How to send money to Argentina from Australia with the best AUD-ARS rate

Of the 7 companies we analysed, Western Union is the cheapest app overall for sending A$2,000 to Argentina.

On a 2,000 AUD transfer it will get your recipient 2,329,450.49 ARS.

Best companies for AUD/ARS transfers

7 of 7 providers

Last updated on 28 October 2026

Based on 2,000 AUD transfer

Best companies for AUD/ARS transfers

Sort Cheapest
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Wise

Pay via Bank Transfer
Fees: $32.53 1 AUD = 1081.4700 ARS +0.01% vs mid-market Recipient gets $2,127,759.78 Within an hour
Receive to bank accountDedicated support for large transfers

Ways to receive money in Argentina with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin an hourAvailable via:Bank Transfer
$32.531 AUD = 1081.4700 ARS
$2,127,759.78You pay$2,000.00
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Xe

Pay via Debit Card
Fees: $0.00 1 AUD = 1087.0748 ARS -0.50% vs mid-market Recipient gets $2,174,149.60 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Argentina with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 1087.0748 ARS
$2,174,149.60You pay$2,000.00

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Western Union

Pay via Debit Card
Fees: $0.00 1 AUD = 1164.7252 ARS -7.40% vs mid-market Recipient gets $2,329,450.49 Next Day
Cheapest
Receive to bank account or cash pickup

Ways to receive money in Argentina with Western Union when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 AUD = 1164.7252 ARS
$2,329,450.49You pay$2,000.00

Western Union

Pay via Bank Transfer
Fees: $0.00 1 AUD = 1164.7252 ARS -7.40% vs mid-market Recipient gets $2,329,450.49 Next Day
Receive to bank account or cash pickup

Ways to receive money in Argentina with Western Union when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 AUD = 1164.7252 ARS
$2,329,450.49You pay$2,000.00

TapTap Send

Pay via Debit Card
Fees: $1.49 1 AUD = 1130.0000 ARS -4.38% vs mid-market Recipient gets $2,260,000.00 Minutes
Fastest
Receive to bank account

Ways to receive money in Argentina with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Mobile walletMinutesAvailable via:E-Wallet
$1.491 AUD = 1130.0000 ARS
$2,260,000.00You pay$2,001.49
$0 fee on first online transfers

MoneyGram

Pay via Debit Card
Fees: $1.49 1 AUD = 1126.1309 ARS -4.03% vs mid-market Recipient gets $2,252,261.80 6-12 Hours

Ways to receive money in Argentina with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 HoursAvailable via:All Banks
$1.491 AUD = 1126.1309 ARS
$2,252,261.80You pay$2,001.49
Cash pickup6-12 Hours
$3.991 AUD = 1110.3475 ARS
$2,220,695.00You pay$2,003.99
Mobile wallet6-12 HoursAvailable via:All Wallets
Free1 AUD = 1109.5508 ARS
$2,219,101.60You pay$2,000.00
$0 fee on first online transfers

MoneyGram

Pay via POLi
Fees: $1.49 1 AUD = 1126.1309 ARS -4.03% vs mid-market Recipient gets $2,252,261.80 6-12 Hours

Ways to receive money in Argentina with MoneyGram when paying by poli.

MethodFee & ratesRecipient gets
Bank deposit6-12 HoursAvailable via:All Banks
$1.491 AUD = 1126.1309 ARS
$2,252,261.80You pay$2,001.49
Cash pickup6-12 Hours
$3.991 AUD = 1110.3475 ARS
$2,220,695.00You pay$2,003.99
Mobile wallet6-12 HoursAvailable via:All Wallets
Free1 AUD = 1109.5508 ARS
$2,219,101.60You pay$2,000.00
$0 fee on first online transfers

MoneyGram

Pay via Credit Card
Fees: $1.49 1 AUD = 1126.1309 ARS -4.03% vs mid-market Recipient gets $2,252,261.80 6-12 Hours

Ways to receive money in Argentina with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 HoursAvailable via:All Banks
$1.491 AUD = 1126.1309 ARS
$2,252,261.80You pay$2,001.49
Cash pickup6-12 Hours
$3.991 AUD = 1110.3475 ARS
$2,220,695.00You pay$2,003.99
Mobile wallet6-12 HoursAvailable via:All Wallets
Free1 AUD = 1109.5508 ARS
$2,219,101.60You pay$2,000.00

Remitly

Pay via Debit Card
Fees: $0.00 1 AUD = 1119.3700 ARS -3.43% vs mid-market Recipient gets $2,238,740.00 Within minutes
Receive to bank account or cash pickup

Ways to receive money in Argentina with Remitly when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
Free1 AUD = 1119.3700 ARS
$2,238,740.00You pay$2,000.00

Remitly

Pay via Credit Card
Fees: $0.00 1 AUD = 1119.3700 ARS -3.43% vs mid-market Recipient gets $2,238,740.00 Within minutes
Receive to bank account or cash pickup

Ways to receive money in Argentina with Remitly when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
Free1 AUD = 1119.3700 ARS
$2,238,740.00You pay$2,000.00

Remitly

Pay via PayTo
Fees: $0.00 1 AUD = 1119.3700 ARS -3.43% vs mid-market Recipient gets $2,238,740.00 Within a week
Receive to bank account or cash pickup

Ways to receive money in Argentina with Remitly when paying by payto.

MethodFee & ratesRecipient gets
Bank depositWithin a week
Free1 AUD = 1119.3700 ARS
$2,238,740.00You pay$2,000.00

Xe

Pay via Debit Card
Fees: $0.00 1 AUD = 1087.0748 ARS -0.50% vs mid-market Recipient gets $2,174,149.60 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Argentina with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 1087.0748 ARS
$2,174,149.60You pay$2,000.00

Xe

Pay via Bank Transfer
Fees: $0.00 1 AUD = 1087.0748 ARS -0.50% vs mid-market Recipient gets $2,174,149.60 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Argentina with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 1087.0748 ARS
$2,174,149.60You pay$2,000.00

Xe

Pay via Credit Card
Fees: $0.00 1 AUD = 1087.0748 ARS -0.50% vs mid-market Recipient gets $2,174,149.60 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Argentina with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 1087.0748 ARS
$2,174,149.60You pay$2,000.00

OFX

Pay via Bank Transfer
Fees: $0.00 1 AUD = 1074.5789 ARS +0.65% vs mid-market Recipient gets $2,149,157.89 6-12 Hours
Receive to bank account

Ways to receive money in Argentina with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 1074.5789 ARS
$2,149,157.89You pay$2,000.00

Wise

Pay via Bank Transfer
Fees: $32.53 1 AUD = 1081.4700 ARS +0.01% vs mid-market Recipient gets $2,127,759.78 Within an hour
Recommended
Receive to bank accountDedicated support for large transfers

Ways to receive money in Argentina with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin an hourAvailable via:Bank Transfer
$32.531 AUD = 1081.4700 ARS
$2,127,759.78You pay$2,000.00

Wise

Pay via Osko
Fees: $32.53 1 AUD = 1081.4700 ARS +0.01% vs mid-market Recipient gets $2,127,759.78 Within an hour
Receive to bank accountDedicated support for large transfers

Ways to receive money in Argentina with Wise when paying by osko.

MethodFee & ratesRecipient gets
Bank depositWithin an hourAvailable via:Bank Transfer
$32.531 AUD = 1081.4700 ARS
$2,127,759.78You pay$2,000.00

Wise

Pay via Debit Card
Fees: $37.95 1 AUD = 1081.4700 ARS +0.01% vs mid-market Recipient gets $2,121,898.21 Within an hour
Receive to bank accountDedicated support for large transfers

Ways to receive money in Argentina with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin an hourAvailable via:Bank Transfer
$37.951 AUD = 1081.4700 ARS
$2,121,898.21You pay$2,000.00

Wise

Pay via Credit Card
Fees: $51.13 1 AUD = 1081.4700 ARS +0.01% vs mid-market Recipient gets $2,107,644.44 Within an hour
Receive to bank accountDedicated support for large transfers

Ways to receive money in Argentina with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin an hourAvailable via:Bank Transfer
$51.131 AUD = 1081.4700 ARS
$2,107,644.44You pay$2,000.00
How Our Results Work
Mid-market rate: 1 AUD = 1081.6094 ARS Updates every 60 minutes.

How to send money from Australia to Argentina

Pick a company

Start with the cheapest, which is Western Union at 2,329,450.49 ARS on A$2,000.

Western Union was the cheapest on 24 of the 29 days it quoted A$2,000 transfers to Argentina.

Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.

Fund your transfer

You have 6 ways to pay, including debit card, bank transfer, credit card, poli, payto, and osko.

PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.

Watch your bank's daily limit on anything large.

Verify and send

First time round you'll need a photo ID, usually a licence or a passport.

A passport and visa are enough if you’re new (you don’t need an Australian credit history).

Compare amounts

How much AUD are you sending to Argentina?

How much AUD you send to Argentina heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Western Union was the cheapest in 83% of the transfers up to A$2,000 it quoted, and in 83% of all the transfers it quoted.

Cheapest service
$1,000-7.35%$0.00$1,164,725.25with debit card to bank deposit+$67,407.69
$1,500-7.35%$0.00$1,747,087.87with debit card to bank deposit+$101,362.22
$2,000This page-7.40%$0.00$2,329,450.49with debit card to bank deposit+$120,710.77
$3,000-7.38%$0.00$3,494,175.74with debit card to bank deposit+$182,699.43
$7,500-7.41%$0.00$8,735,439.35with debit card to bank deposit+$475,468.53
$12,000-4.40%$1.49$13,560,000.00with debit card to mobile wallet+$681,040.13
$15,000-4.39%$1.49$16,950,000.00with debit card to mobile wallet+$590,237.22
$50,000-4.33%$1.49$56,500,000.00with debit card to mobile wallet+$962,137.77
$100,000-4.38%$1.49$113,000,000.00with debit card to mobile wallet+$5,117,323.27
$250,000-4.38%$1.49$282,500,000.00with debit card to mobile wallet+$12,778,286.81
$500,000-4.41%$1.49$565,000,000.00with debit card to mobile wallet+$37,437,250.45

Mid-market rate: 1 AUD = 1081.6094 ARS

AUD/ARS Exchange Rate History

Is today a good time to send money from Australia to Argentina?

The cheapest way to send AUD to ARS can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Western Union), across 30 days of comparisons for 2,000 AUD transfers to Argentina.

ARS received for $2,000, after fees

Wed, 28 Oct 2026Mid-market rate$2,163,218.81 Western Union $2,329,450.49Western Union$2,329,450.49TapTap Send$2,260,000.00MoneyGram$2,252,261.80

2.05M
2.10M
2.15M
2.20M
2.25M
2.30M
2.35M
At the mid-market rateWith the cheapest optionWestern UnionTapTap SendMoneyGram
Exchange rateFees:Recipient getsDifference
Mid-market rate 1065.2422 – $2,130,484.48
Western Union Cheapest 1138.1574 $0.00 $2,276,314.79 +$145,830.31
TapTap Send 1125.0000 $1.49 $2,250,000.00 +$119,515.52
MoneyGram 1096.2140 $1.49 $2,192,428.00 +$61,943.52
Exchange rateFees:Recipient getsDifference
Mid-market rate 1063.9507 – $2,127,901.43
Western Union Cheapest 1128.9636 $0.00 $2,257,927.19 +$130,025.76
TapTap Send 1125.0000 $1.49 $2,250,000.00 +$122,098.57
MoneyGram 1086.3894 $1.49 $2,172,778.80 +$44,877.37
Exchange rateFees:Recipient getsDifference
Mid-market rate 1060.2459 – $2,120,491.73
TapTap Send Cheapest 1125.0000 $1.49 $2,250,000.00 +$129,508.27
Western Union 1119.2090 $0.00 $2,238,417.96 +$117,926.23
MoneyGram 1078.6784 $1.49 $2,157,356.80 +$36,865.07
Exchange rateFees:Recipient getsDifference
Mid-market rate 1058.0853 – $2,116,170.55
Western Union Cheapest 1115.6641 $0.00 $2,231,328.24 +$115,157.69
TapTap Send 1115.0000 $1.49 $2,230,000.00 +$113,829.45
MoneyGram 1076.3486 $1.49 $2,152,697.20 +$36,526.65
Exchange rateFees:Recipient getsDifference
Mid-market rate 1054.5017 – $2,109,003.40
Western Union Cheapest 1123.2737 $0.00 $2,246,547.44 +$137,544.04
TapTap Send 1120.0000 $1.49 $2,240,000.00 +$130,996.60
MoneyGram 1084.2884 $1.49 $2,168,576.80 +$59,573.40
Exchange rateFees:Recipient getsDifference
Mid-market rate 1056.5858 – $2,113,171.66
Western Union Cheapest 1123.2737 $0.00 $2,246,547.44 +$133,375.78
TapTap Send 1120.0000 $1.49 $2,240,000.00 +$126,828.34
MoneyGram 1084.2884 $1.49 $2,168,576.80 +$55,405.14
Exchange rateFees:Recipient getsDifference
Mid-market rate 1058.9052 – $2,117,810.36
Western Union Cheapest 1125.8645 $0.00 $2,251,729.05 +$133,918.69
TapTap Send 1120.0000 $1.49 $2,240,000.00 +$122,189.64
MoneyGram 1084.4447 $1.49 $2,168,889.40 +$51,079.04
Exchange rateFees:Recipient getsDifference
Mid-market rate 1058.7664 – $2,117,532.83
Western Union Cheapest 1120.6204 $0.00 $2,241,240.84 +$123,708.01
TapTap Send 1120.0000 $1.49 $2,240,000.00 +$122,467.17
MoneyGram 1081.6810 $1.49 $2,163,362.00 +$45,829.17
Exchange rateFees:Recipient getsDifference
Mid-market rate 1059.7141 – $2,119,428.24
Western Union Cheapest 1120.1573 $0.00 $2,240,314.70 +$120,886.46
TapTap Send 1120.0000 $1.49 $2,240,000.00 +$120,571.76
MoneyGram 1081.6810 $1.49 $2,163,362.00 +$43,933.76
Exchange rateFees:Recipient getsDifference
Mid-market rate 1055.2024 – $2,110,404.81
TapTap Send Cheapest 1120.0000 $1.49 $2,240,000.00 +$129,595.19
Western Union 1117.1069 $0.00 $2,234,213.79 +$123,808.98
MoneyGram 1076.2033 $1.49 $2,152,406.60 +$42,001.79
Exchange rateFees:Recipient getsDifference
Mid-market rate 1058.9725 – $2,117,944.99
TapTap Send Cheapest 1120.0000 $1.49 $2,240,000.00 +$122,055.01
Western Union 1119.6030 $0.00 $2,239,205.96 +$121,260.97
MoneyGram 1081.6810 $1.49 $2,163,362.00 +$45,417.01
Exchange rateFees:Recipient getsDifference
Mid-market rate 1057.3233 – $2,114,646.58
Western Union Cheapest 1122.5993 $0.00 $2,245,198.60 +$130,552.02
TapTap Send 1120.0000 $1.49 $2,240,000.00 +$125,353.42
MoneyGram 1082.6118 $1.49 $2,165,223.60 +$50,577.02
Exchange rateFees:Recipient getsDifference
Mid-market rate 1057.3233 – $2,114,646.58
Western Union Cheapest 1122.5993 $0.00 $2,245,198.60 +$130,552.02
TapTap Send 1120.0000 $1.49 $2,240,000.00 +$125,353.42
MoneyGram 1082.6118 $1.49 $2,165,223.60 +$50,577.02
Exchange rateFees:Recipient getsDifference
Mid-market rate 1058.7387 – $2,117,477.40
Western Union Cheapest 1123.7256 $0.00 $2,247,451.19 +$129,973.79
TapTap Send 1120.0000 $1.49 $2,240,000.00 +$122,522.60
MoneyGram 1083.0772 $1.49 $2,166,154.40 +$48,677.00
Exchange rateFees:Recipient getsDifference
Mid-market rate 1056.8591 – $2,113,718.15
TapTap Send Cheapest 1120.0000 $1.49 $2,240,000.00 +$126,281.85
Western Union 1119.2204 $0.00 $2,238,440.80 +$124,722.65
MoneyGram 1079.1991 $1.49 $2,158,398.20 +$44,680.05
Exchange rateFees:Recipient getsDifference
Mid-market rate 1060.4216 – $2,120,843.13
Western Union Cheapest 1122.5993 $0.00 $2,245,198.60 +$124,355.47
TapTap Send 1120.0000 $1.49 $2,240,000.00 +$119,156.87
MoneyGram 1085.2489 $1.49 $2,170,497.80 +$49,654.67
Exchange rateFees:Recipient getsDifference
Mid-market rate 1050.0779 – $2,100,155.82
Western Union Cheapest 1122.8670 $0.00 $2,245,734.00 +$145,578.18
TapTap Send 1120.0000 $1.49 $2,240,000.00 +$139,844.18
MoneyGram 1082.3978 $1.49 $2,164,795.60 +$64,639.78
Exchange rateFees:Recipient getsDifference
Mid-market rate 1052.4579 – $2,104,915.90
TapTap Send Cheapest 1120.0000 $1.49 $2,240,000.00 +$135,084.10
Western Union 1117.7530 $0.00 $2,235,505.99 +$130,590.09
MoneyGram No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 1051.2269 – $2,102,453.82
Western Union Cheapest 1121.9888 $0.00 $2,243,977.60 +$141,523.78
TapTap Send 1120.0000 $1.49 $2,240,000.00 +$137,546.18
MoneyGram No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 1055.2231 – $2,110,446.11
Western Union Cheapest 1121.9888 $0.00 $2,243,977.60 +$133,531.49
TapTap Send 1120.0000 $1.49 $2,240,000.00 +$129,553.89
MoneyGram 1082.5534 $1.49 $2,165,106.80 +$54,660.69
Exchange rateFees:Recipient getsDifference
Mid-market rate 1058.9303 – $2,117,860.59
Western Union Cheapest 1125.2208 $0.00 $2,250,441.61 +$132,581.02
TapTap Send 1120.0000 $1.49 $2,240,000.00 +$122,139.41
MoneyGram 1085.3544 $1.49 $2,170,708.80 +$52,848.21
Exchange rateFees:Recipient getsDifference
Mid-market rate 1066.3477 – $2,132,695.49
Western Union Cheapest 1129.4019 $0.00 $2,258,803.75 +$126,108.26
TapTap Send 1120.0000 $1.49 $2,240,000.00 +$107,304.51
MoneyGram 1093.9662 $1.49 $2,187,932.40 +$55,236.91
Exchange rateFees:Recipient getsDifference
Mid-market rate 1070.2350 – $2,140,470.02
Western Union Cheapest 1136.5869 $0.00 $2,273,173.79 +$132,703.77
TapTap Send 1125.0000 $1.49 $2,250,000.00 +$109,529.98
MoneyGram 1099.8613 $1.49 $2,199,722.60 +$59,252.58
Exchange rateFees:Recipient getsDifference
Mid-market rate 1070.1971 – $2,140,394.10
MoneyGram Cheapest 1101.5755 $1.49 $2,203,151.00 +$62,756.90
Western Union No quote collected this day – – – –
TapTap Send No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 1072.3593 – $2,144,718.55
Western Union Cheapest 1144.1465 $0.00 $2,288,293.00 +$143,574.45
TapTap Send 1130.0000 $1.49 $2,260,000.00 +$115,281.45
MoneyGram 1114.0871 $1.49 $2,228,174.20 +$83,455.65
Exchange rateFees:Recipient getsDifference
Mid-market rate 1062.5446 – $2,125,089.11
Western Union Cheapest 1155.7546 $0.00 $2,311,509.20 +$186,420.09
TapTap Send 1130.0000 $1.49 $2,260,000.00 +$134,910.89
MoneyGram 1113.6107 $1.49 $2,227,221.40 +$102,132.29
Exchange rateFees:Recipient getsDifference
Mid-market rate 1062.5446 – $2,125,089.11
Western Union Cheapest 1155.7546 $0.00 $2,311,509.20 +$186,420.09
TapTap Send 1130.0000 $1.49 $2,260,000.00 +$134,910.89
MoneyGram 1113.6107 $1.49 $2,227,221.40 +$102,132.29
Exchange rateFees:Recipient getsDifference
Mid-market rate 1074.4953 – $2,148,990.56
Western Union Cheapest 1156.7413 $0.00 $2,313,482.60 +$164,492.04
TapTap Send 1130.0000 $1.49 $2,260,000.00 +$111,009.44
MoneyGram No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 1080.9475 – $2,161,894.99
Western Union Cheapest 1153.6167 $0.00 $2,307,233.50 +$145,338.51
MoneyGram 1132.7578 $1.49 $2,265,515.60 +$103,620.61
TapTap Send 1130.0000 $1.49 $2,260,000.00 +$98,105.01
Exchange rateFees:Recipient getsDifference
Mid-market rate 1081.6094 – $2,163,218.81
Western Union Cheapest 1164.7252 $0.00 $2,329,450.49 +$166,231.68
TapTap Send 1130.0000 $1.49 $2,260,000.00 +$96,781.19
MoneyGram 1126.1309 $1.49 $2,252,261.80 +$89,042.99

Exchange rateFees:Recipient getsDifference

Each line shows what the recipient gets when you send $2,000, after fees, as quoted by each company. The mid-market line shows what $2,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more ARS per AUD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 30 of the last 30 days.

Right now, Western Union pays 2,329,450.49 ARS on 2,000 AUD, which is 166,231.68 ARS more than the mid-market amount, so it's a good deal (pretty much free money).

Today's payout is the highest in the past month.

If you need to send money now, it's a good time to send.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Argentina.

We've tracked 316 comparisons to check how often today's top companies were the cheapest across 11 amounts over the past month.

  1. Western UnionAppeared in 143 comparisons

    Cheapest in 83% of them

  2. TapTap SendAppeared in 301 comparisons

    Cheapest in 60% of them

  3. MoneyGramAppeared in 267 comparisons

    Cheapest in 4% of them

Based on 316 comparisons across 11 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Western Union is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

TapTap Send (today's second cheapest) was the cheapest in 60% of its comparisons, so if you send money to Argentina regularly, it's worth comparing it with Western Union before each transfer.

Ways to send money from Australia to Argentina

7 money transfer companies let you send money from Australia to Argentina.

Cheapest for most transfers

Online transfers

Sending money online with a “self-service” provider is usually the cheapest way to send money to Argentina.

For example, sending A$2,000 with Western Union will get you 2,329,450.49 ARS after a A$0 fee and -7.4% markup.

In our comparisons over the past month, it was the cheapest online service on 29 of the 29 days it quoted.

To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.

Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.

For regular transfers home

Money transfer apps

An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.

Western Union takes A$0 in fees and -7.4% markup on a A$2,000 transfer, and your ARS arrives in next day.

Over the past month, Western Union was the cheapest app on 83% of the days it appeared for A$2,000 transfers.

Signing up is quick even if you're new to Australia.

A passport and visa are enough for most money transfer apps, and no local credit history is needed.

For large AUD transfers

Currency brokers

Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.

On transfers of $10,000 or more, a broker like Xe drops the fee entirely and works on margin instead.

With Xe you get -0.5% on AUD/ARS, and it gets lower the more you send.

You also get an account manager for the whole thing.

Our analysis shows Xe was the cheapest broker in 19% of all the transfers it quoted.

For overseas business payments

Business accounts

Global accounts like Airwallex are great for paying suppliers, contractors or staff in ARS, handling invoices, batch payments, and more.

For receiving and spending

Multi-currency accounts

Multi-currency accounts let you hold AUD and ARS in one account, and convert when the rate suits you.

Wise converts A$2,000 at 0.01% markup, and the ARS sits in your account until you spend or transfer it.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Most useful if you travel often to Argentina, split your life between two countries, or receive money from abroad.

We also created a guide going into more detail about multi currency accounts.

Ways to fund AUD and receive money in Argentina

With Western Union, paying by debit card and receiving through a bank deposit is the cheapest combination. Sending A$2,000 gives your recipient 2,329,450.49 ARS.

You can fund the transfer with debit card, bank transfer, credit card, poli, payto, and osko.

Recipients in Argentina can collect ARS through bank deposit, mobile wallet, and cash pickup.

Your recipient can have ARS delivered to a mobile wallet, without a bank account.

Use our payout filters above to find the cheapest company offering mobile wallet withdrawals.

They can collect cash via Western Union

For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in Argentina.

  1. 1
    Debit card Bank deposit

    You pay A$2,000.00

    AR$2,329,450

    Cheapest

  2. 2
    Bank transfer Bank deposit

    You pay A$2,000.00

    AR$2,329,450

    AR$0

  3. 3
    Debit card Mobile wallet

    You pay A$2,001.49

    AR$2,260,000

    -AR$69,450

  4. 4
    Poli Bank deposit

    You pay A$2,001.49

    AR$2,252,262

    -AR$77,189

  5. 5
    Credit card Bank deposit

    You pay A$2,001.49

    AR$2,252,262

    -AR$77,189

Show moreShow less
  1. 6
    Payto Bank deposit

    You pay A$2,000.00

    AR$2,238,740

    -AR$90,710

  2. 7
    Debit card Cash pickup

    You pay A$2,003.99

    AR$2,220,695

    -AR$108,755

  3. 8
    Poli Cash pickup

    You pay A$2,003.99

    AR$2,220,695

    -AR$108,755

  4. 9
    Credit card Cash pickup

    You pay A$2,003.99

    AR$2,220,695

    -AR$108,755

  5. 10
    Poli Mobile wallet

    You pay A$2,000.00

    AR$2,219,102

    -AR$110,349

  6. 11
    Credit card Mobile wallet

    You pay A$2,000.00

    AR$2,219,102

    -AR$110,349

  7. 12
    Osko Bank deposit

    You pay A$2,000.00

    AR$2,127,760

    -AR$201,691

Consider this before sending AUD to Argentina

Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.

Compare AUD/ARS transfer options

For a A$2,000 transfer to Argentina, these are the best options right now:

Cheapest

Western Union is cheapest when funded by debit card with bank deposit for the payout. Your recipient gets 2,329,450.49 ARS, which is 2.98% more than the next best option.

Fastest

TapTap Send delivers 2,260,000 ARS in minutes when you use debit card and choose mobile wallet as payout.

If you need money urgently, we've put together a guide on instant money transfers.

PayID is domestic only

PayID and Osko move Australian dollars between local accounts.

When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in Argentina.

Confirm the registered business name shown by your bank before approving the PayID payment.

AUSTRAC reporting

The bank or remittance company reports international transfer instructions to AUSTRAC.

This applies to international transfers generally, rather than only those above A$10,000.

You do not normally submit the international transfer report yourself.

A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.

Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.

Cash gifts can affect Centrelink payments

Australia does not generally tax a genuine cash gift simply because you send it to family in Argentina.

Gifting money can still affect income-tested or asset-tested Centrelink payments.

Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.

If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.

Bank protection in Australia

The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.

It does not automatically cover money held by a non-bank transfer company.

In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.

How we analyse the market

We track 7 companies sending AUD to Argentina, all holding an Australian licence, with rates refreshed in real time when running a live search.

In the past 30 days alone, we analysed 316 comparisons across 11 amounts.

This page covers the cheapest and fastest options for AUD/ARS transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.

More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.