Best companies for NGN/EUR transfers
8 of 8 providers Last updated on 10 November 2026
Based on 360,000 NGN transfer Best companies for NGN/EUR transfers Sort Cheapest
Run a live search Showing top Nigeria to Ireland deals for 360,000 NGN. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live NGN to EUR rates.
Run a live search These companies offer multi-currency accounts for spending EUR. We suggest doing a live search based on how much NGN you're planning to spend in Ireland.
Run a live search These are managed services with real human support for large NGN transfers. Click the link and update the transfer amount to get the best deal.
Africhange Pay via Bank transfer	Fee ₦0.00 1 NGN = 0.0006 EUR +5.35% vs mid-market	Recipient gets €225.71 Minutes
0 reviews CheapestFastestOur top pick Receive to bank account or debit card
Ways to receive money in Ireland with Africhange when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes Free1 NGN = 0.0006 EUR €225.71You pay₦360,000.00
Grey Pay via Bank transfer	Fee ₦0.50 1 NGN = 0.0006 EUR +8.00% vs mid-market	Recipient gets €219.06 Minutes
0 reviews
Ways to receive money in Ireland with Grey when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes ₦0.501 NGN = 0.0006 EUR €219.06You pay₦360,000.00
Afriex Pay via Bank transfer	Fee ₦0.00 1 NGN = 0.0006 EUR +9.00% vs mid-market	Recipient gets €216.68 Minutes - 24 hours
0 reviews
Ways to receive money in Ireland with Afriex when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 NGN = 0.0006 EUR €216.68You pay₦360,000.00
Pesa Pay via Bank transfer	Fee ₦1,800.00 1 NGN = 0.0006 EUR +9.00% vs mid-market	Recipient gets €215.60 Minutes - 24 hours
0 reviews
Ways to receive money in Ireland with Pesa when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours ₦1,800.001 NGN = 0.0006 EUR €215.60You pay₦360,000.00
Send Money Between PayPal Accounts PayPal App (P2P Transfer) Pay via Bank transfer	Fee ₦14,400.00 1 NGN = 0.0006 EUR +6.00% vs mid-market	Recipient gets €214.87 Minutes
0 reviews
Ways to receive money in Ireland with PayPal App (P2P Transfer) when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes ₦14,400.001 NGN = 0.0006 EUR €214.87You pay₦360,000.00
Send cash via a MoneyGram agent MoneyGram Agent Pay via Bank transfer	Fee ₦14,400.00 1 NGN = 0.0006 EUR +6.00% vs mid-market	Recipient gets €214.87 Minutes - 3 days
0 reviews
Ways to receive money in Ireland with MoneyGram Agent when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days ₦14,400.001 NGN = 0.0006 EUR €214.87You pay₦360,000.00
Send cash via a Western Union agent Western Union Agent Pay via Bank transfer	Fee ₦10,800.00 1 NGN = 0.0006 EUR +7.00% vs mid-market	Recipient gets €214.80 Minutes - 5 days
0 reviews
Ways to receive money in Ireland with Western Union Agent when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 5 days ₦10,800.001 NGN = 0.0006 EUR €214.80You pay₦360,000.00
Lemfi Pay via Bank transfer	Fee ₦0.00 1 NGN = 0.0006 EUR +10.99% vs mid-market	Recipient gets €213.31 3-6 Hours
0 reviews
Ways to receive money in Ireland with Lemfi when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit3-6 Hours Free1 NGN = 0.0006 EUR €213.31You pay₦360,000.00
How Our Results Work Mid-market rate: 1 NGN = 0.0007 EUR Updates every 60 minutes.

Why compare

NGN/EUR exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Nigeria to Ireland

Pick a company

Start with the best service, which is Africhange at 225.71 EUR for a ₦360,000 transfer.

Africhange was the cheapest on 24 of the 24 days it quoted ₦360,000 transfers to Ireland.

Most of the transfer apps you see advertised only bring money into Nigeria, but companies above can send it out.

Fund your transfer

You have 1 ways to pay, including bank transfer.

A transfer from your banking app is instant and free, and it's how nearly everyone pays.

Verify and send

First time round you'll need your BVN and a photo ID.

Get it done before the day you need to send, since it's the usual reason a first transfer stalls.

Check the rate you're shown against the day's rate before you confirm.

Compare amounts

How much NGN are you sending to Ireland?

How much NGN you send to Ireland heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Africhange was the cheapest in 100% of all the transfers it quoted over the past month.


₦100,000	5.36%	₦0.00	€62.70with bank transfer to bank deposit	+€3.33
₦250,000	5.32%	₦0.00	€156.74with bank transfer to bank deposit	+€6.17
₦300,000	5.35%	₦0.00	€188.09with bank transfer to bank deposit	+€7.37
₦360,000This page	5.35%	₦0.00	€225.71with bank transfer to bank deposit	+€8.85
₦1,000,000	5.36%	₦0.00	€626.96with bank transfer to bank deposit	€0.00
₦5,000,000	5.36%	₦0.00	€3,134.80with bank transfer to bank deposit	€0.00
₦10,000,000	5.34%	₦0.00	€6,269.59with bank transfer to bank deposit	€0.00
₦25,000,000	5.32%	₦0.00	€15,673.98with bank transfer to bank deposit	€0.00

Mid-market rate: 1 NGN = 0.0007 EUR

NGN/EUR Exchange Rate History

Is today a good time to send money from Nigeria to Ireland?

The cheapest way to send NGN to EUR can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Africhange), across 30 days of comparisons for 360,000 NGN transfers to Ireland.

Each line shows what the recipient gets when you send ₦360,000, after fees, as quoted by each company. The mid-market line shows what ₦360,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more EUR per NGN than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of EUR on every transfer from Nigeria.

Right now, Africhange pays 225.71 EUR on 360,000 NGN, which is 12.40 EUR less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 229.30 EUR.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Ireland.

We've tracked 235 comparisons to check how often today's top companies were the cheapest across 8 amounts over the past month.

AfrichangeAppeared in 189 comparisons
Cheapest every time
GreyAppeared in 116 comparisons
Cheapest in 22% of them
AfriexAppeared in 116 comparisons
Never the cheapest

Based on 235 comparisons across 8 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Africhange is the cheapest and gets you the most EUR, and it was also the cheapest in 100% of the 189 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Ireland.

Ways to send money from Nigeria to Ireland

There are 8 money transfer services sending NGN to Ireland.

Cheapest way to send NGN

Apps and online transfers

You can send NGN to Ireland online or through the app.

The cheapest way is Africhange, it will get you 225.71 EUR for ₦360,000.

In our comparisons over the past month, it was the cheapest online service on 24 of the 24 days it quoted.

To get the most out of your transfer, deposit with a bank transfer and receive with a bank deposit.

Ways to fund NGN and receive EUR in Ireland

With Africhange, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending ₦360,000 gives your recipient 225.71 EUR.

For paying in NGN, you can use bank transfer.

I suggest funding the NGN side by bank transfer

Use bank transfer to add NGN from your Nigerian account.

NIP moves the money to the specialist within Nigeria, then the specialist handles the cross-border transfer to Ireland over internal network.

They can receive EUR using bank deposit.

To receive money as bank deposit (straight to their bank account), enter their bank and account details in Ireland.

1

Bank transfer Bank deposit

You pay ₦360,000.00

€226

Cheapest

Things to know before sending NGN to Ireland

Sending money out of Nigeria is an access-to-FX problem first. The cheapest quote only matters if the company can legally accept NGN from a Nigerian resident.

Compare the available NGN/EUR options

There are 8 companies available for a ₦360,000 transfer to Ireland, so the shortlist is smaller than it is for money coming into Nigeria.

Cheapest way to send money to Ireland

The cheapest option is Africhange, funded by bank transfer with bank deposit for the payout. Your recipient gets 225.71 EUR, which is 2.95% more than the next best option.

Fastest way to send money to Ireland

The fastest option is Africhange. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 225.71 EUR in minutes.

NIP stops at the Nigerian border

NIP can move NGN from your bank to the transfer company within Nigeria, but it does not send the money to Ireland.

The company still needs an approved cross-border route for the conversion and payout.

For a bank wire, money already held in a domiciliary account is generally easier to document than foreign currency bought informally and deposited as cash.

Check the CBN licence

Use the CBN's licensed institution records and confirm that the service is authorised for money transfers.

Do not send naira to a personal account or an unknown USDT seller because the quoted rate is better.

If the transfer fails, there may be no real way to recover it.

How we analyse the market

Only companies licensed to send money out of Nigeria make this table, which rules out most of the apps you'll see advertised.

In the past 30 days alone, we analysed 235 comparisons across 8 amounts.

This page covers the cheapest and fastest options for NGN/EUR transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

We track 8 of them on NGN to EUR, comparing rates, fees and how the money is paid in and collected. Each goes through our review first.

Rates here move daily, so ours refresh in real time on live searches. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Nigeria

Send money to Ireland

Send money from United States to Ireland Send money from United Kingdom to Ireland Send money from India to Ireland Send money from South Africa to Ireland Send money from Philippines to Ireland Send money from Canada to Ireland Send money from Spain to Ireland Send money from Brazil to Ireland Send money from Poland to Ireland Send money from Australia to Ireland Send money from United Arab Emirates to Ireland

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.0007	–	€242.05
Grey Cheapest	0.0006	₦0.50	€222.68	−€19.37
Afriex	0.0006	₦0.00	€220.26	−€21.79
Africhange No quote collected this day	–	–	–	–

Sun, 18 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.0007	–	€240.66
Grey Cheapest	0.0006	₦0.50	€221.40	−€19.26
Afriex	0.0006	₦0.00	€219.00	−€21.66
Africhange No quote collected this day	–	–	–	–

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.0007	–	€241.63
Grey Cheapest	0.0006	₦0.50	€222.30	−€19.33
Afriex	0.0006	₦0.00	€219.88	−€21.75
Africhange No quote collected this day	–	–	–	–

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.0007	–	€240.24
Grey Cheapest	0.0006	₦0.50	€221.02	−€19.22
Afriex	0.0006	₦0.00	€218.62	−€21.62
Africhange No quote collected this day	–	–	–	–

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.0007	–	€241.25
Grey Cheapest	0.0006	₦0.50	€221.95	−€19.30
Afriex	0.0006	₦0.00	€219.54	−€21.71
Africhange No quote collected this day	–	–	–	–

Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.0007	–	€241.40
Africhange Cheapest	0.0006	₦0.00	€227.85	−€13.55
Grey	0.0006	₦0.50	€222.09	−€19.31
Afriex	0.0006	₦0.00	€219.68	−€21.72

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.0007	–	€241.58
Africhange Cheapest	0.0006	₦0.00	€227.85	−€13.73
Grey	0.0006	₦0.50	€222.25	−€19.33
Afriex	0.0006	₦0.00	€219.84	−€21.74

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.0007	–	€241.47
Africhange Cheapest	0.0006	₦0.00	€229.30	−€12.17
Grey	0.0006	₦0.50	€222.16	−€19.31
Afriex	0.0006	₦0.00	€219.74	−€21.73

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.0007	–	€240.71
Africhange Cheapest	0.0006	₦0.00	€229.30	−€11.41
Grey	0.0006	₦0.50	€221.45	−€19.26
Afriex	0.0006	₦0.00	€219.04	−€21.67

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.0007	–	€240.58
Africhange Cheapest	0.0006	₦0.00	€229.30	−€11.28
Grey	0.0006	₦0.50	€221.34	−€19.24
Afriex	0.0006	₦0.00	€218.93	−€21.65

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.0007	–	€241.07
Africhange Cheapest	0.0006	₦0.00	€229.30	−€11.77
Grey	0.0006	₦0.50	€221.78	−€19.29
Afriex	0.0006	₦0.00	€219.37	−€21.70

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.0007	–	€241.18
Africhange Cheapest	0.0006	₦0.00	€229.30	−€11.88
Grey	0.0006	₦0.50	€221.88	−€19.30
Afriex	0.0006	₦0.00	€219.47	−€21.71

Mon, 26 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.0007	–	€238.36
Africhange Cheapest	0.0006	₦0.00	€227.13	−€11.23
Grey	0.0006	₦0.50	€219.29	−€19.07
Afriex	0.0006	₦0.00	€216.91	−€21.45

Tue, 27 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.0007	–	€240.57
Africhange Cheapest	0.0006	₦0.00	€225.71	−€14.86
Grey	0.0006	₦0.50	€221.32	−€19.25
Afriex	0.0006	₦0.00	€218.92	−€21.65

Wed, 28 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.0007	–	€241.20
Africhange Cheapest	0.0006	₦0.00	€225.71	−€15.49
Grey	0.0006	₦0.50	€221.90	−€19.30
Afriex	0.0006	₦0.00	€219.49	−€21.71

Thu, 29 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.0007	–	€240.10
Africhange Cheapest	0.0006	₦0.00	€225.71	−€14.39
Grey	0.0006	₦0.50	€220.89	−€19.21
Afriex	0.0006	₦0.00	€218.49	−€21.61

Fri, 30 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.0007	–	€238.94
Africhange Cheapest	0.0006	₦0.00	€225.71	−€13.23
Grey	0.0006	₦0.50	€219.83	−€19.11
Afriex	0.0006	₦0.00	€217.44	−€21.50

Sat, 31 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.0007	–	€238.60
Africhange Cheapest	0.0006	₦0.00	€225.71	−€12.89
Grey	0.0006	₦0.50	€219.51	−€19.09
Afriex	0.0006	₦0.00	€217.12	−€21.48

Mon, 2 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.0007	–	€239.41
Africhange Cheapest	0.0006	₦0.00	€225.71	−€13.70
Grey	0.0006	₦0.50	€220.26	−€19.15
Afriex	0.0006	₦0.00	€217.86	−€21.55

Tue, 3 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.0007	–	€239.79
Africhange Cheapest	0.0006	₦0.00	€225.71	−€14.08
Grey	0.0006	₦0.50	€220.61	−€19.18
Afriex	0.0006	₦0.00	€218.21	−€21.58

Wed, 4 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.0007	–	€238.53
Africhange Cheapest	0.0006	₦0.00	€225.71	−€12.82
Grey	0.0006	₦0.50	€219.45	−€19.08
Afriex	0.0006	₦0.00	€217.06	−€21.47

Thu, 5 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.0007	–	€237.44
Africhange Cheapest	0.0006	₦0.00	€225.71	−€11.73
Grey	0.0006	₦0.50	€218.44	−€19.00
Afriex	0.0006	₦0.00	€216.07	−€21.37

Fri, 6 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.0007	–	€239.12
Africhange Cheapest	0.0006	₦0.00	€225.71	−€13.41
Grey	0.0006	₦0.50	€219.99	−€19.13
Afriex	0.0006	₦0.00	€217.60	−€21.52

Sat, 7 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.0007	–	€239.64
Africhange Cheapest	0.0006	₦0.00	€225.71	−€13.93
Grey	0.0006	₦0.50	€220.47	−€19.17
Afriex	0.0006	₦0.00	€218.08	−€21.56

Tue, 10 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.0007	–	€238.11
Africhange Cheapest	0.0006	₦0.00	€225.71	−€12.40
Grey	0.0006	₦0.50	€219.06	−€19.05
Afriex	0.0006	₦0.00	€216.68	−€21.43

How to send money to Ireland from Nigeria with the best NGN-EUR rate

Best companies for NGN/EUR transfers