Compare the best ways to send money from United States to Barbados

We compared 4 companies sending money from the United States to Barbados. Regency FX is the best and cheapest, while Regency FX is the fastest.

Sending $7,000 with Regency FX gets your recipient 14,086.52 BBD at 2.0124 BBD per USD.

Best companies for USD/BBD transfers

4 of 4 providers

Last updated on 28 October 2026

Based on 7,000 USD transfer

Best companies for USD/BBD transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee $206.36 1 USD = 2.0000 BBD +0.89% vs mid-market Recipient gets $13,587.28 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Barbados with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
$206.361 USD = 2.0000 BBD
$13,587.28You pay$7,000.00
Promoted

Xe

Pay via Bank transfer
Fee $0.00 1 USD = 1.9611 BBD +2.85% vs mid-market Recipient gets $13,727.70 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Barbados with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 USD = 1.9611 BBD
$13,727.70You pay$7,000.00

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Showing top United States to Barbados deals for 7,000 USD. Do a live search with your exact amount for today's best rates.
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Regency FX

Pay via Bank transfer
Fee $0.00 1 USD = 2.0124 BBD +0.27% vs mid-market Recipient gets $14,086.52 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Barbados with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 USD = 2.0124 BBD
$14,086.52You pay$7,000.00

Xe

Pay via Bank transfer
Fee $0.00 1 USD = 1.9611 BBD +2.85% vs mid-market Recipient gets $13,727.70 Minutes - 24 hours
Fastest
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Barbados with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 USD = 1.9611 BBD
$13,727.70You pay$7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee $5.99 1 USD = 1.9602 BBD +2.90% vs mid-market Recipient gets $13,721.40 Minutes - 24 hours

Ways to receive money in Barbados with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
$5.991 USD = 1.9602 BBD
$13,721.40You pay$7,005.99
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee $55.99 1 USD = 1.9602 BBD +2.90% vs mid-market Recipient gets $13,721.40 Minutes - 24 hours

Ways to receive money in Barbados with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
$55.991 USD = 1.9602 BBD
$13,721.40You pay$7,055.99
$0 fee on first online transfers

MoneyGram

Pay via Cash deposit
Fee $60.79 1 USD = 1.9602 BBD +2.90% vs mid-market Recipient gets $13,721.40 Minutes - 24 hours

Ways to receive money in Barbados with MoneyGram when paying by cash deposit.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
$60.791 USD = 1.9602 BBD
$13,721.40You pay$7,060.79
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee $179.99 1 USD = 1.9602 BBD +2.90% vs mid-market Recipient gets $13,721.40 Minutes - 24 hours

Ways to receive money in Barbados with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
$179.991 USD = 1.9602 BBD
$13,721.40You pay$7,179.99

Xe

Pay via Debit card
Fee $35.00 1 USD = 1.9611 BBD +2.85% vs mid-market Recipient gets $13,659.06 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Barbados with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
$35.001 USD = 1.9611 BBD
$13,659.06You pay$7,000.00

Wise

Pay via Bank transfer
Fee $206.36 1 USD = 2.0000 BBD +0.89% vs mid-market Recipient gets $13,587.28 Within a week
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Barbados with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
$206.361 USD = 2.0000 BBD
$13,587.28You pay$7,000.00

Xe

Pay via Credit card
Fee $210.00 1 USD = 1.9611 BBD +2.85% vs mid-market Recipient gets $13,315.87 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Barbados with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
$210.001 USD = 1.9611 BBD
$13,315.87You pay$7,000.00
How Our Results Work
Mid-market rate: 1 USD = 2.0178 BBD Updates every 60 minutes.

How to send money from US to Barbados

Pick a company

If you're sending a one-off transfer, then Regency FX is the best option.

Regency FX was the cheapest on 28 of the 28 days it quoted $7,000 transfers to Barbados.

For recurring transfers, I'd suggest using an app or a multi-currency account with Xe.

For large transfers, a broker like Regency FX is the best option.

If your recipient needs cash, MoneyGram is the cheapest.

How much you send will affect the best option for you right now.

Pay for it

You have 4 ways to pay for your transfer to Barbados, including bank transfer, debit card, credit card, and cash deposit.

Usually, using bank transfer to fund your transfer is the cheapest but slowest option (ACH and takes a day or two).

You can use a debit card, Apple Pay and Google Pay for quicker deposit but its a bit more expensive.

I suggest avoiding credit cards since these are most expensive and have cash advance fees (Amex is very rarely accepted in general).

Check and send

First time round you'll need to confirm who you are.

An SSN isn't required, an ITIN or a foreign passport works with most companies here.

Compare amounts

How much USD are you sending to Barbados?

How much USD you send to Barbados heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 100% of the transfers from $5,000 it quoted, and in 100% of all the transfers it quoted.

Cheapest service
$500-0.12%$0.00$1,010.15with debit card to bank deposit+$32.46
$2,0000.67%$0.00$4,008.60with debit card to bank deposit+$94.89
$5,0001.15%$0.00$9,973.50with debit card to bank deposit+$151.08
$7,000This page0.27%$0.00$14,086.52with bank transfer to bank deposit+$390.74
$10,0000.27%$0.00$20,123.60with bank transfer to bank deposit+$417.28
$50,0000.25%$0.00$100,638.17with bank transfer to bank deposit+$2,791.11
$100,0000.20%$0.00$201,377.24with bank transfer to bank deposit+$5,669.00
$250,0000.20%$0.00$503,443.10with bank transfer to bank deposit+$14,168.15

Mid-market rate: 1 USD = 2.0178 BBD

USD/BBD Exchange Rate History

Is today a good time to send money from US to Barbados?

The cheapest way to send USD to BBD can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 7,000 USD transfers to Barbados.

BBD received for $7,000, after fees

Wed, Oct 28, 2026Mid-market rate$14,124.66 Regency FX $14,086.52Regency FX$14,086.52Xe$13,727.70MoneyGram$13,721.40

13,600
13,700
13,800
13,900
14,000
14,100
14,200
14,300
At the mid-market rateWith the cheapest optionRegency FXXeMoneyGram
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.0153 – $14,107.41
Regency FX Cheapest 2.0099 $0.00 $14,069.32 −$38.09
Xe 1.9611 $0.00 $13,727.70 −$379.71
MoneyGram 1.9602 $5.99 $13,721.40 −$386.01
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.0159 – $14,111.62
Regency FX Cheapest 2.0105 $0.00 $14,073.51 −$38.10
Xe 1.9611 $0.00 $13,727.70 −$383.91
MoneyGram 1.9602 $5.99 $13,721.40 −$390.22
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.0189 – $14,132.17
Regency FX Cheapest 2.0134 $0.00 $14,094.02 −$38.15
Xe 1.9611 $0.00 $13,727.70 −$404.47
MoneyGram 1.9602 $5.99 $13,721.40 −$410.77
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.0247 – $14,173.03
Regency FX Cheapest 2.0193 $0.00 $14,134.76 −$38.27
MoneyGram 1.9602 $5.99 $13,721.40 −$451.63
Xe No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.0137 – $14,096.25
Regency FX Cheapest 2.0083 $0.00 $14,058.19 −$38.06
MoneyGram 1.9602 $5.99 $13,721.40 −$374.85
Xe 1.9566 $0.00 $13,696.20 −$400.05
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.0097 – $14,067.77
Regency FX Cheapest 2.0043 $0.00 $14,029.78 −$37.99
MoneyGram 1.9602 $5.99 $13,721.40 −$346.37
Xe No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.0126 – $14,088.28
Regency FX Cheapest 2.0072 $0.00 $14,050.25 −$38.03
Xe 1.9611 $0.00 $13,727.70 −$360.58
MoneyGram 1.9602 $5.99 $13,721.40 −$366.88
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.0100 – $14,069.92
Regency FX Cheapest 2.0046 $0.00 $14,031.93 −$37.99
Xe 1.9611 $0.00 $13,727.70 −$342.22
MoneyGram 1.9602 $5.99 $13,721.40 −$348.52
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.0131 – $14,091.79
Regency FX Cheapest 2.0077 $0.00 $14,053.74 −$38.05
Xe 1.9611 $0.00 $13,727.70 −$364.09
MoneyGram 1.9602 $5.99 $13,721.40 −$370.39
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.0127 – $14,088.95
Regency FX Cheapest 2.0073 $0.00 $14,050.91 −$38.04
Xe 1.9611 $0.00 $13,727.70 −$361.25
MoneyGram 1.9602 $5.99 $13,721.40 −$367.55
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.0079 – $14,055.22
Regency FX Cheapest 2.0025 $0.00 $14,017.27 −$37.95
MoneyGram 1.9602 $5.99 $13,721.40 −$333.82
Xe No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.0142 – $14,099.31
Regency FX Cheapest 2.0087 $0.00 $14,061.24 −$38.07
MoneyGram 1.9602 $5.99 $13,721.40 −$377.91
Xe No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.0142 – $14,099.31
Regency FX Cheapest 2.0087 $0.00 $14,061.24 −$38.07
MoneyGram 1.9602 $5.99 $13,721.40 −$377.91
Xe No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.0128 – $14,089.75
Regency FX Cheapest 2.0074 $0.00 $14,051.71 −$38.04
Xe 1.9611 $0.00 $13,727.70 −$362.05
MoneyGram 1.9602 $5.99 $13,721.40 −$368.35
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.0178 – $14,124.76
Regency FX Cheapest 2.0124 $0.00 $14,086.62 −$38.14
Xe 1.9611 $0.00 $13,727.70 −$397.06
MoneyGram 1.9602 $5.99 $13,721.40 −$403.36
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.0104 – $14,072.53
Regency FX Cheapest 2.0049 $0.00 $14,034.53 −$38.00
Xe 1.9611 $0.00 $13,727.70 −$344.83
MoneyGram 1.9602 $5.99 $13,721.40 −$351.13
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.0127 – $14,089.15
Regency FX Cheapest 2.0073 $0.00 $14,051.10 −$38.05
Xe 1.9611 $0.00 $13,727.70 −$361.44
MoneyGram 1.9602 $5.99 $13,721.40 −$367.75
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.0143 – $14,099.89
Regency FX Cheapest 2.0088 $0.00 $14,061.82 −$38.07
Xe 1.9611 $0.00 $13,727.70 −$372.19
MoneyGram 1.9602 $5.99 $13,721.40 −$378.49
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.0171 – $14,119.56
Regency FX Cheapest 2.0116 $0.00 $14,081.44 −$38.12
MoneyGram 1.9602 $5.99 $13,721.40 −$398.16
Xe 1.9566 $0.00 $13,696.20 −$423.36
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
MoneyGram Cheapest 1.9602 $5.99 $13,721.40 –
Xe 1.9566 $0.00 $13,696.20 –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.0203 – $14,142.21
Regency FX Cheapest 2.0149 $0.00 $14,104.02 −$38.18
Xe 1.9611 $0.00 $13,727.70 −$414.50
MoneyGram 1.9602 $5.99 $13,721.40 −$420.81
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.0144 – $14,100.92
Regency FX Cheapest 2.0090 $0.00 $14,062.85 −$38.07
Xe 1.9611 $0.00 $13,727.70 −$373.22
MoneyGram 1.9602 $5.99 $13,721.40 −$379.52
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.0103 – $14,072.25
Regency FX Cheapest 2.0049 $0.00 $14,034.26 −$37.99
Xe 1.9611 $0.00 $13,727.70 −$344.55
MoneyGram 1.9602 $5.99 $13,721.40 −$350.85
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.0143 – $14,099.77
Regency FX Cheapest 2.0088 $0.00 $14,061.70 −$38.07
Xe 1.9611 $0.00 $13,727.70 −$372.07
MoneyGram 1.9602 $5.99 $13,721.40 −$378.37
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.0131 – $14,091.84
Regency FX Cheapest 2.0077 $0.00 $14,053.79 −$38.05
Xe 1.9611 $0.00 $13,727.70 −$364.14
MoneyGram 1.9602 $5.99 $13,721.40 −$370.44
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.0127 – $14,088.73
Regency FX Cheapest 2.0072 $0.00 $14,050.69 −$38.04
MoneyGram 1.9602 $5.99 $13,721.40 −$367.33
Xe 1.9566 $0.00 $13,696.20 −$392.53
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
MoneyGram Cheapest 1.9602 $5.99 $13,721.40 –
Xe 1.9566 $0.00 $13,696.20 –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.0097 – $14,068.13
Regency FX Cheapest 2.0043 $0.00 $14,030.15 −$37.98
Xe 1.9611 $0.00 $13,727.70 −$340.43
MoneyGram 1.9602 $5.99 $13,721.40 −$346.73
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.0185 – $14,129.41
Regency FX Cheapest 2.0130 $0.00 $14,091.26 −$38.15
Xe 1.9611 $0.00 $13,727.70 −$401.71
MoneyGram 1.9602 $5.99 $13,721.40 −$408.01
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.0178 – $14,124.66
Regency FX Cheapest 2.0124 $0.00 $14,086.52 −$38.14
Xe 1.9611 $0.00 $13,727.70 −$396.96
MoneyGram 1.9602 $5.99 $13,721.40 −$403.26

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send $7,000, after fees, as quoted by each company. The mid-market line shows what $7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

Understanding USD/BBD exchange rate

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more BBD per USD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of BBD on every transfer from US.

Right now, Regency FX pays 14,086.52 BBD on 7,000 USD, which is 38.14 BBD less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 14,134.76 BBD.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Barbados.

We've tracked 207 comparisons to check how often today's top companies were the cheapest across 8 amounts over the past month.

  1. Regency FXAppeared in 109 comparisons

    Cheapest every time

  2. XeAppeared in 132 comparisons

    Cheapest in 11% of them

  3. MoneyGramAppeared in 200 comparisons

    Cheapest in 5% of them

Based on 207 comparisons across 8 amounts over the last 30 days.

Is the cheapest money transfer company always the best?

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyze companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest and gets you the most BBD, and it was also the cheapest in 100% of the 109 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Barbados.

Xe (today's second cheapest) was the cheapest in only 11% of its comparisons, so it's rarely the cheapest option for transfers to Barbados.

Ways to send money from the US to Barbados

There are 4 companies available for sending money from the US to Barbados, across online, app, broker, in person, multi-currency account, and global account, and more.

For regular transfers home

Money transfer apps

If you send a few hundred dollars home every payday, an app is usually the cheapest way and the least work.

Xe charges $0 on a $7,000 transfer with 2.85% markup, saves your recipient's details for next time, and BBD arrives in minutes - 24 hours.

Over the past month, Xe was the cheapest app on 80% of the days it appeared for $7,000 transfers.

Funding from a US bank account or debit card avoids the 1% federal tax that applies to cash-funded transfers.

Sending without a US bank account

Cash & in-person transfers

Paying in cash at an agent can work without a US bank account.

The ID accepted depends on the company and the amount, so check before visiting if you do not have an SSN.

Hand $7,000 to a MoneyGram agent in the US, and your recipient will get 13,721.4 BBD in minutes - 24 hours.

Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.

However, transfers funded with cash or a money order carry a 1% federal tax since January 1, 2026. To avoid it, fund with a debit card or bank account instead (most agents take both).

For one-off transfers

Online transfers

For a one-off transfer, an online service funded from your checking account is usually the cheapest way to send money to Barbados.

Of all online companies listed here, Xe gets you the most BBD per USD.

On a $7,000 transfer, you will get 13,727.7 BBD after a $0 fee and 2.85% markup.

In our comparisons over the past month, it was the cheapest online service on 20 of the 25 days it quoted.

But, bank funding (ACH) takes 1 to 3 business days to clear, while debit cards (and Google Pay/Apple Pay) are usually instant but cost a bit more.

For transfers over $10,000

Currency brokers

For large transfers to Barbados (e.g. a property purchase, tuition, or moving to Barbados), a broker like Regency FX charges no fee, gives you a dedicated account manager, and adds 0.27% markup on USD/BBD that gets lower the more you send.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from $5,000 it quoted.

It's also good to check Wise since you get a bulk discount on transfers over $25,000.

Business payments from the US

Global accounts

Global accounts are for US businesses paying people abroad.

Companies like Airwallex, WorldFirst, or Payoneer handle the recurring and batch payments, invoicing, tracking, and more.

Holding & spending currencies

Multi-currency accounts

A multi-currency account like Wise is the best for holding and receiving BBD.

This is useful for traveling to Barbados, building up BBD balance, or receiving payments in BBD.

Wise converts $7,000 at 0.89% markup plus small fee and holds the BBD until you spend it.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Ways to fund USD and receive BBD in Barbados

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $7,000 gives your recipient 14,086.52 BBD.

Deposit USD by bank transfer, debit card, credit card, and cash deposit.

The simplest way is to pay from your US checking account

Pay by bank transfer using your routing and account numbers.

An ACH payment is usually cheaper than a card, but it may take some time for it to clear before a money transfer company can send the money to Barbados.

You can deposit cash

You'll need to visit the nearest MoneyGram branch and hand over $7,000.

MoneyGram is the cheapest option and will get you 13,721.4 BBD on a $7,000 transfer after fees.

Transfers funded with physical cash are subject to the 1% US remittance transfer tax, but funding from a US bank account or with a US-issued debit or credit card is exempt.

Zelle, Venmo and Cash App only support domestic transfers, so they cannot send money to Barbados.

Your recipient in Barbados can collect BBD through bank deposit and cash pickup.

They can collect cash in Barbados

Your recipient can collect BBD from a participating MoneyGram location in Barbados.

They should take a valid photo ID and the collection reference, and check that the name on the transfer matches their ID.

  1. 1
    Bank transfer Bank deposit

    You pay $7,000.00

    Bds$14,087

    Cheapest

  2. 2
    Bank transfer Cash pickup

    You pay $7,005.99

    Bds$13,721

    -Bds$365

  3. 3
    Credit card Cash pickup

    You pay $7,179.99

    Bds$13,721

    -Bds$365

  4. 4
    Debit card Cash pickup

    You pay $7,055.99

    Bds$13,721

    -Bds$365

  5. 5
    Cash deposit Cash pickup

    You pay $7,060.79

    Bds$13,721

    -Bds$365

Show moreShow less
  1. 6
    Debit card Bank deposit

    You pay $7,000.00

    Bds$13,659

    -Bds$427

  2. 7
    Credit card Bank deposit

    You pay $7,000.00

    Bds$13,316

    -Bds$771

Things to consider before sending USD to Barbados

The way you fund the transfer now affects the tax, while US law gives you specific rights if something goes wrong.

Find the right USD/BBD company

Cheapest way to send money to Barbados

The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 14,086.52 BBD, which is 2.55% more than the next best option.

Fastest way to send money to Barbados

The fastest option is Regency FX. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 14,086.52 BBD, with the money arriving in minutes - 24 hours.

Cash-funded transfers now carry a 1% tax

Since January 1, 2026, a 1% federal tax applies when an international transfer is funded with cash, a money order, a cashier's check or a traveler's check.

Funding from a US bank account, including ACH, or with a US-issued debit or credit card is exempt.

The rule applies to how you pay in, so your recipient can still collect cash without triggering the tax.

The $10,000 rule is not a transfer limit

There is no federal cap on how much of your own money you can send electronically abroad.

Your bank or transfer company can set its own limit and ask for proof of where a large or unusual payment came from.

Cash reports and the declaration for physically carrying more than $10,000 across the US border are separate rules.

Do not split cash transactions to avoid a report.

You normally have 30 minutes to cancel

The US Remittance Transfer Rule requires a covered company to show the exchange rate, fees and expected amount received before you pay.

You can normally cancel within 30 minutes at no charge, provided the money has not been deposited or collected.

You also have error-resolution rights if the wrong amount arrives or the transfer never turns up.

Contact the company first and keep the receipt.

The CFPB explains the cancellation and error process.

Need to send a large amount of USD to Barbados?

For transfers over $10,000, Regency FX is the best option.

It offers the best exchange rate, which is more important than the fee for large transfers to Barbados.

While Regency FX may not always be the cheapest or fastest way to send BBD, they offer years of experience, and will offer you the peace of mind you need when sending large amounts abroad.

Read Review

How we analyze the market

We track, save, and analyze the cost, speed, and product offerings of the leading money transfer services available between Barbados and United States.


We work with leading money transfer companies to provide real time fees and exchange rates. In the past 30 days alone, we analyzed 207 comparisons across 8 amounts.

This page covers the cheapest and fastest options for USD/BBD transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

For a deeper understanding of our commitment to integrity and transparency, check out these articles:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.