Best companies for PLN/ARS transfers
5 of 5 providers Last updated on 28 October 2026
Based on 30,000 PLN transfer Best companies for PLN/ARS transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee 601,47 zł 1 PLN = 388.4180 ARS +0.01% vs mid-market	Recipient gets 11.418.918,23 $ Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Argentina with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 601,47 zł1 PLN = 388.4180 ARS 11.418.918,23 $You pay30.000,00 zł
Promoted Xe Pay via Debit card	Fee 0,00 zł 1 PLN = 364.5271 ARS +6.35% vs mid-market	Recipient gets 10.935.813,00 $ Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Argentina with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 364.5271 ARS 10.935.813,00 $You pay30.000,00 zł
Run a live search Showing top Poland to Argentina deals for 30,000 PLN. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live PLN to ARS rates.
Run a live search These companies offer multi-currency accounts for spending ARS. We suggest doing a live search based on how much PLN you're planning to spend in Argentina.
Run a live search These are managed services with real human support for large PLN transfers. Click the link and update the transfer amount to get the best deal.
TapTap Send Pay via Debit card	Fee 9,00 zł 1 PLN = 408.0180 ARS -4.92% vs mid-market	Recipient gets 12.240.540,00 $ Minutes
0 reviews CheapestFastest Receive to bank account
Ways to receive money in Argentina with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Mobile walletMinutesAvailable via:E-Wallet 9,00 zł1 PLN = 408.0180 ARS 12.240.540,00 $You pay30.009,00 zł
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee 0,00 zł 1 PLN = 387.3942 ARS +0.27% vs mid-market	Recipient gets 11.621.825,16 $ Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Argentina with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 387.3942 ARS 11.621.825,16 $You pay30.000,00 zł
Wise Pay via Bank transfer	Fee 601,47 zł 1 PLN = 388.4180 ARS +0.01% vs mid-market	Recipient gets 11.418.918,23 $ Same day
25 reviews Recommended Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Argentina with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 601,47 zł1 PLN = 388.4180 ARS 11.418.918,23 $You pay30.000,00 zł
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee 475,00 zł 1 PLN = 385.4927 ARS +0.76% vs mid-market	Recipient gets 11.381.671,94 $ Same day
10 reviews Multi-currency cardReceive to bank account
Ways to receive money in Argentina with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame day 475,00 zł1 PLN = 385.4927 ARS 11.381.671,94 $You pay30.000,00 zł
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Xe Pay via Debit card	Fee 0,00 zł 1 PLN = 364.5271 ARS +6.35% vs mid-market	Recipient gets 10.935.813,00 $ Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Argentina with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 364.5271 ARS 10.935.813,00 $You pay30.000,00 zł

Xe Pay via Bank transfer	Fee 0,00 zł 1 PLN = 364.5271 ARS +6.35% vs mid-market	Recipient gets 10.935.813,00 $ Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Argentina with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 364.5271 ARS 10.935.813,00 $You pay30.000,00 zł
Xe Pay via Credit card	Fee 0,00 zł 1 PLN = 364.5271 ARS +6.35% vs mid-market	Recipient gets 10.935.813,00 $ Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Argentina with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 364.5271 ARS 10.935.813,00 $You pay30.000,00 zł
How Our Results Work Mid-market rate: 1 PLN = 388.4430 ARS Updates every 60 minutes.

Why compare

PLN/ARS exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Poland to Argentina

Pick a company

Start with the cheapest option, which is TapTap Send. It will get you the most ARS on a PLN 30,000 transfer.

TapTap Send was the cheapest on 27 of the 27 days it quoted zł30,000 transfers to Argentina.

This heavily depends on how much you send, so I suggest to get the best PLN/ARS rate.

Fund your transfer

You can fund your transfer to Argentina using bank transfer, debit card, and credit card.

Depending on the transfer company, you can use BLIK, which is the quickest and easiest.

Verify and send

Before you send, you'll need to verify your account.

You'll need a photo ID and your PESEL.

Compare amounts

How much PLN are you sending to Argentina?

How much PLN you send to Argentina heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows TapTap Send was the cheapest in 63% of the transfers from PLN 20,000 it quoted, and in 32% of all the transfers it quoted.


2.000 zł	-7.74%	0,00 zł	839.219,26 $with debit card to bank deposit	+39.741,85 $
5.000 zł		0,00 zł	2.098.048,15 $with debit card to bank deposit	+143.656,83 $
10.000 zł	-7.71%	0,00 zł	4.196.096,30 $with debit card to bank deposit	+298.310,39 $
20.000 zł	-7.76%	0,00 zł	8.392.192,60 $with debit card to bank deposit	+642.900,55 $
30.000 złThis page	-4.92%	9,00 zł	12.240.540,00 $with debit card to mobile wallet	+887.626,52 $

Mid-market rate: 1 PLN = 388.4430 ARS

PLN/ARS Exchange Rate History

Is today a good time to send money from Poland to Argentina?

The cheapest way to send PLN to ARS can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's TapTap Send), across 30 days of comparisons for 30,000 PLN transfers to Argentina.

Each line shows what the recipient gets when you send 30.000 zł, after fees, as quoted by each company. The mid-market line shows what 30.000 zł converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more ARS per PLN than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 25 of the last 30 days.

Right now, TapTap Send pays 12,240,540 ARS on 30,000 PLN, which is 587,250.96 ARS more than the mid-market amount, so it's a good deal (pretty much free money).

Today's payout isn't the best this month though, since the highest receive amount was 12,483,510 ARS.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

If you need to send money now, it's a good time to send.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Argentina.

We've tracked 94 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

TapTap SendAppeared in 88 comparisons
Cheapest in 32% of them
Regency FXAppeared in 28 comparisons
Cheapest in 11% of them
WiseAppeared in 90 comparisons
Never the cheapest

Based on 94 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today TapTap Send is the cheapest and gets you the most ARS, but it was the cheapest in only 32% of the 88 comparisons it appeared in over the past month.

If it's a one-off transfer, go with TapTap Send, since it's the cheapest right now.

Ways to send money from Poland to Argentina

5 companies send money from Poland to Argentina, across app, broker, online, multi-currency account, and global account, and more.

Simplest way to send PLN

Money transfer apps

Most transfer apps let you fund transfers via Apple Pay, Google Pay, bank transfer, debit card, and credit card.

TapTap Send charges 9 PLN on a zł30,000 transfer and delivers 12,240,540 ARS in minutes, straight to the recipient's bank card or account.

Over the past month, TapTap Send was the cheapest app on 100% of the days it appeared for zł30,000 transfers.

Mid-size and one-off transfers

Online transfers

Anyone who's done a bank transfer abroad from Poland knows the OUR, SHA, BEN question, who pays the correspondent banks along the way.

Online services like Wise move money inside their own network instead, which is much cheaper and gets you more ARS.

The cheapest way to send money online from Poland to Argentina is via Wise.

Sending 30,000 PLN gets you 11,418,918.23 ARS (after 601.47 fee and 0.01% markup).

In our comparisons over the past month, it was the cheapest online service on 26 of the 28 days it quoted.

Converting and spending

Multi-currency accounts

Multi-currency accounts let you hold PLN and ARS in one account.

This is useful for travelling to Argentina, getting paid in ARS, or pre-converting when PLN/ARS rate is good.

You can convert between them whenever you want, and once you have ARS there are no fees after.

The best multi-currency account for holding PLN and ARS is Wise.

For example, it converts zł30,000 at 0.01% markup and a small fee.

Over the past month, Wise came out cheapest among multi-currency accounts on 96% of days.

For freelancers and businesses

Global accounts

Global accounts are for Polish companies doing business abroad.

Companies like Wise Business, Revolut Business, or Airwallex handle recurring payments, invoicing, supplier payments, and more.

Ways to fund PLN and receive ARS in Argentina

With TapTap Send, paying by debit card and receiving through mobile wallet is the cheapest combination. Sending 30,000 PLN gives your recipient 12,240,540 ARS.

Deposit PLN through bank transfer, debit card, and credit card.

They can receive ARS via bank deposit and mobile wallet.

1

Debit card Mobile wallet

You pay zł30,009.00

AR$12,240,540

Cheapest
2

Bank transfer Bank deposit

You pay zł30,000.00

AR$11,621,825

-AR$618,715
3

Debit card Bank deposit

You pay zł30,000.00

AR$10,935,813

-AR$1,304,727
4

Credit card Bank deposit

You pay zł30,000.00

AR$10,935,813

-AR$1,304,727

Consider this when sending PLN to Argentina

There are a few nuances when sending money from Poland to Argentina.

Compare PLN/ARS transfer options

For a 30,000 PLN transfer to Argentina, these are the cheapest, fastest and easiest options.

Cheapest way to send money to Argentina

The cheapest option is TapTap Send, funded by debit card with mobile wallet for the payout. Your recipient gets 12,240,540 ARS, which is 5.05% more than the next best option.

Fastest way to send money to Argentina

The fastest option is TapTap Send. Pay by debit card and choose mobile wallet for the payout. Your recipient gets 12,240,540 ARS, with the money arriving in minutes.

BLIK funds PLN deposits only

Some money transfer companies accept BLIK as a deposit method, which then switches to an internal network of bank accounts.

BLIK by itself cannot move money outside the country.

Gifts can need Polish tax paperwork

Sending money abroad is not itself a Polish tax charge.

A gift can still fall under Polish gift-tax rules depending on the recipient's tax position.

The closest family group can qualify for a full exemption.

Where Polish rules apply, a cash gift may need to be reported on form SD-Z2 within six months and documented through a bank, payment account or postal transfer.

The Polish tax authority explains the exemption and current filing conditions.

BFG deposit protection

BFG deposit protection applies to eligible bank deposits.

A non-bank transfer company normally protects customer money through safeguarding instead, so avoid leaving a large account balance there after the transfer.

Check whether the company is authorised in Poland or passported from another EEA country through the KNF registers.

How we analyse the market

Every company here is KNF-registered or passported into Poland, and we check that before anything else.

We track 5 of them on PLN to Argentina in real time on live comparisons. Polish banks have caught up on rates, so we compare both rather than assuming the bank loses.

In the past 30 days alone, we analysed 94 comparisons across 5 amounts.

This page covers the cheapest and fastest options for PLN/ARS transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Poland

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Tue, 29 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	395.7518	–	11.872.554,84 $
TapTap Send Cheapest	416.0200	9,00 zł	12.480.600,00 $	+608.045,16 $
Regency FX	394.6833	0,00 zł	11.840.498,94 $	−32.055,90 $
Wise	395.7950	604,36 zł	11.634.647,33 $	−237.907,51 $

Wed, 30 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	396.5758	–	11.897.273,40 $
TapTap Send Cheapest	416.1170	9,00 zł	12.483.510,00 $	+586.236,60 $
Regency FX	395.5050	0,00 zł	11.865.150,76 $	−32.122,64 $
Wise	396.5780	653,24 zł	11.638.279,39 $	−258.994,01 $

Thu, 1 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	394.3780	–	11.831.338,95 $
TapTap Send Cheapest	413.9820	9,00 zł	12.419.460,00 $	+588.121,05 $
Regency FX	393.3131	0,00 zł	11.799.394,33 $	−31.944,62 $
Wise	394.3680	684,79 zł	11.560.980,74 $	−270.358,21 $

Fri, 2 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	392.3157	–	11.769.471,63 $
Regency FX Cheapest	391.2565	0,00 zł	11.737.694,06 $	−31.777,57 $
TapTap Send No quote collected this day	–	–	–	–
Wise No quote collected this day	–	–	–	–

Sat, 3 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	390.6480	–	11.719.440,78 $
TapTap Send Cheapest	410.9180	9,00 zł	12.327.540,00 $	+608.099,22 $
Regency FX	389.5933	0,00 zł	11.687.798,29 $	−31.642,49 $
Wise	391.2260	1.108,29 zł	11.303.188,14 $	−416.252,64 $

Sun, 4 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	391.4201	–	11.742.603,24 $
Regency FX Cheapest	390.3633	0,00 zł	11.710.898,21 $	−31.705,03 $
Wise	391.2260	1.108,29 zł	11.303.188,14 $	−439.415,10 $
TapTap Send No quote collected this day	–	–	–	–

Mon, 5 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	389.4546	–	11.683.636,92 $
TapTap Send Cheapest	408.4880	9,00 zł	12.254.640,00 $	+571.003,08 $
Regency FX	388.4030	0,00 zł	11.652.091,10 $	−31.545,82 $
Wise	389.4770	664,72 zł	11.425.416,85 $	−258.220,07 $

Tue, 6 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	390.5215	–	11.715.643,80 $
TapTap Send Cheapest	408.7500	9,00 zł	12.262.500,00 $	+546.856,20 $
Regency FX	389.4671	0,00 zł	11.684.011,56 $	−31.632,24 $
Wise	390.4250	604,36 zł	11.476.792,75 $	−238.851,05 $

Wed, 7 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	389.5017	–	11.685.049,83 $
TapTap Send Cheapest	409.6820	9,00 zł	12.290.460,00 $	+605.410,17 $
Regency FX	388.4500	0,00 zł	11.653.500,20 $	−31.549,63 $
Wise	389.4960	604,36 zł	11.449.484,20 $	−235.565,63 $

Thu, 8 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	387.6291	–	11.628.872,55 $
TapTap Send Cheapest	407.7360	9,00 zł	12.232.080,00 $	+603.207,45 $
Regency FX	386.5825	0,00 zł	11.597.474,59 $	−31.397,96 $
Wise	387.6710	604,36 zł	11.395.837,15 $	−233.035,40 $

Fri, 9 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	388.9481	–	11.668.442,25 $
TapTap Send Cheapest	409.0500	9,00 zł	12.271.500,00 $	+603.057,75 $
Regency FX	387.8979	0,00 zł	11.636.937,46 $	−31.504,79 $
Wise	388.8710	601,47 zł	11.432.235,76 $	−236.206,49 $

Sat, 10 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	387.5087	–	11.625.260,67 $
TapTap Send Cheapest	406.8720	9,00 zł	12.206.160,00 $	+580.899,33 $
Regency FX	386.4624	0,00 zł	11.593.872,47 $	−31.388,20 $
Wise	387.2520	850,00 zł	11.288.395,80 $	−336.864,87 $

Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	387.2139	–	11.616.418,44 $
TapTap Send Cheapest	406.6230	9,00 zł	12.198.690,00 $	+582.271,56 $
Regency FX	386.1685	0,00 zł	11.585.054,11 $	−31.364,33 $
Wise	387.1190	607,23 zł	11.378.499,73 $	−237.918,71 $

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	387.2533	–	11.617.597,80 $
TapTap Send Cheapest	406.7270	9,00 zł	12.201.810,00 $	+584.212,20 $
Regency FX	386.2077	0,00 zł	11.586.230,29 $	−31.367,51 $
Wise	387.2080	604,35 zł	11.382.230,85 $	−235.366,95 $

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	385.6653	–	11.569.958,52 $
Regency FX Cheapest	384.6240	0,00 zł	11.538.719,63 $	−31.238,89 $
TapTap Send No quote collected this day	–	–	–	–
Wise No quote collected this day	–	–	–	–

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	388.4160	–	11.652.480,75 $
TapTap Send Cheapest	407.1820	9,00 zł	12.215.460,00 $	+562.979,25 $
Regency FX	387.3673	0,00 zł	11.621.019,05 $	−31.461,70 $
Wise	388.1780	615,87 zł	11.406.272,82 $	−246.207,93 $

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
TapTap Send Cheapest	408.4960	9,00 zł	12.254.880,00 $	–
Wise	389.7470	607,24 zł	11.455.740,03 $	–
Regency FX No quote collected this day	–	–	–	–

Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	388.2250	–	11.646.750,51 $
TapTap Send Cheapest	410.2330	9,00 zł	12.306.990,00 $	+660.239,49 $
Regency FX	387.1768	0,00 zł	11.615.304,28 $	−31.446,23 $
Wise	390.3330	696,24 zł	11.438.224,55 $	−208.525,96 $

Sun, 18 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	389.7008	–	11.691.024,60 $
TapTap Send Cheapest	409.3610	9,00 zł	12.280.830,00 $	+589.805,40 $
Regency FX	388.6486	0,00 zł	11.659.458,83 $	−31.565,77 $
Wise	390.3330	696,24 zł	11.438.224,55 $	−252.800,05 $

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
TapTap Send Cheapest	409.3880	9,00 zł	12.281.640,00 $	–
Wise	389.3010	601,47 zł	11.444.877,13 $	–
Regency FX No quote collected this day	–	–	–	–

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	391.6672	–	11.750.015,25 $
TapTap Send Cheapest	411.1550	9,00 zł	12.334.650,00 $	+584.634,75 $
Regency FX	390.6097	0,00 zł	11.718.290,21 $	−31.725,04 $
Wise	391.6520	595,69 zł	11.516.256,82 $	−233.758,43 $

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	391.9330	–	11.757.991,50 $
TapTap Send Cheapest	411.7080	9,00 zł	12.351.240,00 $	+593.248,50 $
Regency FX	390.8748	0,00 zł	11.726.244,92 $	−31.746,58 $
Wise	391.8960	607,23 zł	11.518.908,99 $	−239.082,51 $

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	392.4251	–	11.772.753,03 $
TapTap Send Cheapest	413.1650	9,00 zł	12.394.950,00 $	+622.196,97 $
Regency FX	391.3656	0,00 zł	11.740.966,60 $	−31.786,43 $
Wise	392.4100	601,47 zł	11.536.277,16 $	−236.475,87 $

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	389.1189	–	11.673.568,29 $
TapTap Send Cheapest	409.5800	9,00 zł	12.287.400,00 $	+613.831,71 $
Regency FX	388.0683	0,00 zł	11.642.049,66 $	−31.518,63 $
Wise	389.1030	604,36 zł	11.437.931,71 $	−235.636,58 $

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	387.5692	–	11.627.075,16 $
TapTap Send Cheapest	408.5670	9,00 zł	12.257.010,00 $	+629.934,84 $
Regency FX	386.5227	0,00 zł	11.595.682,06 $	−31.393,10 $
Wise	389.1370	658,99 zł	11.417.672,61 $	−209.402,55 $

How to send money to Argentina from Poland with the best PLN-ARS rate

Best companies for PLN/ARS transfers