MoneyTransfers

How to send money to Papua New Guinea from Nigeria with the best NGN-PGK rate

PayPal App (P2P Transfer) is the overall cheapest way to send money from Nigeria out of the 3 options available. It will get you 1,087.12 PGK from a 360,000 NGN transfer.

In Papua New Guinea, you can withdraw money using bank deposit.

Use our filters below to find the best transfer option for your needs.

Best companies for NGN/PGK transfers

3 of 3 providers

Last updated on 28 October 2026

Based on 360,000 NGN transfer

Best companies for NGN/PGK transfers

Sort Cheapest

Run a live search

Showing top Nigeria to Papua New Guinea deals for 360,000 NGN. Do a live search with your exact amount for today's best rates.
Send Money Between PayPal Accounts

PayPal App (P2P Transfer)

Pay via Bank transfer
Fee ₦14,400.00 1 NGN = 0.0031 PGK +6.00% vs mid-market Recipient gets PGK 1,087.12 Minutes
0 reviews
Fastest

Ways to receive money in Papua New Guinea with PayPal App (P2P Transfer) when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes
₦14,400.001 NGN = 0.0031 PGK
PGK 1,087.12You pay₦360,000.00
Send cash via a MoneyGram agent

MoneyGram Agent

Pay via Bank transfer
Fee ₦14,400.00 1 NGN = 0.0031 PGK +6.00% vs mid-market Recipient gets PGK 1,087.12 Minutes - 3 days
0 reviews
Cheapest

Ways to receive money in Papua New Guinea with MoneyGram Agent when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
₦14,400.001 NGN = 0.0031 PGK
PGK 1,087.12You pay₦360,000.00
Send cash via a Western Union agent

Western Union Agent

Pay via Bank transfer
Fee ₦10,800.00 1 NGN = 0.0031 PGK +7.00% vs mid-market Recipient gets PGK 1,086.76 Minutes - 5 days
0 reviews
Recommended

Ways to receive money in Papua New Guinea with Western Union Agent when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 5 days
₦10,800.001 NGN = 0.0031 PGK
PGK 1,086.76You pay₦360,000.00
How Our Results Work
Mid-market rate: 1 NGN = 0.0033 PGK Updates every 60 minutes.

How to send money from Nigeria to Papua New Guinea

Pick a company

Start with the best service, which is PayPal App (P2P Transfer) at 1,087.12 PGK for a ₦360,000 transfer.

PayPal App (P2P Transfer) was the cheapest on 30 of the 30 days it quoted ₦360,000 transfers to Papua New Guinea.

Most of the transfer apps you see advertised only bring money into Nigeria, but companies above can send it out.

Fund your transfer

You have 1 ways to pay, including bank transfer.

A transfer from your banking app is instant and free, and it's how nearly everyone pays.

Verify and send

First time round you'll need your BVN and a photo ID.

Get it done before the day you need to send, since it's the usual reason a first transfer stalls.

Check the rate you're shown against the day's rate before you confirm.

Compare amounts

How much NGN are you sending to Papua New Guinea?

How much NGN you send to Papua New Guinea heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows PayPal App (P2P Transfer) was the cheapest in 84% of all the transfers it quoted over the past month.

Cheapest service
₦100,00010.00%₦4,000.00PGK 0.00with bank transfer to bank depositPGK 0.00
₦250,0006.00%₦10,000.00PGK 755.22with bank transfer to bank deposit+PGK 0.08
₦300,0006.00%₦12,000.00PGK 905.94with bank transfer to bank deposit+PGK 0.10
₦360,000This page6.00%₦14,400.00PGK 1,087.12with bank transfer to bank deposit+PGK 0.12

Mid-market rate: 1 NGN = 0.0033 PGK

NGN/PGK Exchange Rate History

Is today a good time to send money from Nigeria to Papua New Guinea?

The cheapest way to send NGN to PGK can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's PayPal App (P2P Transfer)), across 30 days of comparisons for 360,000 NGN transfers to Papua New Guinea.

PGK received for ₦360,000, after fees

Wed, 28 Oct 2026Mid-market ratePGK 1,204.70 PayPal App (P2P Transfer) PGK 1,087.12PayPal App (P2P Transfer)PGK 1,087.12MoneyGram AgentPGK 1,087.12Western Union AgentPGK 1,086.76

1,050
1,100
1,150
1,200
1,250
At the mid-market rateWith the cheapest optionPayPal App (P2P Transfer)MoneyGram AgentWestern Union Agent
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0034 – PGK 1,210.26
PayPal App (P2P Transfer) Cheapest 0.0032 ₦14,400.00 PGK 1,092.14 −PGK 118.12
MoneyGram Agent 0.0032 ₦14,400.00 PGK 1,092.14 −PGK 118.12
Western Union Agent 0.0031 ₦10,800.00 PGK 1,091.78 −PGK 118.48
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0033 – PGK 1,204.74
PayPal App (P2P Transfer) Cheapest 0.0031 ₦14,400.00 PGK 1,087.16 −PGK 117.58
MoneyGram Agent 0.0031 ₦14,400.00 PGK 1,087.16 −PGK 117.58
Western Union Agent 0.0031 ₦10,800.00 PGK 1,086.80 −PGK 117.94
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0033 – PGK 1,205.77
PayPal App (P2P Transfer) Cheapest 0.0031 ₦14,400.00 PGK 1,088.09 −PGK 117.68
MoneyGram Agent 0.0031 ₦14,400.00 PGK 1,088.09 −PGK 117.68
Western Union Agent 0.0031 ₦10,800.00 PGK 1,087.73 −PGK 118.04
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0033 – PGK 1,205.55
PayPal App (P2P Transfer) Cheapest 0.0031 ₦14,400.00 PGK 1,087.89 −PGK 117.66
MoneyGram Agent 0.0031 ₦14,400.00 PGK 1,087.89 −PGK 117.66
Western Union Agent 0.0031 ₦10,800.00 PGK 1,087.52 −PGK 118.03
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0034 – PGK 1,213.00
PayPal App (P2P Transfer) Cheapest 0.0032 ₦14,400.00 PGK 1,094.61 −PGK 118.39
MoneyGram Agent 0.0032 ₦14,400.00 PGK 1,094.61 −PGK 118.39
Western Union Agent 0.0031 ₦10,800.00 PGK 1,094.25 −PGK 118.75
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0034 – PGK 1,222.42
PayPal App (P2P Transfer) Cheapest 0.0032 ₦14,400.00 PGK 1,103.11 −PGK 119.31
MoneyGram Agent 0.0032 ₦14,400.00 PGK 1,103.11 −PGK 119.31
Western Union Agent 0.0032 ₦10,800.00 PGK 1,102.75 −PGK 119.67
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0034 – PGK 1,227.28
PayPal App (P2P Transfer) Cheapest 0.0032 ₦14,400.00 PGK 1,107.50 −PGK 119.78
MoneyGram Agent 0.0032 ₦14,400.00 PGK 1,107.50 −PGK 119.78
Western Union Agent 0.0032 ₦10,800.00 PGK 1,107.13 −PGK 120.15
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0034 – PGK 1,231.14
PayPal App (P2P Transfer) Cheapest 0.0032 ₦14,400.00 PGK 1,110.98 −PGK 120.16
MoneyGram Agent 0.0032 ₦14,400.00 PGK 1,110.98 −PGK 120.16
Western Union Agent 0.0032 ₦10,800.00 PGK 1,110.61 −PGK 120.53
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0034 – PGK 1,208.00
PayPal App (P2P Transfer) Cheapest 0.0032 ₦14,400.00 PGK 1,090.10 −PGK 117.90
MoneyGram Agent 0.0032 ₦14,400.00 PGK 1,090.10 −PGK 117.90
Western Union Agent 0.0031 ₦10,800.00 PGK 1,089.74 −PGK 118.26
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0033 – PGK 1,205.33
PayPal App (P2P Transfer) Cheapest 0.0031 ₦14,400.00 PGK 1,087.69 −PGK 117.64
MoneyGram Agent 0.0031 ₦14,400.00 PGK 1,087.69 −PGK 117.64
Western Union Agent 0.0031 ₦10,800.00 PGK 1,087.33 −PGK 118.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0034 – PGK 1,223.60
PayPal App (P2P Transfer) Cheapest 0.0032 ₦14,400.00 PGK 1,104.17 −PGK 119.43
MoneyGram Agent 0.0032 ₦14,400.00 PGK 1,104.17 −PGK 119.43
Western Union Agent 0.0032 ₦10,800.00 PGK 1,103.81 −PGK 119.79
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0034 – PGK 1,228.30
PayPal App (P2P Transfer) Cheapest 0.0032 ₦14,400.00 PGK 1,108.42 −PGK 119.88
MoneyGram Agent 0.0032 ₦14,400.00 PGK 1,108.42 −PGK 119.88
Western Union Agent 0.0032 ₦10,800.00 PGK 1,108.05 −PGK 120.25
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0034 – PGK 1,228.30
PayPal App (P2P Transfer) Cheapest 0.0032 ₦14,400.00 PGK 1,108.42 −PGK 119.88
MoneyGram Agent 0.0032 ₦14,400.00 PGK 1,108.42 −PGK 119.88
Western Union Agent 0.0032 ₦10,800.00 PGK 1,108.05 −PGK 120.25
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0034 – PGK 1,225.36
PayPal App (P2P Transfer) Cheapest 0.0032 ₦14,400.00 PGK 1,105.76 −PGK 119.60
MoneyGram Agent 0.0032 ₦14,400.00 PGK 1,105.76 −PGK 119.60
Western Union Agent 0.0032 ₦10,800.00 PGK 1,105.40 −PGK 119.96
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0034 – PGK 1,211.09
PayPal App (P2P Transfer) Cheapest 0.0032 ₦14,400.00 PGK 1,092.89 −PGK 118.20
MoneyGram Agent 0.0032 ₦14,400.00 PGK 1,092.89 −PGK 118.20
Western Union Agent 0.0031 ₦10,800.00 PGK 1,092.52 −PGK 118.57
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0034 – PGK 1,225.82
PayPal App (P2P Transfer) Cheapest 0.0032 ₦14,400.00 PGK 1,106.18 −PGK 119.64
MoneyGram Agent 0.0032 ₦14,400.00 PGK 1,106.18 −PGK 119.64
Western Union Agent 0.0032 ₦10,800.00 PGK 1,105.82 −PGK 120.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0033 – PGK 1,202.97
PayPal App (P2P Transfer) Cheapest 0.0031 ₦14,400.00 PGK 1,085.56 −PGK 117.41
MoneyGram Agent 0.0031 ₦14,400.00 PGK 1,085.56 −PGK 117.41
Western Union Agent 0.0031 ₦10,800.00 PGK 1,085.20 −PGK 117.77
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0034 – PGK 1,227.26
PayPal App (P2P Transfer) Cheapest 0.0032 ₦14,400.00 PGK 1,107.48 −PGK 119.78
MoneyGram Agent 0.0032 ₦14,400.00 PGK 1,107.48 −PGK 119.78
Western Union Agent 0.0032 ₦10,800.00 PGK 1,107.11 −PGK 120.15
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0034 – PGK 1,229.77
PayPal App (P2P Transfer) Cheapest 0.0032 ₦14,400.00 PGK 1,109.74 −PGK 120.03
MoneyGram Agent 0.0032 ₦14,400.00 PGK 1,109.74 −PGK 120.03
Western Union Agent 0.0032 ₦10,800.00 PGK 1,109.37 −PGK 120.40
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0034 – PGK 1,229.77
PayPal App (P2P Transfer) Cheapest 0.0032 ₦14,400.00 PGK 1,109.74 −PGK 120.03
MoneyGram Agent 0.0032 ₦14,400.00 PGK 1,109.74 −PGK 120.03
Western Union Agent 0.0032 ₦10,800.00 PGK 1,109.37 −PGK 120.40
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0034 – PGK 1,229.18
PayPal App (P2P Transfer) Cheapest 0.0032 ₦14,400.00 PGK 1,109.21 −PGK 119.97
MoneyGram Agent 0.0032 ₦14,400.00 PGK 1,109.21 −PGK 119.97
Western Union Agent 0.0032 ₦10,800.00 PGK 1,108.85 −PGK 120.33
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0034 – PGK 1,221.87
PayPal App (P2P Transfer) Cheapest 0.0032 ₦14,400.00 PGK 1,102.62 −PGK 119.25
MoneyGram Agent 0.0032 ₦14,400.00 PGK 1,102.62 −PGK 119.25
Western Union Agent 0.0032 ₦10,800.00 PGK 1,102.25 −PGK 119.62
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0034 – PGK 1,207.94
PayPal App (P2P Transfer) Cheapest 0.0032 ₦14,400.00 PGK 1,090.04 −PGK 117.90
MoneyGram Agent 0.0032 ₦14,400.00 PGK 1,090.04 −PGK 117.90
Western Union Agent 0.0031 ₦10,800.00 PGK 1,089.68 −PGK 118.26
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0034 – PGK 1,210.04
PayPal App (P2P Transfer) Cheapest 0.0032 ₦14,400.00 PGK 1,091.94 −PGK 118.10
MoneyGram Agent 0.0032 ₦14,400.00 PGK 1,091.94 −PGK 118.10
Western Union Agent 0.0031 ₦10,800.00 PGK 1,091.57 −PGK 118.47
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0034 – PGK 1,210.73
PayPal App (P2P Transfer) Cheapest 0.0032 ₦14,400.00 PGK 1,092.56 −PGK 118.17
MoneyGram Agent 0.0032 ₦14,400.00 PGK 1,092.56 −PGK 118.17
Western Union Agent 0.0031 ₦10,800.00 PGK 1,092.20 −PGK 118.53
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0034 – PGK 1,209.51
PayPal App (P2P Transfer) Cheapest 0.0032 ₦14,400.00 PGK 1,091.46 −PGK 118.05
MoneyGram Agent 0.0032 ₦14,400.00 PGK 1,091.46 −PGK 118.05
Western Union Agent 0.0031 ₦10,800.00 PGK 1,091.10 −PGK 118.41
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0034 – PGK 1,209.51
PayPal App (P2P Transfer) Cheapest 0.0032 ₦14,400.00 PGK 1,091.46 −PGK 118.05
MoneyGram Agent 0.0032 ₦14,400.00 PGK 1,091.46 −PGK 118.05
Western Union Agent 0.0031 ₦10,800.00 PGK 1,091.10 −PGK 118.41
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0033 – PGK 1,194.76
PayPal App (P2P Transfer) Cheapest 0.0031 ₦14,400.00 PGK 1,078.15 −PGK 116.61
MoneyGram Agent 0.0031 ₦14,400.00 PGK 1,078.15 −PGK 116.61
Western Union Agent 0.0031 ₦10,800.00 PGK 1,077.79 −PGK 116.97
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0034 – PGK 1,224.78
PayPal App (P2P Transfer) Cheapest 0.0032 ₦14,400.00 PGK 1,105.24 −PGK 119.54
MoneyGram Agent 0.0032 ₦14,400.00 PGK 1,105.24 −PGK 119.54
Western Union Agent 0.0032 ₦10,800.00 PGK 1,104.87 −PGK 119.91
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.0033 – PGK 1,204.70
PayPal App (P2P Transfer) Cheapest 0.0031 ₦14,400.00 PGK 1,087.12 −PGK 117.58
MoneyGram Agent 0.0031 ₦14,400.00 PGK 1,087.12 −PGK 117.58
Western Union Agent 0.0031 ₦10,800.00 PGK 1,086.76 −PGK 117.94

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send ₦360,000, after fees, as quoted by each company. The mid-market line shows what ₦360,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more PGK per NGN than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of PGK on every transfer from Nigeria.

Right now, PayPal App (P2P Transfer) pays 1,087.12 PGK on 360,000 NGN, which is 117.58 PGK less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 1,110.98 PGK.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Papua New Guinea.

We've tracked 170 comparisons to check how often today's top companies were the cheapest across 8 amounts over the past month.

  1. PayPal App (P2P Transfer)Appeared in 91 comparisons

    Cheapest in 84% of them

  2. MoneyGram AgentAppeared in 91 comparisons

    Never the cheapest

  3. Western Union AgentAppeared in 91 comparisons

    Cheapest in 16% of them

Based on 170 comparisons across 8 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today PayPal App (P2P Transfer) is the cheapest and gets you the most PGK, and it was also the cheapest in 84% of the 91 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Papua New Guinea.

MoneyGram Agent (today's second cheapest) was the cheapest in only 0% of its comparisons, so it's rarely the cheapest option for transfers to Papua New Guinea.

Ways to fund NGN and receive PGK in Papua New Guinea

With PayPal App (P2P Transfer), paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending ₦360,000 gives your recipient 1,087.12 PGK.

For paying in NGN, you can use bank transfer.

I suggest funding the NGN side by bank transfer

Use bank transfer to add NGN from your Nigerian account.

NIP moves the money to the specialist within Nigeria, then the specialist handles the cross-border transfer to Papua New Guinea over internal network.

They can receive PGK using bank deposit.

To receive money as bank deposit (straight to their bank account), enter their bank and account details in Papua New Guinea.

  1. 1
    Bank transfer Bank deposit

    You pay ₦360,000.00

    K1,087

    Cheapest

Things to know before sending NGN to Papua New Guinea

Sending money out of Nigeria is an access-to-FX problem first. The cheapest quote only matters if the company can legally accept NGN from a Nigerian resident.

Compare the available NGN/PGK options

There are 3 companies available for a ₦360,000 transfer to Papua New Guinea, so the shortlist is smaller than it is for money coming into Nigeria.

Cheapest way to send money to Papua New Guinea

The cheapest option is PayPal App (P2P Transfer), funded by bank transfer with bank deposit for the payout. Your recipient gets 1,087.12 PGK, which is 0% more than the next best option.

Fastest way to send money to Papua New Guinea

The fastest option is PayPal App (P2P Transfer). Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 1,087.12 PGK in minutes.

NIP stops at the Nigerian border

NIP can move NGN from your bank to the transfer company within Nigeria, but it does not send the money to Papua New Guinea.

The company still needs an approved cross-border route for the conversion and payout.

For a bank wire, money already held in a domiciliary account is generally easier to document than foreign currency bought informally and deposited as cash.

Check the CBN licence

Use the CBN's licensed institution records and confirm that the service is authorised for money transfers.

Do not send naira to a personal account or an unknown USDT seller because the quoted rate is better.

If the transfer fails, there may be no real way to recover it.

How we analyse the market

Only companies licensed to send money out of Nigeria make this table, which rules out most of the apps you'll see advertised.

In the past 30 days alone, we analysed 170 comparisons across 8 amounts.

This page covers the cheapest and fastest options for NGN/PGK transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

We track 3 of them on NGN to PGK, comparing rates, fees and how the money is paid in and collected. Each goes through our review first.

Rates here move daily, so ours refresh in real time on live searches. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Nigeria

Send money from Nigeria to United States Send money from Nigeria to United Kingdom Send money from Nigeria to Spain Send money from Nigeria to Canada Send money from Nigeria to India Send money from Nigeria to South Africa Send money from Nigeria to Ghana Send money from Nigeria to Germany Send money from Nigeria to Benin Send money from Nigeria to Sierra Leone Send money from Nigeria to China Send money from Nigeria to Uganda Send money from Nigeria to Brazil Send money from Nigeria to Indonesia Send money from Nigeria to Zambia Send money from Nigeria to Poland Send money from Nigeria to Pakistan Send money from Nigeria to Cameroon Send money from Nigeria to Togo Send money from Nigeria to Australia

Send money to Papua New Guinea

Send money from United States to Papua New Guinea Send money from Australia to Papua New Guinea Send money from Philippines to Papua New Guinea Send money from Canada to Papua New Guinea Send money from United Kingdom to Papua New Guinea