a large or unusual payment can trigger questions about your salary and source of funds.
For property, tuition or moving savings when you leave the UAE, keep the sale agreement, school invoice or bank statement ready.
A transfer funded from your salary account is easier to explain than a large cash deposit made just before sending.
Currency exchange and remittance services require a Central Bank of the UAE licence.
Check the legal name in the CBUAE licensing register before handing over cash or uploading your ID.
The CBUAE consumer standards require licensed companies to show the exchange rate and fees before the transfer, then include the amount received and complaint details on the receipt.
Avoid a personal bank account or WhatsApp dealer offering a better rate outside a licensed branch.
The UAE's declaration rules for carrying cash across the border do not set a limit on an electronic transfer.
Your bank or exchange house can still set its own transaction limit and request additional documents.
If you send the same amount every month, complete the ID checks in the app or branch once and save the verified recipient.
This reduces mistakes without bypassing the checks on later transfers.
We track 8 licensed companies sending AED to Turkey, refreshed in real time during live comparisons.
Because the dirham is fixed to the dollar, we compare on what arrives in TRY rather than on the fee, alongside the deposit and payout options.
In the past 30 days alone, we analysed 239 comparisons across 8 amounts.
This page covers the cheapest and fastest options for AED/TRY transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
Every company goes through our review before it appears.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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