How to send money to Argentina from New Zealand with the best NZD-ARS rate

Xe is the best way to send money to Argentina. Sending NZ$10,000 gets you 8,768,623 ARS on the other end.

Best companies for NZD/ARS transfers

4 of 4 providers

Last updated on 28 October 2026

Based on 10,000 NZD transfer

Best companies for NZD/ARS transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fees: $156.50 1 NZD = 863.4200 ARS -0.02% vs mid-market Recipient gets $8,499,074.77 Next day
Receive to bank accountDedicated support for large transfers

Ways to receive money in Argentina with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
$156.501 NZD = 863.4200 ARS
$8,499,074.77You pay$10,000.00
Promoted

Xe

Pay via Bank transfer
Fees: $0.00 1 NZD = 876.8623 ARS -1.57% vs mid-market Recipient gets $8,768,623.00 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Argentina with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 NZD = 876.8623 ARS
$8,768,623.00You pay$10,000.00

Run a live search

Showing top New Zealand to Argentina deals for 10,000 NZD. Do a live search with your exact amount for today's best rates.

Xe

Pay via Bank transfer
Fees: $0.00 1 NZD = 876.8623 ARS -1.57% vs mid-market Recipient gets $8,768,623.00 6-12 Hours
Cheapest
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Argentina with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 NZD = 876.8623 ARS
$8,768,623.00You pay$10,000.00

Xe

Pay via Debit card
Fees: $40.00 1 NZD = 876.8623 ARS -1.57% vs mid-market Recipient gets $8,733,548.51 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Argentina with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$40.001 NZD = 876.8623 ARS
$8,733,548.51You pay$10,000.00

Xe

Pay via Credit card
Fees: $90.00 1 NZD = 876.8623 ARS -1.57% vs mid-market Recipient gets $8,689,705.39 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Argentina with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$90.001 NZD = 876.8623 ARS
$8,689,705.39You pay$10,000.00

OFX

Pay via Bank transfer
Fees: $0.00 1 NZD = 858.9278 ARS +0.50% vs mid-market Recipient gets $8,589,277.79 6-12 Hours
Receive to bank account

Ways to receive money in Argentina with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 NZD = 858.9278 ARS
$8,589,277.79You pay$10,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fees: $40.25 1 NZD = 857.6145 ARS +0.65% vs mid-market Recipient gets $8,541,625.70 Same day
Fastest
Receive to bank account

Ways to receive money in Argentina with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame day
$40.251 NZD = 857.6145 ARS
$8,541,625.70You pay$10,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Bank transfer
Fees: $156.50 1 NZD = 863.4200 ARS -0.02% vs mid-market Recipient gets $8,499,074.77 Next day
Recommended
Receive to bank accountDedicated support for large transfers

Ways to receive money in Argentina with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
$156.501 NZD = 863.4200 ARS
$8,499,074.77You pay$10,000.00
How Our Results Work
Mid-market rate: 1 NZD = 863.2440 ARS Updates every 60 minutes.

How to send money from New Zealand to Argentina

Pick a company

If you're sending a one-off transfer, then Xe is the best option.

Xe was the cheapest on 3 of the 28 days it quoted NZ$10,000 transfers to Argentina.

For recurring transfers, I'd suggest using an app or a multi-currency account like Xe.

For large transfers (NZ$10k+), a broker like Xe is usually the best option.

New Zealand has no instant payment rail, so plan for the money to leave your account slower than you'd expect.

How much you send will affect the best option for you right now, so I suggest .

Fund your transfer

You can pay for the transfer via bank transfer, debit card, and credit card.

Bank transfers settle in batches a few times a business day, so a Friday evening payment can sit until Monday.

If you and the money transfer company use the same bank, it'll usually settle in seconds.

Verify and send

For your first transfer you'll need a photo ID and proof of address.

Nothing checks the recipient's name against the account number on an international transfer, so make sure to double check it.

Compare amounts

How much NZD are you sending to Argentina?

How much NZD you send to Argentina heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Xe was the cheapest in 11% of the transfers from NZ$10,000 it quoted, and in 7% of all the transfers it quoted.

Cheapest service
$1,000-5.09%$0.00$908,280.00with debit card to bank deposit+$44,332.18
$5,000-3.39%$0.00$4,464,600.00with debit card to bank deposit+$123,339.24
$10,000This page-1.57%$0.00$8,768,623.00with bank transfer to bank deposit+$131,647.14
$50,0000.25%$0.00$43,021,265.63with bank transfer to bank deposit+$163,566.95
$250,0000.20%$0.00$215,445,057.38with bank transfer to bank deposit+$897,528.16

Mid-market rate: 1 NZD = 863.2440 ARS

NZD/ARS Exchange Rate History

Is today a good time to send money from New Zealand to Argentina?

The cheapest way to send NZD to ARS can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Xe), across 30 days of comparisons for 10,000 NZD transfers to Argentina.

ARS received for $10,000, after fees

Wed, 28 Oct 2026Mid-market rate$8,632,439.99 Xe $8,768,623.00Xe$8,768,623.00OFX$8,589,277.79Revolut$8,541,625.70

8.2M
8.3M
8.4M
8.5M
8.6M
8.7M
8.8M
At the mid-market rateWith the cheapest optionXeOFXRevolut
Exchange rateFees:Recipient getsDifference
Mid-market rate 862.2345 – $8,622,345.00
OFX Cheapest 857.9233 $0.00 $8,579,233.28 −$43,111.72
Xe 855.1127 $0.00 $8,551,127.00 −$71,218.00
Revolut 856.2321 $55.00 $8,515,228.49 −$107,116.51
Exchange rateFees:Recipient getsDifference
Mid-market rate 862.7162 – $8,627,161.91
OFX Cheapest 858.4026 $0.00 $8,584,026.10 −$43,135.81
Revolut 854.9526 $55.00 $8,502,503.98 −$124,657.93
Xe 848.9250 $0.00 $8,489,250.00 −$137,911.91
Exchange rateFees:Recipient getsDifference
Mid-market rate 856.6776 – $8,566,776.03
OFX Cheapest 852.3942 $0.00 $8,523,942.15 −$42,833.88
Xe 847.2217 $0.00 $8,472,217.00 −$94,559.03
Revolut 847.2794 $55.00 $8,426,193.36 −$140,582.67
Exchange rateFees:Recipient getsDifference
Mid-market rate 856.1048 – $8,561,048.31
OFX Cheapest 851.8243 $0.00 $8,518,243.07 −$42,805.24
Revolut 850.2234 $55.00 $8,455,472.11 −$105,576.20
Xe 842.5584 $0.00 $8,425,584.00 −$135,464.31
Exchange rateFees:Recipient getsDifference
Mid-market rate 854.7565 – $8,547,565.46
OFX Cheapest 850.4828 $0.00 $8,504,827.63 −$42,737.83
Xe 844.2131 $0.00 $8,442,131.00 −$105,434.46
Revolut 848.6192 $155.00 $8,354,655.91 −$192,909.55
Exchange rateFees:Recipient getsDifference
Mid-market rate 856.4459 – $8,564,458.97
OFX Cheapest 852.1637 $0.00 $8,521,636.68 −$42,822.29
Xe 844.2131 $0.00 $8,442,131.00 −$122,327.97
Revolut 848.6192 $155.00 $8,354,655.91 −$209,803.06
Exchange rateFees:Recipient getsDifference
Mid-market rate 852.4667 – $8,524,667.27
OFX Cheapest 848.2044 $0.00 $8,482,043.93 −$42,623.34
Xe 845.1157 $0.00 $8,451,157.00 −$73,510.27
Revolut 844.9059 $55.00 $8,402,589.12 −$122,078.15
Exchange rateFees:Recipient getsDifference
Mid-market rate 850.0933 – $8,500,933.42
OFX Cheapest 845.8429 $0.00 $8,458,428.75 −$42,504.67
Xe 842.7088 $0.00 $8,427,088.00 −$73,845.42
Revolut 844.6647 $55.00 $8,400,190.29 −$100,743.13
Exchange rateFees:Recipient getsDifference
Mid-market rate 852.6761 – $8,526,760.72
Xe Cheapest 848.9250 $0.00 $8,489,250.00 −$37,510.72
OFX 848.4127 $0.00 $8,484,126.92 −$42,633.80
Revolut 846.7107 $55.00 $8,420,538.25 −$106,222.47
Exchange rateFees:Recipient getsDifference
Mid-market rate 848.8319 – $8,488,318.89
OFX Cheapest 844.5877 $0.00 $8,445,877.30 −$42,441.59
Xe 844.5483 $0.00 $8,445,483.00 −$42,835.89
Revolut 843.0594 $40.25 $8,396,660.67 −$91,658.22
Exchange rateFees:Recipient getsDifference
Mid-market rate 851.5643 – $8,515,643.45
OFX Cheapest 847.3065 $0.00 $8,473,065.23 −$42,578.22
Xe 842.5584 $0.00 $8,425,584.00 −$90,059.45
Revolut 845.8307 $40.25 $8,424,262.18 −$91,381.27
Exchange rateFees:Recipient getsDifference
Mid-market rate 850.9736 – $8,509,736.33
OFX Cheapest 846.7188 $0.00 $8,467,187.65 −$42,548.68
Xe 844.2131 $0.00 $8,442,131.00 −$67,605.33
Revolut 844.1238 $140.25 $8,322,849.46 −$186,886.87
Exchange rateFees:Recipient getsDifference
Mid-market rate 850.9736 – $8,509,736.33
OFX Cheapest 846.7188 $0.00 $8,467,187.65 −$42,548.68
Xe 844.2131 $0.00 $8,442,131.00 −$67,605.33
Revolut 844.1238 $140.25 $8,322,849.46 −$186,886.87
Exchange rateFees:Recipient getsDifference
Mid-market rate 849.8242 – $8,498,241.85
OFX Cheapest 845.5751 $0.00 $8,455,750.64 −$42,491.21
Xe 843.4610 $0.00 $8,434,610.00 −$63,631.85
Revolut 844.2759 $40.25 $8,408,776.83 −$89,465.02
Exchange rateFees:Recipient getsDifference
Mid-market rate – – –
Revolut Cheapest 844.2455 $40.25 $8,408,473.86 –
Xe 840.4524 $0.00 $8,404,524.00 –
OFX No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 850.2105 – $8,502,105.37
Remitly Cheapest 863.9400 $0.00 $8,639,400.00 +$137,294.63
Xe No quote collected this day – – – –
OFX No quote collected this day – – – –
Revolut No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 849.0135 – $8,490,134.75
OFX Cheapest 844.7684 $0.00 $8,447,684.08 −$42,450.67
Xe 840.9037 $0.00 $8,409,037.00 −$81,097.75
Revolut 843.4510 $40.25 $8,400,561.06 −$89,573.69
Exchange rateFees:Recipient getsDifference
Mid-market rate 856.9911 – $8,569,910.66
OFX Cheapest 852.7061 $0.00 $8,527,061.11 −$42,849.55
Revolut 851.5573 $40.25 $8,481,297.88 −$88,612.78
Xe 845.4166 $0.00 $8,454,166.00 −$115,744.66
Exchange rateFees:Recipient getsDifference
Mid-market rate 854.1595 – $8,541,595.06
OFX Cheapest 849.8887 $0.00 $8,498,887.08 −$42,707.98
Revolut 850.4187 $140.25 $8,384,916.05 −$156,679.01
Xe No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 857.4065 – $8,574,065.18
OFX Cheapest 853.1195 $0.00 $8,531,194.85 −$42,870.33
Xe 849.4782 $0.00 $8,494,782.00 −$79,283.18
Revolut 850.4187 $140.25 $8,384,916.05 −$189,149.13
Exchange rateFees:Recipient getsDifference
Mid-market rate 858.8965 – $8,588,965.37
OFX Cheapest 854.6021 $0.00 $8,546,020.54 −$42,944.83
Xe 850.9825 $0.00 $8,509,825.00 −$79,140.37
Revolut 853.2411 $40.25 $8,498,068.43 −$90,896.94
Exchange rateFees:Recipient getsDifference
Mid-market rate – – –
Wise Cheapest 866.9170 $153.59 $8,536,020.22 –
Xe 851.7346 $0.00 $8,517,346.00 –
OFX No quote collected this day – – – –
Revolut No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 867.2706 – $8,672,705.70
OFX Cheapest 862.9342 $0.00 $8,629,342.17 −$43,363.53
Revolut 861.5813 $40.25 $8,581,134.63 −$91,571.07
Xe 855.0441 $0.00 $8,550,441.00 −$122,264.70
Exchange rateFees:Recipient getsDifference
Mid-market rate 868.2432 – $8,682,432.34
OFX Cheapest 863.9020 $0.00 $8,639,020.18 −$43,412.16
Revolut 862.7193 $40.25 $8,592,468.26 −$89,964.08
Xe 856.0971 $0.00 $8,560,971.00 −$121,461.34
Exchange rateFees:Recipient getsDifference
Mid-market rate 869.0472 – $8,690,472.19
OFX Cheapest 864.7020 $0.00 $8,647,019.83 −$43,452.36
Revolut 863.3100 $40.25 $8,598,352.05 −$92,120.14
Xe 854.8936 $0.00 $8,548,936.00 −$141,536.19
Exchange rateFees:Recipient getsDifference
Mid-market rate 869.9430 – $8,699,430.29
OFX Cheapest 865.5933 $0.00 $8,655,933.14 −$43,497.15
Xe 856.8492 $0.00 $8,568,492.00 −$130,938.29
Revolut 864.1166 $140.25 $8,519,973.52 −$179,456.77
Exchange rateFees:Recipient getsDifference
Mid-market rate 869.9430 – $8,699,430.29
OFX Cheapest 865.5933 $0.00 $8,655,933.14 −$43,497.15
Xe 856.8492 $0.00 $8,568,492.00 −$130,938.29
Revolut 864.1166 $140.25 $8,519,973.52 −$179,456.77
Exchange rateFees:Recipient getsDifference
Mid-market rate 869.8451 – $8,698,450.73
OFX Cheapest 865.4958 $0.00 $8,654,958.48 −$43,492.25
Revolut 863.9627 $40.25 $8,604,852.09 −$93,598.64
Xe 857.1501 $0.00 $8,571,501.00 −$126,949.73
Exchange rateFees:Recipient getsDifference
Mid-market rate 876.9947 – $8,769,946.59
Xe Cheapest 876.8623 $0.00 $8,768,623.00 −$1,323.59
OFX 872.6097 $0.00 $8,726,096.86 −$43,849.73
Revolut 871.1554 $40.25 $8,676,490.28 −$93,456.31
Exchange rateFees:Recipient getsDifference
Mid-market rate 863.2440 – $8,632,439.99
Xe Cheapest 876.8623 $0.00 $8,768,623.00 +$136,183.01
OFX 858.9278 $0.00 $8,589,277.79 −$43,162.20
Revolut 857.6145 $40.25 $8,541,625.70 −$90,814.29

Exchange rateFees:Recipient getsDifference

Each line shows what the recipient gets when you send $10,000, after fees, as quoted by each company. The mid-market line shows what $10,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more ARS per NZD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 2 of the last 30 days.

Right now, Xe pays 8,768,623 ARS on 10,000 NZD, which is 136,183.01 ARS more than the mid-market amount, so it's a good deal (pretty much free money).

Today's payout is the highest in the past month.

If you need to send money now, it's a good time to send.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Argentina.

We've tracked 108 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

  1. XeAppeared in 43 comparisons

    Cheapest in 7% of them

  2. OFXAppeared in 102 comparisons

    Cheapest in 24% of them

  3. RevolutAppeared in 101 comparisons

    Cheapest in 3% of them

Based on 108 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Xe is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

OFX (today's second cheapest) was the cheapest in only 24% of its comparisons, so it's rarely the cheapest option for transfers to Argentina.

Ways to send money from New Zealand to Argentina

4 companies cover NZD/ARS transfers, between them you can send money via app, online, broker, multi-currency account, and global account, and more.

Cheapest way to send NZD

Online money transfers

The gap between the cheapest and most expensive way to send money from New Zealand is among the widest in the world, and money transfer companies and apps are usually the cheapest.

Xe charges NZ$0 and -1.57% markup on a NZ$10,000 transfer.

This will get you 8,768,623 ARS and it will arrive in 6-12 hours.

In our comparisons over the past month, it was the cheapest online service on 17 of the 28 days it quoted.

Best support options

Currency brokers

For house purchase abroad, an inheritance or a pension transfer, a broker like Xe charges no fee and adds -1.57% margin, with a real person on the phone dealing with everything end to end.

Our analysis shows Xe was the cheapest broker in 18% of the transfers from NZ$10,000 it quoted.

Also, you can send a small NZD/ARS transfer first to get the feel of the process before sending the rest.

I suggest getting a few quotes from brokers and seeing who's the cheapest.

Living across two countries

Multi-currency accounts

If you live between two countries, income in one, mortgage or family in the other, a multi-currency account holds both currencies and converts when you choose.

Revolut converts NZ$10,000 at 0.65% markup and holds the ARS until you spend it.

Over the past month, it came out cheapest among multi-currency accounts on 75% of days.

It’s also great for travelling to Argentina and spending it there.

For business payments from NZ

Global accounts

Companies like Wise Business, OFX, or Revolut Business handle business payments, recurring and batch payments, invoicing, and more.

Great for paying suppliers, contractors or staff in Argentina, or getting paid in ARS.

Ways to fund NZD and receive ARS in Argentina

With Xe, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending NZ$10,000 gives your recipient 8,768,623 ARS.

Pay in NZD by bank transfer, debit card, and credit card.

New Zealand bank payments still run in processing cycles, so allow time for the company to receive the payment before it can process the transfer to Argentina.

The recipient in Argentina can use bank deposit.

To send money directly to bank account or card, enter the recipient's bank details, account number and account-holder name.

  1. 1
    Bank transfer Bank deposit

    You pay NZ$10,000.00

    AR$8,768,623

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay NZ$10,000.00

    AR$8,733,549

    -AR$35,074

  3. 3
    Credit card Bank deposit

    You pay NZ$10,000.00

    AR$8,689,705

    -AR$78,918

What to consider when sending NZD to Argentina

Here are a few things to know about money transfers from New Zealand to Argentina.

Compare NZD/ARS transfer options

For a NZ$10,000 transfer to Argentina, these are the current best options you have.

Cheapest

Xe is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 8,768,623 ARS, which is 2.05% more than the next best option.

Fastest

Revolut delivers 8,541,625.7 ARS in same day when you pay by bank transfer and the recipient uses bank deposit.

A NZ$1,000 report

New Zealand reporting entities must report international wire transfers of NZ$1,000 or more to the Financial Intelligence Unit.

It does not mean you need permission or cannot send more than NZ$1,000.

The New Zealand Police guidance on prescribed transactions explains the reporting threshold.

Keep evidence showing where the money came from, particularly for a property sale, inheritance or transfer between your own accounts.

Bank funding is not always instant

New Zealand bank payments run daily, but the transfer company still needs to receive and match your payment before sending ARS.

Debit-card funding may be confirmed sooner, although it can cost more.

Gifts are not taxed in New Zealand

New Zealand abolished gift duty, so there is no New Zealand gift tax simply because you send money to family in Argentina.

Keep a record showing that it was a gift, loan or transfer of your own money because the recipient's tax position can differ.

Transfer protection from New Zealand

New Zealand's Depositor Compensation Scheme covers eligible deposits at licensed deposit takers.

It does not cover money after it has been sent to a non-bank transfer company.

The Reserve Bank explains the scheme's scope in a bit more detail.

How we analyse the market

Most of our pricing comes straight from the companies, and anything collected by hand is labelled in the table as indicative.

That covers 4 registered financial service providers sending NZD to Argentina, updated in real time on live searches and compared on rates, fees, speed and the ways to pay and collect.

In the past 30 days alone, we analysed 108 comparisons across 5 amounts.

This page covers the cheapest and fastest options for NZD/ARS transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. Learn more:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.