How to send money to Argentina from Canada with the best CAD-ARS rate

Western Union is the cheapest way to send money from Canada to Argentina based on the 10 companies we analyzed, giving your recipient 1,179,631.34 ARS from CA$1,000.

Best companies for CAD/ARS transfers

10 of 10 providers

Last updated on 28 October 2026

Based on 1,000 CAD transfer

Best companies for CAD/ARS transfers

Sort Cheapest
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Wise

Pay via Bank Transfer
Fees: $19.09 1 CAD = 1093.8700 ARS 0.00% vs mid-market Recipient gets $1,072,988.02 Next day
Receive to bank accountDedicated support for large transfers

Ways to receive money in Argentina with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
$19.091 CAD = 1093.8700 ARS
$1,072,988.02You pay$1,000.00
Ad

Instarem

Pay via Interac
Fees: $0.00 1 CAD = 1092.0285 ARS +0.17% vs mid-market Recipient gets $1,092,028.50 6-12 Hours
Receive to bank account

Ways to receive money in Argentina with Instarem when paying by interac.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 CAD = 1092.0285 ARS
$1,092,028.50You pay$1,000.00

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Western Union

Pay via Debit Card
Fees: $0.00 1 CAD = 1179.6313 ARS -7.54% vs mid-market Recipient gets $1,179,631.34 Next Day
Cheapest
Receive to bank account or cash pickup

Ways to receive money in Argentina with Western Union when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 CAD = 1179.6313 ARS
$1,179,631.34You pay$1,000.00

Western Union

Pay via Bank Transfer
Fees: $0.00 1 CAD = 1179.6313 ARS -7.54% vs mid-market Recipient gets $1,179,631.34 Next Day
Receive to bank account or cash pickup

Ways to receive money in Argentina with Western Union when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 CAD = 1179.6313 ARS
$1,179,631.34You pay$1,000.00

Remitbee

Pay via Interac
Fees: $0.00 1 CAD = 1150.3863 ARS -5.03% vs mid-market Recipient gets $1,150,386.30 Next Day
0 reviews

Ways to receive money in Argentina with Remitbee when paying by interac.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 CAD = 1150.3863 ARS
$1,150,386.30You pay$1,000.00

Remitbee

Pay via Bill payment
Fees: $0.00 1 CAD = 1150.3863 ARS -5.03% vs mid-market Recipient gets $1,150,386.30 Next Day
0 reviews

Ways to receive money in Argentina with Remitbee when paying by bill payment.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 CAD = 1150.3863 ARS
$1,150,386.30You pay$1,000.00

Remitbee

Pay via Bank Transfer
Fees: $0.00 1 CAD = 1150.3863 ARS -5.03% vs mid-market Recipient gets $1,150,386.30 Next Day
0 reviews

Ways to receive money in Argentina with Remitbee when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 CAD = 1150.3863 ARS
$1,150,386.30You pay$1,000.00

Paysend

Pay via Debit Card
Fees: $0.00 1 CAD = 1142.5780 ARS -4.35% vs mid-market Recipient gets $1,142,577.96 6-12 Hours

Ways to receive money in Argentina with Paysend when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 CAD = 1142.5780 ARS
$1,142,577.96You pay$1,000.00

Paysend

Pay via Credit Card
Fees: $0.00 1 CAD = 1142.5780 ARS -4.35% vs mid-market Recipient gets $1,142,577.96 6-12 Hours

Ways to receive money in Argentina with Paysend when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 CAD = 1142.5780 ARS
$1,142,577.96You pay$1,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit Card
Fees: $1.99 1 CAD = 1142.0893 ARS -4.31% vs mid-market Recipient gets $1,142,089.30 6-12 Hours

Ways to receive money in Argentina with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Mobile wallet6-12 HoursAvailable via:All Wallets
$1.991 CAD = 1142.0893 ARS
$1,142,089.30You pay$1,001.99
Bank deposit6-12 HoursAvailable via:All Banks
$4.991 CAD = 1142.0893 ARS
$1,142,089.30You pay$1,004.99
Cash pickup6-12 Hours
$5.991 CAD = 1092.3955 ARS
$1,092,395.50You pay$1,005.99
$0 fee on first online transfers

MoneyGram

Pay via Credit Card
Fees: $1.99 1 CAD = 1142.0893 ARS -4.31% vs mid-market Recipient gets $1,142,089.30 6-12 Hours

Ways to receive money in Argentina with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Mobile wallet6-12 HoursAvailable via:All Wallets
$1.991 CAD = 1142.0893 ARS
$1,142,089.30You pay$1,001.99
Bank deposit6-12 HoursAvailable via:All Banks
$4.991 CAD = 1142.0893 ARS
$1,142,089.30You pay$1,004.99
Cash pickup6-12 Hours
$5.991 CAD = 1092.3955 ARS
$1,092,395.50You pay$1,005.99
$0 fee on first online transfers

MoneyGram

Pay via Cash deposit
Fees: $1.99 1 CAD = 1142.0893 ARS -4.31% vs mid-market Recipient gets $1,142,089.30 6-12 Hours

Ways to receive money in Argentina with MoneyGram when paying by cash deposit.

MethodFee & ratesRecipient gets
Mobile wallet6-12 HoursAvailable via:All Wallets
$1.991 CAD = 1142.0893 ARS
$1,142,089.30You pay$1,001.99
Bank deposit6-12 HoursAvailable via:All Banks
$4.991 CAD = 1142.0893 ARS
$1,142,089.30You pay$1,004.99
Cash pickup6-12 Hours
$5.991 CAD = 1092.3955 ARS
$1,092,395.50You pay$1,005.99

Remitbee

Pay via Debit Card
Fees: $8.99 1 CAD = 1150.3863 ARS -5.03% vs mid-market Recipient gets $1,140,044.33 Next Day
0 reviews

Ways to receive money in Argentina with Remitbee when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositNext Day
$8.991 CAD = 1150.3863 ARS
$1,140,044.33You pay$1,000.00

Remitly

Pay via Debit Card
Fees: $0.00 1 CAD = 1135.9600 ARS -3.77% vs mid-market Recipient gets $1,135,960.00 Within minutes
Receive to bank account or cash pickup

Ways to receive money in Argentina with Remitly when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
Free1 CAD = 1135.9600 ARS
$1,135,960.00You pay$1,000.00

Remitly

Pay via Bank Transfer
Fees: $0.00 1 CAD = 1135.9600 ARS -3.77% vs mid-market Recipient gets $1,135,960.00 Within a week
Receive to bank account or cash pickup

Ways to receive money in Argentina with Remitly when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a week
Free1 CAD = 1135.9600 ARS
$1,135,960.00You pay$1,000.00

Remitly

Pay via Interac
Fees: $0.00 1 CAD = 1135.9600 ARS -3.77% vs mid-market Recipient gets $1,135,960.00 Within a week
Receive to bank account or cash pickup

Ways to receive money in Argentina with Remitly when paying by interac.

MethodFee & ratesRecipient gets
Bank depositWithin a week
Free1 CAD = 1135.9600 ARS
$1,135,960.00You pay$1,000.00

Remitly

Pay via Credit Card
Fees: $20.00 1 CAD = 1135.9600 ARS -3.77% vs mid-market Recipient gets $1,135,960.00 Within minutes
Receive to bank account or cash pickup

Ways to receive money in Argentina with Remitly when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
$20.001 CAD = 1135.9600 ARS
$1,135,960.00You pay$1,020.00

Instarem

Pay via Interac
Fees: $0.00 1 CAD = 1092.0285 ARS +0.17% vs mid-market Recipient gets $1,092,028.50 6-12 Hours
Receive to bank account

Ways to receive money in Argentina with Instarem when paying by interac.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 CAD = 1092.0285 ARS
$1,092,028.50You pay$1,000.00

TapTap Send

Pay via Debit Card
Fees: $4.99 1 CAD = 1088.5640 ARS +0.49% vs mid-market Recipient gets $1,088,564.00 Minutes
Fastest
Receive to bank account

Ways to receive money in Argentina with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Mobile walletMinutesAvailable via:E-Wallet
$4.991 CAD = 1088.5640 ARS
$1,088,564.00You pay$1,004.99

OFX

Pay via Bank Transfer
Fees: $0.00 1 CAD = 1086.7783 ARS +0.65% vs mid-market Recipient gets $1,086,778.30 6-12 Hours
Receive to bank account

Ways to receive money in Argentina with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 CAD = 1086.7783 ARS
$1,086,778.30You pay$1,000.00

Koho

Pay via Bank Transfer
Fees: $17.20 1 CAD = 1093.6690 ARS +0.02% vs mid-market Recipient gets $1,074,852.84 Next day
Receive to bank account

Ways to receive money in Argentina with Koho when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
$17.201 CAD = 1093.6690 ARS
$1,074,852.84You pay$1,000.00

Wise

Pay via Bank Transfer
Fees: $19.09 1 CAD = 1093.8700 ARS 0.00% vs mid-market Recipient gets $1,072,988.02 Next day
Recommended
Receive to bank accountDedicated support for large transfers

Ways to receive money in Argentina with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
$19.091 CAD = 1093.8700 ARS
$1,072,988.02You pay$1,000.00

Wise

Pay via Interac
Fees: $24.71 1 CAD = 1093.8700 ARS 0.00% vs mid-market Recipient gets $1,066,840.47 Within minutes
Receive to bank accountDedicated support for large transfers

Ways to receive money in Argentina with Wise when paying by interac.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$24.711 CAD = 1093.8700 ARS
$1,066,840.47You pay$1,000.00

Wise

Pay via Debit Card
Fees: $29.85 1 CAD = 1093.8700 ARS 0.00% vs mid-market Recipient gets $1,061,217.98 Within minutes
Receive to bank accountDedicated support for large transfers

Ways to receive money in Argentina with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$29.851 CAD = 1093.8700 ARS
$1,061,217.98You pay$1,000.00

Wise

Pay via Credit Card
Fees: $44.24 1 CAD = 1093.8700 ARS 0.00% vs mid-market Recipient gets $1,045,477.19 Within minutes
Receive to bank accountDedicated support for large transfers

Ways to receive money in Argentina with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$44.241 CAD = 1093.8700 ARS
$1,045,477.19You pay$1,000.00
How Our Results Work
Mid-market rate: 1 CAD = 1093.8886 ARS Updates every 60 minutes.

How to send money from Canada to Argentina

Pick a company

Start with the cheapest, which is Western Union at 1,179,631.34 ARS on CA$1,000.

Western Union was the cheapest on 17 of the 30 days it quoted CA$1,000 transfers to Argentina.

More than half of Canadians sending money still pay at a store counter. The same company is often cheaper online.

Fund your transfer

You have 6 ways to pay, including debit card, bank transfer, credit card, interac, bill payment, and cash deposit.

Interac e-Transfer is how most companies take your money, moving it into their Canadian account so they can carry it over the border.

Verify and send

First time round you'll need a photo ID, and often where the money came from.

Your first transfer will be slower than the ones after it because of those checks, so send it a few days before it's needed.

Compare amounts

How much CAD are you sending to Argentina?

How much CAD you send to Argentina heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Western Union was the cheapest in 37% of the transfers up to C$1,000 it quoted, and in 43% of all the transfers it quoted.

Cheapest service
$100-7.52%$0.00$117,963.13with debit card to bank deposit+$6,033.35
$500-7.51%$0.00$589,815.67with debit card to bank deposit+$26,097.94
$1,000This page-7.54%$0.00$1,179,631.34with debit card to bank deposit+$58,132.34
$3,000-7.51%$0.00$3,538,894.03with debit card to bank deposit+$192,877.00
$10,000-5.03%$0.00$11,503,863.00with interac to bank deposit+$368,887.34
$50,000-4.28%$1.99$57,104,465.00with debit card to mobile wallet+$1,312,907.19

Mid-market rate: 1 CAD = 1093.8886 ARS

CAD/ARS Exchange Rate History

Is today a good time to send money from Canada to Argentina?

The cheapest way to send CAD to ARS can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Western Union), across 30 days of comparisons for 1,000 CAD transfers to Argentina.

ARS received for $1,000, after fees

Wed, Oct 28, 2026Mid-market rate$1,093,888.57 Western Union $1,179,631.34Western Union$1,179,631.34Remitbee$1,150,386.30Paysend$1,142,577.96

1.00M
1.05M
1.10M
1.15M
1.20M
At the mid-market rateWith the cheapest optionWestern UnionRemitbeePaysend
Exchange rateFees:Recipient getsDifference
Mid-market rate 1075.0738 – $1,075,073.76
Remitbee Cheapest 1155.9022 $0.00 $1,155,902.20 +$80,828.44
Western Union 1144.1874 $0.00 $1,144,187.36 +$69,113.60
Paysend 1106.0412 $0.00 $1,106,041.18 +$30,967.42
Exchange rateFees:Recipient getsDifference
Mid-market rate 1075.0514 – $1,075,051.45
Remitbee Cheapest 1155.9022 $0.00 $1,155,902.20 +$80,850.75
Western Union 1138.8615 $0.00 $1,138,861.49 +$63,810.04
Paysend 1102.1001 $0.00 $1,102,100.10 +$27,048.65
Exchange rateFees:Recipient getsDifference
Mid-market rate 1070.7458 – $1,070,745.78
Remitbee Cheapest 1155.9022 $0.00 $1,155,902.20 +$85,156.42
Western Union 1131.8488 $0.00 $1,131,848.83 +$61,103.05
Paysend 1093.9079 $0.00 $1,093,907.94 +$23,162.16
Exchange rateFees:Recipient getsDifference
Mid-market rate 1072.4695 – $1,072,469.47
Remitbee Cheapest 1155.9022 $0.00 $1,155,902.20 +$83,432.73
Western Union 1132.8834 $0.00 $1,132,883.36 +$60,413.89
Paysend 1096.1392 $0.00 $1,096,139.23 +$23,669.76
Exchange rateFees:Recipient getsDifference
Mid-market rate 1068.0891 – $1,068,089.10
Remitbee Cheapest 1155.9022 $0.00 $1,155,902.20 +$87,813.10
Western Union 1135.5986 $0.00 $1,135,598.57 +$67,509.47
Paysend 1100.3976 $0.00 $1,100,397.64 +$32,308.54
Exchange rateFees:Recipient getsDifference
Mid-market rate 1070.1250 – $1,070,124.98
Remitbee Cheapest 1155.9022 $0.00 $1,155,902.20 +$85,777.22
Western Union 1135.5986 $0.00 $1,135,598.57 +$65,473.59
Paysend 1100.3976 $0.00 $1,100,397.64 +$30,272.66
Exchange rateFees:Recipient getsDifference
Mid-market rate 1068.3179 – $1,068,317.94
Remitbee Cheapest 1155.9022 $0.00 $1,155,902.20 +$87,584.26
Western Union 1135.5986 $0.00 $1,135,598.57 +$67,280.63
Paysend 1098.4706 $0.00 $1,098,470.57 +$30,152.63
Exchange rateFees:Recipient getsDifference
Mid-market rate 1064.5826 – $1,064,582.58
Remitbee Cheapest 1155.9022 $0.00 $1,155,902.20 +$91,319.62
Western Union 1128.3580 $0.00 $1,128,358.00 +$63,775.42
Paysend 1090.0233 $0.00 $1,090,023.32 +$25,440.74
Exchange rateFees:Recipient getsDifference
Mid-market rate 1069.2498 – $1,069,249.76
Remitbee Cheapest 1155.9022 $0.00 $1,155,902.20 +$86,652.44
Western Union 1129.9177 $0.00 $1,129,917.66 +$60,667.90
Paysend 1091.8213 $0.00 $1,091,821.33 +$22,571.57
Exchange rateFees:Recipient getsDifference
Mid-market rate 1064.3157 – $1,064,315.71
Remitbee Cheapest 1155.9022 $0.00 $1,155,902.20 +$91,586.49
Western Union 1125.7976 $0.00 $1,125,797.63 +$61,481.92
Paysend 1088.9115 $0.00 $1,088,911.54 +$24,595.83
Exchange rateFees:Recipient getsDifference
Mid-market rate 1066.8542 – $1,066,854.18
Remitbee Cheapest 1155.9022 $0.00 $1,155,902.20 +$89,048.02
Western Union 1130.6990 $0.00 $1,130,698.98 +$63,844.80
Paysend 1092.2054 $0.00 $1,092,205.35 +$25,351.17
Exchange rateFees:Recipient getsDifference
Mid-market rate 1064.2476 – $1,064,247.57
Remitbee Cheapest 1155.9022 $0.00 $1,155,902.20 +$91,654.63
Western Union 1128.2519 $0.00 $1,128,251.88 +$64,004.31
Paysend 1089.0261 $0.00 $1,089,026.11 +$24,778.54
Exchange rateFees:Recipient getsDifference
Mid-market rate 1064.2476 – $1,064,247.57
Remitbee Cheapest 1155.9022 $0.00 $1,155,902.20 +$91,654.63
Western Union 1128.2519 $0.00 $1,128,251.88 +$64,004.31
Paysend 1089.0261 $0.00 $1,089,026.11 +$24,778.54
Exchange rateFees:Recipient getsDifference
Mid-market rate 1065.0417 – $1,065,041.69
Western Union Cheapest 1128.2519 $0.00 $1,128,251.88 +$63,210.19
Paysend 1090.2879 $0.00 $1,090,287.93 +$25,246.24
Remitbee No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 1063.2142 – $1,063,214.16
Western Union Cheapest 1126.5140 $0.00 $1,126,514.04 +$63,299.88
Remitbee No quote collected this day – – – –
Paysend No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 1065.1982 – $1,065,198.18
Western Union Cheapest 1131.2663 $0.00 $1,131,266.26 +$66,068.08
Paysend 1092.8973 $0.00 $1,092,897.28 +$27,699.10
Remitbee No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 1064.3119 – $1,064,311.94
Western Union Cheapest 1131.7176 $0.00 $1,131,717.60 +$67,405.66
Paysend 1098.1023 $0.00 $1,098,102.29 +$33,790.35
Remitbee No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 1067.4724 – $1,067,472.39
Western Union Cheapest 1138.0610 $0.00 $1,138,061.02 +$70,588.63
Paysend 1101.6664 $0.00 $1,101,666.43 +$34,194.04
Remitbee No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 1066.2304 – $1,066,230.36
Western Union Cheapest 1142.2917 $0.00 $1,142,291.65 +$76,061.29
Paysend 1104.2376 $0.00 $1,104,237.59 +$38,007.23
Remitbee No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 1070.2835 – $1,070,283.54
Western Union Cheapest 1142.2917 $0.00 $1,142,291.65 +$72,008.11
Paysend 1104.2376 $0.00 $1,104,237.59 +$33,954.05
Remitbee No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 1076.4487 – $1,076,448.68
Western Union Cheapest 1142.2917 $0.00 $1,142,291.65 +$65,842.97
Paysend 1107.2132 $0.00 $1,107,213.24 +$30,764.56
Remitbee No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 1082.4720 – $1,082,472.01
Western Union Cheapest 1146.9109 $0.00 $1,146,910.87 +$64,438.86
Paysend 1115.7830 $0.00 $1,115,782.99 +$33,310.98
Remitbee No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 1084.5363 – $1,084,536.26
Western Union Cheapest 1154.0102 $0.00 $1,154,010.24 +$69,473.98
Paysend 1118.7479 $0.00 $1,118,747.94 +$34,211.68
Remitbee No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 1088.0223 – $1,088,022.30
Western Union Cheapest 1158.9663 $0.00 $1,158,966.33 +$70,944.04
Paysend 1123.5681 $0.00 $1,123,568.07 +$35,545.78
Remitbee No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 1089.8182 – $1,089,818.24
Western Union Cheapest 1164.1685 $0.00 $1,164,168.45 +$74,350.21
Paysend 1136.8566 $0.00 $1,136,856.59 +$47,038.35
Remitbee No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 1087.7648 – $1,087,764.80
Western Union Cheapest 1173.8882 $0.00 $1,173,888.21 +$86,123.41
Remitbee 1150.3863 $0.00 $1,150,386.30 +$62,621.50
Paysend 1137.7090 $0.00 $1,137,708.96 +$49,944.16
Exchange rateFees:Recipient getsDifference
Mid-market rate 1087.7648 – $1,087,764.80
Western Union Cheapest 1173.8882 $0.00 $1,173,888.21 +$86,123.41
Remitbee 1150.3863 $0.00 $1,150,386.30 +$62,621.50
Paysend 1137.7090 $0.00 $1,137,708.96 +$49,944.16
Exchange rateFees:Recipient getsDifference
Mid-market rate 1089.4640 – $1,089,463.95
Western Union Cheapest 1173.8882 $0.00 $1,173,888.21 +$84,424.26
Remitbee 1150.3863 $0.00 $1,150,386.30 +$60,922.35
Paysend 1136.7755 $0.00 $1,136,775.48 +$47,311.53
Exchange rateFees:Recipient getsDifference
Mid-market rate 1098.7276 – $1,098,727.62
Western Union Cheapest 1173.1345 $0.00 $1,173,134.54 +$74,406.92
Paysend 1153.0727 $0.00 $1,153,072.66 +$54,345.04
Remitbee 1150.3863 $0.00 $1,150,386.30 +$51,658.68
Exchange rateFees:Recipient getsDifference
Mid-market rate 1093.8886 – $1,093,888.57
Western Union Cheapest 1179.6313 $0.00 $1,179,631.34 +$85,742.77
Remitbee 1150.3863 $0.00 $1,150,386.30 +$56,497.73
Paysend 1142.5780 $0.00 $1,142,577.96 +$48,689.39

Exchange rateFees:Recipient getsDifference

Each line shows what the recipient gets when you send $1,000, after fees, as quoted by each company. The mid-market line shows what $1,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more ARS per CAD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 30 of the last 30 days.

Right now, Western Union pays 1,179,631.34 ARS on 1,000 CAD, which is 85,742.77 ARS more than the mid-market amount, so it's a good deal (pretty much free money).

Today's payout is the highest in the past month.

If you need to send money now, it's a good time to send.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Argentina.

We've tracked 180 comparisons to check how often today's top companies were the cheapest across 6 amounts over the past month.

  1. Western UnionAppeared in 120 comparisons

    Cheapest in 43% of them

  2. RemitbeeAppeared in 99 comparisons

    Cheapest in 80% of them

  3. PaysendAppeared in 90 comparisons

    Never the cheapest

Based on 180 comparisons across 6 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyze companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Western Union is the cheapest and gets you the most ARS, but it was the cheapest in only 43% of the 120 comparisons it appeared in over the past month.

Remitbee (today's second cheapest) was the cheapest in 80% of its comparisons, so if you send money to Argentina regularly, it's worth comparing it with Western Union before each transfer.

If it's a one-off transfer, go with Western Union, since it's the cheapest right now.

Ways to send money from Canada to Argentina

There are 10 companies sending money to Argentina, but how you send depends on your needs.

Most common option

In-person transfers

Hand your cash over the counter and your recipient can collect it the same day without needing an app or bank account.

Bring CA$1,000 in cash to the closest Western Union location, and your recipient picks up 1,179,631.34 ARS within minutes.

Our data shows Western Union came out cheapest among in-person options on 100% of days in the past month.

Cash transfers cost more

Cash transfer to Argentina is usually the most expensive option, compare your options above to get the best deal.

For transfers home

Money transfer apps

An app does the same job as the store for less, and you top it up with an Interac e-Transfer, the same way you'd send money to a friend.

Western Union charges CA$0 in fees and adds -7.54% markup, so your CA$1,000 delivers 1,179,631.34 ARS in next day.

Over the past month, Western Union was the cheapest app on 57% of the days it appeared for CA$1,000 transfers.

You don't need a SIN to sign up either, a passport works.

For one-off transfers

Online transfers

For bigger or less frequent transfers, compare a couple of online services on the day, and pick the cheapest.

Of the 10 companies we compared, Western Union is the cheapest online service and currently gets you 1,179,631.34 ARS on a CA$1,000 transfer after a CA$0 fee and -7.54% markup.

In our comparisons over the past month, it was the cheapest online service on 17 of the 30 days it quoted.

Funding by bank transfer (EFT) is cheapest but takes 1-2 days to clear, and Interac e-Transfer or debit card is faster but pricier.

For large transfers from Canada

Currency brokers

For property, tuition, moving from Canada, or an inheritance, a broker is the best and usually the cheapest option.

Brokers like OFX charge no fees but add 0.65% on CAD/ARS interbank rate.

The markup gets lower the more you send, with an account manager handling it end to end.

Our analysis shows OFX was the cheapest broker in 53% of all the transfers it quoted.

If you're sending large amounts, expect more questions about the transfers, so have statements and documents ready to avoid delays.

If you already have one

Challenger banks

Some neobanks in Canada include international transfers with no transfer fee as part of the account.

Koho sends your CA$1,000 for CA$17.2 in fees with 0.02% markup.

It's a good option for small occasional transfers, but I still suggest .

Our data shows Koho came out cheapest among challenger banks on 100% of days in the past month.

For businesses paying abroad

Global accounts

Global accounts handle the business side, paying suppliers, contractors and overseas invoices in ARS.

Companies like OFX, Airwallex, or WorldFirst are set up for the batch and recurring payments a personal app can't do.

For spending abroad and getting paid

Multi-currency accounts

If part of your life runs in ARS, be it spending it, saving it, or waiting for a better rate, a multi-currency account can hold it alongside your CAD.

Wise lets you hold CAD and ARS, and convert between them at low cost.

For example, converting $1,000 costs $19.09 in fees at 0% markup, which gets you 1,072,988.02 ARS.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Ways to fund CAD and receive ARS in Argentina

With Western Union, paying by debit card and receiving through bank deposit is the cheapest combination. Sending CA$1,000 gives your recipient 1,179,631.34 ARS.

Deposit CAD using debit card, bank transfer, credit card, interac, bill payment, and cash deposit.

I suggest using Interac e-Transfer for simplicity

Follow the company's Interac instructions and check the business name before sending.

Do not send to an email address supplied outside the company's app or website.

The recipient can receive ARS through bank deposit, mobile wallet, and cash pickup.

For a bank deposit payout, you will need the recipient's bank details in Argentina.

  1. 1
    debit card Bank deposit

    You pay CA$1,000.00

    AR$1,179,631

    Cheapest

  2. 2
    Bank transfer Bank deposit

    You pay CA$1,000.00

    AR$1,179,631

    AR$0

  3. 3
    Interac Bank deposit

    You pay CA$1,000.00

    AR$1,150,386

    -AR$29,245

  4. 4
    Bill payment Bank deposit

    You pay CA$1,000.00

    AR$1,150,386

    -AR$29,245

  5. 5
    credit card Bank deposit

    You pay CA$1,000.00

    AR$1,142,578

    -AR$37,053

Show moreShow less
  1. 6
    debit card Mobile wallet

    You pay CA$1,001.99

    AR$1,142,089

    -AR$37,542

  2. 7
    credit card Mobile wallet

    You pay CA$1,001.99

    AR$1,142,089

    -AR$37,542

  3. 8
    Cash deposit Mobile wallet

    You pay CA$1,001.99

    AR$1,142,089

    -AR$37,542

  4. 9
    Cash deposit Bank deposit

    You pay CA$1,004.99

    AR$1,142,089

    -AR$37,542

  5. 10
    debit card Cash pickup

    You pay CA$1,005.99

    AR$1,092,396

    -AR$87,236

  6. 11
    credit card Cash pickup

    You pay CA$1,005.99

    AR$1,092,396

    -AR$87,236

  7. 12
    Cash deposit Cash pickup

    You pay CA$1,005.99

    AR$1,092,396

    -AR$87,236

Consider this when sending CAD to Argentina

Interac can fund an international transfer, but it does not send money abroad by itself. You should also know what happens when a transfer reaches the FINTRAC reporting threshold.

Compare CAD/ARS transfer options

For a CA$1,000 transfer to Argentina, these are the cheapest, fastest and easiest options available now.

Best way to send money to Argentina

Western Union is the cheapest and easiest option, funded by debit card with bank deposit for the payout. Your recipient gets 1,179,631.34 ARS, which is 2.48% more than the next best option.

Fastest way to send money to Argentina

TapTap Send is fastest when you pay by debit card and choose mobile wallet for the payout. The transfer delivers 1,088,564 ARS in minutes.

Interac only works inside Canada

An Interac e-Transfer cannot go directly to a recipient in Argentina.

When a transfer company accepts Interac, you send CAD to its Canadian account and the company handles the international side over its own network.

C$10,000 reporting threshold

There is no C$10,000 legal cap on electronic transfers from Canada.

A reporting entity must report an international electronic funds transfer of C$10,000 or more to FINTRAC, including linked transfers that meet the 24-hour rule.

The bank or transfer company makes that report, you do not file it yourself.

But you may be asked for proof of where the money came from.

Sending your own cash or making a genuine cash gift does not create a Canadian gift tax simply because the money goes abroad.

Tax can become relevant when you transfer an appreciated asset rather than cash, or when attribution rules apply.

CDIC protection

Money held with a payment company is not covered by CDIC in the same way as an eligible bank deposit.

Payment companies covered by the Retail Payment Activities Act must safeguard end-user funds, but the Bank of Canada does not resolve individual fee or payment disputes.

If you’re unsure about the company, you can check the company in the FINTRAC MSB Registry.

If you live in Quebec, also confirm that it is allowed to provide money services there.

How we analyse the market

Most of the pricing here comes straight from the companies, and anything we gather by hand is labelled in the table.

That covers 10 FINTRAC-registered companies sending CAD to Argentina, updated in real time during a live search, compared on rates, fees and how your recipient can collect.

In the past 30 days alone, we analyzed 180 comparisons across 6 amounts.

This page covers the cheapest and fastest options for CAD/ARS transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.