How to send money to Pakistan from UAE with the best AED-PKR rate

TapTap Send is the cheapest way to send money from the United Arab Emirates to Pakistan. Sending 25,000 AED will get you 1,885,000 PKR at 75.4000 PKR per AED.

We’ve compared 5 services and apps below in more detail.

Best companies for AED/PKR transfers

5 of 5 providers

Last updated on 28 September 2026

Based on 25,000 AED transfer

Best companies for AED/PKR transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee AED 260.36 1 AED = 75.4460 PKR +0.11% vs mid-market Recipient gets Rs 1,866,506.88 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Pakistan with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
AED 260.361 AED = 75.4460 PKR
Rs 1,866,506.88You payAED 25,000.00
Promoted

Xe

Pay via Bank transfer
Fee AED 0.00 1 AED = 73.5968 PKR +2.59% vs mid-market Recipient gets Rs 1,839,920.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Pakistan with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 AED = 73.5968 PKR
Rs 1,839,920.00You payAED 25,000.00

Run a live search

Showing top United Arab Emirates to Pakistan deals for 25,000 AED. Do a live search with your exact amount for today's best rates.

TapTap Send

Pay via Debit card
Fee AED 0.00 1 AED = 75.4000 PKR +0.17% vs mid-market Recipient gets Rs 1,885,000.00 Minutes
CheapestFastest
Receive to bank account

Ways to receive money in Pakistan with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 AED = 75.4000 PKR
Rs 1,885,000.00You payAED 25,000.00
Cash pickupMinutesAvailable via:Bank Al-Habib Cash Pickup, Faysal Bank Cash Pickup, UBL Cash Pickup
Free1 AED = 75.4000 PKR
Rs 1,885,000.00You payAED 25,000.00
Mobile moneyMinutesAvailable via:Easypaisa, JazzCash
Free1 AED = 75.4000 PKR
Rs 1,885,000.00You payAED 25,000.00
Mobile walletMinutesAvailable via:SadaPay
Free1 AED = 75.4000 PKR
Rs 1,885,000.00You payAED 25,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee AED 0.00 1 AED = 75.3239 PKR +0.27% vs mid-market Recipient gets Rs 1,883,098.34 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Pakistan with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 AED = 75.3239 PKR
Rs 1,883,098.34You payAED 25,000.00

OFX

Pay via Bank transfer
Fee AED 0.00 1 AED = 75.1502 PKR +0.50% vs mid-market Recipient gets Rs 1,878,755.49 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Pakistan with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 AED = 75.1502 PKR
Rs 1,878,755.49You payAED 25,000.00

Wise

Pay via Bank transfer
Fee AED 260.36 1 AED = 75.4460 PKR +0.11% vs mid-market Recipient gets Rs 1,866,506.88 Within minutes
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Pakistan with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
AED 260.361 AED = 75.4460 PKR
Rs 1,866,506.88You payAED 25,000.00

Xe

Pay via Bank transfer
Fee AED 0.00 1 AED = 73.5968 PKR +2.59% vs mid-market Recipient gets Rs 1,839,920.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Pakistan with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 AED = 73.5968 PKR
Rs 1,839,920.00You payAED 25,000.00
How Our Results Work
Mid-market rate: 1 AED = 75.5279 PKR Updates every 60 minutes.

How to send money from UAE to Pakistan

Pick a company

Start with the cheapest, which is TapTap Send at 1,885,000 PKR on AED 25,000.

Fund your transfer

You have 2 ways to pay, including bank transfer and debit card.

Cash at an exchange house counter works, and so does the salary card your wages land on.

Verify and send

You'll need your Emirates ID every time, not just the first.

Registering takes a few minutes with a UAE number. Once it's done, repeat transfers to the same person take seconds.

Compare amounts

How much AED are you sending to Pakistan?

How much AED you send to Pakistan heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Cheapest service
AED 1,0000.13%AED 0.00Rs 75,430.00with debit card to bank deposit+Rs 1,345.13
AED 3,5000.13%AED 0.00Rs 264,005.00with debit card to bank deposit+Rs 2,040.31
AED 7,5000.17%AED 0.00Rs 565,500.00with debit card to bank deposit+Rs 5,476.10
AED 10,0000.17%AED 0.00Rs 754,000.00with debit card to bank deposit+Rs 7,284.44
AED 25,000This page0.17%AED 0.00Rs 1,885,000.00with debit card to bank deposit+Rs 14,343.86
AED 50,0000.17%AED 0.00Rs 3,770,000.00with debit card to bank deposit+Rs 25,995.63
AED 200,0000.17%AED 0.00Rs 15,080,000.00with debit card to bank deposit+Rs 101,976.45
AED 350,0000.17%AED 0.00Rs 26,390,000.00with debit card to bank deposit+Rs 182,314.69
AED 1,000,0000.17%AED 0.00Rs 75,400,000.00with debit card to bank deposit+Rs 495,624.38

Mid-market rate: 1 AED = 75.5279 PKR

Ways to send money from the UAE to Pakistan

5 companies send money from the UAE to Pakistan, split between app, broker, online, multi-currency account, and global account, and more.

For frequent transfers home

Money transfer apps

If you send PKR home monthly, money transfer apps like TapTap Send are the easiest with good AED/PKR rates.

Botim, Careem Pay, and e& money are convenient but TapTap Send is cheaper.

On AED 25,000 transfer it will get you 1,885,000 PKR in minutes (after 0 fee and 0.17% markup).

You'll need your Emirates ID and a UAE number to register.

For small urgent transfers

Send now, pay later

You can send AED to Pakistan now, and pay for it in the coming weeks.

Botim and Payit are good options, but it’s a credit, so it costs more and you can’t miss any payments.

We’ve covered this in more detail in our Send Now, Pay Later guide.

For mid-sized transfers from UAE

Online transfers

Sending AED 5,000 to Pakistan is usually cheaper with online money transfer services like Wise.

Wise gets you 1,866,506.88 PKR on AED 25,000 transfer, with a AED 260.36 fee and 0.11% markup.

For sending large amounts

Currency brokers

Brokers are great for international property, school fees abroad, or moving your savings home when you leave the UAE.

A broker like Regency FX charges no fee and adds 0.27% on AED/PKR exchange rate with someone on the phone guiding you through the process.

For UAE businesses trading abroad

Global accounts

Global accounts are for businesses, paying overseas suppliers, collecting from customers abroad, and holding a few currencies at once.

Companies like IFX, Sokin, VertoFX, or Wise Business can handle the batch payments, invoices and multi-currency balances.

For receiving money

Multi-currency accounts

A multi-currency account lets you hold dirhams and/or PKR side by side.

This is useful if you’re getting paid in PKR, or travelling to Pakistan.

I’d suggest Wise for this.

Wise converts 1,866,506.88 PKR at 0.11% markup and holds it until you send or spend it, and gives you account details to receive PKR.

We've covered this in more detail in our guide to multi-currency accounts.

Ways to deposit AED and receive PKR in Pakistan

With TapTap Send, paying by debit card and receiving through bank deposit is the cheapest combination. Sending AED 25,000 gives your recipient 1,885,000 PKR.

You can pay in AED by bank transfer and debit card.

In Pakistan, the recipient can receive PKR through bank deposit, cash pickup, mobile money, and mobile wallet.

They can receive money via bank deposit, cash pickup, mobile money, and mobile wallet.

The recipient can collect PKR from a participating location in Pakistan with valid photo ID and the transfer reference.

  1. 1
    Debit card Bank deposit

    You pay .د.إ25,000.00

    ₨1,885,000

    Cheapest

  2. 2
    Debit card Cash pickup

    You pay .د.إ25,000.00

    ₨1,885,000

    ₨0

  3. 3
    Debit card Mobile money

    You pay .د.إ25,000.00

    ₨1,885,000

    ₨0

  4. 4
    Debit card Mobile wallet

    You pay .د.إ25,000.00

    ₨1,885,000

    ₨0

  5. 5
    Bank transfer Bank deposit

    You pay .د.إ25,000.00

    ₨1,883,098

    -₨1,902

Before sending AED to Pakistan, consider this

The UAE has plenty of ways to send money, but the branch fee, exchange rate and ID checks can change what works best for you.

Compare AED/PKR transfer options

For an AED 25,000 transfer to Pakistan, the current options look like this.

  1. The cheapest option is TapTap Send, funded by debit card with bank deposit for the payout. Your recipient gets 1,885,000 PKR, which is 0.1% more than the next best option.

  2. The fastest option is TapTap Send, funded by debit card with bank deposit in Pakistan. Your recipient gets 1,885,000 PKR in minutes.

You need Emirates ID

Banks, apps and exchange houses need to identify you.

Your Emirates ID and UAE mobile number normally cover a routine transfer, while a large or unusual payment can trigger questions about your salary and source of funds.

For property, tuition or moving savings when you leave the UAE, keep the sale agreement, school invoice or bank statement ready.

A transfer funded from your salary account is easier to explain than a large cash deposit made just before sending.

Use a licensed exchange house in UAE

Currency exchange and remittance services require a Central Bank of the UAE licence.

Check the legal name in the CBUAE licensing register before handing over cash or uploading your ID.

The CBUAE consumer standards require licensed companies to show the exchange rate and fees before the transfer, then include the amount received and complaint details on the receipt.

Avoid a personal bank account or WhatsApp dealer offering a better rate outside a licensed branch.

Cash rules are separate

The UAE's declaration rules for carrying cash across the border do not set a limit on an electronic transfer.

Your bank or exchange house can still set its own transaction limit and request additional documents.

If you send the same amount every month, complete the ID checks in the app or branch once and save the verified recipient.

This reduces mistakes without bypassing the checks on later transfers.

Live AED-PKR Exchange Rate

Get a better UAE Dirham to PKR exchange rate

The dirham is pegged to the US dollar, but the AED/PKR rate still moves. Checking the recent range helps you assess the amount offered in PKR.

Mid-market rate:1 AED = 75.45137 PKR

How we analyse the market

We track 5 licensed companies sending AED to Pakistan, refreshed in real time during live comparisons.

Because the dirham is fixed to the dollar, we compare on what arrives in PKR rather than on the fee, alongside the deposit and payout options.

Every company goes through our review before it appears.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.