How to send money to Pakistan from the UAE with the best AED-PKR rate

TapTap Send is the cheapest way to send money from the United Arab Emirates to Pakistan. Sending 25,000 AED will get you 1,900,000 PKR at 76.0000 PKR per AED.

We’ve compared 4 services and apps below in more detail.

Best companies for AED/PKR transfers

4 of 4 providers

Last updated on 10 November 2026

Based on 25,000 AED transfer

Best companies for AED/PKR transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee AED 260.36 1 AED = 75.3088 PKR +0.01% vs mid-market Recipient gets Rs 1,863,112.60 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Pakistan with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
AED 260.361 AED = 75.3088 PKR
Rs 1,863,112.60You payAED 25,000.00
Promoted

Regency FX

Pay via Bank transfer
Fee AED 0.00 1 AED = 75.1138 PKR +0.27% vs mid-market Recipient gets Rs 1,877,846.06 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Pakistan with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 AED = 75.1138 PKR
Rs 1,877,846.06You payAED 25,000.00

Run a live search

Showing top United Arab Emirates to Pakistan deals for 25,000 AED. Do a live search with your exact amount for today's best rates.

TapTap Send

Pay via Debit card
Fee AED 0.00 1 AED = 76.0000 PKR -0.90% vs mid-market Recipient gets Rs 1,900,000.00 Minutes
CheapestFastest
Receive to bank account

Ways to receive money in Pakistan with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 AED = 76.0000 PKR
Rs 1,900,000.00You payAED 25,000.00
Cash pickupMinutesAvailable via:Bank Al-Habib Cash Pickup, Faysal Bank Cash Pickup, UBL Cash Pickup
Free1 AED = 76.0000 PKR
Rs 1,900,000.00You payAED 25,000.00
Mobile moneyMinutesAvailable via:Easypaisa, JazzCash, NayaPay
Free1 AED = 76.0000 PKR
Rs 1,900,000.00You payAED 25,000.00
Mobile walletMinutesAvailable via:SadaPay
Free1 AED = 76.0000 PKR
Rs 1,900,000.00You payAED 25,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee AED 0.00 1 AED = 75.1138 PKR +0.27% vs mid-market Recipient gets Rs 1,877,846.06 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Pakistan with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 AED = 75.1138 PKR
Rs 1,877,846.06You payAED 25,000.00

OFX

Pay via Bank transfer
Fee AED 0.00 1 AED = 74.9406 PKR +0.50% vs mid-market Recipient gets Rs 1,873,515.33 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Pakistan with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 AED = 74.9406 PKR
Rs 1,873,515.33You payAED 25,000.00

Wise

Pay via Bank transfer
Fee AED 260.36 1 AED = 75.3088 PKR +0.01% vs mid-market Recipient gets Rs 1,863,112.60 Within minutes
Our top pick
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Pakistan with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
AED 260.361 AED = 75.3088 PKR
Rs 1,863,112.60You payAED 25,000.00
How Our Results Work
Mid-market rate: 1 AED = 75.3172 PKR Updates every 60 minutes.

How to send money from UAE to Pakistan

Pick a company

Start with the cheapest, which is TapTap Send at 1,900,000 PKR on AED 25,000.

TapTap Send was the cheapest on 26 of the 26 days it quoted AED25,000 transfers to Pakistan.

Fund your transfer

You have 2 ways to pay, including bank transfer and debit card.

Cash at an exchange house counter works, and so does the salary card your wages land on.

Verify and send

You'll need your Emirates ID every time, not just the first.

Registering takes a few minutes with a UAE number. Once it's done, repeat transfers to the same person take seconds.

Compare amounts

How much AED are you sending to Pakistan?

How much AED you send to Pakistan heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows TapTap Send was the cheapest in 100% of the transfers from AED 25,000 it quoted, and in 77% of all the transfers it quoted.

Cheapest service
AED 1,000-1.69%AED 0.00Rs 76,600.00with debit card to bank deposit+Rs 1,980.21
AED 3,500-1.69%AED 0.00Rs 268,100.00with debit card to bank deposit+Rs 3,955.07
AED 7,500-0.99%AED 0.00Rs 570,450.00with debit card to bank deposit+Rs 3,563.87
AED 10,000-0.90%AED 0.00Rs 760,000.00with debit card to bank deposit+Rs 4,884.38
AED 25,000This page-0.90%AED 0.00Rs 1,900,000.00with debit card to bank deposit+Rs 21,381.50
AED 40,000-0.90%AED 0.00Rs 3,040,000.00with debit card to bank deposit+Rs 34,180.49
AED 50,000-0.90%AED 0.00Rs 3,800,000.00with debit card to bank deposit+Rs 57,408.09
AED 200,000-0.91%AED 0.00Rs 15,200,000.00with debit card to bank deposit+Rs 227,211.86
AED 250,000-0.91%AED 0.00Rs 19,000,000.00with debit card to bank deposit+Rs 209,860.22
AED 350,000-0.90%AED 0.00Rs 26,600,000.00with debit card to bank deposit+Rs 292,531.84
AED 1,000,000-0.90%AED 0.00Rs 76,000,000.00with debit card to bank deposit+Rs 1,123,115.29

Mid-market rate: 1 AED = 75.3172 PKR

AED/PKR Exchange Rate History

Is today a good time to send money from UAE to Pakistan?

The cheapest way to send AED to PKR can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's TapTap Send), across 30 days of comparisons for 25,000 AED transfers to Pakistan.

PKR received for AED 25,000, after fees

Tue, 10 Nov 2026Mid-market rateRs 1,882,929.98 TapTap Send Rs 1,900,000.00TapTap SendRs 1,900,000.00Regency FXRs 1,877,846.06OFXRs 1,873,515.33

1.86M
1.87M
1.88M
1.89M
1.90M
1.91M
At the mid-market rateWith the cheapest optionTapTap SendRegency FXOFX
Exchange rateFeeRecipient getsDifference
Mid-market rate 75.3556 – Rs 1,883,889.72
TapTap Send Cheapest 75.7500 AED 0.00 Rs 1,893,750.00 +Rs 9,860.28
Regency FX 75.1521 AED 0.00 Rs 1,878,803.22 −Rs 5,086.50
OFX 74.9788 AED 0.00 Rs 1,874,470.28 −Rs 9,419.44
Exchange rateFeeRecipient getsDifference
Mid-market rate 75.5322 – Rs 1,888,303.88
TapTap Send Cheapest 75.8500 AED 0.00 Rs 1,896,250.00 +Rs 7,946.13
Regency FX 75.3282 AED 0.00 Rs 1,883,205.45 −Rs 5,098.43
OFX 75.1545 AED 0.00 Rs 1,878,862.36 −Rs 9,441.51
Exchange rateFeeRecipient getsDifference
Mid-market rate 75.2492 – Rs 1,881,229.08
TapTap Send Cheapest 75.8500 AED 0.00 Rs 1,896,250.00 +Rs 15,020.93
Regency FX No quote collected this day – – – –
OFX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
TapTap Send Cheapest 75.8000 AED 0.00 Rs 1,895,000.00 –
Regency FX No quote collected this day – – – –
OFX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 75.3853 – Rs 1,884,633.20
TapTap Send Cheapest 75.8000 AED 0.00 Rs 1,895,000.00 +Rs 10,366.80
Regency FX 75.1818 AED 0.00 Rs 1,879,544.69 −Rs 5,088.51
OFX 75.0084 AED 0.00 Rs 1,875,210.03 −Rs 9,423.17
Exchange rateFeeRecipient getsDifference
Mid-market rate 75.4900 – Rs 1,887,250.85
Regency FX Cheapest 75.2862 AED 0.00 Rs 1,882,155.27 −Rs 5,095.58
OFX 75.1126 AED 0.00 Rs 1,877,814.60 −Rs 9,436.25
TapTap Send No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 75.4900 – Rs 1,887,250.85
TapTap Send Cheapest 75.8000 AED 0.00 Rs 1,895,000.00 +Rs 7,749.15
Regency FX 75.2862 AED 0.00 Rs 1,882,155.27 −Rs 5,095.58
OFX 75.1126 AED 0.00 Rs 1,877,814.60 −Rs 9,436.25
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
TapTap Send Cheapest 75.9000 AED 0.00 Rs 1,897,500.00 –
Regency FX No quote collected this day – – – –
OFX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 75.3778 – Rs 1,884,444.75
TapTap Send Cheapest 76.0000 AED 0.00 Rs 1,900,000.00 +Rs 15,555.25
Regency FX 75.1743 AED 0.00 Rs 1,879,356.75 −Rs 5,088.00
OFX 75.0009 AED 0.00 Rs 1,875,022.53 −Rs 9,422.22
Exchange rateFeeRecipient getsDifference
Mid-market rate 75.2255 – Rs 1,880,637.90
TapTap Send Cheapest 76.0000 AED 0.00 Rs 1,900,000.00 +Rs 19,362.10
Regency FX 75.0224 AED 0.00 Rs 1,875,560.18 −Rs 5,077.72
OFX 74.8494 AED 0.00 Rs 1,871,234.71 −Rs 9,403.19
Exchange rateFeeRecipient getsDifference
Mid-market rate 75.3696 – Rs 1,884,240.22
TapTap Send Cheapest 76.0000 AED 0.00 Rs 1,900,000.00 +Rs 15,759.78
Regency FX 75.1661 AED 0.00 Rs 1,879,152.78 −Rs 5,087.44
OFX 74.9928 AED 0.00 Rs 1,874,819.02 −Rs 9,421.20
Exchange rateFeeRecipient getsDifference
Mid-market rate 75.3271 – Rs 1,883,176.53
TapTap Send Cheapest 76.0000 AED 0.00 Rs 1,900,000.00 +Rs 16,823.48
Regency FX 75.1237 AED 0.00 Rs 1,878,091.95 −Rs 5,084.57
OFX 74.9504 AED 0.00 Rs 1,873,760.64 −Rs 9,415.89
Exchange rateFeeRecipient getsDifference
Mid-market rate 75.2967 – Rs 1,882,417.33
TapTap Send Cheapest 76.0000 AED 0.00 Rs 1,900,000.00 +Rs 17,582.67
Regency FX 75.0934 AED 0.00 Rs 1,877,334.80 −Rs 5,082.53
OFX 74.9202 AED 0.00 Rs 1,873,005.24 −Rs 9,412.09
Exchange rateFeeRecipient getsDifference
Mid-market rate 75.2967 – Rs 1,882,417.33
TapTap Send Cheapest 76.0000 AED 0.00 Rs 1,900,000.00 +Rs 17,582.67
Regency FX 75.0934 AED 0.00 Rs 1,877,334.80 −Rs 5,082.53
OFX 74.9202 AED 0.00 Rs 1,873,005.24 −Rs 9,412.09
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
TapTap Send Cheapest 76.0000 AED 0.00 Rs 1,900,000.00 –
Regency FX No quote collected this day – – – –
OFX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 75.5150 – Rs 1,887,873.90
TapTap Send Cheapest 76.0000 AED 0.00 Rs 1,900,000.00 +Rs 12,126.10
Regency FX 75.3111 AED 0.00 Rs 1,882,776.64 −Rs 5,097.26
OFX 75.1374 AED 0.00 Rs 1,878,434.53 −Rs 9,439.37
Exchange rateFeeRecipient getsDifference
Mid-market rate 75.4893 – Rs 1,887,231.83
TapTap Send Cheapest 75.6500 AED 0.00 Rs 1,891,250.00 +Rs 4,018.18
Regency FX 75.2855 AED 0.00 Rs 1,882,136.30 −Rs 5,095.52
OFX 75.1118 AED 0.00 Rs 1,877,795.67 −Rs 9,436.16
Exchange rateFeeRecipient getsDifference
Mid-market rate 75.2121 – Rs 1,880,302.33
TapTap Send Cheapest 76.0000 AED 0.00 Rs 1,900,000.00 +Rs 19,697.68
Regency FX 75.0090 AED 0.00 Rs 1,875,225.51 −Rs 5,076.81
OFX 74.8360 AED 0.00 Rs 1,870,900.81 −Rs 9,401.51
Exchange rateFeeRecipient getsDifference
Mid-market rate 75.3168 – Rs 1,882,919.95
TapTap Send Cheapest 76.0000 AED 0.00 Rs 1,900,000.00 +Rs 17,080.05
Regency FX 75.1134 AED 0.00 Rs 1,877,836.07 −Rs 5,083.88
OFX 74.9402 AED 0.00 Rs 1,873,505.35 −Rs 9,414.60
Exchange rateFeeRecipient getsDifference
Mid-market rate 75.2360 – Rs 1,880,899.63
TapTap Send Cheapest 75.7000 AED 0.00 Rs 1,892,500.00 +Rs 11,600.38
Regency FX 75.0328 AED 0.00 Rs 1,875,821.20 −Rs 5,078.43
OFX 74.8598 AED 0.00 Rs 1,871,495.13 −Rs 9,404.50
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
TapTap Send Cheapest 76.0000 AED 0.00 Rs 1,900,000.00 –
Regency FX No quote collected this day – – – –
OFX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 75.5445 – Rs 1,888,612.78
TapTap Send Cheapest 75.7000 AED 0.00 Rs 1,892,500.00 +Rs 3,887.23
Regency FX 75.3405 AED 0.00 Rs 1,883,513.52 −Rs 5,099.25
OFX 75.1668 AED 0.00 Rs 1,879,169.71 −Rs 9,443.06

No data was collected on Tue, 3 Nov 2026.

Exchange rateFeeRecipient getsDifference
Mid-market rate 74.9203 – Rs 1,873,006.45
Regency FX Cheapest 74.7180 AED 0.00 Rs 1,867,949.33 −Rs 5,057.12
OFX 74.5457 AED 0.00 Rs 1,863,641.42 −Rs 9,365.03
TapTap Send No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 75.3123 – Rs 1,882,808.38
TapTap Send Cheapest 76.0000 AED 0.00 Rs 1,900,000.00 +Rs 17,191.63
Regency FX 75.1090 AED 0.00 Rs 1,877,724.79 −Rs 5,083.58
OFX 74.9358 AED 0.00 Rs 1,873,394.33 −Rs 9,414.04
Exchange rateFeeRecipient getsDifference
Mid-market rate 75.3913 – Rs 1,884,783.70
Regency FX Cheapest 75.1878 AED 0.00 Rs 1,879,694.78 −Rs 5,088.92
OFX 75.0144 AED 0.00 Rs 1,875,359.78 −Rs 9,423.92
TapTap Send No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 75.3123 – Rs 1,882,806.37
TapTap Send Cheapest 75.8000 AED 0.00 Rs 1,895,000.00 +Rs 12,193.63
Regency FX No quote collected this day – – – –
OFX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 75.4599 – Rs 1,886,497.85
TapTap Send Cheapest 75.8000 AED 0.00 Rs 1,895,000.00 +Rs 8,502.15
Regency FX 75.2562 AED 0.00 Rs 1,881,404.31 −Rs 5,093.54
OFX 75.0826 AED 0.00 Rs 1,877,065.36 −Rs 9,432.49
Exchange rateFeeRecipient getsDifference
Mid-market rate 75.4234 – Rs 1,885,585.30
TapTap Send Cheapest 75.8000 AED 0.00 Rs 1,895,000.00 +Rs 9,414.70
Regency FX 75.2198 AED 0.00 Rs 1,880,494.22 −Rs 5,091.08
OFX 75.0463 AED 0.00 Rs 1,876,157.37 −Rs 9,427.93
Exchange rateFeeRecipient getsDifference
Mid-market rate 75.3172 – Rs 1,882,929.98
TapTap Send Cheapest 76.0000 AED 0.00 Rs 1,900,000.00 +Rs 17,070.02
Regency FX 75.1138 AED 0.00 Rs 1,877,846.06 −Rs 5,083.92
OFX 74.9406 AED 0.00 Rs 1,873,515.33 −Rs 9,414.65

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send AED 25,000, after fees, as quoted by each company. The mid-market line shows what AED 25,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more PKR per AED than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 22 of the last 30 days.

Right now, TapTap Send pays 1,900,000 PKR on 25,000 AED, which is 17,070.02 PKR more than the mid-market amount, so it's a good deal (pretty much free money).

Today's payout is the highest in the past month.

If you need to send money now, it's a good time to send.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Pakistan.

We've tracked 328 comparisons to check how often today's top companies were the cheapest across 11 amounts over the past month.

  1. TapTap SendAppeared in 317 comparisons

    Cheapest in 77% of them

  2. Regency FXAppeared in 188 comparisons

    Cheapest in 5% of them

  3. OFXAppeared in 306 comparisons

    Cheapest in 0% of them

Based on 328 comparisons across 11 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today TapTap Send is the cheapest and gets you the most PKR, and it was also the cheapest in 77% of the 317 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Pakistan.

Regency FX (today's second cheapest) was the cheapest in only 5% of its comparisons, so it's rarely the cheapest option for transfers to Pakistan.

Ways to send money from the UAE to Pakistan

4 companies send money from the UAE to Pakistan, split between app, currency broker, online, multi-currency account, and global business account, and more.

For frequent transfers home

Money transfer apps

If you send PKR home monthly, money transfer apps like TapTap Send are the easiest with good AED/PKR rates.

Botim, Careem Pay, and e& money are convenient but TapTap Send is cheaper.

On an AED 25,000 transfer it will get you 1,900,000 PKR in minutes (after 0 fee and -0.9% markup).

Over the past month, TapTap Send was the cheapest app on 100% of the days it appeared for AED25,000 transfers.

You'll need your Emirates ID and a UAE number to register.

For small urgent transfers

Send now, pay later

You can send AED to Pakistan now, and pay for it in the coming weeks.

Botim and Payit are good options, but it’s a credit, so it costs more and you can’t miss any payments.

We’ve covered this in more detail in our Send Now, Pay Later guide.

For mid-sized transfers from UAE

Online transfers

Sending AED 25,000 to Pakistan is usually cheaper with online money transfer services like Wise.

Wise gets you 1,863,112.60 PKR, with an AED 260.36 fee and 0.01% markup.

In our comparisons over the past month, it was the cheapest online service on 26 of the 28 days it quoted.

For sending large amounts

Currency brokers

Brokers are great for international property, school fees abroad, or moving your savings home when you leave the UAE.

A broker like Regency FX charges no fee and adds 0.27% on AED/PKR exchange rate with someone on the phone guiding you through the process.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from AED 25,000 it quoted.

For UAE businesses trading abroad

Global accounts

Global accounts are for businesses, paying overseas suppliers, collecting from customers abroad, and holding a few currencies at once.

Companies like IFX, Sokin, VertoFX, or Wise Business can handle the batch payments, invoices and multi-currency balances.

For receiving money

Multi-currency accounts

A multi-currency account lets you hold dirhams and/or PKR side by side.

This is useful if you’re getting paid in PKR, or travelling to Pakistan.

I’d suggest Wise for this.

Wise converts AED 25,000 at 0.01% markup and holds it until you send or spend it, and gives you account details to receive PKR.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

We've covered this in more detail in our guide to multi-currency accounts.

Ways to deposit AED and receive PKR in Pakistan

With TapTap Send, paying by debit card and receiving through bank deposit is the cheapest combination. Sending AED 25,000 gives your recipient 1,900,000 PKR.

You can pay in AED by bank transfer and debit card.

In Pakistan, the recipient can receive PKR through bank deposit, cash pickup, mobile money, and mobile wallet.

The recipient can collect PKR from a participating location in Pakistan with valid photo ID and the transfer reference.

  1. 1
    Debit card Bank deposit

    You pay AED25,000.00

    Rs1,900,000

    Cheapest

  2. 2
    Debit card Cash pickup

    You pay AED25,000.00

    Rs1,900,000

    Rs0

  3. 3
    Debit card Mobile money

    You pay AED25,000.00

    Rs1,900,000

    Rs0

  4. 4
    Debit card Mobile wallet

    You pay AED25,000.00

    Rs1,900,000

    Rs0

  5. 5
    Bank transfer Bank deposit

    You pay AED25,000.00

    Rs1,877,846

    -Rs22,154

Before sending AED to Pakistan, consider this

The UAE has plenty of ways to send money, but the branch fee, exchange rate and ID checks can change what works best for you.

Compare AED/PKR transfer options

For an AED 25,000 transfer to Pakistan, the current options look like this.

  1. The cheapest option is TapTap Send, funded by debit card with bank deposit for the payout. Your recipient gets 1,900,000 PKR, which is 1.17% more than the next best option.

  2. The fastest option is TapTap Send, funded by debit card with bank deposit in Pakistan. Your recipient gets 1,900,000 PKR in minutes.

You need Emirates ID

Banks, apps and exchange houses need to identify you.

Your Emirates ID and UAE mobile number normally cover a routine transfer, while a large or unusual payment can trigger questions about your salary and source of funds.

For property, tuition or moving savings when you leave the UAE, keep the sale agreement, school invoice or bank statement ready.

A transfer funded from your salary account is easier to explain than a large cash deposit made just before sending.

Use a licensed exchange house in UAE

Currency exchange and remittance services require a Central Bank of the UAE licence.

Check the legal name in the CBUAE licensing register before handing over cash or uploading your ID.

The CBUAE consumer standards require licensed companies to show the exchange rate and fees before the transfer, then include the amount received and complaint details on the receipt.

Avoid a personal bank account or WhatsApp dealer offering a better rate outside a licensed branch.

Cash rules are separate

The UAE's declaration rules for carrying cash across the border do not set a limit on an electronic transfer.

Your bank or exchange house can still set its own transaction limit and request additional documents.

If you send the same amount every month, complete the ID checks in the app or branch once and save the verified recipient.

This reduces mistakes without bypassing the checks on later transfers.

How we analyse the market

We track 4 licensed companies sending AED to Pakistan, refreshed in real time during live comparisons.

Because the dirham is fixed to the dollar, we compare on what arrives in PKR rather than on the fee, alongside the deposit and payout options.

In the past 30 days alone, we analysed 328 comparisons across 11 amounts.

This page covers the cheapest and fastest options for AED/PKR transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Every company goes through our review before it appears.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.