How to send money to Papua New Guinea from Canada with the best CAD-PGK rate

Remitly is the cheapest way to send money from Canada to Papua New Guinea based on the 5 companies we analyzed, giving your recipient 3,245.9 PGK from $1,000.

Best companies for CAD/PGK transfers

5 of 5 providers

Last updated on 28 September 2026

Based on 1,000 CAD transfer

Best companies for CAD/PGK transfers

Sort Cheapest
Ad

Wise

Pay via Bank Transfer
Fees: $61.14 1 CAD = 3.1747 PGK -0.77% vs mid-market Recipient gets PGK 2,980.64 Within a week
Receive to bank accountDedicated support for large transfers

Ways to receive money in Papua New Guinea with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
$61.141 CAD = 3.1747 PGK
PGK 2,980.64You pay$1,000.00
Ad

MoneyGram

Pay via Debit Card
Fees: $5.99 1 CAD = 3.1580 PGK -0.24% vs mid-market Recipient gets PGK 3,158.00 6-12 Hours

Ways to receive money in Papua New Guinea with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickup6-12 Hours
$5.991 CAD = 3.1580 PGK
PGK 3,158.00You pay$1,005.99

Run a live search

Showing top Canada to Papua New Guinea deals for 1,000 CAD. Do a live search with your exact amount for today's best rates.

Remitly

Pay via Debit Card
Fees: $0.00 1 CAD = 3.2459 PGK -2.98% vs mid-market Recipient gets PGK 3,245.90 2 Days
Cheapest
Receive to bank account or cash pickup

Ways to receive money in Papua New Guinea with Remitly when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit2 Days
Free1 CAD = 3.2459 PGK
PGK 3,245.90You pay$1,000.00

Remitly

Pay via Credit Card
Fees: $20.00 1 CAD = 3.2459 PGK -2.98% vs mid-market Recipient gets PGK 3,245.90 2 Days
Receive to bank account or cash pickup

Ways to receive money in Papua New Guinea with Remitly when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit2 Days
$20.001 CAD = 3.2459 PGK
PGK 3,245.90You pay$1,020.00

Remitly

Pay via Bank Transfer
Fees: $0.00 1 CAD = 3.2459 PGK -2.98% vs mid-market Recipient gets PGK 3,245.90 2 Days
Receive to bank account or cash pickup

Ways to receive money in Papua New Guinea with Remitly when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit2 Days
Free1 CAD = 3.2459 PGK
PGK 3,245.90You pay$1,000.00

Remitly

Pay via Interac
Fees: $0.00 1 CAD = 3.2459 PGK -2.98% vs mid-market Recipient gets PGK 3,245.90 2 Days
Receive to bank account or cash pickup

Ways to receive money in Papua New Guinea with Remitly when paying by interac.

MethodFee & ratesRecipient gets
Bank deposit2 Days
Free1 CAD = 3.2459 PGK
PGK 3,245.90You pay$1,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit Card
Fees: $5.99 1 CAD = 3.1580 PGK -0.24% vs mid-market Recipient gets PGK 3,158.00 6-12 Hours

Ways to receive money in Papua New Guinea with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickup6-12 Hours
$5.991 CAD = 3.1580 PGK
PGK 3,158.00You pay$1,005.99
$0 fee on first online transfers

MoneyGram

Pay via Credit Card
Fees: $5.99 1 CAD = 3.1580 PGK -0.24% vs mid-market Recipient gets PGK 3,158.00 6-12 Hours

Ways to receive money in Papua New Guinea with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash pickup6-12 Hours
$5.991 CAD = 3.1580 PGK
PGK 3,158.00You pay$1,005.99
$0 fee on first online transfers

MoneyGram

Pay via Cash deposit
Fees: $5.99 1 CAD = 3.1580 PGK -0.24% vs mid-market Recipient gets PGK 3,158.00 6-12 Hours

Ways to receive money in Papua New Guinea with MoneyGram when paying by cash deposit.

MethodFee & ratesRecipient gets
Cash pickup6-12 Hours
$5.991 CAD = 3.1580 PGK
PGK 3,158.00You pay$1,005.99

OFX

Pay via Bank Transfer
Fees: $0.00 1 CAD = 3.1300 PGK +0.65% vs mid-market Recipient gets PGK 3,130.05 6-12 Hours
Fastest
Receive to bank account

Ways to receive money in Papua New Guinea with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 CAD = 3.1300 PGK
PGK 3,130.05You pay$1,000.00

Paysend

Pay via Debit Card
Fees: $0.00 1 CAD = 3.0615 PGK +2.87% vs mid-market Recipient gets PGK 3,061.51 6-12 Hours

Ways to receive money in Papua New Guinea with Paysend when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 CAD = 3.0615 PGK
PGK 3,061.51You pay$1,000.00

Paysend

Pay via Credit Card
Fees: $0.00 1 CAD = 3.0615 PGK +2.87% vs mid-market Recipient gets PGK 3,061.51 6-12 Hours

Ways to receive money in Papua New Guinea with Paysend when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 CAD = 3.0615 PGK
PGK 3,061.51You pay$1,000.00

Wise

Pay via Bank Transfer
Fees: $61.14 1 CAD = 3.1747 PGK -0.77% vs mid-market Recipient gets PGK 2,980.64 Within a week
Recommended
Receive to bank accountDedicated support for large transfers

Ways to receive money in Papua New Guinea with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
$61.141 CAD = 3.1747 PGK
PGK 2,980.64You pay$1,000.00

Wise

Pay via Interac
Fees: $66.54 1 CAD = 3.1747 PGK -0.77% vs mid-market Recipient gets PGK 2,963.49 Within a week
Receive to bank accountDedicated support for large transfers

Ways to receive money in Papua New Guinea with Wise when paying by interac.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
$66.541 CAD = 3.1747 PGK
PGK 2,963.49You pay$1,000.00

Wise

Pay via Debit Card
Fees: $71.11 1 CAD = 3.1747 PGK -0.77% vs mid-market Recipient gets PGK 2,948.98 Within a week
Receive to bank accountDedicated support for large transfers

Ways to receive money in Papua New Guinea with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
$71.111 CAD = 3.1747 PGK
PGK 2,948.98You pay$1,000.00

Wise

Pay via Credit Card
Fees: $84.47 1 CAD = 3.1747 PGK -0.77% vs mid-market Recipient gets PGK 2,906.57 Within a week
Receive to bank accountDedicated support for large transfers

Ways to receive money in Papua New Guinea with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
$84.471 CAD = 3.1747 PGK
PGK 2,906.57You pay$1,000.00
How Our Results Work
Mid-market rate: 1 CAD = 3.1505 PGK Updates every 60 minutes.

How to send money from Canada to Papua New Guinea

Pick a company

Start with the cheapest, which is Remitly at 3,245.9 PGK on $1,000.

More than half of Canadians sending money still pay at a store counter. The same company is often cheaper online.

Fund your transfer

You have 5 ways to pay, including debit card, credit card, bank transfer, interac, and cash deposit.

Interac e-Transfer is how most companies take your money, moving it into their Canadian account so they can carry it over the border.

Verify and send

First time round you'll need a photo ID, and often where the money came from.

Your first transfer will be slower than the ones after it because of those checks, so send it a few days before it's needed.

Compare amounts

How much CAD are you sending to Papua New Guinea?

How much CAD you send to Papua New Guinea heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Cheapest service
$100-3.01%$0.00PGK 324.59with debit card to bank deposit+PGK 25.59
$500-3.02%$0.00PGK 1,622.95with debit card to bank deposit+PGK 75.20
$1,000This page-2.98%$0.00PGK 3,245.90with debit card to bank deposit+PGK 138.02
$10,000-0.25%$5.99PGK 31,580.00with debit card to cash pickup+PGK 473.47
$50,000-0.24%$5.99PGK 157,900.00with debit card to cash pickup+PGK 1,482.01

Mid-market rate: 1 CAD = 3.1505 PGK

Ways to send money from Canada to Papua New Guinea

There are 5 companies sending money to India, but how you send depends on your needs.

Most common option

In-person transfers

Hand your cash over the counter and your recipient can collect it the same day without needing an app or bank account.

Bring $1,000 in cash to the closest Remitly location, and your recipient picks up 3,245.9 PGK within minutes.

Cash transfers cost more

Cash transfer to Papua New Guinea is usually the most expensive option, compare your options above to get the best deal.

For transfers home

Money transfer apps

An app does the same job as the store for less, and you top it up with an Interac e-Transfer, the same way you'd send money to a friend.

Remitly charges $0 in fees and adds -2.98% markup, so your $1,000 delivers 3,245.9 PGK in 2 days.

You don't need a SIN to sign up either, a passport works.

For one-off transfers

Online transfers

For bigger or less frequent transfers, compare a couple of online services on the day, and pick the cheapest.

Of 5 online companies, Remitly is the cheapest and currently gets you 3,245.9 PGK on a $1,000 transfer after a $0 fee and -2.98% markup.

Funding by bank transfer (EFT) is cheapest but takes 1-2 days to clear, and Interac e-Transfer or debit card is faster but pricier.

For large transfers from Canada

Currency brokers

For property, tuition, moving from Canada, or an inheritance, a broker is the best and usually the cheapest option.

Brokers like OFX charge no fees but add 0.65% on CAD/PGK interbank rate.

The markup gets lower the more you send, with an account manager handling it end to end.

If you're sending large amounts. expect more questions about the transfers, so have statements and documents ready to avoid delays.

For businesses paying abroad

Global accounts

Global accounts handle the business side, paying suppliers, contractors and overseas invoices in PGK.

Companies like OFX, Airwallex, or WorldFirst are set up for the batch and recurring payments a personal app can't do.

For spending abroad and getting paid

Multi-currency accounts

If part of your life runs in PGK, be it spending it, saving it, or waiting for a better rate, a multi-currency account can hold it alongside your CAD.

Wise lets you hold CAD and PGK, and convert between them at low cost.

For example, converting $1,000 costs $61.14 in fees at -0.76% markup, which gets you 2,980.64 PGK.

Ways to fund CAD and receive PGK in Papua New Guinea

With Remitly, paying by debit card and receiving through bank deposit is the cheapest combination. Sending $1,000 gives your recipient 3,245.9 PGK.

Deposit CAD using debit card, credit card, bank transfer, interac, and cash deposit.

I suggest using Interac e-Transfer for simplicity

Follow the company's Interac instructions and check the business name before sending.

Do not send to an email address supplied outside the company's app or website.

The recipient can receive PGK through bank deposit and cash pickup.

For a bank deposit payout, you will need the recipient's bank details in Papua New Guinea.

  1. 1
    debit card Bank deposit

    You pay $1,000.00

    K3,246

    Cheapest

  2. 2
    credit card Bank deposit

    You pay $1,020.00

    K3,246

    K0

  3. 3
    Bank transfer Bank deposit

    You pay $1,000.00

    K3,246

    K0

  4. 4
    Interac Bank deposit

    You pay $1,000.00

    K3,246

    K0

  5. 5
    debit card Cash pickup

    You pay $1,005.99

    K3,158

    -K88

Show moreShow less
  1. 6
    credit card Cash pickup

    You pay $1,005.99

    K3,158

    -K88

  2. 7
    Cash deposit Cash pickup

    You pay $1,005.99

    K3,158

    -K88

Consider this when sending CAD to India

Interac can fund an international transfer, but it does not send money abroad by itself. You should also know what happens when a transfer reaches the FINTRAC reporting threshold.

Compare CAD/INR transfer options

For a $1,000 transfer to Papua New Guinea, these are the cheapest, fastest and easiest options available now.

Best way to send money to Papua New Guinea

Remitly is the cheapest and easiest option, funded by debit card with bank deposit for the payout. Your recipient gets 3,245.9 PGK, which is 2.71% more than the next best option.

Fastest way to send money to Papua New Guinea

MoneyGram is fastest when you pay by debit card and choose cash pickup for the payout. The transfer delivers 3,158 PGK in 6-12 hours.

Interac only works inside Canada

An Interac e-Transfer cannot go directly to a recipient in Papua New Guinea.

When a transfer company accepts Interac, you send CAD to its Canadian account and the company handles the international side over its own network.

C$10,000 reporting threshold

There is no C$10,000 legal cap on electronic transfers from Canada.

A reporting entity must report an international electronic funds transfer of C$10,000 or more to FINTRAC, including linked transfers that meet the 24-hour rule.

The bank or transfer company makes that report, you do not file it yourself.

But you may be asked for proof of where the money came from.

Sending your own cash or making a genuine cash gift does not create a Canadian gift tax simply because the money goes abroad.

Tax can become relevant when you transfer an appreciated asset rather than cash, or when attribution rules apply.

CDIC protection

Money held with a payment company is not covered by CDIC in the same way as an eligible bank deposit.

Payment companies covered by the Retail Payment Activities Act must safeguard end-user funds, but the Bank of Canada does not resolve individual fee or payment disputes.

If you’re unsure about the company, you can check the company in the FINTRAC MSB Registry.

If you live in Quebec, also confirm that it is allowed to provide money services there.

Live CAD-PGK Exchange Rate

Compare the CAD to PGK exchange rate

The rate has a direct impact on the PGK amount received. The last seven days show how today's CAD quote compares with the recent market.

Mid-market rate:1 CAD = 3.194156 PGK

How we analyse the market

Most of the pricing here comes straight from the companies, and anything we gather by hand is labelled in the table.

That covers 5 FINTRAC-registered companies sending CAD to Papua New Guinea, updated in real time during a live search, compared on rates, fees and how your recipient can collect.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.