Africhange is the overall cheapest way to send money from Nigeria of the 5 options available. It will get you 988,716.6 UGX from 360,000 NGN transfer.
In Uganda, you can withdraw money using bank deposit.
Use our filters below to find the best transfer option for your needs.
| 5 of 5 providers Last updated on 28 September 2026 | |||
| Based on 360,000 NGN transfer Best companies for NGN/UGX transfers | |||
Run a live search Showing top Nigeria to Uganda deals for 360,000 NGN. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live NGN to UGX rates. | |||
Run a live search These companies offer multi-currency accounts for spending UGX. We suggest doing a live search based on how much NGN you're planning to spend in Uganda. | |||
Run a live search These are managed services with real human support for large NGN transfers. Click the link and update the transfer amount to get the best deal. | |||
 Africhange Pay via Bank transfer | Fee ₦0.00 1 NGN = 2.7464 UGX +7.23% vs mid-market | Recipient gets UGX 988,716.60 Minutes | |
Ways to receive money in Uganda with Africhange when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes Free1 NGN = 2.7464 UGX UGX 988,716.60You pay₦360,000.00 | |||
 Afriex Pay via Bank transfer | Fee ₦0.00 1 NGN = 2.6868 UGX +9.00% vs mid-market | Recipient gets UGX 967,250.79 Minutes - 24 hours | |
Ways to receive money in Uganda with Afriex when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 NGN = 2.6868 UGX UGX 967,250.79You pay₦360,000.00 | |||
| Send Money Between PayPal Accounts  PayPal App (P2P Transfer) Pay via Bank transfer | Fee ₦14,400.00 1 NGN = 2.7754 UGX +6.00% vs mid-market | Recipient gets UGX 959,172.66 Minutes | |
Ways to receive money in Uganda with PayPal App (P2P Transfer) when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes ₦14,400.001 NGN = 2.7754 UGX UGX 959,172.66You pay₦360,000.00 | |||
| Send cash via a MoneyGram agent  MoneyGram Agent Pay via Bank transfer | Fee ₦14,400.00 1 NGN = 2.7754 UGX +6.00% vs mid-market | Recipient gets UGX 959,172.66 Minutes - 3 days | |
Ways to receive money in Uganda with MoneyGram Agent when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days ₦14,400.001 NGN = 2.7754 UGX UGX 959,172.66You pay₦360,000.00 | |||
| Send cash via a Western Union agent  Western Union Agent Pay via Bank transfer | Fee ₦10,800.00 1 NGN = 2.7459 UGX +7.00% vs mid-market | Recipient gets UGX 958,853.78 Minutes - 5 days | |
Ways to receive money in Uganda with Western Union Agent when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 5 days ₦10,800.001 NGN = 2.7459 UGX UGX 958,853.78You pay₦360,000.00 | |||
| How Our Results Work Mid-market rate: 1 NGN = 2.9525 UGX Updates every 60 minutes. | |||
Transfer details
Start with the best service, which is Africhange at 988,716.6 UGX for ₦360,000 transfer.
Most of the transfer apps you see advertised only bring money into Nigeria, but companies above can send it out.
You have 1 ways to pay, including bank transfer.
A transfer from your banking app is instant and free, and it's how nearly everyone pays.
First time round you'll need your BVN and a photo ID.
Get it done before the day you need to send, since it's the usual reason a first transfer stalls.
Check the rate you're shown against the day's rate before you confirm.
How much NGN you send to Uganda heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| ₦300,000 | 9.00% | ₦0.00 | UGX 805,949.78with bank transfer to bank deposit | +UGX 5,114.68 | |
| ₦360,000This page | 7.23% | ₦0.00 | UGX 988,716.60with bank transfer to bank deposit | +UGX 22,083.30 |
Mid-market rate: 1 NGN = 2.9525 UGX
There are 5 money transfer services sending NGN to Uganda.
Cheapest way to send NGN
You can send NGN to the Uganda online or through the app.
The cheapest way is Africhange, it will get you 988,716.6 UGX for ₦360,000.
To get the most out of your transfer, deposit with a bank transfer and receive with a bank deposit.
With Africhange, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending ₦360,000 gives your recipient 988,716.6 UGX.
For paying in NGN, you can use bank transfer.
I suggest funding the NGN side by bank transfer
Use bank transfer to add NGN from your Nigerian account.
NIP moves the money to the specialist within Nigeria, then the specialist handles the cross-border transfer to Uganda over internal network.
They can receive UGX using bank deposit.
To receive money as bank deposit (straight to their bank account), enter their bank and account details in Uganda.
You pay ₦360,000.00
USh988,717
Cheapest
Sending money out of Nigeria is an access-to-FX problem first. The cheapest quote only matters if the company can legally accept NGN from a Nigerian resident.
There are 5 companies available for a ₦360,000 transfer to Uganda, so the shortlist is smaller than it is for money coming into Nigeria.
Cheapest way to send money to Uganda
The cheapest option is Africhange, funded by bank transfer with bank deposit for the payout. Your recipient gets 988,716.6 UGX, which is 2.17% more than the next best option.
Fastest way to send money to Uganda
The fastest option is Africhange. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 988,716.6 UGX in minutes.
NIP can move NGN from your bank to the transfer company within Nigeria, but it does not send the money to Uganda.
The company still needs an approved cross-border route for the conversion and payout.
For a bank wire, money already held in a domiciliary account is generally easier to document than foreign currency bought informally and deposited as cash.
Use the CBN's licensed institution records and confirm that the service is authorised for money transfers.
Do not send naira to a personal account or an unknown USDT seller because the quoted rate is better.
If the transfer fails, there may be no real way to recover it.
The NGN/UGX rate affects the final amount received in Uganda, so compare the current quote with its recent range.
Mid-market rate:1 NGN = 2.947561 UGX
Only companies licensed to send money out of Nigeria make this table, which rules out most of the apps you'll see advertised.
We track 5 of them on NGN to UGX, comparing rates, fees and how the money is paid in and collected. Each goes through our review first.
Rates here move daily, so ours refresh in real time on live searches. More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
Advanced filters
Advanced filters
Tailor this money transfer comparison to your needs.
Show companies that support specific transfer features.
Only show providers with user feedback and reviews.
Hide selected providers from the NGN/UGX comparison.
Search Now & Save On Your Transfer
Instantly view live exchange rates, fees & features.
Please share your experience with …