Best companies for AUD/PGK transfers
5 of 5 providers Last updated on 28 October 2026
Based on 2,000 AUD transfer Best companies for AUD/PGK transfers Sort Cheapest
Ad Wise Pay via Bank Transfer	Fees: $71.66 1 AUD = 3.1484 PGK +0.31% vs mid-market	Recipient gets PGK 6,071.22 Within a week
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Papua New Guinea with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $71.661 AUD = 3.1484 PGK PGK 6,071.22You pay$2,000.00
Ad Remitly Pay via Debit Card	Fees: $0.00 1 AUD = 3.0436 PGK +3.69% vs mid-market	Recipient gets PGK 6,087.20 Within minutes
15 reviews Receive to bank account or cash pickup
Ways to receive money in Papua New Guinea with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes Free1 AUD = 3.0436 PGK PGK 6,087.20You pay$2,000.00
Run a live search Showing top Australia to Papua New Guinea deals for 2,000 AUD. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live AUD to PGK rates.
Run a live search These companies offer multi-currency accounts for spending PGK. We suggest doing a live search based on how much AUD you're planning to spend in Papua New Guinea.
Run a live search These are managed services with real human support for large AUD transfers. Click the link and update the transfer amount to get the best deal.
OFX Pay via Bank Transfer	Fees: $0.00 1 AUD = 3.1376 PGK +0.65% vs mid-market	Recipient gets PGK 6,275.27 6-12 Hours
7 reviews Cheapest Receive to bank account
Ways to receive money in Papua New Guinea with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 3.1376 PGK PGK 6,275.27You pay$2,000.00
$0 fee on first online transfers MoneyGram Pay via Debit Card	Fees: $3.99 1 AUD = 3.0715 PGK +2.78% vs mid-market	Recipient gets PGK 6,143.00 6-12 Hours
2 reviews
Ways to receive money in Papua New Guinea with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $3.991 AUD = 3.0715 PGK PGK 6,143.00You pay$2,003.99

$0 fee on first online transfers MoneyGram Pay via POLi	Fees: $3.99 1 AUD = 3.0715 PGK +2.78% vs mid-market	Recipient gets PGK 6,143.00 6-12 Hours
2 reviews
Ways to receive money in Papua New Guinea with MoneyGram when paying by poli. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $3.991 AUD = 3.0715 PGK PGK 6,143.00You pay$2,003.99
$0 fee on first online transfers MoneyGram Pay via Credit Card	Fees: $3.99 1 AUD = 3.0715 PGK +2.78% vs mid-market	Recipient gets PGK 6,143.00 6-12 Hours
2 reviews
Ways to receive money in Papua New Guinea with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $3.991 AUD = 3.0715 PGK PGK 6,143.00You pay$2,003.99
Remitly Pay via Debit Card	Fees: $0.00 1 AUD = 3.0436 PGK +3.69% vs mid-market	Recipient gets PGK 6,087.20 Within minutes
15 reviews Fastest Receive to bank account or cash pickup
Ways to receive money in Papua New Guinea with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes Free1 AUD = 3.0436 PGK PGK 6,087.20You pay$2,000.00

Remitly Pay via Credit Card	Fees: $0.00 1 AUD = 3.0436 PGK +3.69% vs mid-market	Recipient gets PGK 6,087.20 Within minutes
15 reviews Receive to bank account or cash pickup
Ways to receive money in Papua New Guinea with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutes Free1 AUD = 3.0436 PGK PGK 6,087.20You pay$2,000.00
Remitly Pay via PayTo	Fees: $0.00 1 AUD = 3.0436 PGK +3.69% vs mid-market	Recipient gets PGK 6,087.20 Within a week
15 reviews Receive to bank account or cash pickup
Ways to receive money in Papua New Guinea with Remitly when paying by payto. MethodFee & ratesRecipient gets Bank depositWithin a week Free1 AUD = 3.0436 PGK PGK 6,087.20You pay$2,000.00
Wise Pay via Bank Transfer	Fees: $71.66 1 AUD = 3.1484 PGK +0.31% vs mid-market	Recipient gets PGK 6,071.22 Within a week
25 reviews Recommended Receive to bank accountDedicated support for large transfers
Ways to receive money in Papua New Guinea with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $71.661 AUD = 3.1484 PGK PGK 6,071.22You pay$2,000.00

Wise Pay via Osko	Fees: $71.66 1 AUD = 3.1484 PGK +0.31% vs mid-market	Recipient gets PGK 6,071.22 Within a week
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Papua New Guinea with Wise when paying by osko. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $71.661 AUD = 3.1484 PGK PGK 6,071.22You pay$2,000.00
Wise Pay via Debit Card	Fees: $76.88 1 AUD = 3.1484 PGK +0.31% vs mid-market	Recipient gets PGK 6,054.79 Within a week
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Papua New Guinea with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $76.881 AUD = 3.1484 PGK PGK 6,054.79You pay$2,000.00
NAB Pay via Bank Transfer	Fees: $0.00 1 AUD = 3.0091 PGK +4.84% vs mid-market	Recipient gets PGK 6,018.10 3-5 Days
0 reviews
Ways to receive money in Papua New Guinea with NAB when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit3-5 Days Free1 AUD = 3.0091 PGK PGK 6,018.10You pay$2,000.00
Wise Pay via Credit Card	Fees: $89.63 1 AUD = 3.1484 PGK +0.31% vs mid-market	Recipient gets PGK 6,014.65 Within a week
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Papua New Guinea with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $89.631 AUD = 3.1484 PGK PGK 6,014.65You pay$2,000.00
How Our Results Work Mid-market rate: 1 AUD = 3.1582 PGK Updates every 60 minutes.

Why compare

AUD/PGK exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Australia to Papua New Guinea

Pick a company

Start with the cheapest, which is OFX at 6,275.27 PGK on A$2,000.

OFX was the cheapest on 26 of the 26 days it quoted A$2,000 transfers to Papua New Guinea.

Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.

Fund your transfer

You have 6 ways to pay, including bank transfer, debit card, credit card, poli, payto, and osko.

PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.

Watch your bank's daily limit on anything large.

Verify and send

First time round you'll need a photo ID, usually a licence or a passport.

A passport and visa are enough if you’re new (you don’t need an Australian credit history).

Compare amounts

How much AUD are you sending to Papua New Guinea?

How much AUD you send to Papua New Guinea heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows OFX was the cheapest in 100% of the transfers up to A$2,000 it quoted, and in 46% of all the transfers it quoted.


$1,000	0.65%	$0.00	PGK 3,138.78with bank transfer to bank deposit	+PGK 102.69
$1,500	0.65%	$0.00	PGK 4,708.16with bank transfer to bank deposit	+PGK 135.28
$2,000This page	0.65%	$0.00	PGK 6,275.27with bank transfer to bank deposit	+PGK 175.62
$3,000	0.65%	$0.00	PGK 9,414.04with bank transfer to bank deposit	+PGK 271.28
$7,500	0.50%	$0.00	PGK 23,562.96with bank transfer to bank deposit	+PGK 581.56
$12,000	0.27%	$0.00	PGK 37,789.48with bank transfer to bank deposit	+PGK 894.88
$15,000	0.27%	$0.00	PGK 47,233.50with bank transfer to bank deposit	+PGK 1,114.73
$50,000	0.25%	$0.00	PGK 157,570.64with bank transfer to bank deposit	+PGK 2,504.27
$100,000	0.25%	$0.00	PGK 314,962.12with bank transfer to bank deposit	+PGK 5,616.16
$250,000	0.20%	$0.00	PGK 787,799.99with bank transfer to bank deposit	+PGK 14,332.92
$500,000	0.20%	$0.00	PGK 1,575,398.39with bank transfer to bank deposit	+PGK 17,474.18

Mid-market rate: 1 AUD = 3.1582 PGK

AUD/PGK Exchange Rate History

Is today a good time to send money from Australia to Papua New Guinea?

The cheapest way to send AUD to PGK can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's OFX), across 30 days of comparisons for 2,000 AUD transfers to Papua New Guinea.

Each line shows what the recipient gets when you send $2,000, after fees, as quoted by each company. The mid-market line shows what $2,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. The bank line is the cheapest bank available on each day.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more PGK per AUD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of PGK on every transfer from Australia.

Right now, OFX pays 6,275.27 PGK on 2,000 AUD, which is 41.06 PGK less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 6,354.32 PGK.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Ways to send money from Australia to Papua New Guinea

5 money transfer companies let you send money from Australia to Papua New Guinea.

Cheapest for most transfers

Online transfers

Sending money online with a “self-service” provider is usually the cheapest way to send money to Papua New Guinea.

For example, sending A$2,000 with MoneyGram will get you 6,143 PGK after a A$3.99 fee and 2.78% markup.

In our comparisons over the past month, it was the cheapest online service on 27 of the 27 days it quoted.

To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.

Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.

For regular transfers home

Money transfer apps

An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.

MoneyGram takes A$3.99 in fees and 2.78% markup on a A$2,000 transfer, and your PGK arrives in 6-12 hours.

Over the past month, MoneyGram was the cheapest app on 100% of the days it appeared for A$2,000 transfers.

Signing up is quick even if you're new to Australia.

A passport and visa are enough for most money transfer apps, and no local credit history is needed.

For large AUD transfers

Currency brokers

Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.

On transfers of $10,000 or more, a broker like OFX drops the fee entirely and works on margin instead.

With OFX you get 0.65% on AUD/PGK, and it gets lower the more you send.

You also get an account manager for the whole thing.

Our analysis shows OFX was the cheapest broker in 46% of all the transfers it quoted.

For overseas business payments

Business accounts

Global accounts like Airwallex are great for paying suppliers, contractors or staff in PGK, handling invoices, batch payments, and more.

For receiving and spending

Multi-currency accounts

Multi-currency accounts let you hold AUD and PGK in one account, and convert when the rate suits you.

Wise converts A$2,000 at 0.31% markup, and the PGK sits in your account until you spend or transfer it.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Most useful if you travel often to Papua New Guinea, split your life between two countries, or receive money from abroad.

We also created a guide going into more detail about multi currency accounts.

Compare first

Banks

The big four have dropped most transfer fees, which makes bank transfer from your bank look cheap.

However, the cost is moved into the exchange rate instead.

On a A$2,000 transfer, a bank like NAB adds 4.83% markup and delivers 6,018.1 PGK, against 6,275.27 PGK via OFX (the cheapest option).

We found NAB was the cheapest bank on 27 of the 27 days it appeared for this amount.

Ways to fund AUD and receive money in Papua New Guinea

With OFX, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending A$2,000 gives your recipient 6,275.27 PGK.

Our data shows that OFX gets your recipient 257.17 PGK more than NAB, today's cheapest bank, on the same A$2,000.

You can fund the transfer with bank transfer, debit card, credit card, poli, payto, and osko.

Recipients in Papua New Guinea can collect PGK through bank deposit and cash pickup.

They can collect cash via MoneyGram

For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in Papua New Guinea.

1

Bank transfer Bank deposit

You pay A$2,000.00

K6,275

Cheapest
2

Debit card Cash pickup

You pay A$2,003.99

K6,143

-K132
3

Poli Cash pickup

You pay A$2,003.99

K6,143

-K132
4

Credit card Cash pickup

You pay A$2,003.99

K6,143

-K132
5

Debit card Bank deposit

You pay A$2,000.00

K6,087

-K188

Show moreShow less

6

Credit card Bank deposit

You pay A$2,000.00

K6,087

-K188
7

Payto Bank deposit

You pay A$2,000.00

K6,087

-K188
8

Osko Bank deposit

You pay A$2,000.00

K6,071

-K204

Consider this before sending AUD to Papua New Guinea

Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.

Compare AUD/PGK transfer options

For a A$2,000 transfer to Papua New Guinea, these are the best options right now:

Cheapest

OFX is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 6,275.27 PGK, which is 2.11% more than the next best option.

Fastest

Remitly delivers 6,087.2 PGK in within minutes when you use debit card and choose bank deposit as payout.

If you need money urgently, we've put together a guide on instant money transfers.

PayID is domestic only

PayID and Osko move Australian dollars between local accounts.

When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in Papua New Guinea.

Confirm the registered business name shown by your bank before approving the PayID payment.

AUSTRAC reporting

The bank or remittance company reports international transfer instructions to AUSTRAC.

This applies to international transfers generally, rather than only those above A$10,000.

You do not normally submit the international transfer report yourself.

A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.

Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.

Cash gifts can affect Centrelink payments

Australia does not generally tax a genuine cash gift simply because you send it to family in Papua New Guinea.

Gifting money can still affect income-tested or asset-tested Centrelink payments.

Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.

If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.

Bank protection in Australia

The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.

It does not automatically cover money held by a non-bank transfer company.

In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.

How we analyse the market

We track 5 companies sending AUD to Papua New Guinea, all holding an Australian licence, with rates refreshed in real time when running a live search.

In the past 30 days alone, we analysed 316 comparisons across 11 amounts.

This page covers the cheapest and fastest options for AUD/PGK transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.

More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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Send money to Papua New Guinea

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Tue, 29 Sept 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	3.1041	–	PGK 6,208.26
OFX Cheapest	3.0840	$0.00	PGK 6,167.91	−PGK 40.35
MoneyGram	3.0436	$3.99	PGK 6,087.20	−PGK 121.06
Remitly	3.0143	$0.00	PGK 6,028.60	−PGK 179.66
NAB	2.9894	$0.00	PGK 5,978.87	−PGK 229.39

Wed, 30 Sept 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	3.1015	–	PGK 6,202.94
OFX Cheapest	3.0813	$0.00	PGK 6,162.62	−PGK 40.32
MoneyGram	3.0289	$3.99	PGK 6,057.80	−PGK 145.14
NAB	3.0040	$0.00	PGK 6,008.03	−PGK 194.91
Remitly No quote collected this day	–	–	–	–

Thu, 1 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	3.0900	–	PGK 6,180.08
OFX Cheapest	3.0700	$0.00	PGK 6,139.91	−PGK 40.17
MoneyGram	3.0168	$3.99	PGK 6,033.60	−PGK 146.48
NAB	3.0040	$0.00	PGK 6,008.03	−PGK 172.05
Remitly	2.9997	$0.00	PGK 5,999.40	−PGK 180.68

Fri, 2 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	3.0875	–	PGK 6,175.01
OFX Cheapest	3.0674	$0.00	PGK 6,134.88	−PGK 40.13
NAB	3.0132	$0.00	PGK 6,026.43	−PGK 148.58
MoneyGram	3.0116	$3.99	PGK 6,023.20	−PGK 151.81
Remitly	2.9658	$0.00	PGK 5,931.60	−PGK 243.41

Sat, 3 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	3.1070	–	PGK 6,213.98
OFX Cheapest	3.0868	$0.00	PGK 6,173.59	−PGK 40.39
MoneyGram	3.0151	$3.99	PGK 6,030.20	−PGK 183.78
NAB	2.9835	$0.00	PGK 5,966.98	−PGK 247.00
Remitly	2.9796	$0.00	PGK 5,959.20	−PGK 254.78

How to send money to Papua New Guinea from Australia with the best AUD-PGK rate

Best companies for AUD/PGK transfers